CFSB Bancorp, Inc.

CFSB Bancorp, Inc.

CFSB
CFSB Bancorp, Inc.US flagNASDAQ Capital Market
14.25
USD
- -
- -
93.32MMarket Cap
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.27
1.23
1.51
1.5
1.19
- -
1.21
Basic EPS, GAAP
0.26
0.21
0.08
0.23
0.01
- -
-0.04
Free Cash Flow per Basic Share
0.25
0.28
0.3
0.28
0.05
- -
0.07
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
7.24
7.46
8.33
8.04
7.99
- -
7.98
Tangible Book Value per Share
7.24
7.46
12.61
12.09
12.09
- -
12.08
Basic Weighted Avg Shares
7
7
6
6
6
- -
6
Sales/Revenue/Turnover
8
8
9
9
7
8
8
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
1
- -
1
- -
- -
- -
Effective Tax Rate (%)
13.89
15.02
- -
17.23
- -
- -
146.15
Profit Margin (%)
20.75
17.29
4.97
15.36
0.44
-3.49
-3.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
3
- -
- -
1
1
1
1
Total Equity
47
49
74
76
76
76
76
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
2.9
0.91
2.91
0.07
-0.53
-0.53

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'25
ST Debt
- -
8
10
LT Borrowings
10
3
- -
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
6
7
Market Capitalization
43
48
86

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
29
28
25
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
8
10
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
11.52%
-0.42%
Free Cash Flow
- -
-6.77%
38.44%
Net Income, GAAP
- -
-172.21%
-903.03%
Sales/Revenue/Turnover
- -
-1.13%
1.41%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3
2
2
2
9
2024
2
2
2
2
7
2025
2
2
2
2
8

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.1
0.05
0.06
0.02
0.23
2024
0.02
-0.03
-0.01
0.03
0.01
2025
- -
-0.03
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael E. McFarland
Full Time Employees
27
Sector
Financial Services
Industry
Banks - Regional
Address
15 Beach Street Quincy MA United States of America 02170
IPO Date
Jan 13, 2022
Business
CFSB Bancorp, Inc. (NASDAQ: CFSB) operates as the holding company for Colonial Federal Savings Bank, a community-focused financial institution providing retail banking services to individuals and small businesses primarily in eastern Massachusetts. The bank offers deposit products including savings accounts, checking accounts, money market accounts, and certificates of deposit; lending products encompassing one- to four-family residential mortgages, multi-family real estate loans, commercial real estate loans, second mortgages, home equity lines of credit, construction loans, and consumer loans; and additional services such as online and mobile banking, wealth management, trust services, and insurance products. Headquartered in Quincy, Massachusetts, with branches in Quincy, Holbrook, and Weymouth, the institution traces its origins to 1889 through its banking subsidiary and maintains a strong emphasis on local customer relationships and community involvement. In November 2025, Hometown Financial Group, Inc. completed its $44 million acquisition of CFSB Bancorp, integrating Colonial Federal Savings Bank as a division of North Shore Bank to expand the combined entity's footprint to 29 branches and $3.3 billion in assets across eastern Massachusetts and southern New Hampshire, enhancing offerings in commercial lending, cash management, and digital banking tools.

Company News

APIChatGPT
  • U.S. Bank Survey: 67% of Parents Talk Money Before Age 12, But Still Need Tools to Take Action

  • Contrasting CFSB Bancorp (NASDAQ:CFSB) and First Commonwealth Financial (NYSE:FCF)

  • $HAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of CFSB Bancorp, Inc. – CFSB

  • Hometown Financial Group, Inc. to Acquire CFSB Bancorp, Inc.

  • CFSB BANCORP, INC. ANNOUNCES FISCAL THIRD QUARTER AND YEAR-TO-DATE 2025 FINANCIAL RESULTS

  • CFSB BANCORP, INC. ANNOUNCES FISCAL SECOND QUARTER AND YEAR-TO-DATE 2025 FINANCIAL RESULTS

  • CFSB BANCORP, INC. ANNOUNCES FISCAL FOURTH QUARTER AND FULL YEAR 2024 FINANCIAL RESULTS

  • CFSB BANCORP, INC. ANNOUNCES FISCAL THIRD QUARTER AND YEAR-TO-DATE 2024 FINANCIAL RESULTS

  • CFSB BANCORP, INC. ANNOUNCES FISCAL SECOND QUARTER AND YEAR-TO-DATE 2024 FINANCIAL RESULTS

  • CFSB BANCORP, INC. ANNOUNCES FISCAL FOURTH QUARTER 2023 FINANCIAL RESULTS