CFSB Bancorp, Inc.

CFSB

CFSBCFSB Bancorp, Inc. US flag

NASDAQ Capital Market

14.25

USD

- -

93.32MMarket Cap

Income Statement (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	8	8	9	9	7	8
+ Sales & Services Revenue	8	8	9	9	7	8
- Cost of Revenue	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	5	5	6	6	6	7
+ Research & Development	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-5	-5	-6	-6	-6	-7
Operating Income (Loss)	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-2	-2	- -	-2	- -	- -
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-2	-2	- -	-2	- -	- -
Pretax Income	2	2	- -	2	- -	- -
- Income Tax Expense (Benefit)	- -	- -	- -	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	2	1	- -	1	- -	- -
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	2	1	- -	1	- -	- -
- Minority Interest	- -	- -	- -	- -	- -	- -
Net Income, GAAP	2	1	- -	1	- -	- -
- Preferred Dividends	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	2	1	- -	1	- -	- -
EBIT	- -	- -	- -	- -	- -	- -
EBITDA	1	- -	- -	- -	- -	- -
EBITDA Margin (%)	7.68	3.35	2.87	2.5	3.17	2.93
EBITA	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Profit Margin (%)	20.75	17.29	4.97	15.36	0.44	-3.49
Sales per Employee	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -
Depreciation Expense	1	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	7	7	6	6	6	- -
Basic EPS, GAAP	0.26	0.21	0.08	0.23	0.01	- -
Basic EPS from Cont Ops	0.26	0.21	0.08	0.23	0.01	- -
Diluted Weighted Avg Shares	7	7	6	6	6	- -
Diluted EPS, GAAP	0.26	0.21	0.08	0.23	0.01	- -
Diluted EPS from Cont Ops	0.26	0.21	0.08	0.23	0.01	- -

Balance Sheet (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	39	44	32	7	27	25
+ Cash & Cash Equivalents	38	42	32	7	27	25
+ ST Investments	- -	2	- -	- -	- -	- -
+ Accounts & Notes Receiv	1	1	1	1	1	1
+ Accounts Receivable, Net	1	1	1	1	1	1
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-40	-45	-33	-8	-28	-26
+ Misc ST Assets	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	4	3	3	4	4	4
+ Property, Plant & Equip	5	5	5	6	6	6
- Accumulated Depreciation	1	2	2	2	2	2
+ LT Investments & Receivables	92	107	145	148	147	146
+ LT Investments	92	107	145	148	147	146
+ LT Receivables	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-96	-111	-149	-152	-151	-150
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-96	-111	-149	-152	-151	-150
Total Assets	333	339	366	349	363	367
+ Payables & Accruals	3	3	3	4	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	3	3	3	4	- -	- -
+ ST Debt	- -	1	- -	4	10	10
+ ST Borrowings	- -	1	- -	4	10	10
+ ST Finance Leases	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-3	-4	-3	-7	-10	-10
+ Deferred Revenue	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-3	-4	-3	-7	-10	-10
Total Current Liabilities	- -	- -	- -	- -	- -	- -
+ LT Debt	3	- -	- -	1	1	1
+ LT Borrowings	3	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	1	1	1
+ Other LT Liabilities	-3	- -	- -	-1	-1	-1
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-3	- -	- -	-1	-1	-1
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -
Total Liabilities	286	290	292	273	287	291
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	28	28	28	29
+ Common Stock	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	28	28	28	28
- Treasury Stock	- -	- -	- -	- -	- -	1
+ Retained Earnings	47	49	49	50	50	50
+ Other Equity	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	47	49	74	76	76	76
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
Total Equity	47	49	74	76	76	76
Total Liabilities & Equity	333	339	366	349	363	367
Shares Outstanding	7	7	7	7	7	7
Number of Employees	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	1	1	1
Net Debt	-35	-41	-32	-3	-17	-14
Net Debt to Equity	-73.28	-83.75	-42.65	-4.2	-21.84	-18.9
Tangible Common Equity Ratio	14.19	14.36	20.28	21.74	20.93	20.66
Current Ratio	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	2	1	- -	1	- -	- -
+ Depreciation & Amortization	1	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	- -	1	- -	- -	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	2	- -	- -	- -
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	2	2	2	- -	- -
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	-1	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	24	- -	- -	- -
+ Increase in Capital Stock	- -	- -	26	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	-3	- -	- -	- -
+ Net Change in LT Investment	6	-15	-39	-3	- -	1
+ Dec in LT Investment	21	26	24	14	17	17
+ Inc in LT Investment	-15	-41	-63	-17	-17	-16
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-9	13	2	-4	5	-7
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-3	-3	-36	-7	6	-6
+ Dividends Paid	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	-4	-3	-1	4	7	- -
+ Cash From Debt	- -	- -	- -	4	10	- -
+ Repayments of Debt	-4	-3	-1	- -	-4	- -
+ Other Financing Activities	26	7	2	-24	7	3
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	22	4	25	-20	14	3
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -
Net Changes in Cash	22	3	-9	-25	20	-2
EBITDA	1	- -	- -	- -	- -	- -
EBITDA Margin (%)	7.68	3.35	2.87	2.5	3.17	2.93
Free Cash Flow	2	2	2	2	- -	- -
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	2	2	- -	2	- -	- -
Free Cash Flow to Equity	- -	-1	1	5	7	- -
Free Cash Flow per Basic Share	0.25	0.28	0.3	0.28	0.05	- -
Price/Free Cash Flow	- -	- -	26.92	21.18	87.02	- -
Cash Flow to Net Income	1.31	1.45	4.26	1.42	12.24	-1.75
Capital Expenditures	-1	- -	- -	- -	- -	- -