CFSB Bancorp, Inc.

CFSB

CFSBCFSB Bancorp, Inc. US flag

NASDAQ Capital Market

14.25

USD

- -

93.32MMarket Cap

Profitability (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Return on Common Equity (%)	- -	2.9	0.91	2.91	0.07	-0.53
Return on Assets (%)	- -	0.41	0.13	0.4	0.01	-0.07
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	7.68	3.35	2.87	2.5	3.17	2.93
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	24.1	20.35	4.38	18.55	-0.08	-3.85
Profit Margin (%)	20.75	17.29	4.97	15.36	0.44	-3.49
Net Income to Common Margin (%)	20.75	17.29	4.97	15.36	0.44	-3.49
Effective Tax Rate (%)	13.89	15.02	- -	17.23	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	2.9	0.91	2.91	0.07	-0.53

Credit (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Debt	4	1	- -	5	11	11
ST Debt	- -	1	- -	4	10	10
LT Debt	3	- -	- -	1	1	1
Total Debt/EBITDA	5.83	3.4	- -	19.73	47.17	49.95
Net Debt/EBITDA	-54.27	-150.89	-124.18	-13.56	-69.79	-64.19
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.19	14.35	13.39	14.46	13.84	13.65
Long-Term Debt/Equity (%)	6.97	- -	- -	1.27	1.15	1.04
Long-Term Debt/Capital (%)	6.46	- -	- -	1.75	1.43	1.29
Long-Term Debt/Total Assets (%)	0.99	- -	- -	0.28	0.24	0.22
Total Debt/Equity (%)	7.88	1.89	- -	6.11	14.76	14.71
Total Debt/Capital (%)	7.3	1.85	- -	8.41	18.25	18.21
Total Debt/Total Assets (%)	1.12	0.27	- -	1.33	3.09	3.04
Net Debt to Equity	-73.28	-83.75	-42.65	-4.2	-21.84	-18.9
Net Debt/Capital (%)	-274.5	-516.48	-182.33	-6.6	-48.06	-39.22
EBITDA	1	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.19	14.35	13.39	14.46	13.84	13.65
Long-Term Debt/Equity (%)	6.97	- -	- -	1.27	1.15	1.04
Long-Term Debt/Capital (%)	6.46	- -	- -	1.75	1.43	1.29
Long-Term Debt/Total Assets (%)	0.99	- -	- -	0.28	0.24	0.22
Total Debt/Equity (%)	7.88	1.89	- -	6.11	14.76	14.71
Total Debt/Capital (%)	7.3	1.85	- -	8.41	18.25	18.21
Total Debt/Total Assets (%)	1.12	0.27	- -	1.33	3.09	3.04
CFO/Total Liabilities	0.79	0.69	0.65	0.75	0.14	0.16
CFO/CapEx	3.45	9.46	14.49	6.54	5.69	116.25
Altman's Z-Score	0.22	0.22	0.32	0.34	0.3	0.21

Working Capital (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Accounts Receivable Turnover	- -	7.11	7.38	7.17	5.43	5.34
Days Sales Outstanding	- -	51.33	49.44	50.94	67.21	68.39
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Market Capitalization	- -	- -	54	50	41	- -
- Cash & Cash Equivalents	38	42	32	7	27	25
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	4	1	- -	5	11	11
Enterprise Value	-35	-43	22	48	25	-14
Total Capital	51	50	49	55	62	61
Total Debt/Capital (%)	7.3	1.85	- -	8.41	18.25	18.21
Total Debt / EV	-0.11	-0.02	- -	0.1	0.44	-0.82
EV/Sales	- -	- -	2.51	5.07	3.4	- -
EV/EBITDA	- -	- -	87.66	203.29	107.1	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	11.86	23.27	63.09	- -
EV/Free Cash Flow to Firm	- -	- -	11.1	20.18	53.66	- -
Diluted Market Cap	- -	- -	54	50	41	- -
Diluted Enterprise Value	-35	-41	23	48	26	-14
EV per Share	- -	- -	3.8	7.61	4.05	- -
TTM Sales	8	8	9	9	7	8
TTM EBITDA	1	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	2	2	2	- -	- -
TTM Free Cash Flow to Firm	3	2	2	2	- -	- -

Multiples (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Price/Free Cash Flow	- -	- -	26.92	21.18	87.02	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-35	-43	22	48	25	-14
Low Price	- -	- -	8.77	6.5	5.85	6.34
EV/Sales	- -	- -	2.51	5.07	3.4	- -
EV/EBITDA	- -	- -	87.66	203.29	107.1	- -
Price/Earnings	- -	- -	122.67	34.68	1,252.59	- -
Price/Earnings Average	- -	- -	132.43	36.56	1,313.71	- -
Price/Earnings High	- -	- -	153.7	39.97	1,523.31	- -
Price/Earnings Low	- -	- -	116.81	28.21	1,115.32	- -
Price/Book Value	- -	- -	1.11	0.99	0.82	- -
Price/Book Value Average	- -	- -	1.19	1.05	0.86	- -
Price/Book Value High	- -	- -	1.39	1.14	1	- -
Price/Book Value Low	- -	- -	1.05	0.81	0.73	- -
Price/Tangible Book Value	- -	- -	0.73	0.66	0.54	- -
Price/Tangible Book Value Average	- -	- -	0.79	0.7	0.57	- -
Price/Tangible Book Value High	- -	- -	0.91	0.76	0.66	- -
Price/Tangible Book Value Low	- -	- -	0.7	0.54	0.48	- -
Price/Sales	- -	- -	6.09	5.33	5.51	- -
Price/Sales Average	- -	- -	6.58	5.61	5.78	- -
Price/Sales High	- -	- -	7.63	6.14	6.71	- -
Price/Sales Low	- -	- -	5.8	4.33	4.91	- -
Price/Cash Flow	- -	- -	28.78	24.42	102.32	- -
Price/Cash Flow Average	- -	- -	31.07	25.75	107.31	- -
Price/Cash Flow High	- -	- -	36.06	28.15	124.43	- -
Price/Cash Flow Low	- -	- -	27.4	19.87	91.1	- -
Price/Free Cash Flow Average	- -	- -	29.06	22.34	91.27	- -
Price/Free Cash Flow High	- -	- -	33.73	24.42	105.83	- -
Price/Free Cash Flow Low	- -	- -	25.63	17.23	77.49	- -
EV/Sales Average	- -	- -	3.02	5.38	3.68	- -
EV/Sales High	- -	- -	4.08	5.9	4.61	- -
EV/Sales Low	- -	- -	2.24	4.1	2.81	- -
EV/EBITDA Average	-54.27	-150.89	105.37	215.51	116.05	-60.65
EV/EBITDA High	-54.27	-150.89	142.23	236.49	145.11	-60.65
EV/EBITDA Low	-54.27	-150.89	78.28	164.12	88.54	-60.65
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	9.21	7.99	6.57	13.72
High Price	- -	- -	11.54	9.21	7.99	13.78
Enterprise Value Average	-35	-41	27	51	28	-14
Enterprise Value High	-35	-41	36	56	35	-14
Enterprise Value Low	-35	-41	20	39	21	-14

Profitability (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Return on Common Equity (%)	- -	2.9	0.91	2.91	0.07	-0.53
Return on Assets (%)	- -	0.41	0.13	0.4	0.01	-0.07
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	7.68	3.35	2.87	2.5	3.17	2.93
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	24.1	20.35	4.38	18.55	-0.08	-3.85
Profit Margin (%)	20.75	17.29	4.97	15.36	0.44	-3.49
Net Income to Common Margin (%)	20.75	17.29	4.97	15.36	0.44	-3.49
Effective Tax Rate (%)	13.89	15.02	- -	17.23	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	2.9	0.91	2.91	0.07	-0.53

Credit (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Debt	4	1	- -	5	11	11
ST Debt	- -	1	- -	4	10	10
LT Debt	3	- -	- -	1	1	1
Total Debt/EBITDA	5.83	3.4	- -	19.73	47.17	49.95
Net Debt/EBITDA	-54.27	-150.89	-124.18	-13.56	-69.79	-64.19
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.19	14.35	13.39	14.46	13.84	13.65
Long-Term Debt/Equity (%)	6.97	- -	- -	1.27	1.15	1.04
Long-Term Debt/Capital (%)	6.46	- -	- -	1.75	1.43	1.29
Long-Term Debt/Total Assets (%)	0.99	- -	- -	0.28	0.24	0.22
Total Debt/Equity (%)	7.88	1.89	- -	6.11	14.76	14.71
Total Debt/Capital (%)	7.3	1.85	- -	8.41	18.25	18.21
Total Debt/Total Assets (%)	1.12	0.27	- -	1.33	3.09	3.04
Net Debt to Equity	-73.28	-83.75	-42.65	-4.2	-21.84	-18.9
Net Debt/Capital (%)	-274.5	-516.48	-182.33	-6.6	-48.06	-39.22
EBITDA	1	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.19	14.35	13.39	14.46	13.84	13.65
Long-Term Debt/Equity (%)	6.97	- -	- -	1.27	1.15	1.04
Long-Term Debt/Capital (%)	6.46	- -	- -	1.75	1.43	1.29
Long-Term Debt/Total Assets (%)	0.99	- -	- -	0.28	0.24	0.22
Total Debt/Equity (%)	7.88	1.89	- -	6.11	14.76	14.71
Total Debt/Capital (%)	7.3	1.85	- -	8.41	18.25	18.21
Total Debt/Total Assets (%)	1.12	0.27	- -	1.33	3.09	3.04
CFO/Total Liabilities	0.79	0.69	0.65	0.75	0.14	0.16
CFO/CapEx	3.45	9.46	14.49	6.54	5.69	116.25
Altman's Z-Score	0.22	0.22	0.32	0.34	0.3	0.21

Working Capital (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Accounts Receivable Turnover	- -	7.11	7.38	7.17	5.43	5.34
Days Sales Outstanding	- -	51.33	49.44	50.94	67.21	68.39
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Market Capitalization	- -	- -	54	50	41	- -
- Cash & Cash Equivalents	38	42	32	7	27	25
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	4	1	- -	5	11	11
Enterprise Value	-35	-43	22	48	25	-14
Total Capital	51	50	49	55	62	61
Total Debt/Capital (%)	7.3	1.85	- -	8.41	18.25	18.21
Total Debt / EV	-0.11	-0.02	- -	0.1	0.44	-0.82
EV/Sales	- -	- -	2.51	5.07	3.4	- -
EV/EBITDA	- -	- -	87.66	203.29	107.1	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	11.86	23.27	63.09	- -
EV/Free Cash Flow to Firm	- -	- -	11.1	20.18	53.66	- -
Diluted Market Cap	- -	- -	54	50	41	- -
Diluted Enterprise Value	-35	-41	23	48	26	-14
EV per Share	- -	- -	3.8	7.61	4.05	- -
TTM Sales	8	8	9	9	7	8
TTM EBITDA	1	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	2	2	2	- -	- -
TTM Free Cash Flow to Firm	3	2	2	2	- -	- -

Multiples (USD)

API ChatGPT

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Price/Free Cash Flow	- -	- -	26.92	21.18	87.02	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	-35	-43	22	48	25	-14
Low Price	- -	- -	8.77	6.5	5.85	6.34
EV/Sales	- -	- -	2.51	5.07	3.4	- -
EV/EBITDA	- -	- -	87.66	203.29	107.1	- -
Price/Earnings	- -	- -	122.67	34.68	1,252.59	- -
Price/Earnings Average	- -	- -	132.43	36.56	1,313.71	- -
Price/Earnings High	- -	- -	153.7	39.97	1,523.31	- -
Price/Earnings Low	- -	- -	116.81	28.21	1,115.32	- -
Price/Book Value	- -	- -	1.11	0.99	0.82	- -
Price/Book Value Average	- -	- -	1.19	1.05	0.86	- -
Price/Book Value High	- -	- -	1.39	1.14	1	- -
Price/Book Value Low	- -	- -	1.05	0.81	0.73	- -
Price/Tangible Book Value	- -	- -	0.73	0.66	0.54	- -
Price/Tangible Book Value Average	- -	- -	0.79	0.7	0.57	- -
Price/Tangible Book Value High	- -	- -	0.91	0.76	0.66	- -
Price/Tangible Book Value Low	- -	- -	0.7	0.54	0.48	- -
Price/Sales	- -	- -	6.09	5.33	5.51	- -
Price/Sales Average	- -	- -	6.58	5.61	5.78	- -
Price/Sales High	- -	- -	7.63	6.14	6.71	- -
Price/Sales Low	- -	- -	5.8	4.33	4.91	- -
Price/Cash Flow	- -	- -	28.78	24.42	102.32	- -
Price/Cash Flow Average	- -	- -	31.07	25.75	107.31	- -
Price/Cash Flow High	- -	- -	36.06	28.15	124.43	- -
Price/Cash Flow Low	- -	- -	27.4	19.87	91.1	- -
Price/Free Cash Flow Average	- -	- -	29.06	22.34	91.27	- -
Price/Free Cash Flow High	- -	- -	33.73	24.42	105.83	- -
Price/Free Cash Flow Low	- -	- -	25.63	17.23	77.49	- -
EV/Sales Average	- -	- -	3.02	5.38	3.68	- -
EV/Sales High	- -	- -	4.08	5.9	4.61	- -
EV/Sales Low	- -	- -	2.24	4.1	2.81	- -
EV/EBITDA Average	-54.27	-150.89	105.37	215.51	116.05	-60.65
EV/EBITDA High	-54.27	-150.89	142.23	236.49	145.11	-60.65
EV/EBITDA Low	-54.27	-150.89	78.28	164.12	88.54	-60.65
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	9.21	7.99	6.57	13.72
High Price	- -	- -	11.54	9.21	7.99	13.78
Enterprise Value Average	-35	-41	27	51	28	-14
Enterprise Value High	-35	-41	36	56	35	-14
Enterprise Value Low	-35	-41	20	39	21	-14

Shares Outstanding	7	7	7	7	7	7
Diluted Weighted Avg Shares	7	7	6	6	6	- -
Basic Weighted Avg Shares	7	7	6	6	6	- -
Revenue per Share	1.27	1.23	1.51	1.5	1.19	- -
EBITDA per Share	0.1	0.04	0.04	0.04	0.04	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.26	0.21	0.08	0.23	0.01	- -
Basic EPS from Cont Ops	0.26	0.21	0.08	0.23	0.01	- -
Diluted EPS, GAAP	0.26	0.21	0.08	0.23	0.01	- -
Diluted EPS from Cont Ops	0.26	0.21	0.08	0.23	0.01	- -
Dividend per Share	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.35	0.31	0.32	0.33	0.06	- -
Free Cash Flow per Basic Share	0.25	0.28	0.3	0.28	0.05	- -
Cash & Equivalents per Share	5.94	6.74	5.41	1.12	4.3	- -
Book Value per Share	7.24	7.46	8.33	8.04	7.99	- -
Tangible Book Value per Share	7.24	7.46	12.61	12.09	12.09	- -

CFSB Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

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Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)