Catalyst Bancorp, Inc.

CLST

CLSTCatalyst Bancorp, Inc. US flag

NASDAQ Capital Market

16.01

USD

+0.01

- -

64.87MMarket Cap

Income Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	7	8	9	8	9	6	11
+ Sales & Services Revenue	7	8	9	8	9	6	11
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	4	4	5	5	5	5	6
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-4	-4	-5	-5	-5	-5	-6
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-2	1	-2	- -	-1	4	-3
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-2	1	-2	- -	-1	4	-3
Pretax Income	2	-1	2	- -	1	-4	3
- Income Tax Expense (Benefit)	- -	- -	- -	- -	- -	-1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	-1	2	- -	1	-3	2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	-1	2	- -	1	-3	2
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	-1	2	- -	1	-3	2
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	-1	2	- -	1	-3	2
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	4.01	4.58	4.56	5.37	4.46	7.41	3.82
EBITA	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	18	-9.27	20.58	2.16	5.82	-55.58	18.58
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	5	5	5	4	4	4	4
Basic EPS, GAAP	0.25	-0.13	0.4	0.04	0.12	-0.78	0.56
Basic EPS from Cont Ops	0.25	-0.13	0.4	0.04	0.12	-0.78	0.56
Diluted Weighted Avg Shares	5	5	5	4	4	4	4
Diluted EPS, GAAP	0.25	-0.13	0.4	0.04	0.12	-0.78	0.56
Diluted EPS from Cont Ops	0.25	-0.13	0.4	0.04	0.12	-0.78	0.56

Balance Sheet (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	32	46	129	93	21	73	74
+ Cash & Cash Equivalents	18	25	41	13	19	44	25
+ ST Investments	14	21	88	80	2	29	49
+ Accounts & Notes Receiv	1	1	1	1	1	1	1
+ Accounts Receivable, Net	1	1	1	1	1	1	1
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-33	-47	-130	-94	-22	-74	-75
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	5	5	7	6	6	6	6
+ Property, Plant & Equip	8	8	10	10	10	10	10
- Accumulated Depreciation	2	3	3	3	4	4	4
+ LT Investments & Receivables	27	38	102	93	84	42	65
+ LT Investments	27	38	102	93	84	42	65
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-33	-44	-108	-99	-90	-48	-71
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-33	-44	-108	-99	-90	-48	-71
Total Assets	218	225	286	263	271	277	283
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	- -	9	10	15
+ LT Borrowings	- -	- -	- -	- -	9	10	15
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	- -	-9	-10	-15
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	- -	- -	-9	-10	-15
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	167	174	187	175	186	196	201
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	51	51	45	40	37
+ Common Stock	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	51	51	45	40	37
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	51	50	53	53	53	50	52
+ Other Equity	- -	- -	-1	-9	-7	-4	-2
Equity Before Minority Interest	51	51	99	89	85	80	82
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	51	51	99	89	85	80	82
Total Liabilities & Equity	218	225	286	263	271	277	283
Shares Outstanding	5	5	5	5	5	4	4
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -
Net Debt	-18	-25	-41	-13	-10	-35	-10
Net Debt to Equity	-35.04	-49.96	-41.48	-15.22	-11.39	-43.31	-12.81
Tangible Common Equity Ratio	23.39	22.49	34.51	33.61	31.21	28.99	28.89
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	1	-1	2	- -	1	-3	2
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	1	- -	1	1	6	2
+ Stock-Based Compensation	- -	- -	- -	- -	1	1	1
+ Deferred Income Taxes	- -	- -	- -	- -	- -	-1	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	1	- -	- -	1	6	- -
+ Chg in Non-Cash Work Cap	- -	- -	1	-1	- -	- -	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	1	-1	- -	- -	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	1	3	1	2	3	3
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-1	-2	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	-2	-1	-2	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	51	- -	-6	-6	-3
+ Increase in Capital Stock	- -	- -	51	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	-6	-6	-3
+ Net Change in LT Investment	7	-11	-65	-2	11	41	-22
+ Dec in LT Investment	18	23	13	11	11	49	5
+ Inc in LT Investment	-11	-34	-78	-13	- -	-8	-26
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-1	11	20	-12	-11	-23	-2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	4	- -	-47	-14	- -	18	-24
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	-16	- -	- -	10	- -	5
+ Cash From Debt	- -	- -	- -	- -	10	1	33
+ Repayments of Debt	- -	-16	- -	- -	- -	-1	-28
+ Other Financing Activities	-5	23	8	-14	- -	10	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-5	7	59	-14	4	4	2
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	7	16	-27	6	25	-19
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	4.01	4.58	4.56	5.37	4.46	7.41	3.82
Free Cash Flow	-1	- -	2	1	2	3	3
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	-1	- -	2	- -	2	- -	3
Free Cash Flow to Equity	- -	-16	2	1	12	3	8
Free Cash Flow per Basic Share	-0.11	0.06	0.4	0.12	0.43	0.69	0.85
Price/Free Cash Flow	- -	- -	13.33	55.81	21.38	12.94	16.66
Cash Flow to Net Income	1.29	-1.22	1.79	4.29	3.82	-1.03	1.6
Capital Expenditures	-2	-1	-2	- -	- -	- -	- -