CVB Financial Corp.

CVB Financial Corp.

CVBF
CVB Financial Corp.US flagNASDAQ Global Select
21.23
USD
+0.31
- -
2.88BMarket Cap
CVB Financial Corp.
CVBF
(NASDAQ Global Select)

Recent

price

21.23

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.92
2.49
2.4
2.3
2.59
2.71
2.73
2.9
3.23
3.47
3.41
3.42
3.96
3.96
3.44
3.77
3.81
Revenue per Share
0.59
0.78
0.74
0.91
0.99
0.94
0.95
0.95
1.25
1.49
1.3
1.57
1.69
1.6
1.45
1.53
1.53
Basic EPS, GAAP
0.91
1.22
1.44
1.04
0.82
0.98
1.04
1.22
1.32
1.45
1.33
1.41
1.92
2.1
1.77
1.59
1.74
Free Cash Flow per Basic Share
0.34
0.34
0.43
0.29
0.4
0.46
0.48
0.52
0.54
0.68
0.72
0.72
0.75
0.81
0.81
0.81
0.81
Dividend per Share
1.39
6.4
6.89
7.46
8.05
8.54
9.14
9.76
15.37
14.18
14.5
15.43
16.49
17.36
18.05
18.45
18.64
Book Value per Share
5.48
6.22
6.75
6.82
7.61
8.01
8.35
8.65
9.29
9.21
9.63
10.3
8.31
9.37
10.19
11.14
11.35
Tangible Book Value per Share
106
105
104
105
105
106
107
109
122
140
136
135
140
138
138
137
137
Basic Weighted Avg Shares
309
262
251
241
273
286
293
318
393
484
464
462
553
547
476
515
521
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11
10
8
2
1
-1
5
3
8
22
-1
-6
14
18
15
15
14
Depreciation Expense
63
82
77
96
104
99
101
104
152
208
177
213
235
221
201
209
209
Net Income, GAAP
27.44
32.34
32.62
33.73
36.1
34.5
37.5
44.7
28
28.6
29
28.6
28.3
29.8
26
25.7
25.48
Effective Tax Rate (%)
20.37
31.18
30.82
39.72
38.11
34.61
34.66
32.87
38.72
42.91
38.16
46.03
42.59
40.46
42.17
40.6
40.16
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
670
564
266
225
225
26
26
26
26
26
26
- -
- -
- -
- -
- -
- -
LT Debt
644
715
763
772
878
923
991
1,069
1,851
1,994
2,008
2,082
1,949
2,078
2,186
2,295
2,321
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
46.79
19.92
11.09
12.74
12.78
11.33
10.77
10.19
10.35
10.79
8.96
10.47
10.73
9.41
8.19
8.34
8.28
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
500
500
500
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
138
136
136
Market Capitalization
2,618
2,560
2,649

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
853
437
504
Accounts Receivable, Net
43
47
44
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
5
4
ST Debt
500
500
500
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.09%
2.82%
4.98%
Free Cash Flow
9.04%
5.56%
-11.15%
Net Income, GAAP
9.25%
3.94%
4.28%
Sales/Revenue/Turnover
6.7%
2.69%
8.31%
Total Cash Common Dividend
9.2%
2.49%
-0.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
127
125
117
107
476
2025
127
126
129
134
515
2026
132
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.35
0.36
0.37
0.37
1.45
2025
0.37
0.36
0.38
0.41
1.53
2026
0.38
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.2
0.2
0.2
0.2
0.81
2025
0.2
0.2
0.2
0.2
0.81
2026
0.2
- -
- -
- -
- -
Business
CVB Financial Corp. (Nasdaq: CVBF) operates as the bank holding company for Citizens Business Bank, a state-chartered institution that provides commercial banking, lending, investment, trust, and related financial services to small- and mid-sized businesses, agribusinesses, professionals, and individuals primarily in California. Citizens Business Bank offers deposit products including checking, savings, money market, and time certificates of deposit for business and personal accounts; commercial lending products such as lines of credit, working capital financing, accounts receivable lending, and letters of credit; agriculture loans for dairy farms, cattle feeders, livestock raisers, and farmers; commercial real estate and construction loans; consumer financing encompassing automobile leasing and financing, credit cards, home mortgages, and home equity loans; SBA loans; equipment and vehicle leasing services; and trust and investment-related services through its CitizensTrust Division. Founded in 1974 as Chino Valley Bank and headquartered in Ontario, California, the bank maintains over 60 branches and trust offices across California, with total assets exceeding $15 billion. In recent developments, CVB Financial expanded its presence in Southern California with the November 2025 opening of a new Loan Production Office in Temecula led by an experienced team; appointed Tim Stephens to its board of directors, expanding it to nine members; observed insider purchases by Director George A. Borba Jr. totaling 27,094 shares in November 2025 signaling confidence amid steady Q3 2025 earnings of $52.6 million and 194 consecutive profitable quarters; continued share repurchases under a $200 million program authorized in 2024 with over 782,000 shares bought in Q1 2025; and reported deposit growth of $186.5 million and loan increases of $112.4 million in Q3 2025 while managing asset quality with net credit recoveries.

Company News

MCPAPIChat
  • CVB Financial Corp. Names George A. Borba Jr. Chairman of the Board; Prior Chairman Hal W.

  • CVB Financial Corp. (CVBF) Shareholder/Analyst Call Prepared Remarks Transcript

  • Bernzott Capital Bets On Regional Banking With a 415,000 Share CVB Financial (CVBF) Purchase

  • CVB Financial Corp. (CVBF) Q1 2026 Earnings Call Transcript

  • CVB Financial (CVBF) Matches Q1 Earnings Estimates

  • CVB Financial (CVBF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • CVB Financial Corp. Reports Earnings for the First Quarter 2026

  • CVB Financial (NASDAQ:CVBF) and United Security Bancshares (NASDAQ:UBFO) Critical Survey

  • CVB Financial Corp. Announces Completion of Merger with Heritage Commerce Corp

  • CoinShares Appoints Paul Grinberg as Chairman and Announces Full Board of Directors Following Nasdaq Listing

  • JPMorgan Chase & Co. Sells 95,079 Shares of CVB Financial Corporation $CVBF

  • CVB Financial Corp. Announces Receipt of Regulatory Approvals for Pending Merger with Heritage Commerce Corp.

  • Proposed Merger Approved by Shareholders of CVB Financial Corp. and Shareholders of Heritage Commerce Corp.

  • Contrasting CVB Financial (NASDAQ:CVBF) and Zions Bancorporation, N.A. (NASDAQ:ZION)

  • Dimensional Fund Advisors LP Has $134.45 Million Holdings in CVB Financial Corporation $CVBF

  • Citigroup Inc. Sells 69,401 Shares of CVB Financial Corporation $CVBF

  • CVB Financial (NASDAQ:CVBF) & Hanmi Financial (NASDAQ:HAFC) Head-To-Head Review

  • Jupiter Asset Management Ltd. Invests $896,000 in CVB Financial Corporation $CVBF

  • Heritage Commerce Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Heritage Commerce Corp - HTBK

  • Citizens Business Bank Recognized by Forbes as a Best Bank in America for 2026