CVB Financial Corp.

CVB Financial Corp.

CVBF
CVB Financial Corp.US flagNASDAQ Global Select
22.62
USD
+0.14
- -
3.24BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.3
2.59
2.71
2.73
2.9
3.23
3.47
3.41
3.42
3.96
3.96
3.44
3.77
4
Basic EPS, GAAP
0.91
0.99
0.94
0.95
0.95
1.25
1.49
1.3
1.57
1.69
1.6
1.45
1.53
1.44
Free Cash Flow per Basic Share
1.04
0.82
0.98
1.04
1.22
1.32
1.45
1.33
1.41
1.92
2.1
1.77
1.59
3.99
Dividend per Share
0.29
0.4
0.46
0.48
0.52
0.54
0.68
0.72
0.72
0.75
0.81
0.81
0.81
0.76
Book Value per Share
7.33
8.29
8.68
9.15
9.7
13.22
14.23
14.81
15.36
13.94
14.91
15.65
16.93
17.98
Tangible Book Value per Share
6.78
7.56
7.96
8.28
8.58
8.08
9.19
9.67
10.27
8.3
9.31
10.1
11.24
11.07
Basic Weighted Avg Shares
105
105
106
107
109
122
140
136
135
140
138
138
137
144
Sales/Revenue/Turnover
241
273
286
293
318
393
484
464
462
553
547
476
515
574
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
1
-1
5
3
8
22
-1
-6
14
18
15
15
15
Net Income, GAAP
96
104
99
101
104
152
208
177
213
235
221
201
209
207
Effective Tax Rate (%)
33.73
36.1
34.5
37.5
44.7
28
28.6
29
28.6
28.3
29.8
26
25.7
25.3
Profit Margin (%)
39.72
38.11
34.61
34.66
32.87
38.72
42.91
38.16
46.03
42.59
40.46
42.17
40.6
36.05
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
225
225
26
26
26
26
26
26
- -
- -
- -
- -
- -
39
Total Equity
772
878
923
991
1,069
1,851
1,994
2,008
2,082
1,949
2,078
2,186
2,295
3,170
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
12.46
12.61
11.01
10.6
10.14
10.41
10.81
8.85
10.39
11.68
11
9.41
9.34
7.65

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
500
500
500
LT Borrowings
- -
- -
39
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
136
136
176
Market Capitalization
2,521
2,633
3,974

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
437
504
1,145
Accounts Receivable, Net
47
44
61
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
4
7
ST Debt
500
500
500
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.09%
2.82%
4.98%
Free Cash Flow
9.04%
5.56%
-11.15%
Net Income, GAAP
9.25%
3.94%
4.28%
Sales/Revenue/Turnover
6.7%
2.69%
8.31%
Total Cash Common Dividend
9.2%
2.49%
-0.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
127
125
117
107
476
2025
127
126
129
134
515
2026
132
179
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.35
0.36
0.37
0.37
1.45
2025
0.37
0.36
0.38
0.41
1.53
2026
0.38
0.29
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.2
0.2
0.2
0.2
0.81
2025
0.2
0.2
0.2
0.2
0.81
2026
0.2
0.16
- -
- -
- -

Company Description

CEO
David A. Brager
Full Time Employees
1,079
Sector
Financial Services
Industry
Banks - Regional
Address
701 North Haven Avenue Ontario CA United States of America 91764
IPO Date
Apr 4, 1983
Website
cbbank.com
Business
CVB Financial Corp. (Nasdaq: CVBF) operates as the bank holding company for Citizens Business Bank, a state-chartered institution that provides commercial banking, lending, investment, trust, and related financial services to small- and mid-sized businesses, agribusinesses, professionals, and individuals primarily in California. Citizens Business Bank offers deposit products including checking, savings, money market, and time certificates of deposit for business and personal accounts; commercial lending products such as lines of credit, working capital financing, accounts receivable lending, and letters of credit; agriculture loans for dairy farms, cattle feeders, livestock raisers, and farmers; commercial real estate and construction loans; consumer financing encompassing automobile leasing and financing, credit cards, home mortgages, and home equity loans; SBA loans; equipment and vehicle leasing services; and trust and investment-related services through its CitizensTrust Division. Founded in 1974 as Chino Valley Bank and headquartered in Ontario, California, the bank maintains over 60 branches and trust offices across California, with total assets exceeding $15 billion. In recent developments, CVB Financial expanded its presence in Southern California with the November 2025 opening of a new Loan Production Office in Temecula led by an experienced team; appointed Tim Stephens to its board of directors, expanding it to nine members; observed insider purchases by Director George A. Borba Jr. totaling 27,094 shares in November 2025 signaling confidence amid steady Q3 2025 earnings of $52.6 million and 194 consecutive profitable quarters; continued share repurchases under a $200 million program authorized in 2024 with over 782,000 shares bought in Q1 2025; and reported deposit growth of $186.5 million and loan increases of $112.4 million in Q3 2025 while managing asset quality with net credit recoveries.

Company News

  • 75,869 Shares in CVB Financial Corporation $CVBF Purchased by Jupiter Topco LLC

  • CVB Financial: Northern California To Drive Growth

  • CVB Financial (CVBF) Upgraded to Buy: Here's What You Should Know

  • BlackRock Inc. Purchases New Stake in CVB Financial Corporation $CVBF

  • CVB Financial Corporation $CVBF Shares Bought by Bank of America Corp DE

  • CVB Financial Corp. (CVBF) Q2 2026 Earnings Call Transcript

  • CVB Financial Q2 Earnings Call Highlights

  • Compared to Estimates, CVB Financial (CVBF) Q2 Earnings: A Look at Key Metrics

  • CVB Financial (CVBF) Q2 Earnings Surpass Estimates

  • CVB Financial Corp. Reports Earnings for the Second Quarter 2026

  • CVB Financial Corp. Reports Earnings for the Second Quarter 2026

  • CVB Financial Corp. Announces Appointment of New Director

  • Bessemer Group Inc. Has $28.44 Million Stock Holdings in CVB Financial Corporation $CVBF

  • CVB Financial Corp. Announces 147th Consecutive Quarterly Cash Dividend

  • CVB Financial Corp. Announces Authorization of 15 Million Share Repurchase Plan

  • CVB Financial Corp. Names George A. Borba Jr. Chairman of the Board; Prior Chairman Hal W.

  • CVB Financial Corp. (CVBF) Shareholder/Analyst Call Prepared Remarks Transcript

  • Bernzott Capital Bets On Regional Banking With a 415,000 Share CVB Financial (CVBF) Purchase

  • CVB Financial Corp. (CVBF) Q1 2026 Earnings Call Transcript

  • CVB Financial (CVBF) Matches Q1 Earnings Estimates