CVB Financial Corp. Financial Ratios — CVBF Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	19.92	11.09	12.74	12.78	11.33	10.77	10.19	10.35	10.79	8.96	10.47	10.73	9.41	8.19	8.34
Return on Assets (%)	1.27	1.2	1.47	1.48	1.32	1.29	1.28	1.54	1.82	1.38	1.4	1.46	1.36	1.29	1.36
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.68	3	1.02	0.3	-0.51	1.82	0.84	2.13	4.55	-0.25	-1.39	2.47	3.32	3.23	2.87
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	46.08	45.75	59.94	59.65	52.85	55.46	59.44	53.78	60.1	53.75	64.46	59.4	57.63	56.99	54.65
Profit Margin (%)	31.18	30.82	39.72	38.11	34.61	34.66	32.87	38.72	42.91	38.16	46.03	42.59	40.46	42.17	40.6
Net Income to Common Margin (%)	31.18	30.82	39.72	38.11	34.61	34.66	32.87	38.72	42.91	38.16	46.03	42.59	40.46	42.17	40.6
Effective Tax Rate (%)	32.34	32.62	33.73	36.1	34.5	37.5	44.7	28	28.6	29	28.6	28.3	29.8	26	25.7
Dvd Payout Ratio (%)	43.81	57.65	31.31	40.66	49.28	50.9	54.64	43.4	45.88	55.59	45.99	44.36	50.44	55.72	53.03
Sustainable Growth Rate (%)	11.19	4.7	8.75	7.58	5.75	5.29	4.62	5.86	5.84	3.98	5.66	5.97	4.67	3.63	3.92

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	564	292	294	271	72	79	26	306	26	31	2	995	2,070	500	500
ST Debt	- -	26	69	46	46	53	- -	280	- -	5	2	995	2,070	500	500
LT Debt	564	266	225	225	26	26	26	26	26	26	- -	- -	- -	- -	- -
Total Debt/EBITDA	58.43	38.76	120.04	326.03	-48.69	14.8	9.7	36.62	1.17	-26.6	-0.35	72.84	113.93	32.54	33.83
Net Debt/EBITDA	16.42	16.4	52.79	166.31	45.46	-17.04	-51.39	16.07	-7.38	1,703.5	273.31	57.24	98	19.18	7.48
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.39	11.31	11.72	11.48	11.76	12.15	12.91	16.22	17.56	13.68	13.13	13.98	14.99	16.49	16.14
Long-Term Debt/Equity (%)	78.86	34.86	29.15	25.65	2.79	2.6	2.41	1.39	1.29	1.28	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	45.57	26.29	20.92	20.14	2.65	2.43	2.36	1.18	1.28	1.29	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	8.7	4.18	3.38	3.05	0.34	0.32	0.31	0.22	0.23	0.18	- -	- -	- -	- -	- -
Total Debt/Equity (%)	78.86	38.26	38.09	30.89	7.77	7.95	2.41	16.52	1.29	1.53	0.11	51.06	99.62	22.87	21.78
Total Debt/Capital (%)	45.57	28.86	27.34	24.26	7.37	7.44	2.36	14.06	1.28	1.54	0.11	30.17	46.29	16.68	16.54
Total Debt/Total Assets (%)	8.7	4.59	4.41	3.68	0.94	0.98	0.31	2.65	0.23	0.21	0.01	6.04	12.92	3.3	3.2
Net Debt to Equity	22.16	16.19	16.75	15.76	-7.26	-9.15	-12.77	7.25	-8.16	-98.16	-84.37	40.13	85.68	13.48	4.82
Net Debt/Capital (%)	19.04	14.65	14.2	14.04	-8.02	-10.19	-14.66	6.7	-8.94	-116,486.35	-533.49	25.35	42.57	10.55	4.2
EBITDA	10	8	2	1	-1	5	3	8	22	-1	-6	14	18	15	15
EBITDA-CapEx	8	3	- -	-1	-3	-7	-2	4	17	-6	-11	8	14	10	11
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.39	11.31	11.72	11.48	11.76	12.15	12.91	16.22	17.56	13.68	13.13	13.98	14.99	16.49	16.14
Long-Term Debt/Equity (%)	78.86	34.86	29.15	25.65	2.79	2.6	2.41	1.39	1.29	1.28	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	45.57	26.29	20.92	20.14	2.65	2.43	2.36	1.18	1.28	1.29	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	8.7	4.18	3.38	3.05	0.34	0.32	0.31	0.22	0.23	0.18	- -	- -	- -	- -	- -
Total Debt/Equity (%)	78.86	38.26	38.09	30.89	7.77	7.95	2.41	16.52	1.29	1.53	0.11	51.06	99.62	22.87	21.78
Total Debt/Capital (%)	45.57	28.86	27.34	24.26	7.37	7.44	2.36	14.06	1.28	1.54	0.11	30.17	46.29	16.68	16.54
Total Debt/Total Assets (%)	8.7	4.59	4.41	3.68	0.94	0.98	0.31	2.65	0.23	0.21	0.01	6.04	12.92	3.3	3.2
CFO/Total Liabilities	2.25	2.76	1.9	1.35	1.57	1.76	1.92	1.7	2.24	1.49	1.41	1.88	2.12	1.93	1.66
CFO/CapEx	77.58	36.24	46.18	46.33	56.52	9.87	28.29	39.33	37.7	39.62	41.75	51.08	65.39	48.64	54.44
Altman's Z-Score	0.19	0.21	0.28	0.26	0.27	0.32	0.34	0.26	0.33	0.24	0.24	0.27	0.26	0.29	0.27

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	11.12	10.93	10.84	12.06	12.47	13.01	14.13	14.71	16.48	15.62	14.1	13.67	11.44	10.05	11.15
Days Sales Outstanding	32.83	33.39	33.67	30.25	29.26	28.06	25.84	24.81	22.14	23.36	25.89	26.71	31.91	36.32	32.73
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	1,055	1,086	1,788	1,686	1,789	2,460	2,578	2,461	3,016	2,653	2,894	3,596	2,793	2,963	2,544
- Cash & Cash Equivalents	405	168	165	133	139	169	162	172	188	2,002	1,759	213	290	205	389
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	564	292	294	271	72	79	26	306	26	31	2	995	2,070	500	500
Enterprise Value	-989	-1,240	-747	-1,313	-647	99	360	861	1,113	-1,717	-2,046	1,123	1,617	716	2,607
Total Capital	1,237	1,012	1,075	1,118	974	1,059	1,094	2,175	2,007	2,003	2,088	3,298	4,472	2,998	3,023
Total Debt/Capital (%)	45.57	28.86	27.34	24.26	7.37	7.44	2.36	14.06	1.28	1.54	0.11	30.17	46.29	16.68	16.54
Total Debt / EV	-0.57	-0.24	-0.39	-0.21	-0.11	0.8	0.07	0.35	0.02	-0.02	- -	0.89	1.28	0.7	0.19
EV/Sales	- -	- -	- -	- -	- -	0.34	1.13	2.19	2.3	- -	- -	2.03	2.95	1.5	5.06
EV/EBITDA	- -	- -	- -	- -	- -	18.56	135.55	103.18	50.51	- -	- -	82.19	89.01	46.6	176.36
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	0.79	2.6	5.22	5.35	- -	- -	4.1	5.47	2.87	11.77
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	0.72	2.51	5.09	5.21	- -	- -	4.02	5.39	2.81	11.56
Diluted Market Cap	1,055	1,088	1,795	1,694	1,797	2,469	2,587	2,467	3,020	2,656	2,899	3,605	2,796	2,967	2,549
Diluted Enterprise Value	1,214	1,212	1,924	1,833	1,730	2,379	2,450	2,601	2,857	685	1,142	4,387	4,576	3,262	2,660
EV per Share	- -	- -	- -	- -	- -	0.92	3.29	7.08	7.96	- -	- -	8.04	11.69	5.17	19.06
TTM Sales	262	251	241	273	286	293	318	393	484	464	462	553	547	476	515
TTM EBITDA	10	8	2	1	-1	5	3	8	22	-1	-6	14	18	15	15
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	130	155	112	88	106	125	138	165	208	185	195	274	296	250	221
TTM Free Cash Flow to Firm	132	159	114	90	108	137	143	169	214	190	200	279	300	255	225

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	8.01	6.84	15.71	18.91	16.71	18	18.05	14.59	14.13	14	14.5	12.92	9.31	11.64	11.31
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-989	-1,240	-747	-1,313	-647	99	360	861	1,113	-1,717	-2,046	1,123	1,617	716	2,607
Low Price	7.28	9.43	10.29	13.35	14.53	14.02	19.58	19.21	19.83	14.92	18.72	21.36	10.66	15.71	16.01
EV/Sales	- -	- -	- -	- -	- -	0.34	1.13	2.19	2.3	- -	- -	2.03	2.95	1.5	5.06
EV/EBITDA	- -	- -	- -	- -	- -	18.56	135.55	103.18	50.51	- -	- -	82.19	89.01	46.6	176.36
Price/Earnings	12.9	14.05	18.7	16.21	18.04	24.25	24.69	16.19	14.51	14.97	13.62	15.27	12.61	14.76	12.15
Price/Earnings Average	11.46	15.1	13.85	15.54	17.76	18.39	23.46	18.37	14.34	14.58	13.32	14.89	11.13	12.66	12.67
Price/Earnings High	13.21	17.5	19.15	17.28	20.01	24.57	26.71	20.12	15.59	17.06	15.9	17.35	16.23	16.95	14.19
Price/Earnings Low	9.37	12.74	11.27	13.51	15.49	14.83	20.52	15.38	13.34	11.46	11.91	12.67	6.66	10.83	10.46
Price/Book Value	1.57	1.51	2.29	1.99	1.98	2.51	2.41	1.32	1.52	1.34	1.39	1.56	1.16	1.19	1.01
Price/Book Value Average	1.39	1.62	1.7	1.91	1.95	1.9	2.29	1.49	1.5	1.31	1.36	1.52	1.03	1.02	1.05
Price/Book Value High	1.6	1.88	2.34	2.12	2.2	2.54	2.61	1.64	1.63	1.53	1.62	1.77	1.5	1.36	1.18
Price/Book Value Low	1.14	1.37	1.38	1.66	1.7	1.53	2.01	1.25	1.4	1.03	1.21	1.3	0.61	0.87	0.87
Price/Tangible Book Value	1.61	1.54	2.5	2.11	2.11	2.74	2.73	2.18	2.34	2.02	2.08	3.1	2.15	2.1	1.67
Price/Tangible Book Value Average	1.43	1.66	1.85	2.02	2.08	2.08	2.59	2.47	2.32	1.97	2.03	3.02	1.9	1.8	1.74
Price/Tangible Book Value High	1.65	1.92	2.56	2.25	2.34	2.78	2.95	2.7	2.52	2.31	2.43	3.52	2.77	2.41	1.95
Price/Tangible Book Value Low	1.17	1.4	1.51	1.75	1.81	1.68	2.26	2.07	2.15	1.55	1.82	2.57	1.14	1.54	1.44
Price/Sales	4.02	4.33	7.43	6.18	6.24	8.41	8.12	6.27	6.23	5.71	6.27	6.51	5.1	6.23	4.93
Price/Sales Average	3.57	4.66	5.5	5.92	6.15	6.37	7.71	7.11	6.15	5.56	6.13	6.34	4.5	5.34	5.15
Price/Sales High	4.12	5.39	7.61	6.59	6.93	8.52	8.78	7.79	6.69	6.51	7.32	7.39	6.57	7.15	5.76
Price/Sales Low	2.92	3.93	4.48	5.15	5.36	5.14	6.74	5.95	5.72	4.37	5.48	5.4	2.69	4.57	4.25
Price/Cash Flow	8.11	7.02	15.99	19.22	16.93	19.75	18.62	14.92	14.49	14.33	14.82	13.14	9.45	11.86	11.49
Price/Cash Flow Average	7.2	7.54	11.85	18.43	16.67	14.98	17.7	16.92	14.32	13.95	14.5	12.81	8.34	10.17	11.98
Price/Cash Flow High	8.31	8.74	16.37	20.5	18.78	20.01	20.15	18.54	15.56	16.33	17.31	14.92	12.16	13.62	13.41
Price/Cash Flow Low	5.89	6.36	9.64	16.02	14.54	12.08	15.48	14.17	13.31	10.96	12.96	10.9	4.99	8.71	9.89
Price/Free Cash Flow Average	7.12	7.36	11.64	18.13	16.46	13.65	17.15	16.54	13.97	13.63	14.18	12.59	8.22	9.98	11.79
Price/Free Cash Flow High	8.21	8.52	16.09	20.16	18.54	18.24	19.53	18.13	15.18	15.95	16.93	14.67	11.98	13.36	13.2
Price/Free Cash Flow Low	5.82	6.21	9.47	15.76	14.35	11.01	15	13.85	12.98	10.71	12.68	10.72	4.92	8.54	9.73
EV/Sales Average	4.18	5.15	6.04	6.43	5.92	6.06	7.28	7.45	5.82	1.32	2.33	7.76	7.76	5.96	5.36
EV/Sales High	4.72	5.89	8.14	7.09	6.69	8.21	8.35	8.13	6.35	2.27	3.51	8.8	9.82	7.77	5.97
EV/Sales Low	3.52	4.42	5.01	5.65	5.13	4.83	6.31	6.3	5.39	0.13	1.68	6.81	5.95	5.19	4.46
EV/EBITDA Average	113.47	171.37	593.59	2,109.33	-1,149.42	333.32	870.45	350.44	127.88	-528.65	-167.27	313.86	233.66	184.55	186.91
EV/EBITDA High	128.34	195.93	800.31	2,326.75	-1,300.72	451.06	998.23	382.43	139.63	-908.95	-252.55	356.26	295.8	240.57	208.34
EV/EBITDA Low	95.75	147.13	492.83	1,854.94	-996.63	265.48	754.87	296.02	118.38	-50.67	-120.45	275.6	179.16	160.68	155.61
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	10.03	10.4	17.07	16.02	16.92	22.93	23.56	20.23	21.58	19.5	21.41	25.75	20.19	21.41	18.6
High Price	10.27	12.95	17.48	17.08	18.77	23.23	25.49	25.14	23.18	22.22	25	29.25	25.98	24.58	21.71
Enterprise Value Average	1,095	1,291	1,454	1,755	1,694	1,775	2,313	2,926	2,818	612	1,075	4,288	4,245	2,836	2,763
Enterprise Value High	1,238	1,476	1,960	1,936	1,917	2,401	2,652	3,193	3,077	1,052	1,623	4,867	5,374	3,697	3,080
Enterprise Value Low	924	1,108	1,207	1,543	1,469	1,413	2,006	2,471	2,609	59	774	3,765	3,255	2,469	2,300

Shares Outstanding	104	105	105	106	106	108	110	140	140	136	136	140	139	140	136
Diluted Weighted Avg Shares	105	105	105	106	106	108	110	122	140	136	135	140	138	139	137
Basic Weighted Avg Shares	105	104	105	105	106	107	109	122	140	136	135	140	138	138	137
Revenue per Share	2.49	2.4	2.3	2.59	2.71	2.73	2.9	3.23	3.47	3.41	3.42	3.96	3.96	3.44	3.77
EBITDA per Share	0.09	0.07	0.02	0.01	-0.01	0.05	0.02	0.07	0.16	-0.01	-0.05	0.1	0.13	0.11	0.11
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.78	0.74	0.91	0.99	0.94	0.95	0.95	1.25	1.49	1.3	1.57	1.69	1.6	1.45	1.53
Basic EPS from Cont Ops	0.78	0.74	0.91	0.99	0.94	0.95	0.95	1.25	1.49	1.3	1.57	1.69	1.6	1.45	1.53
Diluted EPS, GAAP	0.78	0.74	0.91	0.98	0.93	0.94	0.95	1.25	1.49	1.3	1.57	1.68	1.6	1.45	1.53
Diluted EPS from Cont Ops	0.78	0.74	0.91	0.98	0.93	0.94	0.95	1.25	1.49	1.3	1.57	1.68	1.6	1.45	1.53
Dividend per Share	0.34	0.43	0.29	0.4	0.46	0.48	0.52	0.54	0.68	0.72	0.72	0.75	0.81	0.81	0.81
Cash Flow per Share	1.24	1.48	1.07	0.83	1	1.16	1.27	1.36	1.49	1.36	1.44	1.96	2.14	1.8	1.62
Free Cash Flow per Basic Share	1.22	1.44	1.04	0.82	0.98	1.04	1.22	1.32	1.45	1.33	1.41	1.92	2.1	1.77	1.59
Cash & Equivalents per Share	24.79	25.07	27.01	31.07	23.72	22.74	20.5	15.66	13.8	32.35	36.57	24.83	23.46	19.85	3.2
Book Value per Share	6.4	6.89	7.46	8.05	8.54	9.14	9.76	15.37	14.18	14.5	15.43	16.49	17.36	18.05	18.45
Tangible Book Value per Share	6.22	6.75	6.82	7.61	8.01	8.35	8.65	9.29	9.21	9.63	10.3	8.31	9.37	10.19	11.14

CVB Financial Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)