First Community Corporation

First Community Corporation

FCCO
First Community CorporationUS flagNASDAQ Capital Market
30.71
USD
+0.66
- -
235.32MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.91
4.85
5.16
5.3
5.56
5.82
6.13
6.72
7.34
7.33
7.2
8.03
9.57
9.47
Basic EPS, GAAP
0.78
0.78
0.93
1.01
0.85
1.48
1.46
1.36
2.06
1.94
1.56
1.83
2.51
2.57
Free Cash Flow per Basic Share
2.45
1.34
1.8
0.59
2.23
2.44
0.27
-2.44
7.62
2.78
1.58
1.38
2.29
1.1
Dividend per Share
0.22
0.23
0.28
0.32
0.36
0.4
0.44
0.48
0.48
0.52
0.56
0.58
0.62
0.63
Book Value per Share
-1.25
-0.25
0.41
1.1
1.7
2.63
3.64
4.56
6.12
7.52
8.44
9.65
11.48
11.63
Tangible Book Value per Share
9.86
10.35
11.06
11.44
12.92
12.64
13.86
16.19
16.75
13.68
15.3
16.99
19.92
23.42
Basic Weighted Avg Shares
5
7
7
7
7
8
8
7
7
8
8
8
8
8
Sales/Revenue/Turnover
26
32
34
35
38
44
46
50
55
55
55
61
73
76
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
2
2
2
2
2
2
2
2
2
2
2
2
Net Income, GAAP
4
5
6
7
6
11
11
10
15
15
12
14
19
21
Effective Tax Rate (%)
21.8
27.9
27.09
24.49
36.41
19.35
20.67
19.82
21.29
20.63
21.26
21.47
22.74
19.16
Profit Margin (%)
15.95
16.14
18.12
19.06
15.28
25.47
23.83
20.19
28.11
26.48
21.72
22.82
26.18
27.15
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
59
44
40
39
29
15
18
18
18
18
18
18
17
18
Total Equity
53
75
79
82
106
112
120
136
141
118
131
144
168
221
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
133.92
61.42
71.17
46.42
32.94
38.75
28.52
19.66
20.32
23.79
24.35

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
15
15
15
LT Finance Leases
2
2
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
9
Market Capitalization
216
227
235

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
213
179
223
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.37%
4.86%
15.96%
Free Cash Flow
-130.15%
-93.22%
66.99%
Net Income, GAAP
16.3%
16.82%
37.62%
Sales/Revenue/Turnover
8.24%
8.24%
19.96%
Total Cash Common Dividend
10.16%
5.91%
7.59%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14
15
16
16
61
2025
17
18
19
18
73
2026
22
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.34
0.43
0.51
0.55
1.83
2025
0.52
0.68
0.68
0.63
2.51
2026
0.6
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.14
0.15
0.15
0.58
2025
0.15
0.15
0.16
0.16
0.62
2026
0.16
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael C. Crapps
Full Time Employees
260
Sector
Financial Services
Industry
Banks - Regional
Address
5455 Sunset Boulevard Lexington SC United States of America 29072
IPO Date
Mar 9, 1999
Business
First Community Corporation (NASDAQ: FCCO) operates as the holding company for First Community Bank, a community-based institution that provides commercial and retail banking products and services to small- and medium-sized businesses, professionals, and individuals in South Carolina and northeast Georgia. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments; deposit products include checking, NOW, savings, individual retirement, and time deposit accounts such as money market accounts and certificates of deposit; loan products comprise commercial real estate, construction and acquisition, business, agricultural, fixed- and variable-rate residential mortgages, and consumer loans for automobiles, home improvements, education, and personal investments; additional services encompass online and cash management banking, safe deposit boxes, direct deposits, automatic drafts, non-deposit investment brokerage, credit cards, insurance, and investment advisory through First Community Financial Consultants. First Community Corporation maintains 22 full-service banking offices across the Midlands, Upstate, Aiken, and Piedmont regions of South Carolina and the Augusta region of Georgia. Incorporated in 1994 and headquartered at 5455 Sunset Boulevard in Lexington, South Carolina, the company in July 2025 agreed to acquire Signature Bank of Georgia in an all-stock transaction valued at approximately $41.6 million to expand into the Atlanta-Sandy Springs-Roswell metropolitan statistical area.

Company News

APIChat
  • Why First Community (FCCO) is a Great Dividend Stock Right Now

  • First Community (FCCO) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • First Community (FCCO) Q1 Earnings Surpass Estimates

  • First Community Corporation Announces First Quarter Results and Cash Dividend

  • First Community (FCCO) Projected to Post Quarterly Earnings on Wednesday

  • First Community (NASDAQ:FCCO) Stock Price Crosses Above 200-Day Moving Average – What’s Next?

  • First Community (FCCO) Could Be a Great Choice

  • Contrasting Truxton (OTCMKTS:TRUX) & First Community (NASDAQ:FCCO)

  • First Community (FCCO) Could Be a Great Choice

  • First Community (NASDAQ:FCCO) Stock Passes Above Two Hundred Day Moving Average – Time to Sell?

  • Are You Looking for a High-Growth Dividend Stock?

  • Why First Community (FCCO) is a Great Dividend Stock Right Now

  • Why First Community (FCCO) is a Top Dividend Stock for Your Portfolio

  • Strong Asset Quality Still Supports A Buy Rating For First Community Corporation

  • First Community (FCCO) Reports Q4 Earnings: What Key Metrics Have to Say

  • First Community (FCCO) Tops Q4 Earnings and Revenue Estimates

  • First Community Corporation Announces Fourth Quarter and Year End 2025 Results and Cash Dividend

  • Comparing First Community (NASDAQ:FCCO) & BayFirst Financial (NASDAQ:BAFN)

  • First Community Corporation Acquires Signature Bank of Georgia

  • First Community (FCCO) Upgraded to Buy: Here's Why