First Foundation Inc.

First Foundation Inc.

FFWM
First Foundation Inc.US flagNew York Stock Exchange
5.90
USD
+0.14
- -
489.27MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.79
4.37
3.9
3.78
4.21
4.19
4.35
5.46
6.61
5.83
3.1
0.81
2.31
2.31
Basic EPS, GAAP
0.39
0.54
0.6
0.72
0.8
1.02
1.26
1.89
2.45
1.96
-3.53
-1.41
-1.88
-1.88
Free Cash Flow per Basic Share
0.3
0.59
0.54
0.43
1.03
1.15
1.3
1.45
2.1
1.72
- -
-0.17
-0.43
-0.43
Dividend per Share
- -
- -
- -
- -
- -
- -
0.2
0.28
0.36
0.44
0.16
0.02
- -
- -
Book Value per Share
0.6
1.32
1.51
1.76
2.48
3.05
3.94
5.55
7.64
7.56
3.87
1.91
-0.36
-0.36
Tangible Book Value per Share
4.36
6.42
11.53
8.72
10.48
10.92
11.58
13.45
18.86
16.17
16.31
14.67
9.98
9.98
Basic Weighted Avg Shares
20
15
22
32
34
42
45
45
45
56
56
66
83
83
Sales/Revenue/Turnover
55
68
87
122
145
176
194
244
295
329
175
53
191
191
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
2
2
3
6
7
7
7
9
8
8
8
8
Net Income, GAAP
8
8
13
23
28
43
56
84
110
111
-199
-92
-155
-155
Effective Tax Rate (%)
17.19
43.36
41.41
39.21
45.49
28.51
29.26
28.96
27.85
26.23
- -
- -
- -
- -
Profit Margin (%)
14.15
12.42
15.38
19.05
18.98
24.37
29.01
34.6
37.13
33.62
-113.85
-173.74
-81.38
-81.38
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
141
283
796
1,250
678
708
743
269
210
1,370
1,582
1,599
1,604
1,604
Total Equity
87
99
260
284
395
559
614
696
1,064
1,134
925
1,053
913
913
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
97.26
51.83
49.39
51.29
38.68
40.14
36.96
39.84
37.2
28.79
-61.69
-53.76
- -
-105.36

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
1,843
1,596
1,604
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
88
87
87
Shares Outstanding
82
83
83
Market Capitalization
400
459
508

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,525
3,282
4,055
Accounts Receivable, Net
51
45
46
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.47%
8.32%
-13.36%
Free Cash Flow
538.27%
1,028.79%
207.66%
Net Income, GAAP
-0.58%
-47.02%
67.91%
Sales/Revenue/Turnover
29.1%
34.9%
258.49%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
54
42
39
40
175
2024
40
41
-75
47
53
2025
56
38
55
41
191

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.15
-3.76
0.04
0.05
-3.53
2024
0.01
0.05
-1.23
-0.17
-1.41
2025
0.08
-0.09
-1.78
-0.1
-1.88

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.11
0.02
0.02
0.01
0.16
2024
0.01
0.01
- -
- -
0.02
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Simone F. Lagomarsino
Full Time Employees
561
Sector
Financial Services
Industry
Banks - Regional
Address
200 Crescent Court Dallas TX United States of America 75201
IPO Date
Nov 3, 2014
Business
First Foundation Inc. (NYSE: FFWM) provides integrated banking, wealth management, and trust services to high-net-worth individuals, families, businesses, and organizations through its subsidiaries, including First Foundation Bank and First Foundation Advisors; core offerings encompass personal and business checking accounts, savings accounts, money market accounts, time certificates of deposit, multifamily and single-family residential real estate loans, commercial real estate loans, commercial term loans, lines of credit, consumer installment loans, home equity lines of credit, investment management, financial planning, retirement planning, estate planning, trust administration, estate settlement, charitable giving, custody services, insurance brokerage, equipment financing, online and mobile banking, remote deposit capture, merchant credit card services, ATM and Visa debit cards, business sweep accounts, treasury management services such as bill pay, ACH positive pay, wire origination, account reconciliation, mobile deposit, lockbox, cash vault, and merchant processing, as well as support services for processing financial and economic data for charitable organizations. The company operates in two primary segments, Banking and Wealth Management, generating revenue mainly from net interest income, wealth management fees, service charges, and loan origination and sales; it maintains a network of branch offices and loan production offices serving dynamic markets primarily in California, Texas, and Florida. Founded in 1990 and headquartered in Dallas, Texas, with legacy origins in Newport Beach, California, First Foundation differentiates through its high-touch, relationship-based model that combines comprehensive products akin to larger institutions with personalized service characteristic of community banks and boutique wealth managers. In July 2024, the company closed a transformative $228 million equity investment from affiliates of Fortress Investment Group ($115 million anchor), Canyon Partners ($46 million), Strategic Value Bank Partners ($22 million), North Reef Capital ($22 million), and other investors, issuing common stock, Series A and B Noncumulative Convertible Preferred Stock, and warrants to bolster its balance sheet, reduce multifamily loan concentrations, expand commercial and industrial lending, enhance allowance for credit losses, and drive long-term profitability and growth; this recapitalization strengthened its position with $13.6 billion in assets, $10.1 billion in loans, and $10.6 billion in deposits as of March 31, 2024. Most recently in 2025, First Foundation announced an all-stock merger with FirstSun Capital Bancorp, under which it will merge into FirstSun as the surviving entity, aiming to create the Southwest's premier banking franchise with expanded scale, market presence, and operational synergies, subject to regulatory approvals and stockholder consent.

Company News

APIChat
  • Unlimited.ai Achieves SOC 2 Type II Compliance, Reinforcing Security-First Foundation for AI-Native Private Markets Infrastructure

  • JPMorgan Chase & Co. Has $2.38 Million Holdings in First Foundation Inc. $FFWM

  • FirstSun Capital Bancorp and First Foundation Inc. Announce Receipt of All Bank Regulatory Approvals to Complete Proposed Merger

  • Reviewing First Foundation (NASDAQ:FFWM) and SVB Financial Group (OTCMKTS:SIVBQ)

  • Contrasting FinWise Bancorp (NASDAQ:FINW) and First Foundation (NYSE:FFWM)

  • First Foundation (NASDAQ:FFWM) vs. Albina Community Bancorp (OTCMKTS:ACBCQ) Head-To-Head Review

  • FirstSun Capital Bancorp and First Foundation Inc. Announce Receipt of Regulatory Approval for Bank Merger

  • Is the Options Market Predicting a Spike in First Foundation Stock?

  • Halper Sadeh LLC Encourages PKST, CTRA, NFBK, FFWM Shareholders to Contact the Firm to Discuss Their Rights

  • First Foundation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Foundation Inc. - FFWM

  • First Foundation (FFWM) Reports Q4 Loss, Misses Revenue Estimates

  • First Foundation Inc. Reports Fourth Quarter 2025 Financial Results

  • First Foundation: Limited Progress And Deterioration Justify A Downgrade

  • First Foundation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Foundation Inc. - FFWM

  • First Foundation Inc. Announces Fourth Quarter 2025 Earnings Release Details

  • West Coast Community Bancorp (OTCMKTS:SCZC) versus First Foundation (NASDAQ:FFWM) Head-To-Head Analysis

  • Pinnacle Bank (OTCMKTS:PBNK) & First Foundation (NYSE:FFWM) Financial Review

  • Head to Head Contrast: First Foundation (NASDAQ:FFWM) vs. Ameris Bancorp (NASDAQ:ABCB)

  • Financial Comparison: First Foundation (NYSE:FFWM) & Pinnacle Bank (OTCMKTS:PBNK)

  • Halper Sadeh LLC Encourages FFWM, MRSN, FSUN Shareholders to Contact the Firm to Discuss Their Rights