FNB, Inc.

FNB, Inc.

FIDS
FNB, Inc.US flagOther OTC
29.92
USD
- -
- -
19.99MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.76
10.45
11.35
11.29
11.52
16.49
16.14
16.37
16.65
19.29
19.84
- -
11.52
Basic EPS, GAAP
2.27
1.66
1.99
2.25
2.48
3.36
3.11
2.63
2.64
3.61
0.99
- -
2.48
Free Cash Flow per Basic Share
3.21
3.87
3.35
- -
- -
3.82
5.78
1.36
6.4
5.11
2.61
- -
- -
Dividend per Share
1.14
1.16
1
- -
- -
1.6
1.05
1.2
1.2
1.75
1.81
- -
- -
Book Value per Share
24.97
25.83
26.8
20.31
21.23
42.3
44.36
45.79
47.54
49.4
48.59
- -
21.23
Tangible Book Value per Share
21.89
21.91
22.62
22.85
24.28
35.2
38.44
39.18
22.39
26.71
26.93
- -
24.28
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
- -
1
Sales/Revenue/Turnover
8
7
8
8
8
11
11
11
11
13
13
13
8
Operating Margin (%)
30.14
22.86
26.09
26.85
- -
- -
- -
- -
- -
- -
- -
- -
21.73
Depreciation Expense
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
1
1
2
2
2
2
2
2
2
1
2
2
Effective Tax Rate (%)
30.15
30.62
32.8
25.69
23.52
21.38
21.17
19.11
15.62
17.94
7.61
17.5
23.52
Profit Margin (%)
21.06
15.86
17.53
19.95
21.5
20.37
19.27
16.05
15.83
18.74
5.01
14.66
21.5
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
1
1
1
1
1
1
1
- -
Total Equity
15
15
16
16
17
24
26
26
15
18
18
21
17
Return on Invested Capital (%)
- -
6.76
7.94
9.28
- -
- -
- -
- -
- -
- -
- -
- -
8.11
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
6.48
7.56
9.56
11.92
10.47
7.18
5.83
5.63
7.46
2.03
5.75
11.92

Capital Structure

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
21
18
16

Working Capital

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5
8
5
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.38%
-1.34%
14.49%
Free Cash Flow
- -
51.58%
36.78%
Net Income, GAAP
20.05%
26.57%
184.17%
Sales/Revenue/Turnover
6.53%
3.63%
-3.01%
Total Cash Common Dividend
- -
13.52%
4.94%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
13
2024
- -
- -
- -
- -
13
2025
- -
- -
- -
- -
13

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
3.61
2024
- -
- -
- -
- -
0.99
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.75
2024
- -
- -
- -
- -
1.81
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Blair A. Hillyer
Full Time Employees
69
Sector
Financial Services
Industry
Banks - Regional
Address
105 Grant Street Dennison OH United States of America 44621
IPO Date
May 9, 2007
Business
FNB, Inc. (OTC: FIDS) serves as the bank holding company for The First National Bank of Dennison, a full-service community bank offering deposit products including checking and savings accounts, online banking, mobile banking, cash management, merchant processing, night depository services, and safe deposit boxes; loan products encompassing mortgages, personal loans, business loans, and consumer financing through its subsidiary TuscValley Financial, Inc.; and additional services such as bill pay, e-statements, and check imaging. Founded in 1989 and headquartered in Dennison, Ohio, the company traces its banking ancestry to 1874 and operates five branches across Tuscarawas County and surrounding areas in Ohio, targeting personal and business customers in the region with a focus on prompt customer service. The bank maintains assets exceeding $165 million, generates annual revenue of approximately $16.6 million, and reports net income around $663,000, with a dividend yield above 4% paid semi-annually. FNB, Inc. formed the holding company structure in 1989 to enable stock repurchases and prevent unfriendly takeovers; expanded branch network through acquisitions including former Bank One, National City, and Huntington branches between 1991 and 2002; launched TuscValley Financial in 2002 for specialized financing; and pioneered early adoption of check imaging and internet banking services in Ohio.