Farmers National Banc Corp.

Farmers National Banc Corp.

FMNB
Farmers National Banc Corp.US flagNASDAQ Capital Market
14.58
USD
-0.01
- -
572.44MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.65
2.77
3
3.38
3.54
3.76
3.98
4.68
5.02
4.73
4.82
4.55
5.04
5.07
Basic EPS, GAAP
0.41
0.48
0.36
0.76
0.82
1.18
1.29
1.48
1.78
1.79
1.34
1.23
1.46
1.45
Free Cash Flow per Basic Share
0.75
0.6
0.22
0.88
1.07
1.38
1.35
1.6
1.84
2.33
1.58
1.47
1.4
1.19
Dividend per Share
0.12
0.12
0.12
0.16
0.22
0.3
0.38
0.45
0.48
0.65
0.68
0.68
0.68
0.64
Book Value per Share
6.4
6.8
8.93
8.18
8.93
9.75
10.65
12.26
16.48
15.29
16.16
16.68
17.46
23.76
Tangible Book Value per Share
5.47
6.14
6.84
6.22
7.14
7.89
9.26
10.62
12.7
5.63
5.75
5.83
8.04
11.6
Basic Weighted Avg Shares
19
19
23
27
28
28
28
28
29
34
37
37
37
40
Sales/Revenue/Turnover
50
52
68
91
98
104
110
132
146
160
180
170
189
200
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
3
4
3
3
3
3
4
5
7
6
7
7
Net Income, GAAP
8
9
8
21
23
33
36
42
52
61
50
46
55
57
Effective Tax Rate (%)
17.79
22.7
23.68
26.69
31.51
14.93
16.98
16.7
16.53
16.8
14.93
17.1
16.08
16.59
Profit Margin (%)
15.62
17.36
11.84
22.5
23.25
31.32
32.39
31.64
35.47
37.87
27.79
27.02
28.95
28.61
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
20
18
22
15
7
6
45
76
88
88
89
86
87
94
Total Equity
113
124
198
213
242
262
299
350
472
292
404
406
486
767
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
6.67
7.26
4.89
9.71
9.73
12.63
12.66
13.04
12.54
12.15
8.92
7.5
8.56
7.3

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
235
281
341
LT Borrowings
87
87
94
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38
38
59
Market Capitalization
544
502
520

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
722
754
774
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
235
281
341
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.58%
11.04%
19.63%
Free Cash Flow
47.34%
5.65%
-4.99%
Net Income, GAAP
26.99%
6.78%
18.8%
Sales/Revenue/Turnover
11.14%
7.55%
10.87%
Total Cash Common Dividend
26.86%
16.66%
0.31%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40
42
44
44
170
2025
45
47
48
49
189
2026
56
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.32
0.23
0.38
1.23
2025
0.36
0.37
0.33
0.39
1.46
2026
0.36
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.17
0.17
0.68
2025
0.17
0.17
0.17
0.17
0.68
2026
0.14
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Kevin J. Helmick
Full Time Employees
706
Sector
Financial Services
Industry
Banks - Regional
Address
20 South Broad Street Canfield OH United States of America 44406
IPO Date
Jan 4, 1999
Business
Farmers National Banc Corp. operates as a diversified financial holding company headquartered in Canfield, Ohio, principally engaged in commercial and retail banking as well as trust services. The company provides a comprehensive suite of banking products including checking accounts, savings accounts, time deposits; commercial, mortgage, installment, and home equity loans; home equity lines of credit; and consumer loan products such as vehicle and home improvement loans. Additionally, it offers trust and fiduciary services focusing on estate settlement, trust administration, employee benefit plans, and retirement solutions through its subsidiary Farmers Trust Company. Farmers National Banc Corp. services clients primarily across Ohio and western Pennsylvania, operating 62 banking locations in counties including Mahoning, Trumbull, Columbiana, and Cuyahoga in Ohio, and Beaver, Butler, Allegheny, and others in Pennsylvania. Founded in 1987, the company has expanded through strategic acquisitions and organic growth. Notably, in October 2025, Farmers National Banc Corp. announced an all-stock merger agreement valued at approximately $299 million to acquire Middlefield Banc Corp., marking its seventh bank acquisition since 2015. This transaction significantly increases Farmers National's assets to about $7.4 billion and expands its branch network to 83 locations, enhancing its footprint notably in Northeast, Central, and Western Ohio, including the Columbus market. The merger aims to achieve operational efficiencies and cost savings through integration and conversion to a new core banking platform, positioning the company for improved profitability and scale. Farmers National Banc Corp. also emphasizes commercial lending, deposit gathering, wealth management, retirement consulting, insurance, and financial management services, targeting community-focused retail and commercial customers. The company’s strategic moves, such as the Middlefield acquisition, reflect its focus on expanding regional market share while maintaining community banking values and customer service excellence. The company continues to strengthen its executive team and operational capabilities to support growth and enhance shareholder value.

Company News

APIChatGPT
  • Farmers National Banc Corp. Declares Quarterly Cash Dividend

  • Want $3,826 in Passive Income? Invest $82,000 ($27,333 Each) Into These 3 High-Yield Dividend Stocks

  • Compared to Estimates, Farmers National (FMNB) Q1 Earnings: A Look at Key Metrics

  • Farmers National Banc (FMNB) Q1 Earnings and Revenues Surpass Estimates

  • Farmers National Banc Corp. Announces Results for First Quarter of 2026

  • Want $3,805 in Passive Income? Invest $82,000 ($27,333 Each) Into These 3 High-Yield Dividend Stocks

  • 18 Ideal 'Safe' Buys In March Sustainable Dividend Test

  • 20 March Dogcatcher Favorite Toy Dog Dividend Fetchers

  • New Strong Sell Stocks for March 25th

  • Head to Head Comparison: First Business Financial Services (NASDAQ:FBIZ) and Farmers National Banc (NASDAQ:FMNB)

  • Farmers National Bank Announces Appointment of Chief Banking Officer

  • Critical Comparison: Farmers National Banc (NASDAQ:FMNB) and United Bancorp (NASDAQ:UBCP)

  • Farmers National Banc Corp. Completes Merger with Middlefield Banc Corp, Adds Two New Board Members

  • New Strong Sell Stocks for February 24th

  • Farmers National Banc Corp. and Middlefield Banc Corp. Announce Shareholder Approvals for Merger

  • Head-To-Head Survey: Farmers National Banc (NASDAQ:FMNB) vs. First Western Financial (NASDAQ:MYFW)

  • Farmers National Banc Corp. and Middlefield Banc Corp. Announce Regulatory Approvals for Merger

  • Independent Proxy Advisory Firm ISS Recommends Shareholders Vote “FOR” Farmers National Banc Corp. Proposed Merger with Middlefield Banc Corp.

  • Here's What Key Metrics Tell Us About Farmers National (FMNB) Q4 Earnings

  • Farmers National Banc (FMNB) Q4 Earnings and Revenues Lag Estimates