FVCBankcorp, Inc.

FVCBankcorp, Inc.

FVCB
FVCBankcorp, Inc.US flagNASDAQ Capital Market
16.09
USD
+0.41
- -
289.57MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.49
1.62
1.9
2.24
2.69
2.83
2.93
3.28
3.58
3.91
2.38
3.2
3.65
3.81
Basic EPS, GAAP
0.2
0.33
0.43
0.55
0.59
0.74
0.92
0.92
1.29
1.43
0.22
0.83
1.22
1.29
Free Cash Flow per Basic Share
0.16
0.42
0.55
0.72
0.77
0.86
1.11
0.86
1.11
1.28
0.91
1
1.31
1.44
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.12
0.12
Book Value per Share
2.45
2.49
0.87
1.41
1.99
2.52
3.05
4.02
5.28
6.6
6.55
7.26
8.33
8.67
Tangible Book Value per Share
5.46
5.27
5.73
6.27
7.53
10.24
9.87
10.7
11.82
11.16
11.82
12.62
13.59
14.04
Basic Weighted Avg Shares
11
13
13
13
13
15
17
17
17
17
18
18
18
18
Sales/Revenue/Turnover
17
20
24
28
35
41
51
56
61
68
42
58
66
69
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
1
1
1
1
- -
- -
- -
Net Income, GAAP
2
4
5
7
8
11
16
16
22
25
4
15
22
23
Effective Tax Rate (%)
36.8
34.35
34.54
34
47.1
17.07
20.91
21.14
22.25
19.38
9.69
32.44
21.91
22.67
Profit Margin (%)
13.46
20.17
22.53
24.39
21.92
26.21
31.28
27.92
35.94
36.68
9.07
26.09
33.34
33.92
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
12
32
36
24
24
24
38
56
31
30
29
26
25
31
Total Equity
61
67
73
80
98
158
179
190
210
202
217
235
254
260
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
10.09
14.07
25.49
47.83
35.01
34.6
35.38
25.68
27.74
24.36
3.31
12.19
15.63
15.91

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
19
19
24
LT Finance Leases
7
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18
18
18
Market Capitalization
236
252
274

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
229
128
192
Accounts Receivable, Net
10
10
11
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.35%
6.12%
7.75%
Free Cash Flow
15.79%
12.88%
31.62%
Net Income, GAAP
43.5%
62.25%
46.42%
Sales/Revenue/Turnover
12.66%
7.01%
14.57%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13
14
15
15
58
2025
16
16
17
18
66
2026
18
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.23
0.26
0.27
0.83
2025
0.28
0.31
0.31
0.31
1.22
2026
0.36
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
0.06
0.12
2026
0.06
- -
- -
- -
- -

Company Description

APIChat
CEO
David W. Pijor
Full Time Employees
110
Sector
Financial Services
Industry
Banks - Regional
Address
11325 Random Hills Road Fairfax VA United States of America 22030
IPO Date
May 6, 2015
Business
FVCBankcorp, Inc. (Nasdaq: FVCB) operates as the bank holding company for FVCbank, a community-oriented commercial bank that provides a broad range of banking products and services to small and medium-sized businesses, professionals, non-profit organizations and associations, investors, and individuals in the Washington, D.C. metropolitan area, including Northern Virginia, Maryland, and the District of Columbia. FVCbank offers deposit products such as interest- and noninterest-bearing transaction accounts, certificates of deposit, savings accounts, and money market accounts; lending products including commercial real estate loans, commercial construction loans, commercial loans for working capital, equipment purchases, lines of credit, and government contract financing, small business administration lending, asset-based lending and accounts receivable financing, home equity loans and lines of credit, and consumer loans; business and consumer credit cards; merchant services; business insurance products; and digital banking services encompassing online banking, mobile banking, remote deposit capture, and its Lightning Lending digital platform for faster business lending and account opening. Founded in 2007 and headquartered in Fairfax, Virginia, the company maintains full-service branches across Northern Virginia, Montgomery County and Baltimore in Maryland, and the District of Columbia. In recent developments, FVCBankcorp reported six consecutive quarters of improved profitability through Q2 2025, including a 19% increase in quarterly net income to $5.6 million in Q3 2025 from the prior year, driven by core deposit growth of over $122 million or 8% since December 2024, strategic unwinding of $15 million in interest rate swaps in Q2 2025 yielding a $154 thousand gain, extension of its share repurchase program allowing up to 1.3 million shares through March 2026, repurchases of 415,000 shares for $4.6 million in Q2 2025, and increased earnings from its minority investment in mortgage banking operation ACM, which saw a 14% rise in loan originations through September 2025; the company also continues investments in technology for operational efficiency, such as Business Insights powered by fintech Monit, and maintains strong asset quality with nonperforming loans declining 14% to $11.1 million at September 30, 2025.

Company News

APIChat
  • FVCBankcorp, Inc. (FVCB) Shareholder/Analyst Call Prepared Remarks Transcript

  • FVCbank Expands Into Hampton Roads with New Virginia Beach Loan Production Office

  • FVCBankcorp (FVCB) Reports Q1 Earnings: What Key Metrics Have to Say

  • FVCBankcorp (FVCB) Q1 Earnings and Revenues Top Estimates

  • FVCBankcorp, Inc. Announces First Quarter 2026 Earnings; 24% Increase in Net Income Compared to Year Ago Quarter

  • FVCBankcorp, Inc. Announces Increase in Quarterly Cash Dividend

  • Truxton (OTCMKTS:TRUX) & Fvcbankcorp (NASDAQ:FVCB) Head-To-Head Survey

  • Head to Head Contrast: United Bankshares (NASDAQ:UBSI) and Fvcbankcorp (NASDAQ:FVCB)

  • FVCBankcorp Announces Extension of Share Repurchase Program

  • FVCBankcorp (FVCB) Upgraded to Buy: Here's What You Should Know

  • FVCBankcorp, Inc. Announces Completion of $25 Million Senior Notes Offering

  • FVCbank to Honor America's 250th Anniversary with Year-Long “America250” Initiative

  • FVCBankcorp, Inc. Announces Fourth Quarter and Full Year 2025 Earnings; 46% Increase in Net Income Compared to Prior Year

  • FVCBankcorp, Inc. Announces Quarterly Cash Dividend

  • Reviewing South Atlantic Bancshares (OTCMKTS:SABK) and Fvcbankcorp (NASDAQ:FVCB)

  • Morningstar DBRS Assigns Initial Long-Term Issuer Ratings of BBB to FVCbank; FVCBankcorp, Inc. Receives BBB (low) Rating with Stable Outlook

  • FVCBankcorp (FVCB) Matches Q3 Earnings Estimates

  • FVCBankcorp, Inc. Announces 19% Increase in Quarterly Net Income and 61% Increase in Year-To-Date Net Income

  • FVCBankcorp, Inc. Announces Quarterly Cash Dividend

  • Best Momentum Stocks to Buy for September 11th