BOK Financial Corporation Financial Ratios — BJR Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.84	12.3	10.59	9.25	8.83	7.15	9.89	11.24	10.78	8.6	11.63	10.36	10.8	9.79	10.08
Return on Assets (%)	1.16	1.31	1.15	1.04	0.95	0.72	1.03	1.27	1.25	0.98	1.28	1.06	1.09	1.05	1.13
Return on Capital (%)	8.01	9.6	7.47	5.65	4.03	2.8	3.91	4.54	4.89	5.09	9.57	6.9	4.71	4.83	6.52
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	37.87	41.22	38.15	35.02	32.63	24.9	35.2	36.3	36.11	29.87	45.04	36.3	34.6	34.43	35.34
Profit Margin (%)	24.15	26.67	25.06	23.29	21.81	17.11	22.73	28.61	28.66	23.04	34.97	28.61	26.88	27.04	27.58
Net Income to Common Margin (%)	24.15	26.67	25.06	23.29	21.81	17.11	22.73	28.61	28.66	23.04	34.97	28.61	26.88	27.04	27.58
Effective Tax Rate (%)	35.36	34.77	33.84	32.79	32.29	31.41	35.23	21.05	20.64	22.84	22.58	21.19	22.26	21.46	21.96
Dvd Payout Ratio (%)	26.01	46.77	32.6	37.19	38.95	48.93	34.46	28.44	28.66	33.2	23.45	27.64	26.98	27.31	25.52
Sustainable Growth Rate (%)	8.02	6.55	7.14	5.81	5.39	3.65	6.48	8.05	7.69	5.74	8.9	7.49	7.89	7.12	7.51

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	473	999	1,370	2,482	5,064	4,991	5,260	6,385	4,788	2,139	161	4,858	7,821	3,144	3,108
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,636	- -	- -	- -	- -	- -
LT Debt	473	999	1,370	2,482	5,064	4,991	5,260	6,385	4,788	504	161	4,858	7,821	3,144	3,108
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.79	10.51	11.18	11.35	10.26	9.99	10.83	11.66	11.51	11.28	10.67	9.8	10.32	11.17	11.33
Long-Term Debt/Equity (%)	16.99	33.38	44.85	74.39	154.98	150.94	149.49	143.7	98.43	9.52	2.99	103.63	152	56.63	52.5
Long-Term Debt/Capital (%)	14.52	25.03	30.96	42.66	60.78	60.15	59.92	58.97	49.6	6.78	2.9	50.89	60.32	36.16	34.43
Long-Term Debt/Total Assets (%)	1.86	3.55	5.07	8.53	16.09	15.23	16.3	16.79	11.35	1.08	0.32	10.16	15.7	6.33	5.95
Total Debt/Equity (%)	16.99	33.38	44.85	74.39	154.98	150.94	149.49	143.7	98.43	40.43	2.99	103.63	152	56.63	52.5
Total Debt/Capital (%)	14.52	25.03	30.96	42.66	60.78	60.15	59.92	58.97	49.6	28.79	2.9	50.89	60.32	36.16	34.43
Total Debt/Total Assets (%)	1.86	3.55	5.07	8.53	16.09	15.23	16.3	16.79	11.35	4.58	0.32	10.16	15.7	6.33	5.95
Net Debt to Equity	-18.04	-9.58	9.26	0.18	74.08	74.2	83.64	117.97	72.55	18.12	-49.86	73.73	125.8	30.79	24.49
Net Debt/Capital (%)	-22.02	-10.6	8.47	0.18	42.55	42.59	45.54	54.12	42.05	15.34	-99.45	42.44	55.71	23.54	19.67
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.79	10.51	11.18	11.35	10.26	9.99	10.83	11.66	11.51	11.28	10.67	9.8	10.32	11.17	11.33
Long-Term Debt/Equity (%)	16.99	33.38	44.85	74.39	154.98	150.94	149.49	143.7	98.43	9.52	2.99	103.63	152	56.63	52.5
Long-Term Debt/Capital (%)	14.52	25.03	30.96	42.66	60.78	60.15	59.92	58.97	49.6	6.78	2.9	50.89	60.32	36.16	34.43
Long-Term Debt/Total Assets (%)	1.86	3.55	5.07	8.53	16.09	15.23	16.3	16.79	11.35	1.08	0.32	10.16	15.7	6.33	5.95
Total Debt/Equity (%)	16.99	33.38	44.85	74.39	154.98	150.94	149.49	143.7	98.43	40.43	2.99	103.63	152	56.63	52.5
Total Debt/Capital (%)	14.52	25.03	30.96	42.66	60.78	60.15	59.92	58.97	49.6	28.79	2.9	50.89	60.32	36.16	34.43
Total Debt/Total Assets (%)	1.86	3.55	5.07	8.53	16.09	15.23	16.3	16.79	11.35	4.58	0.32	10.16	15.7	6.33	5.95
CFO/Total Liabilities	1.44	2.35	3.07	-0.14	1.05	-0.31	0.75	-1.64	-1.27	-1.01	-8.23	11.88	0.15	3.24	1.6
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	8.7	11.09	10.93	10.06	8.94	2.9	3.09	8.12	8	7.9	7.54	7.32	6.67	6.46	7.3
Days Sales Outstanding	41.96	32.91	33.41	36.27	40.82	125.67	117.96	44.96	45.62	46.17	48.42	49.86	54.68	56.47	49.98
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	976	1,286	1,087	2,476	2,644	2,537	2,317	1,143	1,259	1,181	2,837	1,402	1,348	1,435	1,658
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	36	36	35	34	37	32	23	11	8	25	5	5	3	3	2
+ Total Debt	473	999	1,370	2,482	5,064	4,991	5,260	6,385	4,788	2,139	161	4,858	7,821	3,144	3,108
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	3,260	3,993	4,425	5,818	8,332	8,297	8,778	10,828	9,651	7,431	5,529	9,545	12,966	8,695	9,029
Total Debt/Capital (%)	14.52	25.03	30.96	42.66	60.78	60.15	59.92	58.97	49.6	28.79	2.9	50.89	60.32	36.16	34.43
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	1,184	1,317	1,264	1,255	1,323	1,360	1,473	1,558	1,747	1,888	1,767	1,819	1,975	1,936	2,096
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	328	592	736	-37	296	-92	215	-552	-474	-416	-3,693	5,122	66	1,430	740
TTM Free Cash Flow to Firm	328	592	736	-37	296	-92	215	-552	-474	-416	-3,693	5,122	66	1,430	740

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	68	68	73	69	66	65	65	72	71	70	68	67	65	64	61
Diluted Weighted Avg Shares	68	68	68	69	68	65	65	67	71	70	69	67	66	64	63
Basic Weighted Avg Shares	68	68	68	68	68	65	65	67	71	70	69	67	66	64	63
Revenue per Share	17.47	19.46	18.58	18.36	19.57	20.89	22.74	23.38	24.68	27.03	25.77	27.06	30.08	30.37	33.47
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	4.22	5.19	4.66	4.28	4.27	3.57	5.17	6.69	7.07	6.23	9.01	7.74	8.08	8.21	9.23
Basic EPS from Cont Ops	4.28	5.23	4.69	4.32	4.32	3.57	5.18	6.7	7.07	6.23	8.99	7.74	8.09	8.21	9.23
Diluted EPS, GAAP	4.2	5.17	4.64	4.27	4.26	3.57	5.16	6.69	7.07	6.23	9.01	7.74	8.08	8.21	9.23
Diluted EPS from Cont Ops	4.26	5.21	4.68	4.31	4.32	3.57	5.18	6.7	7.07	6.23	8.99	7.74	8.09	8.21	9.23
Dividend per Share	1.13	2.47	1.54	1.62	1.71	1.74	1.79	1.91	2.03	2.07	2.1	2.14	2.18	2.24	2.36
Cash Flow per Share	4.84	8.74	10.83	-0.54	4.38	-1.41	3.32	-8.28	-6.69	-5.96	-53.83	76.21	1.01	22.44	11.81
Free Cash Flow per Basic Share	4.84	8.74	10.83	-0.54	4.38	-1.41	3.32	-8.28	-6.69	-5.96	-53.83	76.21	1.01	22.44	11.81
Cash & Equivalents per Share	163.68	184.02	153.55	165.74	177.35	171.64	162.68	138.66	177.51	204.36	233.62	192.59	209.87	68.41	62.1
Book Value per Share	40.36	43.29	41.28	47.78	49.03	50.12	53.45	61.45	68.8	75.62	78.34	69.93	79.15	86.53	97.63
Tangible Book Value per Share	34.01	36.1	33.93	39.33	39.19	38.75	42.3	41.44	49.31	57.49	59.36	49.05	57.63	64.23	74.5