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    Banks - Regional
Golden Valley Bancshares, Inc.

Golden Valley Bancshares, Inc.

GVYB
Golden Valley Bancshares, Inc.US flagOther OTC
26.00
USD
- -
- -
57.04MMarket Cap
Golden Valley Bancshares, Inc.
GVYB
(Other OTC)

Recent

price

26.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.21
5.75
6.86
7.3
7.25
7.16
7.09
8.72
9.51
Revenue per Share
1.07
1.74
1.81
2.3
2.04
1.68
1.45
2.08
2.34
Basic EPS, GAAP
1.33
1.57
2.84
2.01
2.09
1.36
1.86
2.17
- -
Free Cash Flow per Basic Share
0.18
- -
- -
- -
- -
- -
- -
1.41
- -
Dividend per Share
10.94
12.68
14.47
16.97
19.02
20.78
22.26
22.59
23.59
Book Value per Share
10.58
12.58
15.58
17.25
12.1
15.52
17.33
19.37
19.98
Tangible Book Value per Share
2
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
10
13
16
16
16
16
16
19
21
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
1
1
1
1
1
1
- -
Depreciation Expense
2
4
4
5
5
4
3
5
5
Net Income, GAAP
27.21
27.73
29.83
29.66
41.35
29.04
27.33
28.9
- -
Effective Tax Rate (%)
25.37
30.22
26.37
31.52
28.15
23.48
20.47
23.8
24.59
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
8
32
7
1
7
7
7
8
6
LT Debt
24
29
35
39
27
35
39
43
44
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
14.72
13.23
14.58
11.35
8.42
6.75
9.24
10.3
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
- -
Market Capitalization
47
54
57

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48
26
27
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.1%
11.31%
Free Cash Flow
- -
-1.65%
16.32%
Net Income, GAAP
- -
5.1%
42.28%
Sales/Revenue/Turnover
- -
4.93%
22.41%
Total Cash Common Dividend
- -
- -
653.86%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
4
4
4
16
2025
4
5
5
5
19
2026
5
5
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.34
0.35
0.39
0.37
1.45
2025
0.38
0.55
0.58
0.57
2.08
2026
0.61
0.58
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
1.41
2026
- -
- -
- -
- -
- -
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Business
Golden Valley Bancshares, Inc. (GVYB) operates as the bank holding company for Golden Valley Bank, a commercial bank providing a range of deposit and lending products to small- and middle-market businesses, professionals, and not-for-profit organizations primarily in northern California. The bank offers personal and business checking accounts, money market and savings accounts, certificates of deposit, and individual retirement accounts; home loans, small business administration loans, commercial real estate loans, equipment financing, and operating lines of credit; debit and credit cards; and digital banking services including online and mobile banking, mobile deposit, bill pay, automated clearing house processing, merchant services, e-deposits, payroll processing, e-statements, security tokens, e-alerts, wire transfers, reporting tools, check and account reconciliation, and positive pay. Founded in 2006 and headquartered at 190 Cohasset Road in Chico, California, the company maintains full-service offices in Chico and Redding, serving communities in Butte, Shasta, and surrounding counties. In November 2020, the entity changed its name from Golden Valley Bank (Chico, CA) to Golden Valley Bancshares, Inc. to reflect its holding company structure. Recent financial performance shows revenue of $17.34 million and net earnings of $3.78 million for the trailing twelve months as of June 30, 2025, with a net profit margin of 21.78% and return on equity of approximately 9.7-10.5%; quarterly results through Q2 2024 indicated stable operations amid industry trends, though no major acquisitions, partnerships, funding rounds, or new product launches have been announced in the past 1-2 years.

Company News

APIChatGPT

  • accessnewswire.com

    Golden Valley Bancshares Reports First Quarter 2025 Results (Unaudited); Announces Dividends & Stock Repurchase Plan

  • accesswire.com

    Golden Valley Bancshares Reports Fourth Quarter 2023 Results (Unaudited); Opens Oroville Office

  • accesswire.com

    Golden Valley Bancshares Reports Fourth Quarter 2023 Results (Unaudited); Opens Oroville Office

  • accesswire.com

    Golden Valley Bancshares Reports Third Quarter 2023 Results (Unaudited): Opens Oroville Office

  • accesswire.com

    Golden Valley Bancshares Reports Second Quarter 2023 Results (Unaudited)