PNC Financial Services Group, Inc. (The) Financial Ratios — PNP

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	9.33	7.73	9.75	9.1	8.71	8.17	10.95	10.64	10.58	14.11	9.92	11.31	10.65	10.49	11.53
Return on Assets (%)	1.14	1.04	1.34	1.26	1.17	1.08	1.43	1.39	1.35	1.71	1.11	1.08	1	1.05	1.22
Return on Capital (%)	4.37	4	5.07	4.49	4.07	3.81	5.11	4.95	4.94	7.43	6.33	6.25	4.82	4.85	5.88
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	28.4	26.04	35.52	36.74	36.17	34.65	33.62	33.89	32.61	20.29	36.37	35.39	31.32	34.8	36.77
Profit Margin (%)	21.33	19.35	26.24	27.38	26.97	25.74	32.69	32.74	31.88	44.48	29.54	28.61	25.93	28.3	30.06
Net Income to Common Margin (%)	20.94	18.21	24.76	25.86	25.52	24.36	31.25	31.28	30.48	43.12	28.32	27.19	23.99	26.61	28.72
Effective Tax Rate (%)	24.53	25.87	25.95	25.06	24.77	24.14	1.86	16.92	16.41	12.42	18.07	18.2	16.17	17.8	17.55
Dvd Payout Ratio (%)	19.93	29.18	22.85	25.01	26.19	27.5	24.34	36.66	43.03	70.34	37.09	40.64	46.44	44.78	39.04
Sustainable Growth Rate (%)	7.47	5.48	7.52	6.82	6.43	5.92	8.28	6.74	6.03	4.18	6.24	6.72	5.71	5.79	7.03

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	33,720	37,580	41,816	53,258	54,793	53,007	59,385	57,704	60,581	37,195	30,784	58,713	72,737	61,673	57,101
ST Debt	4,271	8,453	4,997	4,995	261	301	297	285	318	- -	- -	- -	- -	- -	- -
LT Debt	29,449	29,127	36,819	48,263	54,532	52,706	59,088	57,419	60,263	37,195	30,784	58,713	72,737	61,673	57,101
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.56	12.78	13.22	12.91	12.47	12.47	12.48	12.48	12.02	11.57	10	8.21	9.1	9.72	10.56
Long-Term Debt/Equity (%)	79.07	69.74	83.61	104.75	118.6	112.49	124.17	120.2	122.13	68.83	55.24	128.16	142.23	113.23	94.17
Long-Term Debt/Capital (%)	41.5	36.71	42.89	48.59	54.11	52.78	55.24	54.44	54.82	40.77	35.58	56.17	58.72	53.1	48.5
Long-Term Debt/Total Assets (%)	10.86	9.55	11.5	13.99	15.21	14.39	15.52	15.02	14.69	7.97	5.52	10.54	12.95	11.01	9.96
Total Debt/Equity (%)	90.53	89.98	94.96	115.59	119.17	113.13	124.8	120.8	122.78	68.83	55.24	128.16	142.23	113.23	94.17
Total Debt/Capital (%)	47.52	47.36	48.71	53.62	54.37	53.08	55.52	54.71	55.11	40.77	35.58	56.17	58.72	53.1	48.5
Total Debt/Total Assets (%)	12.43	12.32	13.06	15.43	15.28	14.47	15.6	15.09	14.77	7.97	5.52	10.54	12.95	11.01	9.96
Net Debt to Equity	76.37	67.94	58.22	37.16	43.89	47.84	53.67	86.25	65.07	-101.77	-92.36	53.15	43.04	28.31	28.68
Net Debt/Capital (%)	43.3	40.46	36.8	27.09	30.5	32.36	34.93	46.31	39.42	5,764.68	-1,209.35	34.71	30.09	22.07	22.29
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.56	12.78	13.22	12.91	12.47	12.47	12.48	12.48	12.02	11.57	10	8.21	9.1	9.72	10.56
Long-Term Debt/Equity (%)	79.07	69.74	83.61	104.75	118.6	112.49	124.17	120.2	122.13	68.83	55.24	128.16	142.23	113.23	94.17
Long-Term Debt/Capital (%)	41.5	36.71	42.89	48.59	54.11	52.78	55.24	54.44	54.82	40.77	35.58	56.17	58.72	53.1	48.5
Long-Term Debt/Total Assets (%)	10.86	9.55	11.5	13.99	15.21	14.39	15.52	15.02	14.69	7.97	5.52	10.54	12.95	11.01	9.96
Total Debt/Equity (%)	90.53	89.98	94.96	115.59	119.17	113.13	124.8	120.8	122.78	68.83	55.24	128.16	142.23	113.23	94.17
Total Debt/Capital (%)	47.52	47.36	48.71	53.62	54.37	53.08	55.52	54.71	55.11	40.77	35.58	56.17	58.72	53.1	48.5
Total Debt/Total Assets (%)	12.43	12.32	13.06	15.43	15.28	14.47	15.6	15.09	14.77	7.97	5.52	10.54	12.95	11.01	9.96
CFO/Total Liabilities	2.58	2.59	2.01	1.87	1.77	1.1	1.67	2.34	2.04	1.13	1.44	1.78	1.98	1.56	0.85
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	19.6	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18.62	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	5,274	9,204	16,178	36,139	34,611	30,590	33,844	16,501	28,474	92,190	82,254	34,363	50,725	46,251	39,713
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	3,193	2,762	1,703	1,523	1,270	1,155	72	42	29	31	31	38	36	44	51
+ Total Debt	33,720	37,580	41,816	53,258	54,793	53,007	59,385	57,704	60,581	37,195	30,784	58,713	72,737	61,673	57,101
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	70,966	79,345	85,853	99,332	100,773	99,861	106,970	105,474	109,924	91,236	86,510	104,525	123,878	116,142	117,737
Total Debt/Capital (%)	47.52	47.36	48.71	53.62	54.37	53.08	55.52	54.71	55.11	40.77	35.58	56.17	58.72	53.1	48.5
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	14,326	15,512	16,012	15,281	15,225	15,162	16,329	16,190	16,839	16,901	19,211	21,114	21,509	20,809	23,077
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	6,033	6,809	5,555	5,585	5,525	3,500	5,579	7,840	7,363	4,659	7,214	9,083	10,111	7,880	4,384
TTM Free Cash Flow to Firm	6,033	6,809	5,555	5,585	5,525	3,500	5,579	7,840	7,363	4,659	7,214	9,083	10,111	7,880	4,384

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	527	528	533	523	504	485	473	457	433	424	420	401	398	396	390
Diluted Weighted Avg Shares	526	529	532	537	521	500	486	470	448	427	426	412	401	400	396
Basic Weighted Avg Shares	524	526	528	529	514	494	481	467	447	427	426	412	401	399	396
Revenue per Share	27.34	29.49	30.33	28.89	29.62	30.69	33.95	34.67	37.67	39.58	45.1	51.25	53.64	52.15	58.28
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	5.73	5.37	7.51	7.47	7.56	7.48	10.61	10.85	11.48	17.07	12.77	13.93	12.87	13.88	16.74
Basic EPS from Cont Ops	5.86	5.69	7.98	7.95	8.06	8.07	11.2	9.76	10.27	7.03	13.44	14.84	14.08	14.92	17.67
Diluted EPS, GAAP	5.7	5.34	7.45	7.36	7.46	7.39	10.5	10.78	11.46	17.07	12.77	13.93	12.87	13.84	16.74
Diluted EPS from Cont Ops	5.84	5.66	7.92	7.83	7.95	7.97	11.09	9.7	10.25	7.03	13.44	14.84	14.08	14.88	17.67
Dividend per Share	1.26	1.9	2.17	2.33	2.45	2.57	3.12	3.93	4.77	5.17	5.37	6.53	7.18	7.24	7.43
Cash Flow per Share	11.51	12.94	10.52	10.56	10.75	7.09	11.6	16.79	16.47	10.91	16.93	22.05	25.21	19.75	11.07
Free Cash Flow per Basic Share	11.51	12.94	10.52	10.56	10.75	7.09	11.6	16.79	16.47	10.91	16.93	22.05	25.21	19.75	11.07
Cash & Equivalents per Share	102.17	114.12	121.55	153.68	179.31	187	193.37	174.81	225.49	423.76	509.02	195.82	232.42	273.5	129.06
Book Value per Share	64.62	73.87	79.43	85.18	88.71	94.22	100.45	104.44	113.89	127.47	132.61	114.15	128.4	137.46	155.18
Tangible Book Value per Share	45.37	53.28	58.24	64.25	67.5	71.83	77.18	79.93	88.77	102.75	102.29	78.21	91.67	100.48	117.74