Sezzle Inc.

121.45

EUR

+2.85

(+2.40%)

4.02EPS

Nov 04Next Earn

Profitability (USD)

Profitability Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-50.33	-76.33	-148.46	-209.8	45.89	142.86	103.34
Return on Assets (%)	- -	-30.04	-27.81	-36.87	-22.74	3.69	30.73	38.11
Return on Capital (%)	- -	- -	- -	- -	- -	22.86	- -	52.9
Return on Invested Capital (%)	- -	- -	- -	- -	- -	21.69	- -	59.44
Gross Margin (%)	- -	- -	61.74	- -	26.74	46.3	56.89	70.06
EBITDA Margin (%)	- -	-67.33	-47	-59.22	-21.97	14.47	30.69	39.56
Operating Margin (%)	- -	-68.86	-47.73	-59.88	-38.25	13.93	25.26	36.15
Incremental Operating Margin (%)	- -	- -	- -	- -	4.6	207.88	41.41	52.63
Pretax Margin (%)	- -	-103.26	-55.05	-65.42	-30.28	4.84	24.83	36.18
Profit Margin (%)	- -	-103.34	-55.1	-65.47	-30.34	4.45	28.96	29.57
Net Income to Common Margin (%)	- -	-103.34	-55.1	-65.47	-30.34	4.45	28.96	29.57
Effective Tax Rate (%)	- -	- -	- -	- -	- -	7.93	- -	18.27
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-50.33	-76.33	-148.46	-209.8	45.89	142.86	103.34

Credit (USD)

Credit Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	3	1	1	57	64	96	105	141
ST Debt	- -	- -	- -	- -	- -	94	- -	- -
LT Debt	3	1	1	57	64	1	105	141
Total Debt/EBITDA	- -	-0.11	-0.06	-1.15	-2.32	4.15	1.26	0.79
Net Debt/EBITDA	- -	3.16	3	-0.01	0.15	1.17	0.37	0.43
Total Debt/EBIT	- -	-0.1	-0.06	-1.14	-2.25	4.31	1.28	0.8
Net Debt/EBIT	- -	3.09	2.95	-0.01	0.15	1.22	0.37	0.43
EBITDA to Interest Expense	- -	-1.91	-6.42	-12.9	-3.21	1.44	6.05	- -
EBITDA-CapEx/Interest Expense	- -	-2.01	-6.59	-13.17	-3.32	1.36	5.94	- -
EBIT to Interest Expense	- -	-1.95	-6.52	-13.05	-5.59	1.39	4.98	- -
Interest Expense	- -	4	3	4	9	16	14	- -
Common Equity/Total Assets	84.06	42.33	34.44	16.92	5.12	10.39	29.44	42.43
Long-Term Debt/Equity (%)	11.4	2.75	2.45	206.53	724.03	5.57	119.33	82.83
Long-Term Debt/Capital (%)	10.22	2.64	2.39	67.28	87.77	1.05	54.38	45.28
Long-Term Debt/Total Assets (%)	9.58	1.16	0.84	34.94	37.1	0.58	35.13	35.14
Total Debt/Equity (%)	11.6	4.17	2.69	206.99	724.92	433.01	119.44	82.92
Total Debt/Capital (%)	10.39	4	2.62	67.43	87.88	81.24	54.43	45.33
Total Debt/Total Assets (%)	9.75	1.77	0.93	35.01	37.15	44.99	35.16	35.18
Net Debt to Equity	-93.13	-125.23	-138.12	2.59	-48.08	122.23	35.07	44.72
Net Debt/Capital (%)	-1,356.08	526.07	364.6	2.5	-91.04	53.86	25.77	30.8
EBITDA	- -	-8	-21	-49	-28	23	83	178
EBITDA-CapEx	- -	-8	-22	-50	-29	22	82	175
Operating Income (Loss)	- -	-8	-22	-50	-48	22	68	163

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	13.85	2.24	1.23	0.72	0.69	0.36	0.69	0.71
Current Ratio	15.61	4.03	2.53	2.06	1.72	1.12	2.44	3.92
Quick Ratio	15.56	3.87	2.44	2.01	1.66	1.07	2.28	3.62
CFO/Avg Current Liab	- -	- -	- -	- -	0.1	-0.18	0.89	2.15
Common Equity/Total Assets	84.06	42.33	34.44	16.92	5.12	10.39	29.44	42.43
Long-Term Debt/Equity (%)	11.4	2.75	2.45	206.53	724.03	5.57	119.33	82.83
Long-Term Debt/Capital (%)	10.22	2.64	2.39	67.28	87.77	1.05	54.38	45.28
Long-Term Debt/Total Assets (%)	9.58	1.16	0.84	34.94	37.1	0.58	35.13	35.14
Total Debt/Equity (%)	11.6	4.17	2.69	206.99	724.92	433.01	119.44	82.92
Total Debt/Capital (%)	10.39	4	2.62	67.43	87.88	81.24	54.43	45.33
Total Debt/Total Assets (%)	9.75	1.77	0.93	35.01	37.15	44.99	35.16	35.18
CFO/Total Liabilities	- -	- -	- -	- -	5.2	-13.48	62.05	91.1
CFO/CapEx	- -	- -	- -	- -	8.44	-18.81	89.24	77.89
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	1.06	1.13	1.05	2.51	77.65	166.2	171.67
Days Sales Outstanding	- -	342.9	322.18	348.94	145.23	4.7	2.2	2.13
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	28	25	65	56	68	68	73	64
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	3	1	1	57	64	96	105	141
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	30	20	47	84	73	118	193	311
Total Debt/Capital (%)	10.39	4	2.62	67.43	87.88	81.24	54.43	45.33
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	- -	11	45	83	126	159	271	450
TTM EBITDA	- -	-8	-21	-49	-28	23	83	178
TTM Operating Income	- -	-8	-22	-50	-48	22	68	163
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	-11	- -	210
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	-12	- -	207

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Profitability (USD)

Profitability Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-50.33	-76.33	-148.46	-209.8	45.89	142.86	103.34
Return on Assets (%)	- -	-30.04	-27.81	-36.87	-22.74	3.69	30.73	38.11
Return on Capital (%)	- -	- -	- -	- -	- -	22.86	- -	52.9
Return on Invested Capital (%)	- -	- -	- -	- -	- -	21.69	- -	59.44
Gross Margin (%)	- -	- -	61.74	- -	26.74	46.3	56.89	70.06
EBITDA Margin (%)	- -	-67.33	-47	-59.22	-21.97	14.47	30.69	39.56
Operating Margin (%)	- -	-68.86	-47.73	-59.88	-38.25	13.93	25.26	36.15
Incremental Operating Margin (%)	- -	- -	- -	- -	4.6	207.88	41.41	52.63
Pretax Margin (%)	- -	-103.26	-55.05	-65.42	-30.28	4.84	24.83	36.18
Profit Margin (%)	- -	-103.34	-55.1	-65.47	-30.34	4.45	28.96	29.57
Net Income to Common Margin (%)	- -	-103.34	-55.1	-65.47	-30.34	4.45	28.96	29.57
Effective Tax Rate (%)	- -	- -	- -	- -	- -	7.93	- -	18.27
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-50.33	-76.33	-148.46	-209.8	45.89	142.86	103.34

Credit (USD)

Credit Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	3	1	1	57	64	96	105	141
ST Debt	- -	- -	- -	- -	- -	94	- -	- -
LT Debt	3	1	1	57	64	1	105	141
Total Debt/EBITDA	- -	-0.11	-0.06	-1.15	-2.32	4.15	1.26	0.79
Net Debt/EBITDA	- -	3.16	3	-0.01	0.15	1.17	0.37	0.43
Total Debt/EBIT	- -	-0.1	-0.06	-1.14	-2.25	4.31	1.28	0.8
Net Debt/EBIT	- -	3.09	2.95	-0.01	0.15	1.22	0.37	0.43
EBITDA to Interest Expense	- -	-1.91	-6.42	-12.9	-3.21	1.44	6.05	- -
EBITDA-CapEx/Interest Expense	- -	-2.01	-6.59	-13.17	-3.32	1.36	5.94	- -
EBIT to Interest Expense	- -	-1.95	-6.52	-13.05	-5.59	1.39	4.98	- -
Interest Expense	- -	4	3	4	9	16	14	- -
Common Equity/Total Assets	84.06	42.33	34.44	16.92	5.12	10.39	29.44	42.43
Long-Term Debt/Equity (%)	11.4	2.75	2.45	206.53	724.03	5.57	119.33	82.83
Long-Term Debt/Capital (%)	10.22	2.64	2.39	67.28	87.77	1.05	54.38	45.28
Long-Term Debt/Total Assets (%)	9.58	1.16	0.84	34.94	37.1	0.58	35.13	35.14
Total Debt/Equity (%)	11.6	4.17	2.69	206.99	724.92	433.01	119.44	82.92
Total Debt/Capital (%)	10.39	4	2.62	67.43	87.88	81.24	54.43	45.33
Total Debt/Total Assets (%)	9.75	1.77	0.93	35.01	37.15	44.99	35.16	35.18
Net Debt to Equity	-93.13	-125.23	-138.12	2.59	-48.08	122.23	35.07	44.72
Net Debt/Capital (%)	-1,356.08	526.07	364.6	2.5	-91.04	53.86	25.77	30.8
EBITDA	- -	-8	-21	-49	-28	23	83	178
EBITDA-CapEx	- -	-8	-22	-50	-29	22	82	175
Operating Income (Loss)	- -	-8	-22	-50	-48	22	68	163

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	13.85	2.24	1.23	0.72	0.69	0.36	0.69	0.71
Current Ratio	15.61	4.03	2.53	2.06	1.72	1.12	2.44	3.92
Quick Ratio	15.56	3.87	2.44	2.01	1.66	1.07	2.28	3.62
CFO/Avg Current Liab	- -	- -	- -	- -	0.1	-0.18	0.89	2.15
Common Equity/Total Assets	84.06	42.33	34.44	16.92	5.12	10.39	29.44	42.43
Long-Term Debt/Equity (%)	11.4	2.75	2.45	206.53	724.03	5.57	119.33	82.83
Long-Term Debt/Capital (%)	10.22	2.64	2.39	67.28	87.77	1.05	54.38	45.28
Long-Term Debt/Total Assets (%)	9.58	1.16	0.84	34.94	37.1	0.58	35.13	35.14
Total Debt/Equity (%)	11.6	4.17	2.69	206.99	724.92	433.01	119.44	82.92
Total Debt/Capital (%)	10.39	4	2.62	67.43	87.88	81.24	54.43	45.33
Total Debt/Total Assets (%)	9.75	1.77	0.93	35.01	37.15	44.99	35.16	35.18
CFO/Total Liabilities	- -	- -	- -	- -	5.2	-13.48	62.05	91.1
CFO/CapEx	- -	- -	- -	- -	8.44	-18.81	89.24	77.89
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	1.06	1.13	1.05	2.51	77.65	166.2	171.67
Days Sales Outstanding	- -	342.9	322.18	348.94	145.23	4.7	2.2	2.13
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	28	25	65	56	68	68	73	64
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	3	1	1	57	64	96	105	141
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	30	20	47	84	73	118	193	311
Total Debt/Capital (%)	10.39	4	2.62	67.43	87.88	81.24	54.43	45.33
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	- -	11	45	83	126	159	271	450
TTM EBITDA	- -	-8	-21	-49	-28	23	83	178
TTM Operating Income	- -	-8	-22	-50	-48	22	68	163
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	-11	- -	210
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	-12	- -	207

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Shares Outstanding	5	5	5	5	5	34	34	34
Diluted Weighted Avg Shares	1,067	18	30	32	33	34	36	36
Basic Weighted Avg Shares	1,067	18	30	32	33	34	34	34
Revenue per Share	- -	0.64	1.53	2.64	3.76	4.74	8.04	13.28
EBITDA per Share	- -	-0.43	-0.72	-1.56	-0.83	0.69	2.47	5.25
Operating Income per Share	- -	-0.44	-0.73	-1.58	-1.44	0.66	2.03	4.8
Basic EPS, GAAP	- -	-0.66	-0.84	-1.73	-1.14	0.21	2.33	3.93
Basic EPS from Cont Ops	- -	-0.66	-0.84	-1.73	-1.14	0.21	2.33	3.93
Diluted EPS, GAAP	- -	-0.66	-0.84	-1.73	-1.14	0.21	2.19	3.72
Diluted EPS from Cont Ops	- -	-0.66	-0.84	-1.73	-1.14	0.21	2.19	3.72
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	0.25	-0.76	3.88	6.19
Free Cash Flow per Basic Share	- -	- -	- -	- -	0.22	-0.8	3.83	6.11
Cash & Equivalents per Share	6.06	5.21	12.52	10.41	12.54	1.98	2.17	1.9
Book Value per Share	5.78	4.07	8.9	5.11	1.62	0.65	2.6	5.02
Tangible Book Value per Share	5.74	4	8.82	4.99	1.38	0.59	2.53	4.93

Sezzle Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)