Upstart Holdings, Inc.

21.02

EUR

+0.58

(+2.84%)

0.49EPS

Nov 03Next Earn

Profitability (USD)

Profitability Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	24.46	-14.69	-36.72	-20.27	7.49
Return on Assets (%)	- -	- -	-0.09	1.37	11.79	-5.79	-12.15	-5.87	2.01
Return on Capital (%)	- -	- -	- -	2.8	- -	- -	- -	- -	2.26
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-15.91	-11.74	-3.04	2.68	15.8	-13.02	-47.24	-20.42	5.31
Profit Margin (%)	-13.87	-12.89	-0.29	2.69	16	-12.97	-47.26	-20.45	5.23
Net Income to Common Margin (%)	-13.87	-12.89	-0.29	- -	16	-12.97	-47.26	-20.45	5.23
Effective Tax Rate (%)	- -	- -	- -	6.24	- -	- -	- -	- -	1.34
Dvd Payout Ratio (%)	- -	- -	- -	740.47	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	24.46	-14.69	-36.72	-20.27	7.49

Credit (USD)

Credit Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	128	136	82	796	1,087	1,103	1,452	1,850
ST Debt	- -	49	85	40	48	336	387	196	97
LT Debt	- -	79	51	42	748	751	715	1,257	1,753
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	-10.32	-15.94	62.91	44.33	34.73	31.5	26.75	26.85
Long-Term Debt/Equity (%)	- -	- -	- -	13.84	92.65	111.64	112.6	198.48	219.45
Long-Term Debt/Capital (%)	- -	107.35	69.04	10.87	46.65	42.66	41.16	60.26	66.17
Long-Term Debt/Total Assets (%)	- -	12.21	12.98	8.71	41.08	38.78	35.46	53.1	58.93
Total Debt/Equity (%)	- -	-234.42	-219.93	27.33	98.6	161.68	173.58	229.38	231.63
Total Debt/Capital (%)	- -	174.39	183.38	21.46	49.65	61.79	63.45	69.64	69.85
Total Debt/Total Assets (%)	- -	19.84	34.48	17.19	43.71	56.15	54.67	61.36	62.2
Net Debt to Equity	- -	-98.52	-109.89	-65.33	-37.12	82.38	104.38	96.11	146.68
Net Debt/Capital (%)	- -	-6,674.47	292.66	-158.76	-49.28	41.74	48.73	47.1	58.83
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	-10.32	-15.94	62.91	44.33	34.73	31.5	26.75	26.85
Long-Term Debt/Equity (%)	- -	- -	- -	13.84	92.65	111.64	112.6	198.48	219.45
Long-Term Debt/Capital (%)	- -	107.35	69.04	10.87	46.65	42.66	41.16	60.26	66.17
Long-Term Debt/Total Assets (%)	- -	12.21	12.98	8.71	41.08	38.78	35.46	53.1	58.93
Total Debt/Equity (%)	- -	-234.42	-219.93	27.33	98.6	161.68	173.58	229.38	231.63
Total Debt/Capital (%)	- -	174.39	183.38	21.46	49.65	61.79	63.45	69.64	69.85
Total Debt/Total Assets (%)	- -	19.84	34.48	17.19	43.71	56.15	54.67	61.36	62.2
CFO/Total Liabilities	- -	7.19	6.94	8.87	16.61	-52.06	-8.08	10.75	-6.79
CFO/CapEx	- -	340.12	7.89	11.58	19.98	-74.55	-73.16	222.62	-425.72
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	30.01	22.23	25.21	16.4	11.66	14.18	- -
Days Sales Outstanding	- -	- -	12.16	16.42	14.48	22.26	31.3	25.75	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	- -	74	51	259	995	432	377	794	657
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	12	1	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	128	136	82	796	1,087	1,103	1,452	1,850
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	- -	73	74	382	1,603	1,760	1,738	2,086	2,649
Total Debt/Capital (%)	- -	174.39	183.38	21.46	49.65	61.79	63.45	69.64	69.85
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	56	96	163	222	847	838	508	629	1,024
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	16	- -	- -	- -	- -	-148
TTM Free Cash Flow to Firm	- -	- -	- -	14	- -	- -	- -	- -	-148

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	62	72	72	73	84	81	86	93	98
Diluted Weighted Avg Shares	71	14	14	18	95	83	84	89	107
Basic Weighted Avg Shares	62	14	14	18	78	83	84	89	96
Revenue per Share	0.89	6.77	11.36	12.68	10.84	10.12	6.07	7.03	10.66
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.12	-0.87	-0.03	- -	1.73	-1.31	-2.87	-1.44	0.56
Basic EPS from Cont Ops	-0.14	-0.79	-0.35	0.32	1.73	-1.31	-2.87	-1.44	0.56
Diluted EPS, GAAP	-0.11	-0.87	-0.03	- -	1.43	-1.31	-2.87	-1.44	0.5
Diluted EPS from Cont Ops	-0.12	-0.79	-0.35	0.32	1.43	-1.31	-2.87	-1.44	0.5
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.17	3.56	2.2	0.9	2.16	-7.95	-1.33	2.08	-1.54
Free Cash Flow per Basic Share	0.17	3.55	1.92	0.82	2.05	-8.05	-1.35	2.07	-1.54
Cash & Equivalents per Share	- -	1.03	0.7	3.53	11.89	5.32	4.37	8.49	6.71
Book Value per Share	- -	-0.92	-0.87	4.1	9.65	8.28	7.36	6.77	8.15
Tangible Book Value per Share	- -	-0.92	-0.87	4.1	8.61	7.26	6.45	5.96	7.38

Profitability (USD)

Profitability Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	24.46	-14.69	-36.72	-20.27	7.49
Return on Assets (%)	- -	- -	-0.09	1.37	11.79	-5.79	-12.15	-5.87	2.01
Return on Capital (%)	- -	- -	- -	2.8	- -	- -	- -	- -	2.26
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-15.91	-11.74	-3.04	2.68	15.8	-13.02	-47.24	-20.42	5.31
Profit Margin (%)	-13.87	-12.89	-0.29	2.69	16	-12.97	-47.26	-20.45	5.23
Net Income to Common Margin (%)	-13.87	-12.89	-0.29	- -	16	-12.97	-47.26	-20.45	5.23
Effective Tax Rate (%)	- -	- -	- -	6.24	- -	- -	- -	- -	1.34
Dvd Payout Ratio (%)	- -	- -	- -	740.47	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	24.46	-14.69	-36.72	-20.27	7.49

Credit (USD)

Credit Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	128	136	82	796	1,087	1,103	1,452	1,850
ST Debt	- -	49	85	40	48	336	387	196	97
LT Debt	- -	79	51	42	748	751	715	1,257	1,753
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	-10.32	-15.94	62.91	44.33	34.73	31.5	26.75	26.85
Long-Term Debt/Equity (%)	- -	- -	- -	13.84	92.65	111.64	112.6	198.48	219.45
Long-Term Debt/Capital (%)	- -	107.35	69.04	10.87	46.65	42.66	41.16	60.26	66.17
Long-Term Debt/Total Assets (%)	- -	12.21	12.98	8.71	41.08	38.78	35.46	53.1	58.93
Total Debt/Equity (%)	- -	-234.42	-219.93	27.33	98.6	161.68	173.58	229.38	231.63
Total Debt/Capital (%)	- -	174.39	183.38	21.46	49.65	61.79	63.45	69.64	69.85
Total Debt/Total Assets (%)	- -	19.84	34.48	17.19	43.71	56.15	54.67	61.36	62.2
Net Debt to Equity	- -	-98.52	-109.89	-65.33	-37.12	82.38	104.38	96.11	146.68
Net Debt/Capital (%)	- -	-6,674.47	292.66	-158.76	-49.28	41.74	48.73	47.1	58.83
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	-10.32	-15.94	62.91	44.33	34.73	31.5	26.75	26.85
Long-Term Debt/Equity (%)	- -	- -	- -	13.84	92.65	111.64	112.6	198.48	219.45
Long-Term Debt/Capital (%)	- -	107.35	69.04	10.87	46.65	42.66	41.16	60.26	66.17
Long-Term Debt/Total Assets (%)	- -	12.21	12.98	8.71	41.08	38.78	35.46	53.1	58.93
Total Debt/Equity (%)	- -	-234.42	-219.93	27.33	98.6	161.68	173.58	229.38	231.63
Total Debt/Capital (%)	- -	174.39	183.38	21.46	49.65	61.79	63.45	69.64	69.85
Total Debt/Total Assets (%)	- -	19.84	34.48	17.19	43.71	56.15	54.67	61.36	62.2
CFO/Total Liabilities	- -	7.19	6.94	8.87	16.61	-52.06	-8.08	10.75	-6.79
CFO/CapEx	- -	340.12	7.89	11.58	19.98	-74.55	-73.16	222.62	-425.72
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	30.01	22.23	25.21	16.4	11.66	14.18	- -
Days Sales Outstanding	- -	- -	12.16	16.42	14.48	22.26	31.3	25.75	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	- -	74	51	259	995	432	377	794	657
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	12	1	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	128	136	82	796	1,087	1,103	1,452	1,850
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	- -	73	74	382	1,603	1,760	1,738	2,086	2,649
Total Debt/Capital (%)	- -	174.39	183.38	21.46	49.65	61.79	63.45	69.64	69.85
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	56	96	163	222	847	838	508	629	1,024
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	16	- -	- -	- -	- -	-148
TTM Free Cash Flow to Firm	- -	- -	- -	14	- -	- -	- -	- -	-148

Multiples (USD)

Valuation Multiples API ChatGPT

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Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	62	72	72	73	84	81	86	93	98
Diluted Weighted Avg Shares	71	14	14	18	95	83	84	89	107
Basic Weighted Avg Shares	62	14	14	18	78	83	84	89	96
Revenue per Share	0.89	6.77	11.36	12.68	10.84	10.12	6.07	7.03	10.66
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.12	-0.87	-0.03	- -	1.73	-1.31	-2.87	-1.44	0.56
Basic EPS from Cont Ops	-0.14	-0.79	-0.35	0.32	1.73	-1.31	-2.87	-1.44	0.56
Diluted EPS, GAAP	-0.11	-0.87	-0.03	- -	1.43	-1.31	-2.87	-1.44	0.5
Diluted EPS from Cont Ops	-0.12	-0.79	-0.35	0.32	1.43	-1.31	-2.87	-1.44	0.5
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.17	3.56	2.2	0.9	2.16	-7.95	-1.33	2.08	-1.54
Free Cash Flow per Basic Share	0.17	3.55	1.92	0.82	2.05	-8.05	-1.35	2.07	-1.54
Cash & Equivalents per Share	- -	1.03	0.7	3.53	11.89	5.32	4.37	8.49	6.71
Book Value per Share	- -	-0.92	-0.87	4.1	9.65	8.28	7.36	6.77	8.15
Tangible Book Value per Share	- -	-0.92	-0.87	4.1	8.61	7.26	6.45	5.96	7.38