Fair Isaac Corporation Financial Ratios — FRI Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Return on Common Equity (%)	15.22	19.58	17.93	19.26	19.4	24.77	30.55	35.43	66.57	76.16	- -	- -	- -	- -	- -
Return on Assets (%)	6.35	8.04	7.77	8.06	7.14	8.93	10.78	9.78	13.9	15.55	24.71	24.82	28.46	31.14	36.36
Return on Capital (%)	9.67	11.58	11.19	11.52	10.71	12.57	15.17	14.57	21	23.39	34.54	36.69	43.33	48.12	58.56
Return on Invested Capital (%)	9.41	11.49	11.08	11.52	10.67	12.48	15.22	13.61	20.88	23.21	34.15	36.9	42.9	47.21	57.85
Gross Margin (%)	69.91	70.74	69.13	68.4	67.75	69.91	69.24	68.71	70.96	72.1	74.75	78.06	79.45	79.73	82.23
EBITDA Margin (%)	24.45	28.08	26.2	24.65	20.43	22.83	23.36	20.55	24.58	25.21	40.34	40.87	43.44	43.52	47.21
Operating Margin (%)	22.55	25.65	22.2	21.06	18.57	19.24	19.96	17.53	21.86	26.34	31.39	39.38	42.34	42.71	47
Incremental Operating Margin (%)	176.37	59.49	- -	2.35	- -	32.52	31.77	- -	48.89	65.03	329.07	212.58	72.26	45.47	73.95
Pretax Margin (%)	15.73	20.14	17.75	16.87	13.02	16.4	16.72	15.69	18.63	19.85	35.94	34.22	36.58	37.38	40.31
Profit Margin (%)	11.55	13.6	12.12	12.03	10.31	12.42	14.27	12.65	16.56	18.26	29.78	27.12	28.37	29.86	32.75
Net Income to Common Margin (%)	11.55	13.6	12.12	12.03	10.31	12.42	14.27	12.65	16.56	18.26	29.78	27.12	28.37	29.86	32.75
Effective Tax Rate (%)	26.57	32.47	31.74	28.73	20.81	24.29	14.63	19.4	11.08	8.01	17.13	20.74	22.44	20.13	18.77
Dvd Payout Ratio (%)	4.39	3.05	3.13	2.86	2.9	2.27	0.93	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	14.55	18.98	17.37	18.71	18.84	24.2	30.27	35.43	66.57	76.16	- -	- -	- -	- -	- -

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Total Debt	512	504	470	546	608	571	605	764	825	908	1,335	1,912	1,902	2,231	3,075
ST Debt	8	49	23	170	92	77	142	235	218	95	272	49	66	15	400
LT Debt	504	455	447	376	516	494	463	529	607	813	1,063	1,863	1,836	2,216	2,675
Total Debt/EBITDA	3.38	2.65	2.41	2.81	3.55	2.84	2.77	3.72	2.89	2.78	2.51	3.4	2.89	2.98	3.27
Net Debt/EBITDA	2.48	2.28	1.99	2.27	3.04	2.46	2.29	3.28	2.52	2.07	2	3.06	2.62	2.75	3.11
Total Debt/EBIT	4.02	2.99	2.91	3.37	4.42	3.36	3.32	4.36	3.25	3.07	2.64	3.53	2.96	3.04	3.32
Net Debt/EBIT	2.95	2.57	2.39	2.72	3.8	2.92	2.74	3.84	2.83	2.29	2.1	3.17	2.68	2.81	3.16
EBITDA to Interest Expense	4.68	6.04	6.44	6.81	5.88	7.56	8.47	6.56	7.17	7.74	13.25	8.16	6.88	7.08	7.03
EBITDA-CapEx/Interest Expense	4.25	5.23	5.65	6.37	5.02	6.73	7.7	5.56	6.57	7.22	13.06	8.07	6.84	6.99	6.97
EBIT to Interest Expense	4.32	5.52	5.46	5.82	5.34	6.37	7.24	5.6	6.38	8.08	10.31	7.86	6.71	6.94	7
Interest Expense	32	31	30	29	29	27	26	31	40	42	40	69	96	106	134
Common Equity/Total Assets	41.21	40.95	45.69	38.13	35.52	36.6	33.97	21.6	20.21	20.61	-7.08	-55.61	-43.67	-56.04	-93.45
Long-Term Debt/Equity (%)	108.27	95.91	84.23	82.71	118.08	110.47	108.5	184.02	209.41	245.45	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	51.56	46.5	44.67	37.58	49.38	48.52	44.87	50.31	54.44	65.6	86.83	167.78	151.21	174.72	201.29
Long-Term Debt/Total Assets (%)	44.62	39.27	38.48	31.54	41.95	40.44	36.86	39.76	42.33	50.59	67.78	129.18	116.52	128.99	143.21
Total Debt/Equity (%)	109.99	106.24	88.57	120.1	139.13	127.71	141.79	265.78	284.64	274.14	-1,203.12	-238.45	-276.44	-231.75	-176.13
Total Debt/Capital (%)	52.38	51.51	46.97	54.57	58.18	56.08	58.64	72.66	74	73.27	109.07	172.23	156.68	175.9	231.35
Total Debt/Total Assets (%)	45.33	43.5	40.46	45.79	49.42	46.75	48.17	57.42	57.54	56.51	85.14	132.61	120.73	129.87	164.6
Net Debt to Equity	80.83	91.14	72.89	96.99	119.42	110.71	117.03	234.46	247.91	204.49	-958.76	-214.54	-250.71	-213.82	-167.35
Net Debt/Capital (%)	44.7	47.68	42.16	49.24	54.43	52.54	53.92	70.1	71.26	62.61	103.42	176.08	160.14	184.17	244.49
EBITDA	152	190	195	195	171	201	218	206	285	326	531	563	657	747	940
EBITDA-CapEx	138	164	171	182	146	179	199	174	261	304	524	557	653	739	931
Operating Income (Loss)	140	173	165	166	156	170	187	175	254	341	413	542	641	734	936

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Cash Ratio	1.65	0.45	0.5	0.31	0.35	0.31	0.32	0.19	0.22	0.38	0.35	0.4	0.37	0.4	0.16
Current Ratio	2.49	1.24	1.5	0.85	1.18	1.09	0.95	0.84	0.93	1.29	0.99	1.46	1.51	1.62	0.83
Quick Ratio	2.37	1.13	1.37	0.76	1	0.99	0.84	0.75	0.82	1.19	0.91	1.37	1.43	1.52	0.78
CFO/Avg Current Liab	1.01	0.73	0.73	0.69	0.5	0.86	0.79	0.56	0.54	0.81	0.87	1.14	1.34	1.69	1.27
Common Equity/Total Assets	41.21	40.95	45.69	38.13	35.52	36.6	33.97	21.6	20.21	20.61	-7.08	-55.61	-43.67	-56.04	-93.45
Long-Term Debt/Equity (%)	108.27	95.91	84.23	82.71	118.08	110.47	108.5	184.02	209.41	245.45	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	51.56	46.5	44.67	37.58	49.38	48.52	44.87	50.31	54.44	65.6	86.83	167.78	151.21	174.72	201.29
Long-Term Debt/Total Assets (%)	44.62	39.27	38.48	31.54	41.95	40.44	36.86	39.76	42.33	50.59	67.78	129.18	116.52	128.99	143.21
Total Debt/Equity (%)	109.99	106.24	88.57	120.1	139.13	127.71	141.79	265.78	284.64	274.14	-1,203.12	-238.45	-276.44	-231.75	-176.13
Total Debt/Capital (%)	52.38	51.51	46.97	54.57	58.18	56.08	58.64	72.66	74	73.27	109.07	172.23	156.68	175.9	231.35
Total Debt/Total Assets (%)	45.33	43.5	40.46	45.79	49.42	46.75	48.17	57.42	57.54	56.51	85.14	132.61	120.73	129.87	164.6
CFO/Total Liabilities	20.51	18.96	21.58	23.73	18.5	27.17	27.22	21.39	22.76	28.62	25.25	22.7	20.72	23.61	21.55
CFO/CapEx	9.71	5.09	5.64	13.9	5.87	9.57	11.38	7.13	10.86	16.6	55.99	84.5	110.67	71.25	87.29
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Accounts Receivable Turnover	6.51	7.22	6.68	6.78	7.22	7.5	7.59	6.3	6.39	5.14	4.07	4.34	4.26	4.22	4.17
Days Sales Outstanding	56.05	50.52	54.64	53.81	50.59	48.64	48.11	57.93	57.15	71.04	89.59	84.08	85.65	86.56	87.62
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	136	72	83	105	86	76	106	90	106	157	195	133	137	151	134
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	512	504	470	546	608	571	605	764	825	908	1,335	1,912	1,902	2,231	3,075
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	977	978	1,001	1,001	1,045	1,017	1,031	1,051	1,115	1,239	1,224	1,110	1,214	1,268	1,329
Total Debt/Capital (%)	52.38	51.51	46.97	54.57	58.18	56.08	58.64	72.66	74	73.27	109.07	172.23	156.68	175.9	231.35
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	620	676	743	789	839	881	935	1,000	1,160	1,295	1,317	1,377	1,514	1,718	1,991
TTM EBITDA	152	190	195	195	171	201	218	206	285	326	531	563	657	747	940
TTM Operating Income	140	173	165	166	156	170	187	175	254	341	413	542	641	734	936
TTM Cash Flow to Firm	160	151	157	195	170	230	248	248	296	404	457	564	543	717	887
TTM Free Cash Flow to Firm	146	125	133	183	145	208	228	217	272	382	449	558	539	708	878

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Shares Outstanding	37	35	35	32	31	31	30	29	29	29	28	25	25	24	24
Diluted Weighted Avg Shares	40	36	36	35	33	32	32	31	30	30	29	26	25	25	25
Basic Weighted Avg Shares	39	35	35	34	31	31	31	30	29	29	29	26	25	25	24
Revenue per Share	15.74	19.38	21.04	23.29	26.71	28.31	30.3	33.66	40.03	44.54	45.82	52.89	60.58	69.6	82.13
EBITDA per Share	3.85	5.44	5.51	5.74	5.46	6.46	7.08	6.92	9.84	11.23	18.48	21.61	26.31	30.29	38.77
Operating Income per Share	3.55	4.97	4.67	4.91	4.96	5.45	6.05	5.9	8.75	11.73	14.38	20.83	25.65	29.73	38.61
Basic EPS, GAAP	1.82	2.64	2.55	2.8	2.75	3.52	4.32	4.26	6.63	8.13	13.65	14.34	17.18	20.78	26.9
Basic EPS from Cont Ops	1.82	2.64	2.55	2.8	2.75	3.52	4.32	4.26	6.63	8.13	13.65	14.34	17.18	20.78	26.9
Diluted EPS, GAAP	1.79	2.55	2.48	2.72	2.65	3.39	4.14	4.06	6.34	7.9	13.4	14.18	16.93	20.45	26.54
Diluted EPS from Cont Ops	1.79	2.55	2.48	2.72	2.65	3.39	4.14	4.06	6.34	7.9	13.4	14.18	16.93	20.45	26.54
Dividend per Share	0.08	0.08	0.08	0.08	0.08	0.08	0.04	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	3.46	3.72	3.85	5.17	4.67	6.75	7.31	7.51	8.98	12.55	14.75	19.56	18.77	25.65	32.13
Free Cash Flow per Basic Share	3.1	2.99	3.17	4.8	3.88	6.05	6.67	6.45	8.16	11.8	14.49	19.33	18.6	25.29	31.76
Cash & Equivalents per Share	6.51	2.69	2.39	3.28	2.75	2.45	3.49	3.1	3.68	5.41	7.09	5.3	5.52	6.18	5.64
Book Value per Share	12.55	13.62	15.26	14.19	13.97	14.44	14.1	9.91	10.01	11.38	-4.02	-31.88	-27.78	-39.47	-73.46
Tangible Book Value per Share	-5.9	-9.63	-8.64	-11.65	-13.58	-12.45	-13.2	-18.2	-18.24	-16.86	-32.76	-62.22	-59.03	-71.56	-106.43