HBT Financial, Inc.

HBT

HBTHBT Financial, Inc. US flag

NASDAQ Global Select

28.47

USD

+0.23

- -

894.87MMarket Cap

Income Statement (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	157	151	158	164	150	158	180	226	222	236
+ Sales & Services Revenue	157	151	158	164	150	158	180	226	222	236
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	68	69	66	69	62	60	65	85	83	86
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-68	-69	-66	-69	-62	-60	-65	-85	-83	-86
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-60	-57	-65	-72	-50	-77	-76	-89	-97	-105
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-60	-57	-65	-72	-50	-77	-76	-89	-97	-105
Pretax Income	60	57	65	72	50	77	76	89	97	105
- Income Tax Expense (Benefit)	1	1	1	5	13	20	20	23	26	27
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	59	56	64	67	37	56	56	66	72	77
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	59	56	64	67	37	56	56	66	72	77
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	59	56	64	67	37	56	56	66	72	77
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	59	56	64	67	37	56	56	66	72	77
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	6	5	5	4	4	4	4	6	6	6
EBITDA Margin (%)	3.66	3.44	3.02	2.52	2.78	2.61	2.18	2.56	2.6	2.51
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	37.23	37.11	40.39	40.79	24.51	35.52	31.44	29.17	32.28	32.67
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1.55	2.17	1.62	11.2	0.6	0.6	0.64	0.69	0.77	0.84
Depreciation Expense	6	5	5	4	4	4	4	6	6	6
Basic Weighted Avg Shares	26	26	26	20	27	28	29	32	32	32
Basic EPS, GAAP	2.22	2.13	2.42	3.33	1.34	2.02	1.96	2.08	2.27	2.44
Basic EPS from Cont Ops	2.22	2.13	2.42	3.33	1.34	2.02	1.96	2.08	2.27	2.44
Diluted Weighted Avg Shares	26	26	26	20	27	28	29	32	32	32
Diluted EPS, GAAP	2.22	2.13	2.42	3.33	1.34	2.02	1.96	2.07	2.26	2.44
Diluted EPS from Cont Ops	2.22	2.13	2.42	3.33	1.34	2.02	1.96	2.07	2.26	2.44

Balance Sheet (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	936	867	877	1,235	1,352	958	901	836	644
+ Cash & Cash Equivalents	- -	166	187	284	312	410	114	142	138	122
+ ST Investments	- -	770	680	592	923	942	844	759	698	522
+ Accounts & Notes Receiv	- -	15	15	14	14	15	20	25	25	24
+ Accounts Receivable, Net	- -	15	15	14	14	15	20	25	25	24
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-951	-882	-891	-1,250	-1,367	-977	-926	-861	-668
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	56	55	54	53	52	50	65	67	74
+ Property, Plant & Equip	- -	95	95	97	99	101	102	120	125	126
- Accumulated Depreciation	- -	39	41	43	46	49	52	55	58	52
+ LT Investments & Receivables	- -	903	806	686	997	1,285	1,391	1,288	1,205	1,279
+ LT Investments	- -	903	806	686	997	1,285	1,391	1,288	1,205	1,279
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-960	-860	-740	-1,050	-1,337	-1,442	-1,354	-1,272	-1,353
+ Total Intangible Assets	- -	41	40	36	32	39	41	100	96	92
+ Goodwill	- -	24	24	24	24	29	29	60	60	60
+ Other Intangible Assets	- -	17	16	13	9	10	11	40	37	32
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-1,000	-900	-777	-1,083	-1,377	-1,482	-1,453	-1,369	-1,445
Total Assets	- -	3,313	3,250	3,245	3,667	4,314	4,287	5,073	5,033	5,071
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	66	38	38	77	77	237	105	106	65
+ LT Borrowings	- -	66	38	38	77	77	237	105	106	65
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-66	-38	-38	-77	-77	-237	-105	-106	-65
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-66	-38	-38	-77	-77	-237	-105	-106	-65
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	2,989	2,909	2,912	3,303	3,902	3,913	4,584	4,488	4,456
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	32	32	191	191	221	223	296	- -	- -
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	32	32	191	191	221	223	296	- -	- -
- Treasury Stock	- -	2	3	- -	- -	5	10	19	23	28
+ Retained Earnings	- -	294	315	134	155	194	232	269	317	367
+ Other Equity	- -	32	28	198	209	222	151	239	251	276
Equity Before Minority Interest	- -	324	340	333	364	412	374	489	545	615
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	324	340	333	364	412	374	489	545	615
Total Liabilities & Equity	- -	3,313	3,250	3,245	3,667	4,314	4,287	5,073	5,033	5,071
Shares Outstanding	- -	26	26	27	27	29	29	32	32	31
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	-100	-150	-247	-236	-333	123	-37	-32	-57
Net Debt to Equity	- -	-30.86	-43.95	-74.08	-64.73	-80.78	32.92	-7.53	-5.89	-9.27
Tangible Common Equity Ratio	- -	8.65	9.36	9.25	9.12	8.72	7.84	7.84	9.08	10.52
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	59	56	64	67	37	56	56	66	72	77
+ Depreciation & Amortization	6	5	5	4	4	4	4	6	6	6
+ Non-Cash Items	4	9	11	-3	- -	- -	5	13	8	2
+ Stock-Based Compensation	- -	- -	- -	- -	- -	1	2	2	2	2
+ Deferred Income Taxes	- -	- -	- -	-3	- -	3	-3	4	1	- -
+ Asset Impairment Charge	1	4	1	1	- -	1	- -	- -	1	- -
+ Other Non-Cash Adj	3	5	10	-1	- -	-4	5	7	4	-1
+ Chg in Non-Cash Work Cap	- -	1	- -	21	-10	-18	7	-19	4	- -
+ (Inc) Dec in Accts Receiv	- -	-1	-1	1	- -	- -	-5	-2	- -	1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	3	1	19	-10	-18	12	-17	5	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	68	72	80	89	31	43	73	66	89	85
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-2	-2	-2	-2	-1	-1	-3	-6	-10
+ Acq of Fixed Prod Assets	-1	-2	-2	-2	-2	-1	-1	-3	-6	-10
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	1	- -	-1	138	- -	-5	-5	-9	-4	-5
+ Increase in Capital Stock	1	- -	- -	138	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	-1	- -	- -	-5	-5	-9	-4	-5
+ Net Change in LT Investment	-15	-80	86	128	-301	-300	-218	285	90	-44
+ Dec in LT Investment	193	276	276	201	223	213	154	288	196	191
+ Inc in LT Investment	-207	-356	-189	-73	-524	-514	-372	-3	-105	-234
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	-5	- -	-14	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	-5	- -	-14	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	41	-8	-20	-11	-78	-43	-117	-135	-52	14
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	25	-90	65	115	-380	-350	-335	133	32	-40
+ Dividends Paid	-41	-57	-43	-225	-17	-17	-19	-22	-24	-27
+ Net Cash From Debt	-50	25	-29	- -	39	-13	- -	-234	- -	-41
+ Cash From Debt	4	29	- -	- -	39	- -	- -	- -	1	7
+ Repayments of Debt	-54	-4	-29	- -	- -	-13	- -	-234	-1	-48
+ Other Financing Activities	10	-23	-51	-21	355	438	-9	94	-97	11
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-80	-55	-124	-107	378	403	-33	-171	-125	-61
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	13	-73	21	97	28	97	-295	27	-4	-15
EBITDA	6	5	5	4	4	4	4	6	6	6
EBITDA Margin (%)	3.66	3.44	3.02	2.52	2.78	2.61	2.18	2.56	2.6	2.51
Free Cash Flow	67	70	78	87	29	42	72	63	84	75
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	5	- -	14	- -	- -
Free Cash Flow to Firm	67	70	78	87	29	42	72	63	84	75
Free Cash Flow to Equity	- -	95	49	87	69	29	72	-171	84	34
Free Cash Flow per Basic Share	2.54	2.66	2.98	4.33	1.07	1.51	2.48	1.98	2.65	2.38
Price/Free Cash Flow	- -	- -	- -	4.18	12.56	11.82	7.67	9.74	7.32	8.57
Cash Flow to Net Income	1.17	1.28	1.25	1.33	0.85	0.76	1.29	1	1.25	1.1
Capital Expenditures	-1	-2	-2	-2	-2	-1	-1	-3	-6	-10