1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Home Loan Financial Corporation

Home Loan Financial Corporation

HLFN
Home Loan Financial CorporationUS flagOther OTC
45.00
USD
- -
- -
63.43MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
4.39
4.36
3.93
4.34
4.18
7.56
7.62
7.98
8.19
9.72
10.73
12.51
- -
14.52
Basic EPS, GAAP
1.25
1.13
0.76
0.5
0.68
2.67
2.57
2.74
2.97
3.69
3.9
5.13
- -
6.23
Free Cash Flow per Basic Share
1.66
1.89
- -
- -
- -
3.18
3.48
1.29
3.95
4.2
4.5
- -
- -
- -
Dividend per Share
0.62
0.83
- -
- -
- -
1.56
1.68
1.68
1.81
1.92
1.92
- -
- -
- -
Book Value per Share
13.14
13.21
13.51
12.13
12.32
- -
- -
- -
23.65
25.48
27.74
31.09
35.21
35.21
Tangible Book Value per Share
13.14
13.21
13.51
12.13
12.32
- -
- -
- -
23.65
25.48
27.74
31.09
35.21
35.21
Basic Weighted Avg Shares
1
2
2
2
2
1
1
1
1
1
1
1
- -
1
Sales/Revenue/Turnover
7
7
7
7
6
11
11
11
11
14
15
18
20
20
Operating Margin (%)
- -
40.07
29.66
16.44
23.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
2
1
1
1
4
4
4
4
5
5
7
9
9
Effective Tax Rate (%)
33.96
35.32
34.88
29.88
29.8
18.65
18.03
18.54
18.53
20.69
22.02
19.58
20.47
20.47
Profit Margin (%)
28.45
25.92
19.32
11.52
16.18
35.39
33.67
34.39
36.23
37.96
36.35
41.01
42.89
42.89
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
39
45
45
37
29
9
5
5
4
32
43
30
16
16
Total Equity
22
22
23
18
19
29
31
32
33
36
39
44
50
50
Return on Invested Capital (%)
- -
2.72
1.85
1.22
1.99
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
8.95
8.11
5.7
3.67
5.54
15.62
11.97
12.25
12.75
15.03
14.68
17.46
18.78
18.38

Capital Structure

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
49
58
61

Working Capital

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10
10
11
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.45%
9.16%
13.48%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
35.56%
18.34%
21.43%
Sales/Revenue/Turnover
13.27%
12.99%
16.09%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
4
4
4
15
2025
4
4
4
5
18
2026
5
5
5
5
20

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.88
1.01
0.93
1.09
3.9
2025
1.21
1.35
1.16
1.42
5.13
2026
1.38
1.52
1.54
1.79
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.92
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Robert C. Hamilton
Full Time Employees
45
Sector
Financial Services
Industry
Banks - Regional
Address
413 Main Street Coshocton OH United States of America 43812-1547
IPO Date
Mar 26, 1998
Website
homeloanfinancialcorp.com
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Business
Home Loan Financial Corporation (HLFN) is a unitary thrift holding company that provides banking and financial services through its subsidiaries, The Home Loan Savings Bank and Home Loan Financial Services, Inc., primarily in Ohio. The company offers deposit products including checking accounts, savings accounts, and term certificate accounts; lending products such as residential mortgage loans secured by one- to four-family properties, nonresidential mortgage loans, residential construction and land loans, commercial loans, and consumer loans including home improvement, education, savings-secured, motor vehicle, unsecured, and credit card loans; and additional services encompassing individual retirement accounts, certificates of deposit, health savings accounts, money market accounts, life insurance, annuities, long-term care insurance, investment products, brokerage services, stock and bond accounts, 401(k) plans, variable and fixed annuities, 529 plans, direct mutual funds, and fixed income products. Headquartered in Coshocton, Ohio, with main and branch offices in Coshocton, West Lafayette, and Mount Vernon, it operates in the U.S. financial services sector targeting retail and commercial customers in its local markets. Incorporated in 1997, the company maintains a stable operational focus without reported major acquisitions, partnerships, funding rounds, product launches, or strategic shifts in the last 1-2 years.