Integrated Financial Holdings, Inc.

Integrated Financial Holdings, Inc.

IFHI
Integrated Financial Holdings, Inc.US flagOther OTC
33.80
USD
-0.10
- -
79.23MMarket Cap
2000 Y
2001 Y
2002 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
TTM
Revenue per Share
4.08
4.99
6.54
11.53
21.6
26.02
22.17
20.47
17.58
Basic EPS, GAAP
0.3
-0.2
0.64
4.12
4.07
5.91
-0.09
5
3.12
Free Cash Flow per Basic Share
-3.33
0.03
0.79
4.86
1.34
-1.41
0.07
-2.09
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
12.26
12.53
13.17
16.44
23.98
30.18
29.78
34.45
34.77
Tangible Book Value per Share
20.43
20.85
21.61
16.46
24.36
29.85
29.47
35.14
35.78
Basic Weighted Avg Shares
- -
- -
- -
3
2
2
2
2
2
Sales/Revenue/Turnover
1
1
1
30
47
56
48
46
40
Operating Margin (%)
11.07
-3.05
13.69
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
1
1
1
1
1
1
Net Income, GAAP
- -
- -
- -
11
9
13
- -
11
7
Effective Tax Rate (%)
28.05
- -
28.09
23.27
14.79
6.69
- -
25.36
25.39
Profit Margin (%)
7.45
-3.98
9.84
35.72
18.86
22.72
-0.41
24.43
17.77
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
4
- -
2
- -
- -
45
Total Equity
4
4
4
68
77
88
87
100
103
Return on Invested Capital (%)
- -
- -
3.03
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-1.57
5.01
47.28
18.56
21.72
-0.31
15.73
9.1

Capital Structure

FRC

in mil. unless spec.
Dec'23
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
- -
10
45
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
64
70
70

Working Capital

FRC

in mil. unless spec.
Dec'23
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
86
52
58
Accounts Receivable, Net
4
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
307.34%
15.65%
Free Cash Flow
- -
969.37%
-2,959.51%
Net Income, GAAP
- -
544.95%
-5,692.96%
Sales/Revenue/Turnover
- -
464.46%
-5.67%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
15
11
10
12
48
2023
12
13
10
11
46
2024
9
10
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
1.65
0.65
-3.45
- -
-0.09
2023
1.06
1.62
1.08
- -
5
2024
0.56
0.26
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Marc H. McConnell
Full Time Employees
14
Sector
Financial Services
Industry
Banks - Regional
Address
8450 Falls Of Neuse Road Raleigh NC United States of America 27615
IPO Date
Mar 31, 2015
Website
ifhinc.com
Business
Integrated Financial Holdings, Inc. (IFHI) operates as a financial services holding company that provides small business lending solutions and targeted bank deposit products primarily in North Carolina. The company offers checking, savings, and time certificate accounts; residential mortgage, real estate, commercial, and consumer loans; commercial account services; government guaranteed lending including SBA 7(a) and USDA programs, hemp banking, and mortgage lending; cash management solutions; and payment processing for small and medium-sized businesses. It further provides insurance agency services; loan processing and servicing; loan documentation origination; brokerage and loan syndication through subsidiaries like Windsor Advantage, LLC; and real estate management services, with operations spanning the Midwest and Southeastern U.S. regions. Founded in 1922 and headquartered in Raleigh, North Carolina, IFHI serves underserved verticals focused on technology-enabled collaborative investments through its family of five wholly owned subsidiaries employing nearly 200 individuals. In a major strategic development, Capital Bancorp, Inc. completed the acquisition of IFHI in October 2024 following regulatory approval, with full system integration and conversion of IFHI customer accounts into Capital Bancorp's operations achieved by February 2025 to enhance government-guaranteed lending capabilities nationwide. This transaction, valued at $66.3 million and announced in March 2024, followed the termination of a prior merger agreement with MVB Financial Corp. and positioned IFHI's expertise in SBA and USDA loan origination and servicing within a diversified banking platform.

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