Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp.

MCB
Metropolitan Bank Holding Corp.US flagNew York Stock Exchange
99.07
USD
+0.52
- -
1.04BMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.04
5.57
7.73
10.18
11.9
16.09
19.1
22.44
21.49
23.26
27.47
29.12
Basic EPS, GAAP
0.55
0.65
1.51
3.12
3.69
4.8
6.72
5.44
6.99
5.97
6.71
8.24
Free Cash Flow per Basic Share
0.48
1.73
3.57
3.06
3.93
10.14
3.69
6.1
3.32
13.04
7.78
12.35
Dividend per Share
- -
0.44
- -
- -
- -
- -
- -
- -
- -
- -
0.29
0.34
Book Value per Share
1.57
1.75
3.17
6.29
9.96
14.71
20.14
22.04
28.58
34.24
42.55
45.81
Tangible Book Value per Share
8.56
12.9
27.71
31.11
35.4
40.27
60.73
52.69
59.59
65.29
70.14
90.64
Basic Weighted Avg Shares
8
8
8
8
8
8
9
11
11
11
11
10
Sales/Revenue/Turnover
31
43
63
83
97
132
172
245
238
260
291
305
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
2
5
5
10
7
-11
-11
-13
Net Income, GAAP
4
5
12
26
30
39
61
59
77
67
71
86
Effective Tax Rate (%)
37.48
37.79
47.54
30.51
31.61
31.86
32.39
38.67
27.73
31.31
29.96
29.68
Profit Margin (%)
13.67
11.63
19.52
30.65
30.99
29.84
35.19
24.23
32.52
25.64
24.43
28.28
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
117
78
67
210
212
62
57
258
547
457
11
16
Total Equity
76
109
237
265
299
341
557
576
659
730
743
948
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
39.05
62.66
66
45.33
39.01
40.05
28.14
27.74
19.08
17.06
19.62

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
292
11
16
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
12
Market Capitalization
811
809
871

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
921
945
1,294
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
29.3%
18.76%
1.82%
Free Cash Flow
80.18%
49.87%
-43.48%
Net Income, GAAP
39.42%
14.9%
6.62%
Sales/Revenue/Turnover
26.02%
18.18%
11.92%
Total Cash Common Dividend
- -
- -
-8.77%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
63
64
68
68
260
2025
66
73
75
75
291
2026
82
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.46
1.5
1.1
1.91
5.97
2025
1.46
1.78
0.68
2.83
6.71
2026
2.94
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
0.15
0.29
2026
0.19
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Mark R. DeFazio
Full Time Employees
326
Sector
Financial Services
Industry
Banks - Regional
Address
99 Park Avenue New York City NY United States of America 10016
IPO Date
Nov 8, 2017
Business
Metropolitan Bank Holding Corp. serves as the parent entity for Metropolitan Commercial Bank, delivering a broad spectrum of commercial, business, and personal banking solutions to small and mid-sized enterprises, public institutions, and individuals across the New York metropolitan area. The institution provides various deposit offerings, including checking, savings, money market, and term deposit accounts. Its lending portfolio encompasses commercial real estate, construction, multi-family, and residential property loans, alongside commercial and industrial lines, consumer credit, acquisition and renovation financing, working capital solutions, trade finance, and term loans. Beyond traditional banking, the company offers extensive cash management services and a robust digital presence through online and mobile banking, ACH, remote deposit capture, and debit card functionalities. A key differentiator is its Global Payments group, which provides specialized domestic and international fintech services, including digital payment settlements, a gateway to payment networks, and acting as an issuer for third-party debit card programs. Recent initiatives include a partnership with Finzly for advanced payment processing, encompassing ACH, Fedwire, and FedNow, and the appointment of an AI Scientist to further technological strategy. The bank maintains several banking centers across Manhattan, Brooklyn, Great Neck, and Long Island. Established in 1999, Metropolitan Bank Holding Corp. is headquartered in New York, New York.

Company News

APIChatGPT
  • Metropolitan Bank Holding Corp. Declares Increased Quarterly Common Stock Cash Dividend

  • Metropolitan Commercial Bank Recognized Among America's High Growth Companies 2026

  • Metropolitan Bank Holding Corp. Schedules Second Quarter 2026 Earnings Release and Conference Call Dates

  • Metropolitan Commercial Bank Announces Appointment of Jason Bishop as Group Head of Commercial Real Estate Lending

  • Metropolitan Commercial Bank Announces Appointment of Jason Bishop as Group Head of Commercial Real Estate Lending

  • Metropolitan Commercial Bank Named to Best Workplaces in New York™ 2026 List

  • Metropolitan Commercial Bank Launches Its West Coast Expansion

  • Metropolitan Commercial Bank Launches Its West Coast Expansion

  • Metropolitan Commercial Bank and the Greg Wolf Fund Announce 18th Annual Golf Outing to Support Blood Cancer Patients and Research

  • Metropolitan Bank Holding Corp. Named to 2026 KBW Bank Honor Roll

  • Metropolitan Commercial Bank Expands Government Banking Platform in New Jersey with Addition of Brian Turano and Tom Kasper

  • Metropolitan Bank Holding Corp. (MCB) Shareholder/Analyst Call Prepared Remarks Transcript

  • Metropolitan Commercial Bank Appoints Tina L. Laurie as HUD Chief Underwriter

  • McCoy Global (TSE:MCB) Stock Crosses Below Two Hundred Day Moving Average – Time to Sell?

  • Metropolitan Bank Q1 Earnings Call Highlights

  • Metropolitan Bank Holding Corp. (MCB) Q1 2026 Earnings Call Transcript

  • Metropolitan Bank Holding Corp. Reports First Quarter 2026 Results

  • Metropolitan Bank Holding Corp. Declares Increased Quarterly Common Stock Cash Dividend

  • Metropolitan Commercial Bank Expands Florida Presence, Adds Jessica Raffo as Director of Association Banking

  • McCoy Global (TSE:MCB) Share Price Passes Below Two Hundred Day Moving Average – What’s Next?