Metropolitan Bank Holding Corp.

MCB

MCBMetropolitan Bank Holding Corp. US flag

New York Stock Exchange

97.53

USD

-0.35

- -

1.02BMarket Cap

Income Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	31	43	63	83	97	132	172	245	238	260	291
+ Sales & Services Revenue	31	43	63	83	97	132	172	245	238	260	291
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	15	19	21	26	31	42	50	62	76	90	94
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-15	-19	-21	-26	-31	-42	-50	-62	-76	-90	-94
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-7	-8	-24	-37	-44	-58	-90	-97	-107	-97	-102
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-7	-8	-24	-37	-44	-58	-90	-97	-107	-97	-102
Pretax Income	7	8	24	37	44	58	90	97	107	97	102
- Income Tax Expense (Benefit)	3	3	11	11	14	18	29	37	30	30	30
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	5	12	26	30	39	61	59	77	67	71
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	5	12	26	30	39	61	59	77	67	71
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	5	12	26	30	39	61	59	77	67	71
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	5	12	26	30	39	61	59	77	67	71
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	2	5	5	10	7	-11	-11
EBITDA Margin (%)	2.23	1.82	1.54	1.63	1.66	3.48	2.94	3.96	3.01	-4.39	-3.8
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	13.67	11.63	19.52	30.65	30.99	29.84	35.19	24.23	32.52	25.64	24.43
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.44	- -	- -	- -	- -	- -	- -	- -	- -	0.29
Depreciation Expense	1	1	1	1	2	5	5	10	7	-11	-11
Basic Weighted Avg Shares	8	8	8	8	8	8	9	11	11	11	11
Basic EPS, GAAP	0.55	0.65	1.51	3.12	3.69	4.8	6.72	5.44	6.99	5.97	6.71
Basic EPS from Cont Ops	0.55	0.65	1.51	3.12	3.69	4.8	6.72	5.44	6.99	5.97	6.71
Diluted Weighted Avg Shares	8	8	8	8	8	8	9	11	11	11	11
Diluted EPS, GAAP	0.55	0.65	1.51	3.06	3.61	4.7	6.53	5.31	6.94	5.92	6.62
Diluted EPS from Cont Ops	0.55	0.65	1.51	3.06	3.61	4.7	6.53	5.31	6.94	5.92	6.62

Balance Sheet (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	113	120	293	263	624	1,130	2,926	257	269	682	945
+ Cash & Cash Equivalents	66	83	261	233	389	864	2,359	257	269	200	394
+ ST Investments	47	37	32	30	235	266	567	- -	- -	482	551
+ Accounts & Notes Receiv	4	16	21	19	20	41	40	86	88	- -	- -
+ Accounts Receivable, Net	3	8	11	11	9	13	15	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	1	8	10	8	12	27	25	86	88	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-117	-136	-314	-283	-645	-1,171	-2,966	-343	-357	-682	-945
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	5	5	6	7	12	13	15	32	- -	- -	- -
+ Property, Plant & Equip	15	16	18	20	27	28	29	49	- -	- -	- -
- Accumulated Depreciation	10	11	12	13	15	15	14	17	- -	- -	- -
+ LT Investments & Receivables	65	56	51	59	262	283	963	980	971	946	962
+ LT Investments	65	56	51	59	262	283	963	980	971	946	962
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-69	-61	-58	-66	-274	-296	-978	-1,012	-971	-946	-962
+ Total Intangible Assets	10	10	10	10	10	10	10	- -	- -	- -	- -
+ Goodwill	10	10	10	10	10	10	10	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-79	-71	-67	-76	-284	-306	-988	-1,012	-971	-946	-962
Total Assets	965	1,220	1,760	2,183	3,358	4,331	7,116	6,267	7,068	7,301	8,256
+ Payables & Accruals	6	32	43	40	45	62	37	- -	- -	- -	- -
+ Accounts Payable	6	11	22	20	25	62	37	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	21	21	21	21	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-6	-32	-43	-40	-45	-62	-37	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-6	-32	-43	-40	-45	-62	-37	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	117	78	67	210	212	62	57	258	547	457	11
+ LT Borrowings	117	78	67	210	212	62	57	258	547	457	11
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-117	-78	-67	-210	-212	-62	-57	-258	-547	-457	-11
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-117	-78	-67	-210	-212	-62	-57	-258	-547	-457	-11
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	889	1,111	1,523	1,918	3,058	3,990	6,559	5,691	6,409	6,571	7,513
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	64	96	211	214	217	219	383	389	396	400	406
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	64	96	211	213	216	219	383	389	396	400	406
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	73
+ Retained Earnings	12	13	26	51	81	121	181	241	316	383	451
+ Other Equity	- -	- -	- -	- -	1	1	-8	-54	-53	-53	-40
Equity Before Minority Interest	76	109	237	265	299	341	557	576	659	730	743
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	76	109	237	265	299	341	557	576	659	730	743
Total Liabilities & Equity	965	1,220	1,760	2,183	3,358	4,331	7,116	6,267	7,068	7,301	8,256
Shares Outstanding	8	8	8	8	8	8	11	11	11	11	10
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	51	-5	-195	-23	-178	-803	-2,302	- -	277	257	-383
Net Debt to Equity	67.31	-4.12	-82.13	-8.85	-59.39	-235.54	-413.33	0.05	42.05	35.24	-51.49
Tangible Common Equity Ratio	6.93	8.24	12.98	11.73	8.64	7.66	7.7	9.19	9.32	10	9
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	4	5	12	26	30	39	61	59	77	67	71
+ Depreciation & Amortization	1	1	1	1	2	5	5	10	7	-11	-11
+ Non-Cash Items	1	10	9	5	9	10	10	14	19	9	36
+ Stock-Based Compensation	- -	2	- -	2	3	3	5	8	10	9	9
+ Deferred Income Taxes	- -	-1	1	-2	-2	- -	- -	-4	-3	-3	-9
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	2	8	7	5	7	7	6	10	12	3	36
+ Chg in Non-Cash Work Cap	-1	-1	10	-5	-1	33	-39	3	-61	84	-7
+ (Inc) Dec in Accts Receiv	3	-5	-5	1	-5	-16	-13	-46	-2	88	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-3	-1	1	-2	-4	-1	8	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	2	-1	11	-3	5	38	-25	- -	- -	- -	- -
+ Inc (Dec) in Other	-3	7	2	-1	3	12	-9	48	-59	-4	-7
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	5	15	31	27	39	87	37	86	42	148	89
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-1	-2	-2	-7	-4	-4	-19	-6	-3	-6
+ Acq of Fixed Prod Assets	-2	-1	-2	-2	-7	-4	-4	-19	-6	-3	-6
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	13	28	115	- -	- -	-1	159	-2	-3	-5	-77
+ Increase in Capital Stock	13	28	115	- -	- -	- -	163	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-1	-3	-2	-3	-5	-77
+ Net Change in LT Investment	-1	8	5	-9	-200	-20	-697	-86	37	20	-1
+ Dec in LT Investment	10	12	15	12	37	218	172	121	108	93	198
+ Inc in LT Investment	-11	-4	-10	-21	-238	-238	-868	-207	-71	-73	-199
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-185	-240	-369	-444	-807	-465	-602	-1,124	-807	-387	-756
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-187	-234	-367	-455	-1,015	-489	-1,303	-1,229	-775	-370	-763
+ Dividends Paid	- -	-3	- -	- -	- -	- -	- -	- -	- -	- -	-3
+ Net Cash From Debt	32	-18	-12	143	2	-150	-5	201	289	-89	-446
+ Cash From Debt	97	120	351	293	1,071	- -	- -	250	340	211	4
+ Repayments of Debt	-65	-138	-363	-150	-1,069	-150	-5	-49	-51	-300	-450
+ Other Financing Activities	157	229	410	257	1,130	1,028	2,606	-1,157	459	246	1,394
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	202	236	513	399	1,132	877	2,761	-958	745	152	868
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	20	17	178	-28	156	475	1,495	-2,102	12	-69	193
EBITDA	1	1	1	1	2	5	5	10	7	-11	-11
EBITDA Margin (%)	2.23	1.82	1.54	1.63	1.66	3.48	2.94	3.96	3.01	-4.39	-3.8
Free Cash Flow	4	13	29	25	32	83	33	67	37	146	82
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	4	13	29	25	32	83	33	67	37	146	82
Free Cash Flow to Equity	- -	-4	17	168	34	-67	29	267	326	57	-364
Free Cash Flow per Basic Share	0.48	1.73	3.57	3.06	3.93	10.14	3.69	6.1	3.32	13.04	7.78
Price/Free Cash Flow	- -	- -	10.24	8.88	8.78	3.34	23.93	6.25	12.79	4.35	8.64
Cash Flow to Net Income	1.28	2.9	2.54	1.06	1.29	2.21	0.62	1.45	0.55	2.23	1.25
Capital Expenditures	-2	-1	-2	-2	-7	-4	-4	-19	-6	-3	-6