ASSOCIATES FIRST CAPITAL CORP

ASSOCIATES FIRST CAPITAL CORP

OOTC:ASFZ
0.00
USD
0.00
(0.00%)
2.14EPS
0.01P/E
21.86MMarket Cap
1995 Y
1996 Y
1997 Y
1998 Y
1999 Y
TTM
Revenue per Share
15.21
17.34
19.9
22.4
14.58
15.47
Basic EPS, GAAP
2.09
2.47
2.98
3.39
2.05
2.14
Free Cash Flow per Basic Share
6.08
7.35
7.59
0.72
-2.36
4.47
Dividend per Share
0.92
5.76
0.4
0.39
0.23
- -
Book Value per Share
13.85
15.68
18.08
23.6
13.45
14.58
Tangible Book Value per Share
13.85
15.68
18.08
23.6
13.45
14.58
Basic Weighted Avg Shares
347
347
347
361
729
729
Sales/Revenue/Turnover
5,273
6,012
6,901
8,093
10,625
11,271
Operating Margin (%)
38.54
41.44
- -
39.84
- -
- -
Depreciation Expense
194
225
- -
340
- -
- -
Net Income, GAAP
723
857
1,032
1,224
1,490
1,560
Effective Tax Rate (%)
39.65
38.99
37.09
36.95
37.3
36.2
Profit Margin (%)
13.71
14.26
14.95
15.12
14.03
13.84
Working Capital
- -
- -
- -
- -
- -
- -
LT Debt
21,373
24,030
28,228
37,597
41,404
43,933
Total Equity
4,801
5,438
6,269
8,527
9,801
10,701
Return on Invested Capital (%)
- -
3.52
- -
3.19
- -
- -
Return on Capital (%)
- -
1.98
2.02
1.92
1.98
1.86
Return on Common Equity (%)
- -
16.74
17.63
16.54
16.26
15.53

Capital Structure

USD

•

in mil. unless spec.
Mar'00
Jun'00
Sep'00
ST Debt
28,176
31,035
33,304
LT Borrowings
41,870
42,381
43,933
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
729
729
729
Market Capitalization
- -
23
22

Working Capital

USD

•

in mil. unless spec.
Mar'00
Jun'00
Sep'00
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,792
9,345
12,687
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
28,176
31,035
33,304
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
14.94%
Free Cash Flow
- -
- -
-761.15%
Net Income, GAAP
- -
- -
21.81%
Sales/Revenue/Turnover
- -
- -
31.28%
Total Cash Common Dividend
- -
- -
17.96%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
1998
1,866
1,952
2,051
2,224
8,093
1999
2,582
2,625
2,671
2,746
10,625
2000
2,606
2,888
3,030
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
1998
0.81
0.85
0.92
0.92
3.39
1999
0.93
0.99
1.07
0.56
2.05
2000
0.41
0.56
0.61
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
1998
0.1
0.1
0.1
0.11
0.39
1999
- -
- -
- -
- -
0.23
2000
- -
- -
- -
- -
- -

Company Description

CEO
Robert Pinniger
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Long Island City United States
IPO Date
May 7, 1996
Business
Associates First Capital Corporation operates as a diversified financial services company providing consumer lending, commercial financing, and related credit insurance products. The company structures its operations into two primary business segments: Consumer Finance and Commercial Finance. Through its Consumer Finance division, the company originates and services real estate secured loans, including home equity loans and first and second residential mortgages; personal unsecured installment loans; manufactured housing loans; retail sales financing contracts; credit card services; auto loans; and related credit life, credit disability, and involuntary unemployment insurance. Through its Commercial Finance division, the company provides heavy-duty truck and trailer financing; transportation equipment leasing; industrial equipment loans and leases; and vendor and dealer financing programs for commercial fleet operators and equipment dealers. Founded in 1918 and headquartered in Irving, Texas, the company historically expanded operations across the United States as well as international markets, including Japan, the United Kingdom, Canada, and Puerto Rico. Originally spun off from Ford Motor Company, Associates First Capital Corporation was acquired by Citigroup Inc. in a strategic merger valued at approximately $31.1 billion, resulting in the integration of its operations and branch network into Citigroup's consumer and commercial lending platforms, primarily under the CitiFinancial brand.