ASSOCIATES FIRST CAPITAL CORP

OOTC:ASFZOTC Markets

0.00

USD

0.00

(0.00%)

2.14EPS

0.01P/E

21.86MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Return on Common Equity (%)	- -	16.74	17.63	16.54	16.26
Return on Assets (%)	- -	1.91	1.96	1.85	1.89
Return on Capital (%)	- -	1.98	2.02	1.92	1.98
Return on Invested Capital (%)	- -	3.52	- -	3.19	- -
Gross Margin (%)	- -	- -	- -	- -	- -
EBITDA Margin (%)	42.21	45.18	- -	44.04	- -
Operating Margin (%)	38.54	41.44	- -	39.84	- -
Incremental Operating Margin (%)	- -	62.15	- -	- -	- -
Pretax Margin (%)	22.72	23.36	23.77	23.98	22.37
Profit Margin (%)	13.71	14.26	14.95	15.12	14.03
Net Income to Common Margin (%)	13.71	14.26	14.95	15.12	14.03
Effective Tax Rate (%)	39.65	38.99	37.09	36.95	37.3
Dvd Payout Ratio (%)	43.98	233.14	13.43	11.61	11.24
Sustainable Growth Rate (%)	- -	-22.29	15.26	14.62	14.44

Credit (USD)

Credit Ratios API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Total Debt	35,120	41,105	49,199	63,307	68,657
ST Debt	13,747	17,075	20,971	25,710	27,253
LT Debt	21,373	24,030	28,228	37,597	41,404
Total Debt/EBITDA	15.78	15.13	- -	17.76	- -
Net Debt/EBITDA	15.54	14.97	- -	16.45	- -
Total Debt/EBIT	17.28	16.5	- -	19.64	- -
Net Debt/EBIT	17.02	16.32	- -	18.19	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.62	11.27	10.95	11.34	11.81
Long-Term Debt/Equity (%)	445.16	441.92	450.31	440.94	422.47
Long-Term Debt/Capital (%)	53.54	51.63	50.89	52.34	52.77
Long-Term Debt/Total Assets (%)	51.74	49.78	49.32	50.01	49.91
Total Debt/Equity (%)	731.5	755.95	784.84	742.47	700.55
Total Debt/Capital (%)	87.97	88.32	88.7	88.13	87.51
Total Debt/Total Assets (%)	85.03	85.16	85.96	84.21	82.76
Net Debt to Equity	720.41	747.73	777.93	687.75	690.08
Net Debt/Capital (%)	87.81	88.2	88.61	87.31	87.34
EBITDA	2,226	2,716	- -	3,564	- -
EBITDA-CapEx	2,226	2,716	- -	872	- -
Operating Income (Loss)	2,032	2,491	- -	3,224	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Cash Ratio	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.62	11.27	10.95	11.34	11.81
Long-Term Debt/Equity (%)	445.16	441.92	450.31	440.94	422.47
Long-Term Debt/Capital (%)	53.54	51.63	50.89	52.34	52.77
Long-Term Debt/Total Assets (%)	51.74	49.78	49.32	50.01	49.91
Total Debt/Equity (%)	731.5	755.95	784.84	742.47	700.55
Total Debt/Capital (%)	87.97	88.32	88.7	88.13	87.51
Total Debt/Total Assets (%)	85.03	85.16	85.96	84.21	82.76
CFO/Total Liabilities	5.77	5.95	5.24	4.43	3.35
CFO/CapEx	- -	- -	67.31	1.1	0.59
Altman's Z-Score	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Market Capitalization	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	532	447	433	4,666	1,026
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
+ Total Debt	35,120	41,105	49,199	63,307	68,657
Enterprise Value	- -	- -	- -	- -	- -
Total Capital	39,921	46,542	55,467	71,833	78,458
Total Debt/Capital (%)	87.97	88.32	88.7	88.13	87.51
Total Debt / EV	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -
TTM Sales	5,273	6,012	6,901	8,093	10,625
TTM EBITDA	2,226	2,716	- -	3,564	- -
TTM Operating Income	2,032	2,491	- -	3,224	- -
TTM Cash Flow to Firm	2,108	2,547	2,672	2,952	2,452
TTM Free Cash Flow to Firm	2,108	2,547	2,633	260	-1,719

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Shares Outstanding	347	347	347	361	729
Diluted Weighted Avg Shares	347	347	347	361	729
Basic Weighted Avg Shares	347	347	347	361	729
Revenue per Share	15.21	17.34	19.9	22.4	14.58
EBITDA per Share	6.42	7.83	- -	9.86	- -
Operating Income per Share	5.86	7.19	- -	8.92	- -
Basic EPS, GAAP	2.09	2.47	2.98	3.39	2.05
Basic EPS from Cont Ops	2.09	2.47	2.98	3.39	2.05
Diluted EPS, GAAP	2.09	2.47	2.98	3.39	2.05
Diluted EPS from Cont Ops	2.09	2.47	2.98	3.39	2.05
Dividend per Share	0.92	5.76	0.4	0.39	0.23
Cash Flow per Share	6.08	7.35	7.71	8.17	3.36
Free Cash Flow per Basic Share	6.08	7.35	7.59	0.72	-2.36
Cash & Equivalents per Share	4.08	4.32	4.83	31.4	11.26
Book Value per Share	13.85	15.68	18.08	23.6	13.45
Tangible Book Value per Share	13.85	15.68	18.08	23.6	13.45

Profitability (USD)

Profitability Ratios API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Return on Common Equity (%)	- -	16.74	17.63	16.54	16.26
Return on Assets (%)	- -	1.91	1.96	1.85	1.89
Return on Capital (%)	- -	1.98	2.02	1.92	1.98
Return on Invested Capital (%)	- -	3.52	- -	3.19	- -
Gross Margin (%)	- -	- -	- -	- -	- -
EBITDA Margin (%)	42.21	45.18	- -	44.04	- -
Operating Margin (%)	38.54	41.44	- -	39.84	- -
Incremental Operating Margin (%)	- -	62.15	- -	- -	- -
Pretax Margin (%)	22.72	23.36	23.77	23.98	22.37
Profit Margin (%)	13.71	14.26	14.95	15.12	14.03
Net Income to Common Margin (%)	13.71	14.26	14.95	15.12	14.03
Effective Tax Rate (%)	39.65	38.99	37.09	36.95	37.3
Dvd Payout Ratio (%)	43.98	233.14	13.43	11.61	11.24
Sustainable Growth Rate (%)	- -	-22.29	15.26	14.62	14.44

Credit (USD)

Credit Ratios API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Total Debt	35,120	41,105	49,199	63,307	68,657
ST Debt	13,747	17,075	20,971	25,710	27,253
LT Debt	21,373	24,030	28,228	37,597	41,404
Total Debt/EBITDA	15.78	15.13	- -	17.76	- -
Net Debt/EBITDA	15.54	14.97	- -	16.45	- -
Total Debt/EBIT	17.28	16.5	- -	19.64	- -
Net Debt/EBIT	17.02	16.32	- -	18.19	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.62	11.27	10.95	11.34	11.81
Long-Term Debt/Equity (%)	445.16	441.92	450.31	440.94	422.47
Long-Term Debt/Capital (%)	53.54	51.63	50.89	52.34	52.77
Long-Term Debt/Total Assets (%)	51.74	49.78	49.32	50.01	49.91
Total Debt/Equity (%)	731.5	755.95	784.84	742.47	700.55
Total Debt/Capital (%)	87.97	88.32	88.7	88.13	87.51
Total Debt/Total Assets (%)	85.03	85.16	85.96	84.21	82.76
Net Debt to Equity	720.41	747.73	777.93	687.75	690.08
Net Debt/Capital (%)	87.81	88.2	88.61	87.31	87.34
EBITDA	2,226	2,716	- -	3,564	- -
EBITDA-CapEx	2,226	2,716	- -	872	- -
Operating Income (Loss)	2,032	2,491	- -	3,224	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Cash Ratio	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.62	11.27	10.95	11.34	11.81
Long-Term Debt/Equity (%)	445.16	441.92	450.31	440.94	422.47
Long-Term Debt/Capital (%)	53.54	51.63	50.89	52.34	52.77
Long-Term Debt/Total Assets (%)	51.74	49.78	49.32	50.01	49.91
Total Debt/Equity (%)	731.5	755.95	784.84	742.47	700.55
Total Debt/Capital (%)	87.97	88.32	88.7	88.13	87.51
Total Debt/Total Assets (%)	85.03	85.16	85.96	84.21	82.76
CFO/Total Liabilities	5.77	5.95	5.24	4.43	3.35
CFO/CapEx	- -	- -	67.31	1.1	0.59
Altman's Z-Score	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

No data availableFinancial data will appear here once available

Enterprise Value (USD)

Enterprise Value API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Market Capitalization	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	532	447	433	4,666	1,026
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
+ Total Debt	35,120	41,105	49,199	63,307	68,657
Enterprise Value	- -	- -	- -	- -	- -
Total Capital	39,921	46,542	55,467	71,833	78,458
Total Debt/Capital (%)	87.97	88.32	88.7	88.13	87.51
Total Debt / EV	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -
TTM Sales	5,273	6,012	6,901	8,093	10,625
TTM EBITDA	2,226	2,716	- -	3,564	- -
TTM Operating Income	2,032	2,491	- -	3,224	- -
TTM Cash Flow to Firm	2,108	2,547	2,672	2,952	2,452
TTM Free Cash Flow to Firm	2,108	2,547	2,633	260	-1,719

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999

Shares Outstanding	347	347	347	361	729
Diluted Weighted Avg Shares	347	347	347	361	729
Basic Weighted Avg Shares	347	347	347	361	729
Revenue per Share	15.21	17.34	19.9	22.4	14.58
EBITDA per Share	6.42	7.83	- -	9.86	- -
Operating Income per Share	5.86	7.19	- -	8.92	- -
Basic EPS, GAAP	2.09	2.47	2.98	3.39	2.05
Basic EPS from Cont Ops	2.09	2.47	2.98	3.39	2.05
Diluted EPS, GAAP	2.09	2.47	2.98	3.39	2.05
Diluted EPS from Cont Ops	2.09	2.47	2.98	3.39	2.05
Dividend per Share	0.92	5.76	0.4	0.39	0.23
Cash Flow per Share	6.08	7.35	7.71	8.17	3.36
Free Cash Flow per Basic Share	6.08	7.35	7.59	0.72	-2.36
Cash & Equivalents per Share	4.08	4.32	4.83	31.4	11.26
Book Value per Share	13.85	15.68	18.08	23.6	13.45
Tangible Book Value per Share	13.85	15.68	18.08	23.6	13.45