Pinnacle Bancshares, Inc.

PCLB

PCLBPinnacle Bancshares, Inc. US flag

Other OTC

38.50

USD

- -

34.59MMarket Cap

Income Statement (USD)

API Chat

	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	8	8	8	9	10	9	9	8	11	11	13	13	14	13	14
+ Sales & Services Revenue	8	8	8	9	10	9	9	8	11	11	13	13	14	13	14
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	-3	-1	-3	-4	-3	-2	-2	-6	-7	-7	-7	-8	-8	-8
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	6	7	7	7	8	8	8
+ Selling, General & Admin	3	3	3	3	3	4	4	4	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-3	-3	-3	-4	-4	-4	6	7	7	7	7	8	8
Operating Income (Loss)	- -	3	1	3	4	3	2	2	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-3	- -	- -	- -	- -	- -	- -	- -	-4	-4	-6	-6	-6	-5	-5
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-3	- -	- -	- -	- -	- -	- -	- -	-4	-4	-6	-6	-6	-5	-5
Pretax Income	3	3	1	3	4	3	2	2	4	4	6	6	6	5	5
- Income Tax Expense (Benefit)	1	1	- -	1	1	1	1	1	1	1	1	1	1	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	2	2	1	2	2	2	2	1	3	3	5	5	4	4	4
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	2	2	1	2	2	2	2	1	3	3	5	5	4	4	4
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	2	2	1	2	2	2	2	1	3	3	5	5	4	4	4
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	2	2	1	2	2	2	2	1	3	3	5	5	4	4	4
EBIT	- -	3	1	3	4	3	2	2	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	3	1	3	4	2	3	2	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	1.58	35.42	16.51	34.78	38.65	27.82	31.2	29.31	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	3	1	3	4	3	2	2	- -	- -	- -	- -	- -	-1	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	33.01	13.6	32.75	36.12	28.15	25.5	23.31	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	20.95	20.53	8.14	21.69	23.73	19.5	17.52	16.02	27.32	28.7	35.7	33.87	33.16	30.6	30.67
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.4	0.4	0.4	0.4	0.4	0.43	0.44	0.44	0.76	0.76	0.88	1	1.08	1.08	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	1	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	1	1	1	1	1	1	1	- -
Basic EPS, GAAP	0.94	0.97	0.38	1.14	1.53	1.11	0.98	0.9	2.79	3.21	4.83	4.79	4.93	4.48	- -
Basic EPS from Cont Ops	0.94	0.97	0.45	1.14	1.53	1.11	0.98	0.9	2.79	3.21	4.83	4.79	4.93	4.48	- -
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	1	1	1	1	1	1	- -
Diluted EPS, GAAP	0.93	0.97	0.38	1.13	1.5	1.09	0.96	0.89	2.79	3.21	4.83	4.79	4.93	4.48	- -
Diluted EPS from Cont Ops	0.93	0.97	0.45	1.13	1.5	1.09	0.96	0.89	2.79	3.21	4.83	4.79	4.93	4.48	- -

Balance Sheet (USD)

API Chat

	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	7	5	6	4	4	4	17	13	7	6	13	14	22	20	24
+ Cash & Cash Equivalents	7	5	6	4	4	4	17	13	7	6	13	14	22	20	24
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	2	2	2	1	1	1	1	2	1	1	2	2	2	2	2
+ Accounts Receivable, Net	2	2	2	1	1	1	1	2	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	1	1	2	2	2	2	2
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-9	-7	-7	-6	-5	-5	-19	-14	-9	-8	-15	-16	-24	-22	-26
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	7	7	8	7	9	8	9
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	16	17	17	18	19	20	20
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	9	9	10	10	11	11	12
+ LT Investments & Receivables	65	61	62	75	83	89	81	88	101	140	184	171	166	163	177
+ LT Investments	65	61	62	75	83	89	81	88	101	140	184	171	166	163	177
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-65	-61	-62	-75	-83	-89	-81	-88	-109	-147	-191	-178	-174	-172	-186
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-65	-61	-62	-76	-84	-89	-81	-88	-109	-147	-191	-178	-175	-172	-186
Total Assets	231	230	218	218	209	208	220	232	230	276	340	333	343	347	364
+ Payables & Accruals	- -	1	1	1	- -	- -	1	1	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	1	1	1	- -	- -	1	1	- -	- -	- -	- -	1	1	1
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1
+ ST Debt	20	1	1	2	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	20	1	1	2	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-20	-2	-2	-2	-2	-1	-1	-1	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-20	-2	-2	-2	-2	-1	-1	-1	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	3	20	3	6	7	5	5	4	4	4	4	3	16	7	8
+ LT Borrowings	3	20	3	6	7	5	5	4	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-3	-20	-3	-6	-7	-5	-5	-4	-4	-4	-4	-3	-16	-7	-8
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-3	-20	-3	-6	-7	-5	-5	-4	-4	-4	-4	-3	-16	-7	-8
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	213	211	199	198	189	188	201	213	200	241	304	327	330	333	342
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	8	8	8	8	8	8	8	9	9	9	9	9	9	9	9
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	8	8	8	8	8	8	8	9	9	9	9	9	9	9	9
- Treasury Stock	- -	- -	- -	1	3	3	3	5	12	13	14	16	16	16	16
+ Retained Earnings	10	11	11	13	15	16	16	17	32	35	39	42	46	49	52
+ Other Equity	-1	- -	- -	1	-1	-1	-2	-1	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	18	19	19	20	19	20	19	19	31	34	36	6	13	14	23
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	18	19	19	20	19	20	19	19	31	34	36	6	13	14	23
Total Liabilities & Equity	231	230	218	218	209	208	220	232	230	276	340	333	343	347	364
Shares Outstanding	2	2	2	2	2	2	2	1	- -	1	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	16	17	-2	3	4	2	-12	-9	-7	-6	-13	-14	-22	-20	-24
Net Debt to Equity	89.38	87.61	-9.46	16.16	21.94	8.72	-60.2	-44.87	-23.61	-18.02	-36.11	-242.75	-169.79	-145.99	-105.48
Tangible Common Equity Ratio	7.57	8.21	8.59	9.01	9.18	9.45	8.69	8.23	13.25	12.35	10.42	1.63	3.65	3.92	6.14
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	2	2	1	2	2	2	2	1	3	3	5	5	4	4	4
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	3	- -	-1	-1	4	1	1	-1	1	- -	- -	- -	1	- -	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	3	- -	- -	-1	4	1	1	-1	1	- -	- -	- -	- -	- -	- -
+ Chg in Non-Cash Work Cap	-1	- -	- -	1	-1	- -	- -	- -	- -	- -	- -	- -	1	-1	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-1	- -	- -	1	-1	- -	- -	- -	- -	- -	- -	- -	1	-1	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	3	2	- -	2	6	2	3	1	4	3	4	5	6	4	4
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	- -	-2	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	- -	-2	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2	- -	-2	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2	- -	-2	- -	- -	- -
+ Net Change in LT Investment	-31	84	-70	-13	-9	-6	6	-6	-4	-34	-47	-30	10	-1	-6
+ Dec in LT Investment	16	84	7	67	87	64	20	9	18	24	21	11	10	7	12
+ Inc in LT Investment	-47	- -	-78	-80	-97	-70	-13	-16	-22	-58	-68	-41	- -	-7	-17
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	17	-85	82	14	13	5	-21	-4	-3	-6	-19	6	-14	-5	-5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-15	- -	12	2	4	- -	-14	-10	-7	-41	-67	-25	-7	-6	-11
+ Dividends Paid	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1
+ Net Cash From Debt	- -	-1	-17	3	1	-1	- -	-2	-4	- -	- -	- -	12	-4	-5
+ Cash From Debt	- -	- -	- -	3	3	- -	- -	- -	- -	- -	- -	- -	23	22	- -
+ Repayments of Debt	- -	-1	-17	- -	-3	-1	- -	-2	-4	- -	- -	- -	-10	-25	-5
+ Other Financing Activities	13	-1	6	-5	-10	-1	12	13	9	41	64	24	-11	7	13
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	12	-3	-12	-3	-10	-2	11	10	3	38	63	21	1	2	7
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	-2	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	3	1	3	4	2	3	2	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	1.58	35.42	16.51	34.78	38.65	27.82	31.2	29.31	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	3	2	- -	2	6	2	3	1	4	2	3	4	5	4	4
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	2	- -	2	6	2	3	1	4	2	3	4	5	4	4
Free Cash Flow to Equity	3	- -	-17	5	7	1	3	-1	-1	2	3	4	17	- -	-1
Free Cash Flow per Basic Share	1.9	1.02	0.23	1.24	3.89	1.47	2.14	0.82	3.63	2.45	3.35	4.6	5.01	3.99	- -
Price/Free Cash Flow	1.82	3.08	17.59	4.56	2.16	5.49	3.68	10.5	5.59	7.16	6.79	3.73	2.02	6	- -
Cash Flow to Net Income	2.03	1.04	0.61	1.09	2.54	1.32	2.19	0.91	1.44	0.93	0.89	1.03	1.44	0.97	1.02
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	- -	-2	- -	- -