1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Peoples Bancorp, Inc.

Peoples Bancorp, Inc.

PEBC
Peoples Bancorp, Inc.US flagOther OTC
0.80
USD
- -
- -
583,134.00Market Cap
2007 Y
2008 Y
2009 Y
2010 Y
2011 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
16.77
15.6
15.3
14.55
14.1
14.74
15.94
18.39
18.31
17.55
21.29
24.73
- -
14.1
Basic EPS, GAAP
4.96
2.77
2.42
-0.48
-2.55
2.08
2.89
3.52
3
2.03
4.29
6.3
- -
-2.8
Free Cash Flow per Basic Share
3.56
3.87
4.49
5.24
5.41
2
3.67
2.88
3.15
3.09
2.54
5.74
- -
5.65
Dividend per Share
1.67
1.75
1.79
1.8
0.33
0.47
0.49
0.7
0.72
0.72
0.72
0.75
- -
0.11
Book Value per Share
32.85
33.48
34.2
31.92
29.04
32.37
34.77
37.59
39.87
41.18
44.74
50.3
- -
28.41
Tangible Book Value per Share
34.66
35.48
36.2
34.37
31.13
33.27
35.94
34.05
36.51
37.75
32.04
40.26
- -
30.51
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
- -
1
Sales/Revenue/Turnover
13
12
12
11
11
11
12
13
13
13
16
18
18
11
Operating Margin (%)
47.07
28.15
24.88
-6.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
-16.16
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
1
- -
Net Income, GAAP
4
2
2
- -
-2
2
2
3
2
1
3
5
3
-2
Effective Tax Rate (%)
37.23
37
36.32
- -
- -
47.76
24.81
20.93
26.15
25.24
23.4
22.83
22.56
- -
Profit Margin (%)
29.54
17.73
15.85
-3.29
-18.08
14.13
18.14
19.12
16.4
11.55
20.13
25.49
18.31
-19.83
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
53
43
28
24
20
- -
- -
1
- -
- -
- -
- -
- -
19
Total Equity
28
28
29
27
25
25
26
29
30
31
27
32
36
24
Return on Invested Capital (%)
5.18
2.83
2.94
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
15.8
8.32
7.16
-1.45
-8.36
6.57
8.62
9.72
7.76
5
9.98
13.26
8.67
-9.36

Capital Structure

FRC

•

in mil. unless spec.
Sep'11
Dec'11
Mar'17
ST Debt
- -
- -
- -
LT Borrowings
21
20
19
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
36
32
31

Working Capital

FRC

•

in mil. unless spec.
Sep'11
Dec'11
Mar'17
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
22
28
33
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.64%
5.17%
10.62%
Free Cash Flow
13.47%
23.73%
2.94%
Net Income, GAAP
27.94%
16.63%
-28.27%
Sales/Revenue/Turnover
4.6%
6.54%
-0.14%
Total Cash Common Dividend
- -
- -
9.33%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
16
2023
- -
- -
- -
- -
18
2024
- -
- -
- -
- -
18

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
4.29
2023
- -
- -
- -
- -
6.3
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.72
2023
- -
- -
- -
- -
0.75
2024
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
William G. Wheatley
Full Time Employees
62
Sector
Financial Services
Industry
Banks - Regional
Address
100 Spring Avenue Chestertown MD United States of America 21620-0210
IPO Date
Jan 7, 2013
Website
pbkc.com
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Business
Peoples Bancorp, Inc. (PEBC) is a financial services holding company for The Peoples Bank, a federally insured community bank that provides retail and commercial banking products and services to individuals, small businesses, associations, and government entities primarily in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit products including checking accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, other time deposits, and individual retirement accounts; lending products such as residential and commercial real estate loans, construction loans, short- to medium-term commercial loans, and personal loans; and additional services encompassing cash management, safe deposit boxes, automated teller machine access, direct deposit of payroll and social security checks, automatic drafts, money orders, online banking with bill payment, and treasury management. Through its insurance agency subsidiary, Fleetwood, Athey, Macbeth & McCown, Inc. (dba Fleetwood Insurance Group), the company provides a range of insurance products including property, casualty, life, marine, long-term care, health, disability, business/commercial, and group health and life insurance. Founded in 1910 and headquartered in Chestertown, Maryland, at 100 Spring Avenue, Peoples Bancorp operates seven full-service branch offices in its core Maryland market, with additional presence in Easton, and maintains an independent, locally managed structure focused on community banking and insurance agency operations. The company emphasizes personalized service, modernized infrastructure, diversified delivery channels, and internal controls to support profitability and customer needs across its community banking and insurance segments. In recent developments, Peoples Bancorp raised its semi-annual dividend by 3% to $0.41 per share, payable in March 2024, and further to $0.42 per share with a record date of March 13, 2025, reflecting ongoing commitment to shareholder returns amid stable operations. The company continues to report solid financial metrics, including total assets of approximately $306 million, deposits of $267 million, and loans of $184 million as of late 2024, with appropriate loan-to-deposit ratios, low bad loans at 0.2%, and sufficient allowances for credit losses. Management remains actively engaged in economic development within its market area, positioning the firm as a well-capitalized community institution with approximately 619 shareholders of record.