Peoples Bancorp, Inc.

PEBC

PEBCPeoples Bancorp, Inc. US flag

Other OTC

0.80

USD

- -

583,134.00Market Cap

Income Statement (USD)

API Chat

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Sales/Revenue/Turnover	11	12	13	12	12	11	11	11	12	13	13	13	16	18	18
+ Sales & Services Revenue	11	12	13	12	12	11	11	11	12	13	13	13	16	18	18
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-6	-7	-6	-3	-3	1	- -	-9	-9	-11	-10	-11	-12	-12	-14
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	9	9	11	10	11	12	12	14
+ Selling, General & Admin	3	3	4	4	4	5	5	1	1	1	1	1	1	1	1
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-4	-4	-4	-5	-5	8	8	10	10	10	11	12	13
Operating Income (Loss)	6	7	6	3	3	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -	- -	3	-3	-3	-3	-3	-2	-4	-6	-4
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -	- -	3	-3	-3	-3	-3	-2	-4	-6	-4
Pretax Income	6	7	6	3	3	-1	-3	3	3	3	3	2	4	6	4
- Income Tax Expense (Benefit)	2	2	2	1	1	- -	-1	1	1	1	1	- -	1	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	4	4	2	2	- -	-2	2	2	3	2	1	3	5	3
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	4	4	2	2	- -	-2	2	2	3	2	1	3	5	3
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	4	4	2	2	- -	-2	2	2	3	2	1	3	5	3
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	4	4	2	2	- -	-2	2	2	3	2	1	3	5	3
EBIT	6	7	6	3	3	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	6	7	7	4	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	55.31	58.09	49.33	30.92	28.39	-2.82	3.61	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	6	7	6	3	3	-1	- -	- -	- -	-1	-1	-1	-1	-1	-1
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	53.52	56.3	47.07	28.15	24.88	-6.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	33.38	35.23	29.54	17.73	15.85	-3.29	-18.08	14.13	18.14	19.12	16.4	11.55	20.13	25.49	18.31
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1.48	1.58	1.67	1.75	1.79	1.8	0.33	0.47	0.49	0.7	0.72	0.72	0.72	0.75	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	1	1	- -
Basic EPS, GAAP	4.59	5.22	4.96	2.77	2.42	-0.48	-2.55	2.08	2.89	3.52	3	2.03	4.29	6.3	- -
Basic EPS from Cont Ops	4.59	5.22	4.96	2.77	2.42	-0.48	-2.55	2.08	2.89	3.52	3	2.03	4.29	6.3	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	1	- -	1	- -
Diluted EPS, GAAP	4.59	5.22	4.96	2.77	2.42	-0.48	-2.55	2.08	2.89	3.52	3	2.03	- -	6.3	- -
Diluted EPS from Cont Ops	4.59	5.22	4.96	2.77	2.42	-0.48	-2.55	2.08	2.89	3.52	3	2.03	- -	6.3	- -

Balance Sheet (USD)

API Chat

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	5	6	5	4	16	10	28	29	22	35	97	119	67	33	40
+ Cash & Cash Equivalents	5	6	5	4	16	10	28	29	22	35	97	119	67	33	40
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	1	1	2	2	1	1	1	1	- -	- -	1	1	1	1	1
+ Accounts Receivable, Net	1	1	2	2	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	1	1	1	1	1
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-6	-7	-7	-5	-17	-12	-29	-30	-23	-35	-98	-120	-68	-34	-41
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	4	4	6	7	7	6	6	6	6	7	7	7	7	7	7
+ Property, Plant & Equip	7	7	9	10	10	11	11	10	10	11	11	12	12	12	12
- Accumulated Depreciation	3	3	3	4	4	4	4	4	4	4	4	5	5	5	5
+ LT Investments & Receivables	20	19	18	14	13	12	9	23	17	10	15	44	91	77	59
+ LT Investments	20	19	18	14	13	12	9	23	17	10	15	44	91	77	59
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-24	-23	-24	-21	-20	-18	-15	-29	-23	-17	-22	-51	-97	-84	-66
+ Total Intangible Assets	- -	- -	1	1	1	1	1	- -	- -	4	4	3	3	3	3
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1
+ Other Intangible Assets	- -	- -	1	1	1	1	1	- -	- -	3	3	3	2	2	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-24	-23	-25	-21	-20	-19	-16	-29	-23	-21	-26	-54	-101	-87	-69
Total Assets	238	242	262	252	255	246	253	250	247	249	305	345	355	319	306
+ Payables & Accruals	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	41	44	53	43	28	24	20	- -	- -	1	- -	- -	- -	- -	- -
+ LT Borrowings	41	44	53	43	28	24	20	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-41	-44	-53	-43	-28	-24	-20	- -	- -	-1	- -	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-41	-44	-53	-43	-28	-24	-20	- -	- -	-1	- -	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	215	217	234	223	227	218	228	226	220	221	275	314	328	287	270
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	11	11	11	11	11	11	11	10	10	10	10	10	10	10	10
+ Common Stock	8	8	8	8	8	8	8	7	7	7	7	7	7	7	7
+ Additional Paid in Capital	3	3	3	3	3	3	3	2	2	2	2	2	2	2	2
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	13	16	18	18	19	17	15	16	18	20	22	23	25	29	32
+ Other Equity	- -	-1	-1	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	24	26	28	28	29	27	25	25	26	29	30	31	27	32	36
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	24	26	28	28	29	27	25	25	26	29	30	31	27	32	36
Total Liabilities & Equity	238	242	262	252	255	246	253	250	247	249	305	345	355	319	306
Shares Outstanding	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	36	38	48	39	12	14	-8	-29	-22	-35	-97	-119	-67	-33	-40
Net Debt to Equity	152.71	147.26	170.45	138.46	41.58	49.73	-30.68	-118.33	-84.82	-122.2	-321.26	-385.52	-251.38	-103.03	-111.03
Tangible Common Equity Ratio	9.89	10.57	10.45	11.04	11.07	10.93	9.61	9.7	10.64	10.12	8.84	8.05	6.64	9.29	10.87
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
+ Net Income	4	4	4	2	2	- -	-2	2	2	3	2	1	3	5	3
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	- -	- -	2	1	4	8	- -	- -	- -	1	- -	- -	- -	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	-1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	1	2	2	5	7	- -	- -	- -	1	- -	- -	- -	- -
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -	-2	1	- -	1	- -	1	-1	- -	1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	-1	-1	1	-2	1	- -	1	- -	1	-1	- -	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	4	4	4	4	4	4	4	2	3	4	3	2	2	5	5
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	-2	-1	- -	- -	- -	- -	- -	-2	- -	- -	- -	-1	- -
+ Acq of Fixed Prod Assets	- -	- -	-2	-1	- -	- -	- -	- -	- -	-2	- -	- -	- -	-1	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	-1	1	1	4	1	2	2	8	6	8	-6	-34	-58	17	18
+ Dec in LT Investment	13	7	4	7	5	8	10	11	6	19	11	22	11	17	18
+ Inc in LT Investment	-14	-6	-3	-3	-4	-6	-7	-3	- -	-10	-17	-56	-69	- -	- -
+ Net Cash From Acq & Div	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-33	-3	-15	3	9	-8	9	-24	-9	4	12	14	-11	-12	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-34	-3	-17	6	10	-7	11	-17	-3	11	5	-20	-69	4	19
+ Dividends Paid	-1	-1	-1	-1	-1	-1	- -	- -	- -	-1	-1	-1	-1	-1	-1
+ Net Cash From Debt	30	3	29	- -	- -	-4	-4	-10	- -	- -	- -	- -	- -	- -	- -
+ Cash From Debt	30	15	29	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Repayments of Debt	- -	-12	- -	- -	- -	-4	-4	-10	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	3	-2	-12	-10	3	-4	14	5	-6	-2	55	40	15	-41	-16
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	32	-1	15	-12	2	-9	9	-6	-6	-2	54	40	14	-42	-17
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	1	2	-2	15	-12	25	-21	-7	13	62	22	-53	-33	6
EBITDA	6	7	7	4	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	55.31	58.09	49.33	30.92	28.39	-2.82	3.61	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	3	4	3	3	4	4	4	1	3	2	2	2	2	4	4
Net Cash Paid for Acquisitions	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	4	3	3	4	- -	- -	1	3	2	2	2	2	4	4
Free Cash Flow to Equity	- -	7	32	3	3	- -	- -	-9	3	2	2	2	2	4	4
Free Cash Flow per Basic Share	4.39	4.54	3.56	3.87	4.49	5.24	5.41	2	3.67	2.88	3.15	3.09	2.54	5.74	- -
Price/Free Cash Flow	- -	- -	5.98	9.01	9.81	7.67	6.99	8.45	6.58	4.57	6.53	8.33	- -	4.56	- -
Cash Flow to Net Income	1.02	0.96	1.14	1.82	2.04	-11.56	-2.19	1.26	1.41	1.49	1.18	1.64	0.65	1.04	1.37
Capital Expenditures	- -	- -	-2	-1	- -	- -	- -	- -	- -	-2	- -	- -	- -	-1	- -