Presurance Holdings, Inc.

Presurance Holdings, Inc.

PRHI
Presurance Holdings, Inc.US flagNASDAQ Global Market
5.71
USD
+0.58
- -
10.99MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.8
10.9
15.57
13.68
12.25
11.02
10.66
10.75
11.96
9.49
7.36
5.42
3.02
2.41
Basic EPS, GAAP
0.05
-1.13
-0.09
-1.11
-2.74
-1.08
-0.88
0.06
-0.11
-1
-2.12
1.93
-1.51
-1.21
Free Cash Flow per Basic Share
0.35
0.92
-0.62
0.78
1.15
-2
1.72
0.3
0.55
-3.79
-1.1
-2.67
-3.59
-2.74
Dividend per Share
- -
0.03
0.07
- -
- -
- -
- -
- -
- -
- -
- -
0.04
- -
- -
Book Value per Share
3.24
6.73
14.35
9.04
6.76
5.24
4.76
4.52
4.4
3.47
0.93
2.87
1.52
2.6
Tangible Book Value per Share
2.96
6.55
14.39
8.9
6.71
4.93
4.81
4.61
4.18
1.77
-0.25
1.76
0.73
1.87
Basic Weighted Avg Shares
6
6
5
8
8
9
9
10
10
11
12
12
12
13
Sales/Revenue/Turnover
43
70
84
104
96
94
95
103
116
101
90
66
37
33
Operating Margin (%)
0.65
-10.36
0.1
-8.3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
2
- -
- -
Net Income, GAAP
- -
-7
- -
-8
-22
-9
-8
1
-1
-11
-26
24
-18
-16
Effective Tax Rate (%)
1.06
- -
57.83
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
0.8
-9.95
0.08
-8.1
-22.36
-9.8
-8.27
0.57
-0.94
-10.53
-28.79
36.72
-49.91
-50.24
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
13
28
13
18
29
34
34
36
34
34
25
12
12
12
Total Equity
21
50
77
68
53
42
43
44
41
19
3
22
9
25
Return on Invested Capital (%)
1.63
- -
0.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.64
- -
0.56
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
118.25
Return on Common Equity (%)
3.37
-22.59
-0.79
-11.56
-35.3
-18.84
-17.98
1.39
-2.54
-26.78
-106.74
101.33
-68.81
-45.11

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
12
12
12
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
26
Market Capitalization
104
61
48

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
70
140
103
Accounts Receivable, Net
97
75
72
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
29
3
5
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
39.07%
87.99%
-58.35%
Free Cash Flow
-144.76%
-132.01%
34.28%
Net Income, GAAP
-1,294.22%
73.05%
-175.73%
Sales/Revenue/Turnover
-5.77%
-16.47%
-44.28%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
19
18
16
14
66
2025
11
11
8
7
37
2026
7
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
-0.32
4.32
-2.08
1.93
2025
0.04
0.17
-0.32
-1.39
-1.51
2026
0.15
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.01
0.04
-0.03
0.04
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Brian Joseph Roney
Full Time Employees
9
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
3001 West Big Beaver Road, Suite 319, Troy, Michigan 48084 Troy MI United States of America 48084
IPO Date
Sep 30, 2025
Website
prehld.com
Business
Presurance Holdings, Inc. (NASDAQ: PRHI) is a Michigan-based insurance holding company that provides specialty property and casualty insurance products to individuals, businesses, and communities throughout the United States on both an admitted and non-admitted basis. The company offers homeowners insurance; dwelling fire insurance; specialty commercial lines including coverage for hospitality sectors such as restaurants, bars, taverns, and bowling centers, as well as small grocery stores and other niche commercial risks; and specialty personal lines targeting tailored needs in underserved markets. Presurance operates primarily in the property and casualty insurance industry, serving segments through its carrier subsidiaries with a focus on innovative products for high-risk or specialized insureds. Founded in 2009 and headquartered at 3001 West Big Beaver Road, Suite 319, in Troy, Michigan, the company previously operated as Conifer Holdings, Inc. prior to its rebranding to Presurance Holdings, Inc. Recent strategic developments include a capacity partnership with Accelerant for commercial lines announced in April 2024; a partnership with Palomar Holdings, Inc. to serve the cannabis industry launched in April 2024; and the sale of its security and alarm business renewal rights and related unearned premium reserve to Core Specialty Insurance Holdings, Inc. in September 2023. In 2024, Bishop Street Underwriters acquired Conifer Insurance Services, marking an entry into the commercial property and casualty managing general agent market. The company reported third quarter 2025 financial results in November 2025, highlighting a personal lines combined ratio of 95.2%, net investment income of $1.3 million, and book value of $2.07 per common share.[web:ir.prehld.com]

Company News

APIChat
  • Presurance Holdings, Inc. Announces 1-for-7 Reverse Stock Split

  • Presurance Holdings Reports 2026 First Quarter Financial Results

  • Presurance (NASDAQ:PRHI) Director James Grant Smith Purchases 23,672 Shares of Stock

  • Presurance Holdings Reports 2025 Fourth Quarter Financial Results

  • Presurance Holdings Announces Closing of Rights Offering

  • Presurance Holdings Rights Offering Begins

  • Presurance (NASDAQ:PRHI) versus Allied World Assurance (OTCMKTS:AWHHF) Financial Contrast

  • Head-To-Head Analysis: Presurance (NASDAQ:PRHI) versus Affirmative Insurance (OTCMKTS:AFFM)

  • Allied World Assurance (OTCMKTS:AWHHF) vs. Presurance (NASDAQ:PRHI) Financial Contrast

  • Critical Analysis: Allied World Assurance (OTCMKTS:AWHHF) and Presurance (NASDAQ:PRHI)

  • Critical Survey: Presurance (NASDAQ:PRHI) & Slide Insurance (NASDAQ:SLDE)

  • Slide Insurance (NASDAQ:SLDE) & Presurance (NASDAQ:PRHI) Financial Comparison

  • Presurance (NASDAQ:PRHI) vs. FG Nexus (NASDAQ:FGNX) Critical Contrast

  • Presurance (NASDAQ:PRHI) and Slide Insurance (NASDAQ:SLDE) Head to Head Survey

  • Slide Insurance (NASDAQ:SLDE) vs. Presurance (NASDAQ:PRHI) Head-To-Head Contrast

  • Head to Head Analysis: Presurance (NASDAQ:PRHI) vs. Affirmative Insurance (OTCMKTS:AFFM)

  • Presurance (NASDAQ:PRHI) versus FG Nexus (NASDAQ:FGNX) Financial Comparison

  • Presurance (NASDAQ:PRHI) vs. Slide Insurance (NASDAQ:SLDE) Critical Survey

  • Presurance (NASDAQ:PRHI) vs. Slide Insurance (NASDAQ:SLDE) Critical Review

  • Presurance Holdings Reports 2025 Third Quarter Financial Results