Presurance Holdings, Inc. Financial Ratios — PRHI Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	3.37	-22.59	-0.79	-11.56	-35.3	-18.84	-17.98	1.39	-2.54	-26.78	-106.74	101.33	-68.81
Return on Assets (%)	- -	0.72	-5.32	0.04	-4.42	-9.73	-3.91	-3.26	0.23	-0.4	-3.54	-8.25	8.15	-7.08
Return on Capital (%)	- -	5.64	- -	0.56	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	1.63	- -	0.04	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	2.03	0.65	-10.36	0.1	-8.3	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	2.03	0.65	-10.36	0.1	-8.3	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	-0.48	- -	52.42	- -	-110.28	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	2.03	0.65	-10.36	0.1	-8.3	-22.89	-10.05	-9.64	-0.23	-1.47	-20.19	-30.71	-54.42	-49.53
Profit Margin (%)	2.11	0.8	-9.95	0.08	-8.1	-22.36	-9.8	-8.27	0.57	-0.94	-10.53	-28.79	36.72	-49.91
Net Income to Common Margin (%)	2.11	0.8	-10.33	-0.57	-8.1	-22.36	-9.8	-8.27	0.57	-0.94	-10.53	-28.81	35.49	-49.91
Effective Tax Rate (%)	- -	1.06	- -	57.83	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	1.03	24.45	- -	- -	- -	- -	- -	- -	- -	0.07	1.08	- -
Sustainable Growth Rate (%)	- -	3.37	-22.35	-0.6	-11.56	-35.3	-18.84	-17.98	1.39	-2.54	-26.78	-106.67	100.24	-68.81

Credit (USD)

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	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	- -	13	28	13	18	29	34	36	41	34	34	25	12	12
ST Debt	- -	- -	- -	- -	- -	- -	- -	2	5	- -	- -	- -	- -	- -
LT Debt	- -	13	28	13	18	29	34	34	36	34	34	25	12	12
Total Debt/EBITDA	- -	46.24	-3.82	153.61	-2.05	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	6.33	-1.26	0.57	-0.61	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	46.24	-3.82	153.61	-2.05	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	6.33	-1.26	0.57	-0.61	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	0.93	0.52	-12.36	0.11	-13.36	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	0.8	- -	-13.12	-0.11	-13.66	-0.01	-0.03	-0.02	-0.03	- -	- -	- -	- -	- -
EBIT to Interest Expense	0.93	0.52	-12.36	0.11	-13.36	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	1	1	1	1	1	3	3	3	3	3	3	5	3
Common Equity/Total Assets	- -	21.41	26.28	43.32	33.81	22.25	19.24	17.08	16.63	14.67	11.89	3.62	12.44	7.76
Long-Term Debt/Equity (%)	- -	61.58	54.82	16.5	26.18	54.95	79.46	79.17	81.05	82.87	178.77	867.46	55.43	135.92
Long-Term Debt/Capital (%)	- -	38.72	35.94	14.19	20.49	35.31	42.8	43.33	42.6	44.06	47.69	59	25.41	39.63
Long-Term Debt/Total Assets (%)	- -	13.51	16.83	7.17	8.71	12.14	14.39	13.68	13.76	11.56	10.85	7.94	4.24	5.09
Total Debt/Equity (%)	- -	61.58	54.82	16.5	26.18	54.95	79.46	83.85	92.31	82.87	178.77	867.46	55.43	135.92
Total Debt/Capital (%)	- -	38.72	35.94	14.19	20.49	35.31	42.8	45.89	48.52	44.06	47.69	59	25.41	39.63
Total Debt/Total Assets (%)	- -	13.51	16.83	7.17	8.71	12.14	14.39	14.49	15.67	11.56	10.85	7.94	4.24	5.09
Net Debt to Equity	- -	8.43	18.05	0.06	7.75	32.48	53.86	66.38	73.86	58.39	30.82	498.37	-73.04	-169.25
Net Debt/Capital (%)	- -	7.96	15.59	0.06	7.09	24.39	33.65	40.17	42.99	35.69	13.59	45.26	-81.45	-447.38
EBITDA	- -	- -	-7	- -	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	-8	- -	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	-7	- -	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	- -	21.41	26.28	43.32	33.81	22.25	19.24	17.08	16.63	14.67	11.89	3.62	12.44	7.76
Long-Term Debt/Equity (%)	- -	61.58	54.82	16.5	26.18	54.95	79.46	79.17	81.05	82.87	178.77	867.46	55.43	135.92
Long-Term Debt/Capital (%)	- -	38.72	35.94	14.19	20.49	35.31	42.8	43.33	42.6	44.06	47.69	59	25.41	39.63
Long-Term Debt/Total Assets (%)	- -	13.51	16.83	7.17	8.71	12.14	14.39	13.68	13.76	11.56	10.85	7.94	4.24	5.09
Total Debt/Equity (%)	- -	61.58	54.82	16.5	26.18	54.95	79.46	83.85	92.31	82.87	178.77	867.46	55.43	135.92
Total Debt/Capital (%)	- -	38.72	35.94	14.19	20.49	35.31	42.8	45.89	48.52	44.06	47.69	59	25.41	39.63
Total Debt/Total Assets (%)	- -	13.51	16.83	7.17	8.71	12.14	14.39	14.49	15.67	11.56	10.85	7.94	4.24	5.09
CFO/Total Liabilities	- -	3.36	5.56	-3.12	4.54	4.88	-8.92	7.51	1.37	2.14	-13.79	-4.28	-12.56	-19.05
CFO/CapEx	23.37	8.98	14.2	-18.78	31.62	699.23	-197.77	251.82	38.23	- -	- -	- -	- -	- -
Altman's Z-Score	- -	0.53	0.26	2.52	2.21	1.24	0.81	0.83	0.75	0.54	0.29	0.08	0.15	-0.16

Working Capital (USD)

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	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	5.21	3.84	3.74	3.65	2.43	1.82	1.82	2.19	2.12	1.17	0.8	0.62	0.42
Days Sales Outstanding	- -	70.06	95.09	97.48	100	150.44	200.31	200.36	166.51	172.18	312.91	454.16	589.37	872.78
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	- -	348	435	319	209	249	222	157	118	94	100	61
- Cash & Cash Equivalents	- -	11	18	13	12	12	11	7	8	10	28	11	28	27
+ Preferred Equity and Hybrid Capital	- -	- -	6	- -	- -	- -	- -	- -	- -	- -	- -	6	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	13	28	13	18	29	34	36	41	34	34	25	12	12
Enterprise Value	- -	-8	-2	342	316	189	103	115	89	8	-13	-28	-42	-67
Total Capital	- -	34	77	90	87	82	78	78	84	76	71	42	47	31
Total Debt/Capital (%)	- -	38.72	35.94	14.19	20.49	35.31	42.8	45.89	48.52	44.06	47.69	59	25.41	39.63
Total Debt / EV	- -	-1.74	-17.46	0.04	0.06	0.15	0.33	0.31	0.46	4.07	-2.65	-0.88	-0.28	-0.18
EV/Sales	- -	- -	- -	4.09	3.03	1.96	1.09	1.21	0.86	0.07	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	4,121.84	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	4,121.84	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	46.41	18.09	- -	6.38	14.91	0.96	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	45.12	18.07	- -	6.36	14.71	0.96	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	348	435	319	209	249	222	157	118	94	100	61
Diluted Enterprise Value	- -	2	15	349	440	337	232	277	254	181	123	114	84	46
EV per Share	- -	- -	- -	63.71	41.47	23.97	12.02	12.9	9.26	0.85	- -	- -	- -	- -
TTM Sales	20	43	70	84	104	96	94	95	103	116	101	90	66	37
TTM EBITDA	- -	- -	-7	- -	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	-7	- -	-9	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	3	7	-3	7	10	-14	18	6	9	-39	-10	-28	-41
TTM Free Cash Flow to Firm	2	3	7	-3	7	10	-14	18	6	9	-39	-10	-28	-41

Multiples (USD)

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	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	- -	-117.37	68.33	35.09	-12.37	16.12	72.44	29.39	-2.9	-7.03	-3.06	-1.39
EV/EBIT	- -	- -	- -	4,121.84	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	-8	-2	342	316	189	103	115	89	8	-13	-28	-42	-67
Low Price	- -	- -	- -	57.75	37.24	37.1	21.42	21.84	14	14.7	8.96	4.55	4.55	2.91
EV/Sales	- -	- -	- -	4.09	3.03	1.96	1.09	1.21	0.86	0.07	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	4,121.84	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	372.55	- -	- -	- -	4.25	- -
Price/Earnings Average	- -	- -	- -	-764.84	-46.29	-17.57	-37.8	-32.07	335.08	-187.78	-13.16	-4.8	3.89	-4.36
Price/Earnings High	- -	- -	- -	-864.72	-58.91	-20.96	-46.67	-39.26	566.18	-298.91	-17.87	-6.86	6.95	-13.13
Price/Earnings Low	- -	- -	- -	-651.5	-33.63	-13.55	-19.83	-24.79	226.47	-130.23	-8.97	-2.14	2.36	-1.93
Price/Book Value	- -	- -	- -	4.52	6.31	6.01	4.68	5.89	5.1	3.69	3.16	8.24	2.86	3.28
Price/Book Value Average	- -	- -	- -	4.72	5.67	7.12	7.79	5.94	4.58	4.82	3.78	10.89	2.61	4.33
Price/Book Value High	- -	- -	- -	5.34	7.22	8.49	9.62	7.27	7.74	7.67	5.14	15.58	4.67	13.04
Price/Book Value Low	- -	- -	- -	4.02	4.12	5.49	4.09	4.59	3.1	3.34	2.58	4.87	1.59	1.92
Price/Tangible Book Value	- -	- -	- -	4.51	6.41	6.05	4.96	5.82	4.99	3.89	6.2	-30.25	4.65	6.8
Price/Tangible Book Value Average	- -	- -	- -	4.71	5.76	7.16	8.27	5.87	4.49	5.07	7.42	-39.97	4.25	8.97
Price/Tangible Book Value High	- -	- -	- -	5.33	7.33	8.55	10.21	7.19	7.59	8.07	10.07	-57.19	7.59	27.01
Price/Tangible Book Value Low	- -	- -	- -	4.01	4.18	5.53	4.34	4.54	3.03	3.52	5.06	-17.87	2.58	3.97
Price/Sales	- -	- -	- -	4.17	4.17	3.32	2.22	2.63	2.14	1.36	1.16	1.05	1.51	1.65
Price/Sales Average	- -	- -	- -	4.35	3.75	3.93	3.7	2.65	1.93	1.77	1.39	1.38	1.38	2.18
Price/Sales High	- -	- -	- -	4.92	4.77	4.69	4.57	3.24	3.26	2.82	1.88	1.98	2.46	6.55
Price/Sales Low	- -	- -	- -	3.71	2.72	3.03	1.94	2.05	1.3	1.23	0.94	0.62	0.84	0.96
Price/Cash Flow	- -	- -	- -	-111.12	70.49	35.14	-12.31	16.19	74.33	29.39	-2.9	-7.03	-3.06	-1.39
Price/Cash Flow Average	- -	- -	- -	-116.09	63.34	41.64	-20.51	16.33	66.86	38.36	-3.47	-9.28	-2.8	-1.83
Price/Cash Flow High	- -	- -	- -	-131.25	80.61	49.68	-25.32	19.99	112.97	61.07	-4.72	-13.29	-5	-5.52
Price/Cash Flow Low	- -	- -	- -	-98.89	46.01	32.11	-10.76	12.63	45.19	26.61	-2.37	-4.15	-1.7	-0.81
Price/Free Cash Flow Average	- -	- -	- -	-122.62	61.4	41.58	-20.61	16.27	65.16	38.36	-3.47	-9.28	-2.8	-1.83
Price/Free Cash Flow High	- -	- -	- -	-138.64	78.14	49.61	-25.45	19.91	110.09	61.07	-4.72	-13.29	-5	-5.52
Price/Free Cash Flow Low	- -	- -	- -	-104.45	44.6	32.06	-10.81	12.58	44.04	26.61	-2.37	-4.15	-1.7	-0.81
EV/Sales Average	- -	0.04	0.22	4.35	3.8	4.11	3.94	2.95	2.24	1.98	1.44	1.61	1.14	1.77
EV/Sales High	- -	0.04	0.22	4.92	4.82	4.87	4.81	3.54	3.57	3.02	1.94	2.2	2.23	6.14
EV/Sales Low	- -	0.04	0.22	3.71	2.77	3.21	2.18	2.35	1.62	1.43	1	0.84	0.6	0.55
EV/EBITDA Average	- -	6.26	-2.1	4,386.9	-45.8	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	6.26	-2.1	4,959.69	-58.12	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	6.26	-2.1	3,736.89	-33.43	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	6.26	-2.1	4,386.9	-45.8	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	6.26	-2.1	4,959.69	-58.12	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	6.26	-2.1	3,736.89	-33.43	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	64.89	57.05	40.6	24.5	28	23.03	16.24	10.99	7.7	8.19	4.99
High Price	- -	- -	- -	76.65	65.24	57.4	50.4	34.58	35	33.74	17.85	14.56	13.37	19.81
Enterprise Value Average	- -	2	15	364	396	396	371	279	232	229	146	145	76	65
Enterprise Value High	- -	2	15	412	502	469	453	335	370	351	197	198	148	227
Enterprise Value Low	- -	2	15	310	289	309	206	222	168	166	102	76	40	20

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	- -	9	9	8	8	9	8	10	10	10	12	12	12	12
Diluted Weighted Avg Shares	5	6	6	5	8	8	9	9	10	10	11	12	12	12
Basic Weighted Avg Shares	5	6	6	5	8	8	9	9	10	10	11	12	12	12
Revenue per Share	3.96	6.8	10.9	15.57	13.68	12.25	11.02	10.66	10.75	11.96	9.49	7.36	5.42	3.02
EBITDA per Share	0.08	0.04	-1.13	0.02	-1.13	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	0.08	0.04	-1.13	0.02	-1.13	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.08	0.05	-1.13	-0.09	-1.11	-2.74	-1.08	-0.88	0.06	-0.11	-1	-2.12	1.93	-1.51
Basic EPS from Cont Ops	0.08	0.04	-1.09	- -	-1.11	-2.74	-1.08	-0.88	0.06	-0.11	-1	-2.23	-2.8	-1.51
Diluted EPS, GAAP	0.08	0.05	-1.12	-0.09	-1.11	-2.74	-1.08	-0.88	0.06	-0.11	-1	-2.12	1.93	-1.51
Diluted EPS from Cont Ops	0.08	0.04	-1.08	- -	-1.11	-2.74	-1.08	-0.88	0.06	-0.11	-1	-2.23	-2.8	-1.51
Dividend per Share	- -	- -	0.03	0.07	- -	- -	- -	- -	- -	- -	- -	- -	0.04	- -
Cash Flow per Share	0.25	0.4	0.99	-0.58	0.81	1.16	-1.99	1.73	0.31	0.55	-3.79	-1.1	-2.67	-3.59
Free Cash Flow per Basic Share	0.24	0.35	0.92	-0.62	0.78	1.15	-2	1.72	0.3	0.55	-3.79	-1.1	-2.67	-3.59
Cash & Equivalents per Share	- -	3.22	5.51	3.56	17.91	20.32	16.4	19.13	18.03	18.85	15.35	12.57	12.64	11.49
Book Value per Share	- -	3.24	6.73	14.35	9.04	6.76	5.24	4.76	4.52	4.4	3.47	0.93	2.87	1.52
Tangible Book Value per Share	- -	2.96	6.55	14.39	8.9	6.71	4.93	4.81	4.61	4.18	1.77	-0.25	1.76	0.73

Presurance Holdings, Inc.

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Per Share Data Items (USD)