QNB Corp.

QNB Corp.

QNBC
QNB Corp.US flagOther OTC
43.90
USD
- -
- -
163.80MMarket Cap
QNB Corp.
QNBC
(Other OTC)

Recent

price

43.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
9.74
10.27
10.11
9.66
9.92
10.01
10.09
11.46
11.52
12.75
12.68
14.61
14.09
12.46
13.55
15.66
16.06
Revenue per Share
2.32
2.82
2.87
2.58
2.73
2.47
2.63
2.42
3.27
3.53
3.42
4.64
4.47
2.63
3.12
3.79
3.82
Basic EPS, GAAP
3.84
3.67
1.83
4.7
1.51
2.56
3.25
4.53
4.11
3.09
1.94
7.66
4.57
3.79
3.46
4.17
3.76
Free Cash Flow per Basic Share
0.91
0.92
0.94
0.96
1.01
1.03
1.05
1.09
1.12
1.17
1.19
1.23
1.26
1.29
1.31
1.35
1.36
Dividend per Share
16.49
18.09
19.66
20.86
22.21
23.22
24.32
25.21
27.12
29.06
30.81
33.91
36.84
37.77
38.11
39.94
40.76
Book Value per Share
19.67
22.49
24.28
23.28
26.23
27.1
27.63
28.75
30.13
34.51
38.01
38.41
19.91
25.15
28.14
34.87
35.19
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
Basic Weighted Avg Shares
30
32
32
31
33
33
34
39
40
45
45
52
50
45
50
58
60
Sales/Revenue/Turnover
29.92
- -
36.47
34.24
35.64
32.34
35.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
Depreciation Expense
7
9
9
8
9
8
9
8
11
12
12
16
16
9
11
14
14
Net Income, GAAP
20.26
21.8
22.14
21.85
22.71
23.79
25.5
41.58
12.08
18.74
17.49
19.37
18.71
19.14
20.27
21.42
21.55
Effective Tax Rate (%)
23.86
27.45
28.4
26.76
27.54
24.65
26.12
21.09
28.4
27.7
26.94
31.77
31.7
21.08
23
24.22
23.8
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
20
20
5
5
- -
- -
- -
- -
- -
- -
10
10
10
20
- -
- -
39
LT Debt
61
71
78
76
86
90
94
99
104
121
134
136
71
91
103
130
131
Total Equity
6.25
- -
7.96
7.26
7.58
6.61
6.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.7
16.42
15.31
12.85
12.77
10.93
11.16
9.82
12.57
12.64
11.47
14.37
12.64
7.09
8.29
9.77
9.65
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
49
66
87
LT Borrowings
39
- -
39
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
130
130
149

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
318
50
358
Accounts Receivable, Net
5
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
- -
4
ST Debt
49
66
87
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.24%
4.13%
25.36%
Free Cash Flow
25.55%
50.84%
21.93%
Net Income, GAAP
8.12%
7.28%
23.08%
Sales/Revenue/Turnover
6.08%
5.92%
16.9%
Total Cash Common Dividend
3.8%
3.42%
4.21%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
12
12
13
13
50
2025
13
14
15
16
58
2026
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.71
0.67
0.91
0.83
3.12
2025
0.7
1.05
- -
1.07
3.79
2026
0.74
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.33
0.33
0.33
0.33
1.31
2025
0.33
0.34
- -
0.34
1.35
2026
0.35
- -
- -
- -
- -
Business
QNB Corp. QNB Corp. is a bank holding company headquartered in Quakertown, Pennsylvania. Founded in 1877, QNB Corp. through its wholly owned subsidiary QNB Bank provides a full range of commercial banking, retail banking, and investment management services to residents and businesses primarily in Upper Bucks, Northern Montgomery, and Southern Lehigh Counties in Pennsylvania. The bank offers demand and savings accounts including money market accounts, interest-bearing demand accounts, club accounts, traditional statement savings accounts, and online savings accounts; time deposits such as certificates of deposit and individual retirement accounts; commercial real estate loans comprising construction and land development loans; industrial loans; commercial and industrial loans; residential real estate loans; residential mortgage loans; consumer loans; fixed-rate home equity loans and variable-rate home equity lines of credit; retail brokerage and advisory services; insurance products; merchant services; ATM, debit, and credit card services; and internet and mobile banking, electronic bill pay, and remote deposit capture services. In September 2025, QNB Corp. entered into a definitive agreement to acquire The Victory Bancorp, Inc. in an all-stock transaction valued at approximately $40.97 million, under which Victory shareholders will receive 0.5500 shares of QNB common stock per Victory share, with the deal expected to close in the fourth quarter of 2025 or first quarter of 2026, subject to customary closing conditions, enhancing QNB's asset base toward $2.5 billion and strengthening its presence in Montgomery County.

Company News

APIChatGPT
  • QNB Corp’s Banking Division, QNB Bank, Announces Successful Victory Bank Systems Integration

  • QNB Corp's Banking Division, QNB Bank, Announces Successful Victory Bank Systems Integration

  • QNB Corp. Declares Q2 2026 Dividend

  • QNB Corp. Announces President Succession Plan

  • QNB Corp. Announces President Succession Plan

  • QNB Corp. Reports Earnings for First Quarter 2026

  • QNB Corp. to Present at the Banking Virtual Investor Conference March 26th

  • QNB Corp. (OTCMKTS:QNBC) Short Interest Down 38.2% in February

  • QNB Corp. and The Victory Bancorp, Inc. Announce Regulatory Approvals Received for Merger

  • QNB Corp. Declares Q1 2026 Dividend

  • QNB Corp. and The Victory Bancorp, Inc. Announce Shareholder Approvals Received for Merger

  • QNB (OTCMKTS:QNBC) Shares Cross Below Two Hundred Day Moving Average – What’s Next?

  • State Street and QNB Group Sign Strategic Agreement to Launch New Custody Servicing Model

  • QNB (OTCMKTS:QNBC) Stock Crosses Above 50 Day Moving Average – Should You Sell?

  • Randall E. Stauffer Appointed to QNB Bank Board of Directors Effective January 1, 2026

  • Short Interest in QNB Corp. (OTCMKTS:QNBC) Decreases By 28.2%

  • QNB (OTCMKTS:QNBC) Stock Passes Below Two Hundred Day Moving Average – Time to Sell?

  • QNB Corp. Declares Q4 2025 Dividend

  • Short Interest in QNB Corp. (OTCMKTS:QNBC) Grows By 44.8%

  • QNB Corp. Reports Earnings for Third Quarter 2025