QNB Corp. Financial Ratios — QNBC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	13.46	12.36	10.95	11.11	9.31	9.7	8.63	11.17	10.98	9.47	12.17	15.35	11.72	11.79	12.1
Return on Assets (%)	1.06	1.03	0.91	0.94	0.82	0.86	0.75	0.97	1.03	0.91	1.06	0.95	0.56	0.64	0.75
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	7.96	7.26	7.58	6.61	6.52	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3	40.2	38.07	39.4	35.65	37.88	2.3	2.64	4.25	4.89	3.75	3.57	3.95	3.57	2.84
Operating Margin (%)	- -	36.47	34.24	35.64	32.34	35.05	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	-431	-27,404.65	110.69	69.33	-114.46	152.6	-233.13	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	35.1	36.47	34.24	35.64	32.34	35.05	36.1	32.31	34.09	32.65	39.4	38.99	26.06	28.85	30.81
Profit Margin (%)	27.45	28.4	26.76	27.54	24.65	26.12	21.09	28.4	27.7	26.94	31.77	31.7	21.08	23	24.22
Net Income to Common Margin (%)	27.45	28.4	26.76	27.54	24.65	26.12	21.09	28.4	27.7	26.94	31.77	31.7	21.08	23	24.22
Effective Tax Rate (%)	21.8	22.14	21.85	22.71	23.79	25.5	41.58	12.08	18.74	17.49	19.37	18.71	19.14	20.27	21.42
Dvd Payout Ratio (%)	32.58	32.66	37.3	36.99	41.84	39.85	45.01	34.08	33.07	34.97	26.53	28.25	49.26	41.91	35.49
Sustainable Growth Rate (%)	9.08	8.32	6.87	7	5.42	5.83	4.74	7.36	7.35	6.16	8.94	11.01	5.95	6.85	7.81

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	44	38	40	35	37	53	56	51	56	69	10	171	70	35	66
ST Debt	24	32	35	35	37	53	56	51	56	59	- -	161	50	35	66
LT Debt	20	5	5	- -	- -	- -	- -	- -	- -	10	10	10	20	- -	- -
Total Debt/EBITDA	45.69	2.91	3.36	2.73	3.12	4.07	61.75	48.22	29.48	31.4	5.14	95.45	39.44	19.82	39.93
Net Debt/EBITDA	34.81	1.72	2	1.32	1.69	3.24	43.66	35.46	20.2	13.46	-1.74	86.59	4.14	-8.73	9.5
Total Debt/EBIT	- -	3.21	3.74	3.02	3.44	4.4	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	1.89	2.22	1.46	1.87	3.5	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.15	8.44	8.11	8.84	8.86	8.8	8.55	8.88	9.85	9.33	8.16	4.25	5.32	5.52	6.8
Long-Term Debt/Equity (%)	28.65	6.81	6.61	- -	- -	- -	- -	- -	- -	7.44	7.33	14.09	22.02	- -	- -
Long-Term Debt/Capital (%)	17.63	4.58	4.32	- -	- -	- -	- -	- -	- -	4.92	6.83	4.13	12.44	- -	- -
Long-Term Debt/Total Assets (%)	2.34	0.57	0.54	- -	- -	- -	- -	- -	- -	0.69	0.6	0.6	1.17	- -	- -
Total Debt/Equity (%)	62.56	48.66	53.1	40.75	41.09	56.28	56.56	48.75	46.33	51.2	7.33	241.45	77.07	34.07	50.94
Total Debt/Capital (%)	38.49	32.73	34.68	28.95	29.12	36.01	36.13	32.77	31.66	33.86	6.83	70.71	43.53	25.41	33.75
Total Debt/Total Assets (%)	5.1	4.11	4.3	3.6	3.64	4.95	4.84	4.33	4.57	4.78	0.6	10.27	4.1	1.88	3.46
Net Debt to Equity	47.66	28.76	31.56	19.62	22.3	44.82	40	35.86	31.75	21.95	-2.48	219.04	8.08	-15	12.12
Net Debt/Capital (%)	32.28	22.33	23.99	16.4	18.24	30.95	28.57	26.39	24.1	18	-2.55	68.66	7.48	-17.65	10.81
EBITDA	1	13	12	13	12	13	1	1	2	2	2	2	2	2	2
EBITDA-CapEx	-1	11	10	12	11	13	- -	-1	-1	1	-1	1	1	-2	1
Operating Income (Loss)	- -	12	11	12	11	12	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.15	8.44	8.11	8.84	8.86	8.8	8.55	8.88	9.85	9.33	8.16	4.25	5.32	5.52	6.8
Long-Term Debt/Equity (%)	28.65	6.81	6.61	- -	- -	- -	- -	- -	- -	7.44	7.33	14.09	22.02	- -	- -
Long-Term Debt/Capital (%)	17.63	4.58	4.32	- -	- -	- -	- -	- -	- -	4.92	6.83	4.13	12.44	- -	- -
Long-Term Debt/Total Assets (%)	2.34	0.57	0.54	- -	- -	- -	- -	- -	- -	0.69	0.6	0.6	1.17	- -	- -
Total Debt/Equity (%)	62.56	48.66	53.1	40.75	41.09	56.28	56.56	48.75	46.33	51.2	7.33	241.45	77.07	34.07	50.94
Total Debt/Capital (%)	38.49	32.73	34.68	28.95	29.12	36.01	36.13	32.77	31.66	33.86	6.83	70.71	43.53	25.41	33.75
Total Debt/Total Assets (%)	5.1	4.11	4.3	3.6	3.64	4.95	4.84	4.33	4.57	4.78	0.6	10.27	4.1	1.88	3.46
CFO/Total Liabilities	1.69	0.98	2.02	0.67	0.98	1.17	1.53	1.55	1.26	0.58	1.98	1.05	0.89	0.92	0.94
CFO/CapEx	7.06	3.47	8.46	6.01	15.72	35.75	25.49	6.9	4.5	10.53	9.57	30.5	18.9	4.61	14.63
Altman's Z-Score	0.18	0.22	0.23	0.24	0.24	0.25	0.22	0.22	0.22	0.19	0.18	0.17	0.17	0.17	0.18

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	10.82	11.15	11.66	12.69	13.02	12.01	11.78	12.48	15.71	11.72	11.63	10.99	8.08	9	11.87
Days Sales Outstanding	33.72	32.72	31.32	28.75	28.03	30.39	30.98	29.25	23.24	31.14	31.39	33.22	45.18	40.57	30.75
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	71	74	83	95	106	122	153	134	136	114	128	94	95	125	131
- Cash & Cash Equivalents	11	15	16	18	17	11	16	13	18	39	13	16	63	51	50
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	44	38	40	35	37	53	56	51	56	69	10	171	70	35	66
Enterprise Value	-244	-305	-282	-264	-236	-226	-182	-173	-175	-292	-568	-297	-388	110	146
Total Capital	115	115	116	122	128	146	154	155	177	203	146	242	161	139	196
Total Debt/Capital (%)	38.49	32.73	34.68	28.95	29.12	36.01	36.13	32.77	31.66	33.86	6.83	70.71	43.53	25.41	33.75
Total Debt / EV	-0.18	-0.12	-0.14	-0.13	-0.16	-0.23	-0.31	-0.29	-0.32	-0.24	-0.02	-0.58	-0.18	0.32	0.45
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.21	2.52
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	61.87	88.6
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.78	8.81
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	5.57	8.25
Diluted Market Cap	71	75	82	94	106	122	153	134	135	113	128	94	94	125	130
Diluted Enterprise Value	104	98	106	111	126	164	192	171	174	143	125	249	101	109	146
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	29.73	39.17
TTM Sales	32	32	31	33	33	34	39	40	45	45	52	50	45	50	58
TTM EBITDA	1	13	12	13	12	13	1	1	2	2	2	2	2	2	2
TTM Operating Income	- -	12	11	12	11	12	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	13	8	17	6	9	11	16	17	14	8	30	17	14	16	17
TTM Free Cash Flow to Firm	15	11	19	7	10	12	17	19	17	8	34	17	15	20	18

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.58	7.1	4.26	13.5	10.89	10.44	9.11	7.03	7.97	13.62	3.81	5.4	6.16	6.31	7.34
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-244	-305	-282	-264	-236	-226	-182	-173	-175	-292	-568	-297	-388	110	146
Low Price	19.6	21.2	23	25.16	28.05	29.2	35.8	38.5	36.07	26	31.02	25.5	21.5	21.39	32.16
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2.21	2.52
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	61.87	88.6
Price/Earnings	7.91	8.17	9.79	10.43	12.77	13.59	18.37	11.76	10.94	9.38	7.76	5.89	9.9	10.88	9.22
Price/Earnings Average	7.84	8.22	9.45	9.72	11.97	12.32	16.68	13.84	10.55	8.9	7.65	7.07	9.47	8.73	9.18
Price/Earnings High	10.25	9.01	9.97	10.52	13.38	14.04	18.37	15.28	11.04	11.34	8.62	8.62	12.07	10.91	9.5
Price/Earnings Low	6.95	7.39	8.9	9.2	11.37	11.08	14.81	11.76	10.21	7.61	6.68	5.71	8.19	6.86	8.48
Price/Book Value	1	0.96	1.09	1.09	1.17	1.31	1.55	1.29	1.13	0.85	0.94	1.33	1.05	1.21	1.01
Price/Book Value Average	0.99	0.97	1.06	1.02	1.1	1.18	1.41	1.51	1.09	0.8	0.92	1.6	1	0.97	1
Price/Book Value High	1.29	1.06	1.11	1.1	1.23	1.35	1.55	1.67	1.14	1.03	1.04	1.95	1.28	1.22	1.04
Price/Book Value Low	0.88	0.87	1	0.97	1.04	1.06	1.25	1.29	1.05	0.69	0.81	1.29	0.86	0.77	0.93
Price/Tangible Book Value	1	0.96	1.09	1.09	1.17	1.31	1.55	1.29	1.13	0.85	0.94	1.33	1.05	1.21	1.01
Price/Tangible Book Value Average	0.99	0.97	1.06	1.02	1.1	1.18	1.41	1.51	1.09	0.8	0.92	1.6	1	0.97	1
Price/Tangible Book Value High	1.29	1.06	1.11	1.1	1.23	1.35	1.55	1.67	1.14	1.03	1.04	1.95	1.28	1.22	1.04
Price/Tangible Book Value Low	0.88	0.87	1	0.97	1.04	1.06	1.25	1.29	1.05	0.69	0.81	1.29	0.86	0.77	0.93
Price/Sales	2.17	2.32	2.62	2.87	3.15	3.55	3.87	3.34	3.03	2.53	2.46	1.87	2.09	2.5	2.23
Price/Sales Average	2.15	2.34	2.53	2.68	2.95	3.22	3.52	3.93	2.92	2.4	2.43	2.24	2	2.01	2.22
Price/Sales High	2.81	2.56	2.67	2.9	3.3	3.67	3.87	4.34	3.06	3.06	2.74	2.73	2.54	2.51	2.3
Price/Sales Low	1.91	2.1	2.38	2.54	2.8	2.89	3.12	3.34	2.83	2.05	2.12	1.81	1.73	1.58	2.05
Price/Cash Flow	5.21	9.11	4.74	15.7	11.53	10.7	9.42	8.01	9.73	14.92	4.21	5.57	6.49	7.68	7.82
Price/Cash Flow Average	5.16	9.17	4.58	14.64	10.81	9.7	8.55	9.42	9.38	14.15	4.15	6.69	6.21	6.16	7.78
Price/Cash Flow High	6.75	10.05	4.83	15.83	12.08	11.06	9.42	10.4	9.82	18.03	4.68	8.15	7.92	7.7	8.05
Price/Cash Flow Low	4.58	8.24	4.31	13.86	10.27	8.73	7.6	8.01	9.08	12.1	3.63	5.4	5.37	4.84	7.19
Price/Free Cash Flow Average	4.54	7.15	4.11	12.59	10.2	9.46	8.27	8.27	7.69	12.92	3.76	6.48	5.9	5.07	7.31
Price/Free Cash Flow High	5.94	7.83	4.33	13.62	11.4	10.79	9.11	9.13	8.05	16.47	4.24	7.89	7.52	6.33	7.56
Price/Free Cash Flow Low	4.03	6.42	3.87	11.92	9.69	8.51	7.34	7.03	7.44	11.05	3.28	5.23	5.1	3.98	6.75
EV/Sales Average	3.21	3.01	3.31	3.22	3.57	4.47	4.54	4.89	3.8	3.07	2.37	5.35	2.18	1.71	2.51
EV/Sales High	3.88	3.23	3.45	3.44	3.92	4.92	4.9	5.3	3.94	3.73	2.67	5.84	2.74	2.21	2.58
EV/Sales Low	2.97	2.77	3.16	3.07	3.43	4.14	4.14	4.3	3.7	2.72	2.06	4.92	1.91	1.28	2.34
EV/EBITDA Average	107.13	7.49	8.69	8.17	10.02	11.8	197.61	185.05	89.34	62.78	63.1	149.75	55.32	47.9	88.21
EV/EBITDA High	129.35	8.04	9.06	8.72	11.01	12.99	213.2	200.59	92.56	76.33	71.3	163.55	69.38	62.04	90.95
EV/EBITDA Low	98.95	6.9	8.3	7.8	9.61	10.94	180.36	162.61	87.13	55.65	54.9	137.56	48.39	35.79	82.24
EV/EBIT Average	- -	8.25	9.66	9.03	11.05	12.75	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	8.86	10.07	9.65	12.13	14.04	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	7.6	9.23	8.62	10.59	11.82	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	22.3	23.45	25.3	28.5	31.5	35.8	44.4	38.5	38.65	32.05	36	26.33	25.99	33.92	34.97
High Price	28.89	25.85	25.75	28.75	33	37	44.4	50	39	38.75	40	38.5	31.7	34	36.01
Enterprise Value Average	104	97	104	105	119	153	178	195	169	138	123	269	98	85	146
Enterprise Value High	125	104	108	112	131	168	193	212	176	167	139	294	123	110	150
Enterprise Value Low	96	90	99	100	114	142	163	172	165	122	107	247	86	64	136

Shares Outstanding	3	3	3	3	3	3	3	3	4	4	4	4	4	4	4
Diluted Weighted Avg Shares	3	3	3	3	3	3	3	3	4	4	4	4	4	4	4
Basic Weighted Avg Shares	3	3	3	3	3	3	3	3	3	4	4	4	4	4	4
Revenue per Share	10.27	10.11	9.66	9.92	10.01	10.09	11.46	11.52	12.75	12.68	14.61	14.09	12.46	13.55	15.66
EBITDA per Share	0.31	4.06	3.68	3.91	3.57	3.82	0.26	0.3	0.54	0.62	0.55	0.5	0.49	0.48	0.44
Operating Income per Share	- -	3.69	3.31	3.54	3.24	3.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.82	2.87	2.58	2.73	2.47	2.63	2.42	3.27	3.53	3.42	4.64	4.47	2.63	3.12	3.79
Basic EPS from Cont Ops	2.82	2.87	2.58	2.73	2.47	2.63	2.42	3.27	3.53	3.42	4.64	4.47	2.63	3.12	3.79
Diluted EPS, GAAP	2.81	2.86	2.57	2.72	2.46	2.63	2.41	3.25	3.53	3.42	4.64	4.47	2.63	3.12	3.78
Diluted EPS from Cont Ops	2.81	2.86	2.57	2.72	2.46	2.63	2.41	3.25	3.53	3.42	4.64	4.47	2.63	3.12	3.78
Dividend per Share	0.92	0.94	0.96	1.01	1.03	1.05	1.09	1.12	1.17	1.19	1.23	1.26	1.29	1.31	1.35
Cash Flow per Share	4.28	2.57	5.33	1.82	2.73	3.35	4.71	4.81	3.97	2.15	8.55	4.72	4	4.42	4.47
Free Cash Flow per Basic Share	3.67	1.83	4.7	1.51	2.56	3.25	4.53	4.11	3.09	1.94	7.66	4.57	3.79	3.46	4.17
Cash & Equivalents per Share	112.99	131.36	123.78	118.63	112.78	117.59	113.37	102.66	104.36	133.55	198.6	156.74	151.33	13.72	13.45
Book Value per Share	22.32	24.45	23.12	26.04	26.92	27.43	28.59	29.95	34.3	37.8	38.41	19.78	24.86	27.96	34.65
Tangible Book Value per Share	22.32	24.45	23.12	26.04	26.92	27.43	28.59	29.95	34.3	37.8	38.41	19.78	24.86	27.96	34.65

QNB Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)