Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc.

SMBC
Southern Missouri Bancorp, Inc.US flagNASDAQ Global Market
69.75
USD
-0.43
- -
768.18MMarket Cap
Southern Missouri Bancorp, Inc.
SMBC
(NASDAQ Global Market)

Recent

price

69.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
6.42
5.82
4.97
5.74
7.38
7.5
8.16
8.56
9.34
10.33
12.51
13.87
13.5
14.56
16.25
- -
18.07
Revenue per Share
2.62
1.73
1.48
1.49
1.84
1.99
2.08
2.4
3.14
3
5.24
5.24
3.46
4.45
5.21
- -
6.47
Basic EPS, GAAP
3.12
0.56
1.17
1.16
1.7
1.06
3.02
3.26
3.36
3.92
5.43
6.97
4.94
5.42
6.7
- -
6.9
Free Cash Flow per Basic Share
0.35
0.3
0.36
0.35
0.37
0.38
0.4
0.44
0.52
0.6
0.62
0.8
0.76
0.84
0.92
- -
1
Dividend per Share
11.02
11.49
12.42
13.64
15.18
16.94
20.15
22.31
25.66
28.3
31.83
34.76
39.37
43.34
48.21
53.64
53.64
Book Value per Share
10.58
11.27
12.26
13.05
14
15.88
18.35
20.09
23.15
25.92
29.44
30.92
32.2
36.49
41.68
47.23
47.23
Tangible Book Value per Share
4
6
7
7
7
7
7
9
9
9
9
9
11
11
11
- -
11
Basic Weighted Avg Shares
27
33
33
38
54
56
61
75
86
95
113
125
153
164
183
201
201
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
2
2
3
4
4
5
5
6
5
6
8
10
10
10
10
Depreciation Expense
11
10
10
10
14
15
16
21
29
28
47
47
39
50
59
72
72
Net Income, GAAP
34.16
31.28
28.2
27.09
30.7
31.04
28.05
27.16
19.6
20
20.98
21.26
20.67
20.48
20.83
17.53
17.52
Effective Tax Rate (%)
42.76
31.05
30.79
26.53
25.23
26.64
25.47
28
33.66
29.03
41.85
37.8
25.65
30.54
32.08
35.8
35.8
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
41
32
32
95
79
125
61
95
63
85
73
61
157
125
127
146
146
LT Debt
56
95
102
111
133
126
173
201
238
258
283
321
446
489
545
591
591
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.56
15.99
12.42
11.43
13.22
12.37
10.4
11.2
13.17
11.09
17.42
15.61
10.23
10.74
11.34
12.65
12.65
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
125
128
146
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
659
704
839

Working Capital

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
280
260
288
Accounts Receivable, Net
33
28
27
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
14
12
12
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.19%
16.34%
8.44%
Free Cash Flow
32.62%
10.31%
1.69%
Net Income, GAAP
19.44%
10.08%
22.64%
Sales/Revenue/Turnover
13.78%
12.34%
9.88%
Total Cash Common Dividend
15.46%
15.01%
7.27%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
41
40
40
43
164
2025
44
45
46
48
183
2026
49
50
50
52
201

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.17
1.08
1
1.2
4.45
2025
1.11
1.3
1.4
1.4
5.21
2026
1.39
1.63
1.61
1.85
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.21
0.21
0.21
0.21
0.84
2025
0.23
0.23
0.23
0.23
0.92
2026
0.25
0.25
0.25
0.25
- -
Business
Southern Missouri Bancorp, Inc. (NASDAQ: SMBC) serves as the bank holding company for Southern Bank, a Missouri state-chartered trust company with banking powers that offers a comprehensive range of retail and commercial banking products and services to individuals, businesses, and other corporate customers throughout its market areas; core offerings encompass deposit products including checking, savings, money market, and time deposit accounts; one- to four-family residential mortgage loans, commercial real estate mortgage loans, commercial non-mortgage business loans, construction loans, and consumer loans such as home equity lines, automobile loans, second mortgages, mobile home loans, and deposit-secured loans; investment securities comprising mortgage-backed securities, U.S. Government agency obligations, and municipal bonds; as well as fiduciary and investment management services, commercial and consumer insurance, debit and credit cards, and digital banking solutions featuring online and mobile platforms. Founded in 1887 and headquartered in Poplar Bluff, Missouri, the company operates over 62 full-service branches and three limited-service facilities primarily across Missouri, with additional presence in Illinois and Arkansas. In recent developments, Southern Missouri Bancorp reports preliminary fiscal fourth-quarter 2025 results, declares a quarterly dividend of $0.25 per common share reflecting ongoing profitability, and maintains a strategic focus on deposit growth alongside wholesale funding from the Federal Home Loan Bank of Des Moines.

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  • SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FOURTH QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.27 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JULY 23, AT 9:30 AM CENTRAL TIME

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  • SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, APRIL 23, AT 9:30 AM CENTRAL TIME