Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc.

SMBC
Southern Missouri Bancorp, Inc.US flagNASDAQ Global Market
67.50
USD
-2.07
- -
743.56MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.97
5.74
7.38
7.5
8.16
8.56
9.34
10.33
12.51
13.87
13.5
14.56
16.25
17.59
Basic EPS, GAAP
1.48
1.49
1.84
1.99
2.08
2.4
3.14
3
5.24
5.24
3.46
4.45
5.21
6.03
Free Cash Flow per Basic Share
1.17
1.16
1.7
1.06
3.02
3.26
3.36
3.92
5.43
6.97
4.94
5.42
6.7
8.05
Dividend per Share
0.36
0.35
0.37
0.38
0.4
0.44
0.52
0.6
0.62
0.8
0.76
0.84
0.92
0.98
Book Value per Share
8.98
10.1
10.61
12.1
13.69
13.7
15.64
18.04
22.23
26.71
23.9
27.6
32.02
36.06
Tangible Book Value per Share
12.27
13.18
14.16
15.9
21.07
20.69
23.39
25.74
29.11
31.72
32.2
36.46
41.92
44.95
Basic Weighted Avg Shares
7
7
7
7
7
9
9
9
9
9
11
11
11
11
Sales/Revenue/Turnover
33
38
54
56
61
75
86
95
113
125
153
164
183
196
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
3
4
4
5
5
6
5
6
8
10
10
10
Net Income, GAAP
10
10
14
15
16
21
29
28
47
47
39
50
59
67
Effective Tax Rate (%)
28.2
27.09
30.7
31.04
28.05
27.16
19.6
20
20.98
21.26
20.67
20.48
20.83
19.07
Profit Margin (%)
30.79
26.53
25.23
26.64
25.47
28
33.66
29.03
41.85
37.8
25.65
30.54
32.08
34.27
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
32
95
79
125
61
95
63
85
73
61
157
125
127
128
Total Equity
102
111
133
126
173
201
238
258
283
321
446
489
545
574
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
17.6
15.69
18.62
17.61
16.17
18.85
21.95
17.8
25.78
21.42
15.36
17.23
17.45
17.97

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
125
125
128
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
591
663
714

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
271
280
260
Accounts Receivable, Net
31
33
28
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
15
14
12
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.84%
16.59%
11.45%
Free Cash Flow
28.76%
17.14%
22.99%
Net Income, GAAP
18.04%
19.81%
16.73%
Sales/Revenue/Turnover
13.08%
14.12%
11.12%
Total Cash Common Dividend
15.56%
13.87%
8.94%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
41
40
40
43
164
2025
44
45
46
48
183
2026
49
50
50
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.17
1.08
1
1.2
4.45
2025
1.11
1.3
1.4
1.4
5.21
2026
1.39
1.63
1.61
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.21
0.21
0.21
0.21
0.84
2025
0.23
0.23
0.23
0.23
0.92
2026
0.25
0.25
0.25
- -
- -

Company Description

APIChat
CEO
Greg A. Steffens
Full Time Employees
693
Sector
Financial Services
Industry
Banks - Regional
Address
2991 Oak Grove Road Poplar Bluff MO United States of America 63901
IPO Date
Apr 12, 1994
Business
Southern Missouri Bancorp, Inc. (NASDAQ: SMBC) serves as the bank holding company for Southern Bank, a Missouri state-chartered trust company with banking powers that offers a comprehensive range of retail and commercial banking products and services to individuals, businesses, and other corporate customers throughout its market areas; core offerings encompass deposit products including checking, savings, money market, and time deposit accounts; one- to four-family residential mortgage loans, commercial real estate mortgage loans, commercial non-mortgage business loans, construction loans, and consumer loans such as home equity lines, automobile loans, second mortgages, mobile home loans, and deposit-secured loans; investment securities comprising mortgage-backed securities, U.S. Government agency obligations, and municipal bonds; as well as fiduciary and investment management services, commercial and consumer insurance, debit and credit cards, and digital banking solutions featuring online and mobile platforms. Founded in 1887 and headquartered in Poplar Bluff, Missouri, the company operates over 62 full-service branches and three limited-service facilities primarily across Missouri, with additional presence in Illinois and Arkansas. In recent developments, Southern Missouri Bancorp reports preliminary fiscal fourth-quarter 2025 results, declares a quarterly dividend of $0.25 per common share reflecting ongoing profitability, and maintains a strategic focus on deposit growth alongside wholesale funding from the Federal Home Loan Bank of Des Moines.

Company News

APIChat
  • 3 Savings & Loan Stocks to Buy on Solid Industry Prospects

  • Southern Missouri Bancorp, Inc. (SMBC) Q3 2026 Earnings Call Transcript

  • SMBC Capital Markets Hires Shrikar Shah to Lead Interest Rates Structured Trading

  • Southern Missouri Bancorp (SMBC) Beats Q3 Earnings and Revenue Estimates

  • SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, APRIL 23, AT 9:30 AM CENTRAL TIME

  • SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR THIRD QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, APRIL 23, AT 9:30 AM CENTRAL TIME

  • SMBC Americas Announces Global Transaction Banking Platform Available for U.S. Clients

  • Southern Missouri Bancorp (SMBC) to Release Quarterly Earnings on Monday

  • Southern Missouri Bancorp (NASDAQ:SMBC) Stock Crosses Above 200-Day Moving Average – Time to Sell?

  • Japan's SMBC and Australia's Macquarie exposed to failed UK lender MFS, Bloomberg News reports

  • Is the Options Market Predicting a Spike in Southern Missouri Bancorp Stock?

  • Critical Review: Northeast Indiana Bancorp (OTCMKTS:NIDB) & Southern Missouri Bancorp (NASDAQ:SMBC)

  • Southern Missouri Bancorp, Inc. (SMBC) Q2 2026 Earnings Call Transcript

  • Southern Missouri Bancorp (SMBC) Q2 Earnings Beat Estimates

  • SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR SECOND QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.25 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JANUARY 22, AT 9:30 AM CENTRAL TIME

  • Southern Missouri Bancorp (NASDAQ:SMBC) versus Gouverneur Bancorp Inc./MD (OTCMKTS:GOVB) Financial Contrast

  • Should You Buy Southern Missouri Bancorp (SMBC) After Golden Cross?

  • Southern Missouri Bancorp (NASDAQ:SMBC) Stock Crosses Above Two Hundred Day Moving Average – What’s Next?

  • All You Need to Know About Southern Missouri Bancorp (SMBC) Rating Upgrade to Buy

  • Suruga Bank (OTCMKTS:SUGBY) & Southern Missouri Bancorp (NASDAQ:SMBC) Critical Review