Southern Missouri Bancorp, Inc. Financial Ratios — SMBC

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Return on Common Equity (%)	28.79	20.49	17.6	15.69	18.62	17.61	16.17	18.85	21.95	17.8	25.78	21.42	15.36	17.23	17.45
Return on Assets (%)	1.85	1.41	1.31	1.11	1.18	1.1	1	1.16	1.41	1.16	1.8	1.59	1.04	1.12	1.22
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.05	4.17	4.8	5.75	5.98	6.35	6.38	6.12	5.91	5.85	4.81	4.75	4.94	6.14	5.49
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	64.94	45.19	42.89	36.38	36.41	38.63	35.4	38.44	41.86	36.29	52.96	48.01	32.34	38.41	40.52
Profit Margin (%)	42.76	31.05	30.79	26.53	25.23	26.64	25.47	28	33.66	29.03	41.85	37.8	25.65	30.54	32.08
Net Income to Common Margin (%)	40.85	29.75	29.74	26	24.86	26.49	25.47	28	33.66	29.03	41.85	37.8	25.65	30.54	32.08
Effective Tax Rate (%)	34.16	31.28	28.2	27.09	30.7	31.04	28.05	27.16	19.6	20	20.98	21.26	20.67	20.48	20.83
Dvd Payout Ratio (%)	8.86	12.7	21	21.45	18.69	18.46	19.17	18.29	16.48	20.01	11.87	15.25	22	18.98	17.72
Sustainable Growth Rate (%)	26.24	17.89	13.9	12.33	15.14	14.36	13.07	15.4	18.33	14.23	22.72	18.15	11.98	13.96	14.36

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Debt	41	32	32	95	79	125	61	95	63	85	73	61	157	125	127
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	41	32	32	95	79	125	61	95	63	85	73	61	157	125	127
Total Debt/EBITDA	37.43	23.41	20.23	43.57	24.51	35.32	15.79	20.67	12.41	15.33	13.42	10.3	20.73	12.41	12.7
Net Debt/EBITDA	5.54	-2.2	11.45	35.98	18.74	28.74	7.69	14.49	5.24	5.39	-9.55	-5.16	13.42	6.32	-6.57
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.25	6.95	7.42	6.54	5.99	6.4	6	6.34	6.49	6.52	7.41	7.47	6.21	6.77	7.17
Long-Term Debt/Equity (%)	73.06	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36
Long-Term Debt/Capital (%)	43.68	30.76	28.63	52.3	44.82	58.17	37.5	44.16	30.45	33.94	26.66	20.25	36.64	28.67	26.13
Long-Term Debt/Total Assets (%)	5.92	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54
Total Debt/Equity (%)	73.06	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36
Total Debt/Capital (%)	43.68	30.76	28.63	52.3	44.82	58.17	37.5	44.16	30.45	33.94	26.66	20.25	36.64	28.67	26.13
Total Debt/Total Assets (%)	5.92	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54
Net Debt to Equity	10.82	-3.14	17.63	70.75	45.79	80.73	17.3	33.04	11.15	11.59	-18.28	-9.52	22.73	13.06	-12.09
Net Debt/Capital (%)	10.3	-4.35	18.5	47.51	38.3	53.09	22.62	35.67	15.6	15.3	-34.9	-14.57	27.24	17	-22.41
EBITDA	1	1	2	2	3	4	4	5	5	6	5	6	8	10	10
EBITDA-CapEx	- -	-3	-6	-3	-4	-6	1	2	-3	1	3	1	2	1	4
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.25	6.95	7.42	6.54	5.99	6.4	6	6.34	6.49	6.52	7.41	7.47	6.21	6.77	7.17
Long-Term Debt/Equity (%)	73.06	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36
Long-Term Debt/Capital (%)	43.68	30.76	28.63	52.3	44.82	58.17	37.5	44.16	30.45	33.94	26.66	20.25	36.64	28.67	26.13
Long-Term Debt/Total Assets (%)	5.92	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54
Total Debt/Equity (%)	73.06	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36
Total Debt/Capital (%)	43.68	30.76	28.63	52.3	44.82	58.17	37.5	44.16	30.45	33.94	26.66	20.25	36.64	28.67	26.13
Total Debt/Total Assets (%)	5.92	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54
CFO/Total Liabilities	2.24	1.14	2.2	1.47	1.71	1.38	1.67	1.82	1.95	1.76	2.14	2.33	1.58	1.71	1.82
CFO/CapEx	12.43	1.74	2.02	2.35	2.66	1.8	8.44	14.33	5.02	9.36	18.12	14.59	10.27	7.77	13.02
Altman's Z-Score	0.17	0.2	0.22	0.21	0.2	0.21	0.22	0.25	0.23	0.19	0.25	0.23	0.19	0.21	0.22

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Accounts Receivable Turnover	7.84	8.68	8.53	9.08	11.32	10.44	9.94	10.13	9.45	8.51	10.16	11.81	10.22	7.7	7.33
Days Sales Outstanding	46.56	42.06	42.79	40.2	32.24	34.97	36.71	36.04	38.64	42.9	35.93	30.91	35.7	47.42	49.82
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Market Capitalization	43	60	85	118	138	175	241	341	320	223	405	407	436	508	615
- Cash & Cash Equivalents	35	35	14	17	19	23	32	28	36	55	125	92	55	61	193
+ Preferred Equity and Hybrid Capital	9	20	20	20	20	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	41	32	32	95	79	125	61	95	63	85	73	61	157	125	127
Enterprise Value	59	2	42	86	89	147	127	261	181	77	146	141	120	144	89
Total Capital	93	103	111	182	177	215	164	214	207	251	273	301	427	437	487
Total Debt/Capital (%)	43.68	30.76	28.63	52.3	44.82	58.17	37.5	44.16	30.45	33.94	26.66	20.25	36.64	28.67	26.13
Total Debt / EV	0.69	15.78	0.75	1.1	0.89	0.85	0.48	0.36	0.35	1.11	0.5	0.43	1.31	0.87	1.43
EV/Sales	2.2	0.06	1.3	2.28	1.65	2.64	2.08	3.49	2.11	0.81	1.3	1.13	0.78	0.88	0.49
EV/EBITDA	54.14	1.48	27.08	39.58	27.6	41.63	32.61	56.99	35.72	13.82	26.95	23.83	15.82	14.27	8.86
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	4.16	0.27	2.78	6.48	4.49	8.34	4.96	8.51	4.7	1.9	2.82	2.1	1.93	2.05	1.09
EV/Free Cash Flow to Firm	3.85	0.17	1.86	4.55	3.27	5.36	4.43	7.96	3.91	1.72	2.68	1.96	1.76	1.82	1.01
Diluted Market Cap	44	62	87	121	141	176	242	342	321	224	405	408	436	509	616
Diluted Enterprise Value	60	79	125	220	222	277	272	408	347	253	353	377	537	572	551
EV per Share	14.1	0.36	6.45	13.07	12.19	19.82	16.96	29.86	19.71	8.35	16.23	15.69	10.55	12.75	7.9
TTM Sales	27	33	33	38	54	56	61	75	86	95	113	125	153	164	183
TTM EBITDA	1	1	2	2	3	4	4	5	5	6	5	6	8	10	10
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	14	7	15	13	20	18	26	31	39	40	52	67	62	70	82
TTM Free Cash Flow to Firm	15	12	23	19	27	27	29	33	46	45	55	72	68	79	88

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2011	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Price/Free Cash Flow	2.91	5.36	3.8	6.38	5.16	6.39	8.46	10.42	6.92	5.01	7.42	5.67	6.4	6.41	7.02
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	59	2	42	86	89	147	127	261	181	77	146	141	120	144	89
Low Price	7.02	9.93	10.75	12.73	17.32	18.61	23	30.48	29.92	17.3	20	39.75	30.28	37.74	43.1
EV/Sales	2.2	0.06	1.3	2.28	1.65	2.64	2.08	3.49	2.11	0.81	1.3	1.13	0.78	0.88	0.49
EV/EBITDA	54.14	1.48	27.08	39.58	27.6	41.63	32.61	56.99	35.72	13.82	26.95	23.83	15.82	14.27	8.86
Price/Earnings	3.96	6.21	8.69	11.95	10.27	11.84	15.52	16.28	11.08	8.11	8.58	8.63	11.1	10.12	10.51
Price/Earnings Average	3.54	6.54	8.22	10.63	10.1	11.36	14.47	15.02	11.24	10.67	6.17	9.31	13.25	9.78	10.67
Price/Earnings High	5.34	7.72	9.11	12.49	11.36	12.58	17.8	17.31	12.72	13.03	8.9	11.81	16.18	12.47	13.17
Price/Earnings Low	2.68	5.74	7.28	8.52	9.44	9.37	11.07	12.72	9.52	5.77	3.82	7.58	8.74	8.49	8.27
Price/Book Value	1.01	1.17	1.43	1.77	1.78	1.95	2.36	2.85	2.23	1.35	2.02	1.69	1.61	1.63	1.71
Price/Book Value Average	0.9	1.23	1.35	1.57	1.75	1.87	2.2	2.63	2.26	1.77	1.45	1.83	1.92	1.57	1.74
Price/Book Value High	1.36	1.45	1.5	1.85	1.97	2.07	2.7	3.03	2.56	2.16	2.1	2.32	2.34	2.01	2.15
Price/Book Value Low	0.68	1.08	1.2	1.26	1.63	1.54	1.68	2.23	1.91	0.96	0.9	1.49	1.27	1.37	1.35
Price/Tangible Book Value	0.98	0.82	1.05	1.35	1.33	1.48	1.53	1.89	1.49	0.94	1.54	1.43	1.19	1.23	1.31
Price/Tangible Book Value Average	0.87	0.86	0.99	1.2	1.31	1.42	1.43	1.74	1.51	1.24	1.11	1.54	1.42	1.19	1.33
Price/Tangible Book Value High	1.32	1.02	1.1	1.42	1.47	1.57	1.76	2.01	1.71	1.52	1.6	1.95	1.74	1.52	1.64
Price/Tangible Book Value Low	0.66	0.76	0.88	0.97	1.22	1.17	1.09	1.47	1.28	0.67	0.69	1.25	0.94	1.04	1.03
Price/Sales	1.62	1.85	2.59	3.11	2.55	3.14	3.95	4.56	3.73	2.35	3.59	3.26	2.85	3.09	3.37
Price/Sales Average	1.44	1.95	2.44	2.76	2.51	3.01	3.69	4.21	3.78	3.1	2.58	3.52	3.4	2.99	3.42
Price/Sales High	2.18	2.3	2.71	3.25	2.83	3.33	4.54	4.85	4.28	3.78	3.72	4.46	4.15	3.81	4.23
Price/Sales Low	1.09	1.71	2.16	2.22	2.35	2.48	2.82	3.56	3.2	1.68	1.6	2.87	2.24	2.59	2.65
Price/Cash Flow	3.07	8.18	5.54	8.85	6.94	9.9	9.42	11.12	8.29	5.54	7.82	6.04	7.02	7.23	7.55
Price/Cash Flow Average	2.74	8.61	5.24	7.87	6.83	9.49	8.79	10.26	8.42	7.29	5.62	6.52	8.38	6.98	7.66
Price/Cash Flow High	4.13	10.16	5.8	9.25	7.68	10.51	10.81	11.83	9.53	8.9	8.11	8.27	10.24	8.91	9.46
Price/Cash Flow Low	2.07	7.55	4.64	6.31	6.38	7.83	6.72	8.69	7.13	3.94	3.48	5.31	5.53	6.06	5.94
Price/Free Cash Flow Average	2.6	5.65	3.59	5.67	5.08	6.12	7.89	9.61	7.03	6.59	5.33	6.11	7.64	6.19	7.13
Price/Free Cash Flow High	3.92	6.66	3.98	6.66	5.71	6.78	9.7	11.08	7.95	8.05	7.69	7.75	9.33	7.9	8.8
Price/Free Cash Flow Low	1.97	4.96	3.18	4.55	4.75	5.05	6.03	8.14	5.95	3.57	3.3	4.98	5.04	5.38	5.52
EV/Sales Average	2.02	2.47	3.6	5.36	4	4.83	4.18	5.09	4.09	3.41	2.12	3.27	4.06	3.37	3.06
EV/Sales High	2.76	2.82	3.87	5.84	4.32	5.16	5.03	5.73	4.59	4.1	3.26	4.22	4.81	4.2	3.87
EV/Sales Low	1.67	2.23	3.33	4.81	3.84	4.31	3.31	4.45	3.51	1.99	1.14	2.62	2.91	2.98	2.29
EV/EBITDA Average	49.86	59.3	75.15	93.19	66.87	76.13	65.51	83.19	69.29	58.31	44.12	68.97	82.21	54.93	55.78
EV/EBITDA High	68	67.67	80.66	101.6	72.13	81.22	78.82	93.68	77.71	70	67.82	88.91	97.45	68.34	70.43
EV/EBITDA Low	41.2	53.55	69.33	83.68	64.12	67.83	51.91	72.67	59.45	34.02	23.66	55.22	58.83	48.53	41.75
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	10.39	10.75	12.84	17.85	18.85	23.53	32.26	39.02	34.83	24.3	44.96	45.26	38.45	45.01	54.78
High Price	14	13.35	13.45	18.65	20.86	24.99	37	41.49	40	39.05	46.59	61.93	56.04	55.45	68.69
Enterprise Value Average	54	80	118	204	217	269	255	381	352	324	239	408	621	554	559
Enterprise Value High	74	92	126	222	234	287	307	429	394	389	368	526	736	690	706
Enterprise Value Low	45	73	109	183	208	240	202	333	302	189	128	327	444	490	418

Shares Outstanding	4	7	7	7	7	7	9	9	9	9	9	9	11	11	11
Diluted Weighted Avg Shares	4	6	7	7	8	7	8	9	9	9	9	9	11	11	11
Basic Weighted Avg Shares	4	6	7	7	7	7	7	9	9	9	9	9	11	11	11
Revenue per Share	6.42	5.82	4.97	5.74	7.38	7.5	8.16	8.56	9.34	10.33	12.51	13.87	13.5	14.56	16.25
EBITDA per Share	0.26	0.24	0.24	0.33	0.44	0.48	0.52	0.52	0.55	0.6	0.6	0.66	0.67	0.89	0.89
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.62	1.73	1.48	1.49	1.84	1.99	2.08	2.4	3.14	3	5.24	5.24	3.46	4.45	5.21
Basic EPS from Cont Ops	2.75	1.81	1.53	1.52	1.86	2	2.08	2.4	3.14	3	5.24	5.24	3.46	4.45	5.21
Diluted EPS, GAAP	2.56	1.67	1.44	1.45	1.79	1.98	2.07	2.39	3.14	2.99	5.24	5.24	3.46	4.44	5.21
Diluted EPS from Cont Ops	2.68	1.75	1.49	1.48	1.82	1.99	2.07	2.39	3.14	2.99	5.24	5.24	3.46	4.44	5.21
Dividend per Share	0.35	0.3	0.36	0.35	0.37	0.38	0.4	0.44	0.52	0.6	0.62	0.8	0.76	0.84	0.92
Cash Flow per Share	3.39	1.31	2.32	2.02	2.71	2.38	3.42	3.51	4.2	4.39	5.75	7.49	5.47	6.23	7.26
Free Cash Flow per Basic Share	3.12	0.56	1.17	1.16	1.7	1.06	3.02	3.26	3.36	3.92	5.43	6.97	4.94	5.42	6.7
Cash & Equivalents per Share	8.3	19.64	14.25	22.19	20.21	20.52	23.51	19.99	21.96	25.22	36.81	36.35	41.73	43.35	58.21
Book Value per Share	10.3	9.19	8.98	10.1	10.61	12.1	13.69	13.7	15.64	18.04	22.23	26.71	23.9	27.6	32.02
Tangible Book Value per Share	10.63	13.1	12.27	13.18	14.16	15.9	21.07	20.69	23.39	25.74	29.11	31.72	32.2	36.46	41.92

Southern Missouri Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)