Southern Missouri Bancorp, Inc. Financial Ratios — SMBC

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	15.99	12.42	11.43	13.22	12.37	10.4	11.2	13.17	11.09	17.42	15.61	10.23	10.74	11.34	12.65
Return on Assets (%)	1.41	1.31	1.11	1.18	1.1	1	1.16	1.41	1.16	1.8	1.59	1.04	1.12	1.22	1.4
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.17	4.8	5.75	5.98	6.35	6.38	6.12	5.91	5.85	4.81	4.75	4.94	6.14	5.49	4.78
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	45.19	42.89	36.38	36.41	38.63	35.4	38.44	41.86	36.29	52.96	48.01	32.34	38.41	40.52	43.41
Profit Margin (%)	31.05	30.79	26.53	25.23	26.64	25.47	28	33.66	29.03	41.85	37.8	25.65	30.54	32.08	35.8
Net Income to Common Margin (%)	29.75	29.74	26	24.86	26.49	25.47	28	33.66	29.03	41.85	37.8	25.65	30.54	32.08	35.8
Effective Tax Rate (%)	31.28	28.2	27.09	30.7	31.04	28.05	27.16	19.6	20	20.98	21.26	20.67	20.48	20.83	17.53
Dvd Payout Ratio (%)	12.7	21	21.45	18.69	18.46	19.17	18.29	16.48	20.01	11.87	15.25	22	18.98	17.72	15.5
Sustainable Growth Rate (%)	13.96	9.81	8.98	10.75	10.09	8.41	9.15	11	8.87	15.35	13.23	7.98	8.7	9.33	10.69

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	32	32	95	79	125	61	95	63	85	73	61	157	125	127	146
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	32	32	95	79	125	61	95	63	85	73	61	157	125	127	146
Total Debt/EBITDA	23.41	20.23	43.57	24.51	35.32	15.79	20.67	12.41	15.33	13.42	10.3	20.73	12.41	12.7	15.25
Net Debt/EBITDA	-2.2	11.45	35.98	18.74	28.74	7.69	14.49	5.24	5.39	-9.55	-5.16	13.42	6.32	-6.57	5.76
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.11	10.28	8.92	8.66	8.97	10.14	10.64	10.77	10.16	10.5	9.98	10.23	10.61	10.85	11.28
Long-Term Debt/Equity (%)	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36	24.75
Long-Term Debt/Capital (%)	25.08	23.75	46.14	37.46	49.8	26.21	32.04	20.89	24.79	20.43	15.98	25.99	20.39	18.94	19.84
Long-Term Debt/Total Assets (%)	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54	2.79
Total Debt/Equity (%)	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36	24.75
Total Debt/Capital (%)	25.08	23.75	46.14	37.46	49.8	26.21	32.04	20.89	24.79	20.43	15.98	25.99	20.39	18.94	19.84
Total Debt/Total Assets (%)	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54	2.79
Net Debt to Equity	-3.14	17.63	70.75	45.79	80.73	17.3	33.04	11.15	11.59	-18.28	-9.52	22.73	13.06	-12.09	9.35
Net Debt/Capital (%)	-3.24	14.98	41.44	31.41	44.67	14.75	24.84	10.03	10.39	-22.36	-10.53	18.52	11.55	-13.75	8.55
EBITDA	1	2	2	3	4	4	5	5	6	5	6	8	10	10	10
EBITDA-CapEx	-3	-6	-3	-4	-6	1	2	-3	1	3	1	2	1	4	6
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.11	10.28	8.92	8.66	8.97	10.14	10.64	10.77	10.16	10.5	9.98	10.23	10.61	10.85	11.28
Long-Term Debt/Equity (%)	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36	24.75
Long-Term Debt/Capital (%)	25.08	23.75	46.14	37.46	49.8	26.21	32.04	20.89	24.79	20.43	15.98	25.99	20.39	18.94	19.84
Long-Term Debt/Total Assets (%)	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54	2.79
Total Debt/Equity (%)	33.48	31.15	85.68	59.9	99.21	35.52	47.13	26.41	32.97	25.68	19.02	35.11	25.62	23.36	24.75
Total Debt/Capital (%)	25.08	23.75	46.14	37.46	49.8	26.21	32.04	20.89	24.79	20.43	15.98	25.99	20.39	18.94	19.84
Total Debt/Total Assets (%)	4.29	3.98	9.32	6.11	8.9	3.6	5.02	2.84	3.35	2.69	1.9	3.59	2.72	2.54	2.79
CFO/Total Liabilities	1.14	2.2	1.47	1.71	1.38	1.67	1.82	1.95	1.76	2.14	2.33	1.58	1.71	1.82	1.73
CFO/CapEx	1.74	2.02	2.35	2.66	1.8	8.44	14.33	5.02	9.36	18.12	14.59	10.27	7.77	13.02	20.34
Altman's Z-Score	0.21	0.22	0.21	0.2	0.21	0.23	0.25	0.23	0.19	0.25	0.23	0.19	0.21	0.22	0.26

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	8.68	8.53	9.08	11.32	10.44	9.94	10.13	9.45	8.51	10.16	11.81	10.22	7.7	7.33	7.59
Days Sales Outstanding	42.06	42.79	40.2	32.24	34.97	36.71	36.04	38.64	42.9	35.93	30.91	35.7	47.42	49.82	48.1
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	70	85	119	140	175	277	351	324	222	400	418	436	508	619	839
- Cash & Cash Equivalents	35	14	17	19	23	32	28	36	55	125	92	55	61	193	91
+ Preferred Equity and Hybrid Capital	20	20	20	20	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	32	32	95	79	125	61	95	63	85	73	61	157	125	127	146
Enterprise Value	12	43	88	91	147	163	271	185	75	142	152	120	144	387	698
Total Capital	126	134	206	212	251	235	295	301	344	356	382	603	614	672	737
Total Debt/Capital (%)	25.08	23.75	46.14	37.46	49.8	26.21	32.04	20.89	24.79	20.43	15.98	25.99	20.39	18.94	19.84
Total Debt / EV	2.69	0.75	1.09	0.87	0.85	0.38	0.35	0.34	1.13	0.51	0.4	1.31	0.87	0.33	0.21
EV/Sales	0.36	1.3	2.31	1.68	2.65	2.66	3.63	2.15	0.79	1.26	1.22	0.78	0.87	2.12	3.48
EV/EBITDA	8.7	27.13	40.11	28.08	41.68	41.79	59.23	36.38	13.54	26.1	25.62	15.82	14.22	38.57	72.79
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	1.6	2.79	6.57	4.57	8.35	6.35	8.84	4.78	1.87	2.73	2.25	1.93	2.04	4.74	8.66
EV/Free Cash Flow to Firm	1.02	1.86	4.61	3.32	5.37	5.68	8.27	3.99	1.69	2.59	2.11	1.76	1.81	4.4	8.26
Diluted Market Cap	62	87	121	141	176	242	342	321	224	405	408	436	509	616	- -
Diluted Enterprise Value	79	125	220	222	277	272	408	347	253	353	377	537	572	551	55
EV per Share	1.81	6.46	13.12	12.26	19.83	18.94	30.13	19.87	8.24	15.9	16.44	10.55	12.73	34.21	63.36
TTM Sales	33	33	38	54	56	61	75	86	95	113	125	153	164	183	201
TTM EBITDA	1	2	2	3	4	4	5	5	6	5	6	8	10	10	10
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	15	13	20	18	26	31	39	40	52	67	62	70	82	81
TTM Free Cash Flow to Firm	12	23	19	27	27	29	33	46	45	55	72	68	79	88	84

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2012	06/30/2013	06/30/2014	06/30/2015	06/30/2016	06/30/2017	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	5.36	3.8	6.38	5.16	6.39	8.46	10.42	6.92	5.01	7.42	5.67	6.4	6.41	7.02	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	12	43	88	91	147	163	271	185	75	142	152	120	144	387	698
Low Price	9.93	10.75	12.73	17.32	18.61	23	30.48	29.92	17.3	20	39.75	30.28	37.74	43.1	47.6
EV/Sales	0.36	1.3	2.31	1.68	2.65	2.66	3.63	2.15	0.79	1.26	1.22	0.78	0.87	2.12	3.48
EV/EBITDA	8.7	27.13	40.11	28.08	41.68	41.79	59.23	36.38	13.54	26.1	25.62	15.82	14.22	38.57	72.79
Price/Earnings	6.21	8.69	11.95	10.27	11.84	15.52	16.28	11.08	8.11	8.58	8.63	11.1	10.12	10.51	- -
Price/Earnings Average	6.54	8.22	10.63	10.1	11.36	14.47	15.02	11.24	10.67	6.17	9.31	13.25	9.78	10.67	- -
Price/Earnings High	7.72	9.11	12.49	11.36	12.58	17.8	17.31	12.72	13.03	8.9	11.81	16.18	12.47	13.17	- -
Price/Earnings Low	5.74	7.28	8.52	9.44	9.37	11.07	12.72	9.52	5.77	3.82	7.58	8.74	8.49	8.27	- -
Price/Book Value	0.94	1.03	1.31	1.24	1.39	1.6	1.75	1.36	0.86	1.41	1.3	0.98	1.04	1.14	1.42
Price/Book Value Average	0.99	0.98	1.16	1.22	1.33	1.49	1.61	1.38	1.13	1.02	1.4	1.17	1	1.15	1.13
Price/Book Value High	1.16	1.08	1.37	1.37	1.48	1.84	1.86	1.56	1.38	1.46	1.78	1.42	1.28	1.42	1.44
Price/Book Value Low	0.86	0.87	0.93	1.14	1.1	1.14	1.37	1.17	0.61	0.63	1.14	0.77	0.87	0.89	0.89
Price/Tangible Book Value	0.95	1.05	1.37	1.35	1.48	1.76	1.94	1.5	0.94	1.53	1.46	1.19	1.23	1.31	1.61
Price/Tangible Book Value Average	1	0.99	1.22	1.32	1.42	1.64	1.79	1.53	1.23	1.1	1.58	1.42	1.19	1.33	1.28
Price/Tangible Book Value High	1.18	1.1	1.43	1.49	1.57	2.02	2.07	1.73	1.51	1.58	2	1.74	1.52	1.65	1.64
Price/Tangible Book Value Low	0.88	0.88	0.98	1.24	1.17	1.25	1.52	1.29	0.67	0.68	1.29	0.94	1.03	1.03	1.01
Price/Sales	1.85	2.59	3.11	2.55	3.14	3.95	4.56	3.73	2.35	3.59	3.26	2.85	3.09	3.37	- -
Price/Sales Average	1.95	2.44	2.76	2.51	3.01	3.69	4.21	3.78	3.1	2.58	3.52	3.4	2.99	3.42	- -
Price/Sales High	2.3	2.71	3.25	2.83	3.33	4.54	4.85	4.28	3.78	3.72	4.46	4.15	3.81	4.23	- -
Price/Sales Low	1.71	2.16	2.22	2.35	2.48	2.82	3.56	3.2	1.68	1.6	2.87	2.24	2.59	2.65	- -
Price/Cash Flow	8.18	5.54	8.85	6.94	9.9	9.42	11.12	8.29	5.54	7.82	6.04	7.02	7.23	7.55	- -
Price/Cash Flow Average	8.61	5.24	7.87	6.83	9.49	8.79	10.26	8.42	7.29	5.62	6.52	8.38	6.98	7.66	- -
Price/Cash Flow High	10.16	5.8	9.25	7.68	10.51	10.81	11.83	9.53	8.9	8.11	8.27	10.24	8.91	9.46	- -
Price/Cash Flow Low	7.55	4.64	6.31	6.38	7.83	6.72	8.69	7.13	3.94	3.48	5.31	5.53	6.06	5.94	- -
Price/Free Cash Flow Average	5.65	3.59	5.67	5.08	6.12	7.89	9.61	7.03	6.59	5.33	6.11	7.64	6.19	7.13	- -
Price/Free Cash Flow High	6.66	3.98	6.66	5.71	6.78	9.7	11.08	7.95	8.05	7.69	7.75	9.33	7.9	8.8	- -
Price/Free Cash Flow Low	4.96	3.18	4.55	4.75	5.05	6.03	8.14	5.95	3.57	3.3	4.98	5.04	5.38	5.52	- -
EV/Sales Average	2.79	3.61	5.38	4.03	4.84	4.72	5.22	4.13	3.39	2.09	3.36	4.06	3.37	3.08	3.6
EV/Sales High	3.19	3.87	5.87	4.35	5.16	5.7	5.88	4.64	4.07	3.22	4.34	4.81	4.19	3.89	4.52
EV/Sales Low	2.51	3.33	4.83	3.86	4.31	3.73	4.56	3.55	1.98	1.12	2.69	2.91	2.98	2.31	2.89
EV/EBITDA Average	66.9	75.2	93.66	67.34	76.17	74.07	85.25	69.96	57.95	43.5	70.89	82.21	54.89	56.14	75.37
EV/EBITDA High	76.63	80.71	102.16	72.66	81.28	89.35	96.06	78.47	69.57	66.94	91.35	97.45	68.29	70.88	94.68
EV/EBITDA Low	60.21	69.37	84.05	64.56	67.86	58.45	74.42	60.02	33.82	23.29	56.79	58.83	48.5	42.02	60.44
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	10.75	12.84	17.85	18.85	23.53	32.26	39.02	34.83	24.3	44.96	45.26	38.45	45.01	54.78	76.21
High Price	13.35	13.45	18.65	20.86	24.99	37	41.49	40	39.05	46.59	61.93	56.04	55.45	68.69	77.4
Enterprise Value Average	91	118	205	218	270	288	390	355	322	236	420	621	554	563	722
Enterprise Value High	104	127	223	236	288	348	440	398	386	363	541	736	689	710	907
Enterprise Value Low	82	109	184	209	240	228	341	305	188	126	336	444	489	421	579

Shares Outstanding	7	7	7	7	7	9	9	9	9	9	9	11	11	11	11
Diluted Weighted Avg Shares	6	7	7	8	7	8	9	9	9	9	9	11	11	11	- -
Basic Weighted Avg Shares	6	7	7	7	7	7	9	9	9	9	9	11	11	11	- -
Revenue per Share	5.82	4.97	5.74	7.38	7.5	8.16	8.56	9.34	10.33	12.51	13.87	13.5	14.56	16.25	- -
EBITDA per Share	0.24	0.24	0.33	0.44	0.48	0.52	0.52	0.55	0.6	0.6	0.66	0.67	0.89	0.89	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.73	1.48	1.49	1.84	1.99	2.08	2.4	3.14	3	5.24	5.24	3.46	4.45	5.21	- -
Basic EPS from Cont Ops	1.81	1.53	1.52	1.86	2	2.08	2.4	3.14	3	5.24	5.24	3.46	4.45	5.21	- -
Diluted EPS, GAAP	1.67	1.44	1.45	1.79	1.98	2.07	2.39	3.14	2.99	5.24	5.24	3.46	4.44	5.21	- -
Diluted EPS from Cont Ops	1.75	1.49	1.48	1.82	1.99	2.07	2.39	3.14	2.99	5.24	5.24	3.46	4.44	5.21	- -
Dividend per Share	0.3	0.36	0.35	0.37	0.38	0.4	0.44	0.52	0.6	0.62	0.8	0.76	0.84	0.92	- -
Cash Flow per Share	1.31	2.32	2.02	2.71	2.38	3.42	3.51	4.2	4.39	5.75	7.49	5.47	6.23	7.26	- -
Free Cash Flow per Basic Share	0.56	1.17	1.16	1.7	1.06	3.02	3.26	3.36	3.92	5.43	6.97	4.94	5.42	6.7	- -
Cash & Equivalents per Share	16.89	14.23	21.97	19.99	20.5	20.48	19.41	21.74	25.39	37.24	35.43	41.73	43.39	31.83	26.12
Book Value per Share	11.49	12.42	13.64	15.18	16.94	20.15	22.31	25.66	28.3	31.83	34.76	39.37	43.34	48.21	53.64
Tangible Book Value per Share	11.27	12.26	13.05	14	15.88	18.35	20.09	23.15	25.92	29.44	30.92	32.2	36.49	41.68	47.23

Southern Missouri Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)