Stellar Bancorp, Inc.
New York Stock ExchangeCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Robert R. Franklin Jr.
- Full Time Employees
- 1,054
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 9 Greenway Plaza Houston TX United States of America 77046
- IPO Date
- Nov 8, 2017
- CIK
- 0001473844
- Website
- ir.stellarbancorpinc.com
- Similar Companies
- Business
- Stellar Bancorp, Inc. (NYSE: STEL) operates as the bank holding company for its wholly-owned subsidiary, Stellar Bank, a Texas-chartered banking association headquartered in Houston, Texas. Founded in 2007 through predecessor entities and restructured via the merger-of-equals between Allegiance Bancshares, Inc. and CBTX, Inc. on October 1, 2022—with the surviving entity renamed Stellar Bancorp, Inc. and the bank rebranded as Stellar Bank on February 18, 2023—the company provides a diversified range of commercial and retail banking products and services primarily to small- and medium-sized businesses, professionals, and individual customers throughout the Houston region (Houston-The Woodlands-Sugar Land and Beaumont-Port Arthur metropolitan statistical areas) and Dallas, Texas, operating 54 full-service banking centers as of December 31, 2024. Its core offerings encompass deposit products including checking accounts, commercial accounts, money market accounts, savings accounts, and time deposits of various types and terms; a broad spectrum of lending activities such as commercial and industrial loans, commercial real estate loans (including multi-family residential, construction, and land development), residential real estate loans (comprising 1-4 family mortgages, home equity loans, home improvement loans, and home equity lines of credit), small business loans (including those guaranteed by the Small Business Administration), mortgage loans, personal loans, automobile loans, and factoring services through its subsidiary American Prudential Capital, Inc.; and ancillary services like telephone, mobile, and online banking, debit cards, automated teller machines, drive-through services, safe deposit boxes, cash management, wire transfers, night depository, direct deposits, cashier's checks, and letters of credit. The company maintains total assets of $10.91 billion, loans of $7.44 billion, deposits of $9.13 billion, and shareholders' equity of $1.61 billion as of December 31, 2024, with 1,023 employees supporting its community-focused strategy that emphasizes local decision-making, relationship-based service, and scalable operations to compete effectively against larger regional and national banks. Recent strategic developments include a deliberate repositioning of the loan portfolio in 2025 to reduce exposure to non-relationship real estate commitments and achieve a more balanced mix of commercial and industrial alongside real estate loans—remaining within regulatory guidance—aimed at moderating payoff activity and supporting normalized organic growth patterns; an increase in the quarterly dividend announced on November 20, 2025; robust financial performance with third-quarter 2025 net income of $25.7 million, improved net interest income and margin, and first-quarter 2025 net income of $24.7 million; and a focus on expanding low-cost core funding, broadening loan offerings, achieving positive operating leverage, and pursuing downstream merger-and-acquisition initiatives to enhance scale and efficiency following post-merger integration.
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Stellar Bancorp, Inc. Announces Quarterly Dividend
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Are DVN, STEL, CLBK, NFBK Obtaining Fair Deals for their Shareholders?
Halper Sadeh LLC Encourages STEL, GORO, SKYT, VTYX Shareholders to Contact the Firm to Discuss Their Rights
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Halper Sadeh LLC Encourages STEL, GORO, SKYT Shareholders to Contact the Firm to Discuss Their Rights