Associated Banc-Corp Financial Ratios — AB5 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	4.22	6.12	6.44	6.66	6.52	6.66	7.32	9.78	8.67	7.79	8.82	9.27	4.4	2.66	10.08
Return on Assets (%)	0.64	0.79	0.79	0.75	0.69	0.7	0.77	1.04	0.99	0.93	1.02	0.98	0.45	0.29	1.08
Return on Capital (%)	2.46	3.39	3.21	2.81	2.83	3.22	3.42	4.39	4.12	4.38	5.72	5.04	2.4	1.77	5.89
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	20.7	27.09	27.95	28.4	26.83	27.13	31.76	33.67	33.66	26.01	41.59	37.25	18.78	13.06	39.07
Profit Margin (%)	15.77	19.05	19.68	19.6	18.72	18.89	21.49	27.17	27.06	24.41	33.46	29.68	16.67	11.96	32.1
Net Income to Common Margin (%)	12.97	18.5	19.15	19.09	18.01	18.05	20.62	26.29	25.8	22.95	31.83	28.74	15.62	10.85	31.32
Effective Tax Rate (%)	23.84	29.67	29.56	30.99	30.2	30.36	32.32	19.3	19.61	6.18	19.55	20.34	11.21	8.41	17.85
Dvd Payout Ratio (%)	-3.16	22.81	29.96	31.65	34.45	35.46	34.75	32.69	35.88	38.84	34.76	34.72	75.55	124.68	33.62
Sustainable Growth Rate (%)	4.35	4.73	4.51	4.55	4.27	4.3	4.78	6.58	5.56	4.77	5.76	6.05	1.07	-0.66	6.69

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	2,177	2,592	3,353	4,504	3,079	3,345	3,749	4,415	3,762	2,242	1,905	4,589	2,481	2,691	3,862
ST Debt	1,000	1,576	265	574	403	584	67	945	552	59	35	3,146	740	1,250	2,855
LT Debt	1,177	1,015	3,087	3,930	2,676	2,762	3,681	3,470	3,210	2,182	1,870	1,443	1,741	1,441	1,007
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.78	12.23	11.68	10.22	10.16	10.06	10.1	10.48	11.32	11.18	10.92	9.7	9.7	10.25	10.58
Long-Term Debt/Equity (%)	41.07	34.58	106.78	140.35	91.11	89.34	113.71	91.78	81.85	53.34	46.47	35.93	41.72	31.3	20.24
Long-Term Debt/Capital (%)	23.34	18.37	49.44	53.8	44.48	42.91	52.69	42.34	41.78	34.46	31.54	16.77	26.17	19.75	11.4
Long-Term Debt/Total Assets (%)	5.37	4.32	12.74	14.65	9.66	9.48	12.08	10.32	9.91	6.53	5.33	3.66	4.25	3.35	2.23
Total Debt/Equity (%)	75.97	88.27	115.96	160.86	104.83	108.22	115.8	116.78	95.93	54.79	47.33	114.28	59.45	58.44	77.63
Total Debt/Capital (%)	43.17	46.88	53.7	61.66	51.18	51.97	53.66	53.87	48.96	35.4	32.13	53.33	37.28	36.88	43.7
Total Debt/Total Assets (%)	9.93	11.03	13.84	16.79	11.11	11.48	12.3	13.14	11.62	6.71	5.43	11.64	6.05	6.26	8.54
Net Debt to Equity	54.7	64.06	95.85	124.57	89.35	88.95	94.69	97.52	81.06	37.29	21.85	99.48	37.65	36.77	43.08
Net Debt/Capital (%)	35.36	39.05	48.94	55.47	47.19	47.08	48.64	49.37	44.75	27.16	17.93	49.87	27.35	26.88	30.11
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	12.78	12.23	11.68	10.22	10.16	10.06	10.1	10.48	11.32	11.18	10.92	9.7	9.7	10.25	10.58
Long-Term Debt/Equity (%)	41.07	34.58	106.78	140.35	91.11	89.34	113.71	91.78	81.85	53.34	46.47	35.93	41.72	31.3	20.24
Long-Term Debt/Capital (%)	23.34	18.37	49.44	53.8	44.48	42.91	52.69	42.34	41.78	34.46	31.54	16.77	26.17	19.75	11.4
Long-Term Debt/Total Assets (%)	5.37	4.32	12.74	14.65	9.66	9.48	12.08	10.32	9.91	6.53	5.33	3.66	4.25	3.35	2.23
Total Debt/Equity (%)	75.97	88.27	115.96	160.86	104.83	108.22	115.8	116.78	95.93	54.79	47.33	114.28	59.45	58.44	77.63
Total Debt/Capital (%)	43.17	46.88	53.7	61.66	51.18	51.97	53.66	53.87	48.96	35.4	32.13	53.33	37.28	36.88	43.7
Total Debt/Total Assets (%)	9.93	11.03	13.84	16.79	11.11	11.48	12.3	13.14	11.62	6.71	5.43	11.64	6.05	6.26	8.54
CFO/Total Liabilities	1.63	1.71	2.24	0.83	1.22	2.46	1.68	1.66	2.02	1.88	1.7	2.39	1.2	1.51	1.53
CFO/CapEx	4.04	4.17	7.06	3.96	5.51	6.17	9.68	7.54	8.51	10.02	10.13	13.5	7.16	12.9	16.93
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	13.85	12.28	10.97	6.99	6.1	9
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.35	29.71	33.28	52.22	59.81	40.58
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	610	711	582	1,016	455	596	683	728	581	715	1,026	594	909	998	1,719
+ Preferred Equity and Hybrid Capital	63	63	62	60	121	160	160	257	257	354	193	194	194	194	194
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	2,177	2,592	3,353	4,504	3,079	3,345	3,749	4,415	3,762	2,242	1,905	4,589	2,481	2,691	3,862
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	5,043	5,528	6,244	7,305	6,016	6,437	6,986	8,196	7,684	6,332	5,930	8,604	6,655	7,297	8,838
Total Debt/Capital (%)	43.17	46.88	53.7	61.66	51.18	51.97	53.66	53.87	48.96	35.4	32.13	53.33	37.28	36.88	43.7
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	886	939	959	972	1,006	1,060	1,067	1,228	1,208	1,257	1,049	1,234	1,097	1,029	1,479
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	310	350	478	200	301	641	458	497	574	550	530	847	443	580	616
TTM Free Cash Flow to Firm	233	267	410	149	247	538	411	431	507	495	477	784	381	535	579

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	175	170	164	152	151	152	153	164	157	154	149	150	151	166	166
Diluted Weighted Avg Shares	173	172	166	158	151	150	154	170	162	154	152	150	151	153	167
Basic Weighted Avg Shares	173	172	166	157	149	149	151	167	161	153	151	149	150	152	165
Revenue per Share	5.11	5.45	5.79	6.18	6.73	7.13	7.07	7.34	7.52	8.22	6.96	8.27	7.32	6.78	8.96
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.66	1.01	1.11	1.18	1.21	1.29	1.46	1.93	1.94	1.88	2.21	2.38	1.14	0.73	2.81
Basic EPS from Cont Ops	0.81	1.04	1.14	1.21	1.26	1.35	1.52	1.99	2.04	2	2.33	2.45	1.22	0.81	2.88
Diluted EPS, GAAP	0.66	1.01	1.11	1.17	1.2	1.28	1.43	1.9	1.92	1.88	2.2	2.36	1.14	0.73	2.78
Diluted EPS from Cont Ops	0.81	1.04	1.14	1.2	1.25	1.34	1.49	1.97	2.02	2	2.31	2.43	1.21	0.8	2.85
Dividend per Share	0.12	0.26	0.36	0.41	0.47	0.52	0.57	0.69	0.79	0.85	0.88	0.9	0.94	0.99	1.01
Cash Flow per Share	1.79	2.03	2.89	1.27	2.02	4.31	3.04	2.97	3.58	3.59	3.51	5.68	2.95	3.82	3.73
Free Cash Flow per Basic Share	1.34	1.55	2.48	0.95	1.65	3.61	2.72	2.57	3.16	3.24	3.17	5.26	2.54	3.52	3.51
Cash & Equivalents per Share	31.77	33.12	35.53	42.32	35.85	34.68	30.93	28.43	24.45	24.75	35.87	22.17	29.86	33.57	42.84
Book Value per Share	16.05	16.88	17.24	18.08	18.62	19.27	20.14	21.43	23.32	24.34	25.66	25.4	26.35	26.55	28.81
Tangible Book Value per Share	10.34	11.06	11.12	11.51	11.7	12.38	13.26	13.45	14.85	16.4	17.5	17.21	18.21	19.18	21.49