Raymond James Financial, Inc. Financial Ratios — RJF Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Return on Common Equity (%)	11.38	10.1	10.59	12.31	11.59	11.22	12.12	14.34	15.97	11.95	18.27	17.12	17.8	18.99	17.74
Return on Assets (%)	1.55	1.51	1.66	2.07	2.02	1.83	1.92	2.37	2.71	1.9	2.57	2.11	2.18	2.56	2.49
Return on Capital (%)	6.27	6.87	6.47	8.79	7.49	7.4	7.86	9.77	11.5	8.52	13.17	12.6	13.33	14.73	13.56
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	13.98	12.52	13.47	15.01	15.97	15.19	14.7	18.25	17.98	13.34	18.6	18.63	19.88	20.91	19.61
Profit Margin (%)	8.63	7.92	8.33	10.07	9.84	9.9	10.11	11.93	13.52	10.37	14.57	13.91	15.16	16.36	15.42
Net Income to Common Margin (%)	8.63	7.92	8.33	10.07	9.84	9.9	10.11	11.93	13.52	10.37	14.57	13.87	15.11	16.32	15.39
Effective Tax Rate (%)	40.58	37.54	33.18	37.4	36.34	33.41	31.24	34.63	24.8	22.24	21.66	25.37	23.73	21.76	21.33
Dvd Payout Ratio (%)	24.52	23.83	17.95	21.18	19.28	20.55	19.89	17.74	18.47	25.06	15.54	18.14	20.14	18.32	19.3
Sustainable Growth Rate (%)	8.59	7.7	8.69	9.7	9.36	8.91	9.71	11.8	13.02	8.95	15.43	14.01	14.21	15.51	14.31

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Total Debt	712	1,411	1,342	1,890	1,867	2,289	3,063	2,449	2,444	2,933	2,895	3,329	3,139	3,089	4,220
ST Debt	- -	- -	84	155	115	- -	610	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	712	1,411	1,257	1,735	1,751	2,289	2,453	2,449	2,444	2,933	2,895	3,329	3,139	3,089	4,220
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.37	15.45	15.8	17.75	17.08	15.61	16	17.02	16.95	14.98	13.32	11.54	12.93	13.97	14.08
Long-Term Debt/Equity (%)	24.45	38.33	31.45	39.13	36.59	45.21	43.08	37.96	36.79	40.87	34.87	35.29	30.81	26.48	33.75
Long-Term Debt/Capital (%)	19.65	27.71	23.55	27.44	26.32	31.13	28.01	27.51	26.9	29.01	25.85	26.09	23.56	20.93	25.23
Long-Term Debt/Total Assets (%)	3.95	6.67	5.42	7.44	6.62	7.27	7.03	6.55	6.29	6.18	4.68	4.11	4.01	3.72	4.78
Total Debt/Equity (%)	24.45	38.33	33.55	42.62	39	45.22	53.8	37.96	36.79	40.87	34.87	35.29	30.81	26.48	33.75
Total Debt/Capital (%)	19.65	27.71	25.12	29.89	28.06	31.14	34.98	27.51	26.9	29.01	25.85	26.09	23.56	20.93	25.23
Total Debt/Total Assets (%)	3.95	6.67	5.79	8.1	7.05	7.27	8.78	6.55	6.29	6.18	4.68	4.11	4.01	3.72	4.78
Net Debt to Equity	-59.34	-19.92	-34.55	-10.37	-19.68	12.62	-10.66	-16.29	-22.78	-34.24	-51.86	-30.21	-60.61	-67.79	-57.33
Net Debt/Capital (%)	-145.91	-24.87	-52.79	-11.57	-24.5	11.2	-11.93	-19.46	-29.49	-52.07	-107.73	-43.28	-153.85	-210.46	-134.38
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	14.37	15.45	15.8	17.75	17.08	15.61	16	17.02	16.95	14.98	13.32	11.54	12.93	13.97	14.08
Long-Term Debt/Equity (%)	24.45	38.33	31.45	39.13	36.59	45.21	43.08	37.96	36.79	40.87	34.87	35.29	30.81	26.48	33.75
Long-Term Debt/Capital (%)	19.65	27.71	23.55	27.44	26.32	31.13	28.01	27.51	26.9	29.01	25.85	26.09	23.56	20.93	25.23
Long-Term Debt/Total Assets (%)	3.95	6.67	5.42	7.44	6.62	7.27	7.03	6.55	6.29	6.18	4.68	4.11	4.01	3.72	4.78
Total Debt/Equity (%)	24.45	38.33	33.55	42.62	39	45.22	53.8	37.96	36.79	40.87	34.87	35.29	30.81	26.48	33.75
Total Debt/Capital (%)	19.65	27.71	25.12	29.89	28.06	31.14	34.98	27.51	26.9	29.01	25.85	26.09	23.56	20.93	25.23
Total Debt/Total Assets (%)	3.95	6.67	5.79	8.1	7.05	7.27	8.78	6.55	6.29	6.18	4.68	4.11	4.01	3.72	4.78
CFO/Total Liabilities	10.32	2.24	3.44	2.69	4.14	-2.17	-0.43	2.86	1.79	10.11	12.4	0.1	-5.15	3.02	3.21
CFO/CapEx	41.89	5.05	9.05	8.44	12.13	-4.71	-0.66	6.6	4.18	32.85	89.82	0.79	-20.31	10.51	12.95
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Accounts Receivable Turnover	- -	1.61	2.18	2.32	2.37	2.18	2.3	2.35	2.54	3.09	3.66	3.76	4.2	4.83	5
Days Sales Outstanding	- -	226.64	167.69	157.28	154.27	167.3	158.99	155.25	143.55	118.12	99.8	96.96	86.87	75.6	72.94
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	2,440	2,144	2,723	2,350	2,808	1,650	3,670	3,500	3,957	5,390	7,201	6,178	9,313	10,998	11,389
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	120	79	79	79
+ Minority/Non Controlling Interest	324	411	335	292	264	146	112	84	62	62	58	-26	-27	-6	1
+ Total Debt	712	1,411	1,342	1,890	1,867	2,289	3,063	2,449	2,444	2,933	2,895	3,329	3,139	3,089	4,220
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	3,624	5,091	5,340	6,323	6,653	7,352	8,756	8,901	9,087	10,109	11,198	12,761	13,326	14,756	16,724
Total Debt/Capital (%)	19.65	27.71	25.12	29.89	28.06	31.14	34.98	27.51	26.9	29.01	25.85	26.09	23.56	20.93	25.23
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	3,224	3,738	4,408	4,769	5,101	5,345	6,292	7,182	7,646	7,889	9,630	10,851	11,468	12,639	13,842
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1,558	391	660	508	899	-573	-125	884	577	4,073	6,647	72	-3,514	2,155	2,434
TTM Free Cash Flow to Firm	1,521	314	587	447	825	-695	-315	750	439	3,949	6,573	-19	-3,687	1,950	2,246

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	09/30/2011	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025

Shares Outstanding	190	207	209	212	214	212	216	218	207	205	206	215	209	203	198
Diluted Weighted Avg Shares	184	198	211	215	219	217	220	223	216	210	211	215	217	212	207
Basic Weighted Avg Shares	184	196	207	210	214	213	215	218	212	206	206	210	212	207	202
Revenue per Share	17.55	19.05	21.34	22.72	23.86	25.13	29.28	32.96	36.15	38.22	46.82	51.7	54.15	61.03	68.52
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.52	1.51	1.78	2.29	2.35	2.49	2.96	3.93	4.89	3.96	6.82	7.17	8.18	9.96	10.54
Basic EPS from Cont Ops	1.46	1.49	1.92	2.14	2.43	2.54	2.96	3.93	4.89	3.96	6.82	7.19	8.21	9.99	10.57
Diluted EPS, GAAP	1.51	1.5	1.74	2.23	2.29	2.44	2.89	3.84	4.79	3.89	6.64	6.99	7.99	9.72	10.31
Diluted EPS from Cont Ops	1.45	1.48	1.88	2.08	2.37	2.49	2.89	3.84	4.79	3.89	6.64	7.01	8.02	9.74	10.33
Dividend per Share	0.34	0.35	0.37	0.42	0.48	0.53	0.59	0.69	0.9	0.99	1.06	1.32	1.68	1.85	2.06
Cash Flow per Share	8.48	1.99	3.19	2.42	4.2	-2.7	-0.58	4.06	2.73	19.73	32.31	0.34	-16.59	10.41	12.05
Free Cash Flow per Basic Share	8.28	1.6	2.84	2.13	3.86	-3.27	-1.47	3.44	2.08	19.13	31.95	-0.09	-17.41	9.42	11.12
Cash & Equivalents per Share	12.87	13.93	16.35	13.75	15.5	11.82	27.1	28.36	34.1	63.66	75.42	74.33	88.48	94.68	92.2
Book Value per Share	13.65	15.82	17.5	19.55	21.09	23.16	25.82	29.15	31.83	34.73	40.08	43.41	48.55	57.03	62.7
Tangible Book Value per Share	13.26	14.07	15.77	17.88	19.34	20.79	23.54	26.22	28.87	31.8	35.79	34.43	39.41	47.75	53.38