1. Japan Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
Lifenet Insurance Company

Lifenet Insurance Company

TTSE:7157
1,326.00
JPY
-10.00
(-0.75%)
161.56BMarket Cap
Nov 12Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
180.45
206.97
191.3
198.79
213.76
245.52
325.9
359.5
399.11
288.8
331.17
364.72
415.54
- -
Basic EPS, GAAP
-52.09
-38.51
-8.74
-37.37
-4.87
-33.92
-46.84
-53.86
-50.64
51.09
75.97
74.63
100.11
- -
Free Cash Flow per Basic Share
41.09
73.12
91.74
70.98
67.83
43.97
23.4
36.44
34.59
20.77
69.33
75.99
99.48
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
330.41
296.08
307.38
266.77
261.75
230.15
183.02
260.78
1,031.12
1,085.33
1,131.92
1,146.8
1,189.94
- -
Tangible Book Value per Share
318.17
285
298.67
256.96
249.6
217.85
168.57
240.12
1,010.57
1,061.06
1,108.35
1,120.99
1,162.93
- -
Basic Weighted Avg Shares
42
42
49
51
51
51
51
58
66
70
75
80
80
80
Sales/Revenue/Turnover
7,601
8,729
9,385
10,049
10,933
12,557
16,699
20,785
26,157
20,134
24,996
29,288
33,377
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
201
225
220
239
254
251
300
364
390
554
631
948
1,073
- -
Net Income, GAAP
-2,194
-1,624
-429
-1,889
-249
-1,735
-2,400
-3,114
-3,319
3,562
5,734
5,993
8,041
- -
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
33.69
30.63
34.71
29.41
- -
Profit Margin (%)
-28.86
-18.6
-4.57
-18.8
-2.28
-13.82
-14.37
-14.98
-12.69
17.69
22.94
20.46
24.09
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
34
26
18
51
33
16
7
11
363
255
110
1,294
1,013
- -
Total Equity
13,935
12,487
15,423
13,644
13,387
11,771
9,400
15,806
71,871
75,703
90,881
92,120
95,609
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
4.83
6.88
6.5
8.46
- -
Return on Common Equity (%)
-14.62
-12.29
-3.07
-13
-1.84
-13.79
-22.67
-24.71
-7.57
4.83
6.89
6.55
8.57
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
1,154
1,013
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
80
80
80
Market Capitalization
166,465
161,564
124,849

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,723
13,598
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
40.78%
77.05%
3.79%
Free Cash Flow
25.07%
56.08%
30.94%
Net Income, GAAP
81.73%
-20.21%
34.17%
Sales/Revenue/Turnover
14.63%
11.62%
13.96%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
29,288
2026
- -
- -
- -
- -
33,377
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
74.63
2026
- -
- -
- -
- -
100.11
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Junpei Yokozawa
Full Time Employees
242
Sector
Finance
Industry
Life/Health insurance
Address
Kojimachi NK Building Tokyo TY Japan 102-0084
IPO Date
Mar 15, 2022
Website
lifenet-seimei.co.jp
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Business
LIFENET INSURANCE COMPANY (7157.T), headquartered at the 8th floor of Nibancho Center Building in Chiyoda-ku, Tokyo, Japan, and founded in 2006, operates as Japan's leading online life insurer, offering customer-oriented individual and group credit life insurance products sold directly through the internet; core offerings include term life insurance such as Kazoku and term cancer insurance, whole-life and term medical insurance including Jibun series and Jibun Z for men and women, long-term disability insurance like Hataraku-Hito 3, cancer insurance including Double Yell, women's insurance, dementia insurance "be" co-developed with Eisai, and group credit life (GCL) insurance attached to housing loans. The company serves individual policyholders and mortgage borrowers primarily in Japan, with policies-in-force exceeding 659,000 for individuals and annualized premiums of JPY 35.8 billion as of September 2025, emphasizing sincere, easy-to-understand, affordable, and convenient services via digital platforms including 24/7 online claims, AI support, and LINE consultations. LIFENET MIRAI Inc., a wholly-owned subsidiary established in 2021, handles insurance agency business. Recent developments include a November 2025 business alliance with Kyoto Shinkin Bank for GCL underwriting starting July 2026, marking the first partnership outside existing groups and targeting non-linear GCL growth; October 2025 launches of term medical products Jibun Z and Jibun Z for Women alongside a new term cancer insurance in December 2025 to replace whole-life offerings; a November 2025 head office relocation within Chiyoda-ku; rebranding and tech enhancements like voice AI and same-day claims payments in 2025; acquisition of shares in Advance Create Co., Ltd. in September 2025; April 2024 launch of dementia insurance "be"; and a May 2025 mid-term business plan aiming for JPY 200-240 billion comprehensive equity by fiscal 2028 through individual life regrowth, GCL expansion, and priority areas in technology, rebranding, and embedded insurance.