Calvin B. Taylor Bankshares, Inc.

Calvin B. Taylor Bankshares, Inc.

TYCB
Calvin B. Taylor Bankshares, Inc.US flagOther OTC
52.56
USD
- -
- -
145.85MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.12
5.19
5.27
5.69
6.36
7.19
7.92
7.87
8.97
10.41
11.81
12.48
- -
14.7
Basic EPS, GAAP
1.39
1.53
1.59
1.7
1.95
2.64
2.99
2.62
3.43
4.26
4.89
4.77
- -
5.74
Free Cash Flow per Basic Share
1.96
1.92
1.29
1.48
1.76
2.79
2.62
1.68
3.93
4.56
4.84
4.09
- -
5.91
Dividend per Share
0.94
0.95
0.96
0.97
0.97
1.23
0.75
1.12
1.16
1.22
1.34
1.4
- -
1.49
Book Value per Share
23.36
24.13
24.98
25.86
27.36
29.08
31.23
32.87
35.23
38.31
41.62
45.26
- -
49.35
Tangible Book Value per Share
26.1
26.67
27.36
28.08
28.88
30.16
32.23
34.03
35.7
34.05
38.25
41.78
- -
47.68
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
3
3
- -
3
Sales/Revenue/Turnover
15
15
15
16
18
20
22
22
25
29
33
34
38
40
Operating Margin (%)
42.08
45.87
46.81
46.63
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
1
1
1
1
1
1
1
1
1
1
1
Net Income, GAAP
4
5
5
5
6
7
8
7
9
12
13
13
15
16
Effective Tax Rate (%)
35.45
35.57
35.66
35.77
34.44
23.32
24.73
24.46
23.49
23.9
22.15
22
22.44
22.14
Profit Margin (%)
27.16
29.55
30.12
29.95
30.61
36.66
37.76
33.28
38.21
40.98
41.44
38.23
40.41
39.03
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
2
- -
- -
- -
- -
- -
- -
- -
Total Equity
77
78
80
81
82
85
90
95
99
94
106
115
128
129
Return on Invested Capital (%)
5.34
5.78
5.83
6.11
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
6.01
6.44
6.43
6.68
7.23
9.31
9.88
8.16
10.05
11.59
12.24
10.95
12.1
11.93

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
151
149
155

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
206
12
184
Accounts Receivable, Net
3
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.98%
6.43%
12.02%
Free Cash Flow
19.27%
29.54%
8.87%
Net Income, GAAP
13.66%
16.78%
17.88%
Sales/Revenue/Turnover
9.64%
11.83%
11.51%
Total Cash Common Dividend
5.96%
5.2%
4.23%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
8
9
9
34
2025
8
10
10
10
38
2026
10
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.08
1.03
1.37
- -
4.77
2025
1.36
1.42
1.53
- -
- -
2026
1.44
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.74
0.35
0.35
- -
1.4
2025
0.36
0.37
0.37
- -
- -
2026
0.38
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael Dean Lewis
Full Time Employees
116
Sector
Financial Services
Industry
Banks - Regional
Address
24 North Main Street Berlin MD United States of America 21811
IPO Date
May 16, 2000
Business
Calvin B. Taylor Bankshares, Inc. operates as the holding company for Calvin B. Taylor Banking Company, primarily engaged in providing commercial banking products and services. The company's core products include a wide range of loan offerings—covering real estate mortgages, commercial land development, residential and commercial property loans, consumer loans, and specialized loan products such as automobile finance and home equity lines of credit. It offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company delivers these banking services through both physical branches and digital platforms including online, mobile, and phone banking. Its services are targeted at individual consumers, small to medium enterprises, local associations, and governmental entities primarily along the Delmarva Peninsula, with operations centered in Maryland, Virginia, and Delaware. Founded in 1890 and headquartered in Berlin, Maryland, Calvin B. Taylor Bankshares, Inc. maintains a strong community banking focus through its network of branches and strategic engagement initiatives. Recent significant developments include the ongoing expansion with a new full-service branch planned for Cape Charles, Virginia, marking the company's 13th office and its third full-service branch in Virginia since 2017. In leadership updates, the company appointed Philip O’Neil as Executive Vice President and Chief Financial Officer in late 2024, and promoted key executives such as Adam James to Senior Vice President and Senior Credit Officer, reflecting continued investment in strengthening management expertise. The company also implemented a stock repurchase program authorized to buy back up to 300,050 shares, reflecting a strategic approach to shareholder value enhancement. Additionally, Calvin B. Taylor Bankshares emphasizes digital banking innovations and operational enhancements, balancing traditional trust and modern efficiency while maintaining strong regulatory compliance and credit risk management frameworks. Overall, Calvin B. Taylor Bankshares, Inc. leverages its legacy in community banking alongside modern digital service offerings, delivering a comprehensive suite of loan, deposit, and ancillary banking services with a growing physical and digital footprint in the mid-Atlantic region. The company is publicly traded on the OTCQX market under the ticker symbol TYCB. These operational and strategic initiatives support its stable competitive position within regional financial markets and its commitment to community-centric banking.

Company News

APIChat
  • Calvin B. Taylor Bankshares, Inc. Reports First Quarter 2026 Financial Results

  • Taylor Bank Announces Retirement of Two Long-Serving Board Members

  • Calvin B. Taylor Bankshares, Inc. Announces Quarterly Cash Dividend of $0.38 per Share

  • Calvin B. Taylor Bankshares, Inc. Reports Fourth Quarter and Year End Financial Results for 2025

  • Calvin B. Taylor Bankshares, Inc. Announces Increase in Quarterly Cash Dividend to $0.38 per Share

  • Taylor Bank Welcomes Tyler McCalister as Commercial Loan Officer

  • Calvin B. Taylor Bankshares, Inc. Reports Third Quarter Financial Results and Announces New Stock Repurchase Program

  • Calvin B. Taylor Bankshares, Inc. Announces Quarterly Cash Dividend of $0.37 per Share

  • Calvin B. Taylor Bankshares, Inc. Reports Second Quarter and First Half Results 2025 Financial Results

  • Calvin B. Taylor Bankshares, Inc. Announces Quarterly Cash Dividend of $0.37 per Share

  • Taylor Bank Celebrates 135 Years with 'Hot Summer Swing'; Announces 2025 For Good Grant Recipients

  • Calvin B. Taylor Bankshares, Inc. Reports First Quarter 2025 Financial Results

  • Calvin B. Taylor Bankshares, Inc. Announces Increase in Quarterly Cash Dividend to $0.37 per Share

  • Calvin B. Taylor Bankshares, Inc. Reports Fourth Quarter and Year End Financial Results for 2024

  • Calvin B. Taylor Bankshares, Inc. Announces Quarterly Cash Dividend to $0.36 per Share

  • Calvin B. Taylor Bankshares, Inc. Reports 2024 Third Quarter and Year to Date Financial Results

  • Calvin B. Taylor Bankshares, Inc. Announces Increase in Quarterly Cash Dividend to $0.36 per Share

  • Calvin B. Taylor Bankshares, Inc. Reports Second Quarter and First-Half Financial Results for 2024

  • Taylor Bank Appoints Phil O'Neil as CFO and Promotes Adam James to Senior Credit Officer

  • Taylor Bank Plans New Branch in Cape Charles, Virginia