Calvin B. Taylor Bankshares, Inc. Financial Ratios — TYCB

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	6.16	5.71	5.34	5.78	5.83	6.11	6.74	8.88	9.53	7.87	9.78	12.18	13.5	11.87	12.68
Return on Assets (%)	1.12	1.01	0.93	1	1.01	1.03	1.09	1.4	1.54	1.15	1.17	1.3	1.53	1.46	1.6
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	5.71	5.34	5.78	5.83	6.11	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.23	46.77	45.28	48.89	49.87	49.72	3.36	3.1	3.22	3.98	3.88	3.29	2.9	2.78	2.7
Operating Margin (%)	- -	43.6	42.08	45.87	46.81	46.63	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	1,459.67	-1,069.2	111.76	844	240.93	44.22	-502.44	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	44.56	43.6	42.08	45.87	46.81	46.63	46.7	47.81	50.17	44.06	49.94	53.85	53.22	49.01	52.1
Profit Margin (%)	28.6	28.08	27.16	29.55	30.12	29.95	30.61	36.66	37.76	33.28	38.21	40.98	41.44	38.23	40.41
Net Income to Common Margin (%)	28.6	28.08	27.16	29.55	30.12	29.95	30.61	36.66	37.76	33.28	38.21	40.98	41.44	38.23	40.41
Effective Tax Rate (%)	35.81	35.59	35.45	35.57	35.66	35.77	34.44	23.32	24.73	24.46	23.49	23.9	22.15	22	22.44
Dvd Payout Ratio (%)	59.74	63.64	67.41	61.71	60.43	56.76	50.1	46.81	25.07	42.75	33.86	28.61	27.39	29.38	25.98
Sustainable Growth Rate (%)	2.48	2.08	1.74	2.21	2.31	2.64	3.36	4.72	7.14	4.5	6.47	8.69	9.8	8.38	9.39

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	2.88	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-62.76	-5.12	-8.25	-3.93	-4.15	-4.81	-73.12	-71.09	-49.88	-26.58	-12.03	-10.9	-9.15	-6.09	-5.58
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-5.5	-8.88	-4.19	-4.42	-5.13	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	18.19	17.36	17.32	17.4	17.08	16.64	15.69	15.94	16.42	13.32	10.96	10.4	12.38	12.22	12.99
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.28	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.23	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	0.37	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.28	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.23	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	0.37	- -	- -	- -	- -	- -	- -
Net Debt to Equity	-43.16	-48.35	-73.2	-37.33	-39.73	-48.34	-53.86	-52.53	-39.43	-24.4	-11.7	-10.92	-8.19	-5.05	-4.47
Net Debt/Capital (%)	-75.94	-93.63	-273.15	-59.56	-65.93	-93.58	-116.74	-110.65	-65.09	-32.27	-13.25	-12.25	-8.92	-5.32	-4.68
EBITDA	1	7	7	7	8	8	1	1	1	1	1	1	1	1	1
EBITDA-CapEx	- -	7	7	7	6	6	-1	- -	-1	-2	- -	- -	- -	- -	-4
Operating Income (Loss)	- -	7	6	7	7	8	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	18.19	17.36	17.32	17.4	17.08	16.64	15.69	15.94	16.42	13.32	10.96	10.4	12.38	12.22	12.99
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.28	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.23	- -	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	0.37	- -	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.28	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.23	- -	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	0.37	- -	- -	- -	- -	- -	- -
CFO/Total Liabilities	1.96	1.5	1.65	1.56	1.45	1.48	1.47	1.97	2.06	1.29	1.46	1.64	1.91	1.53	1.96
CFO/CapEx	17.59	15.12	21.26	38.6	3.01	3.4	4.38	8.9	4.4	2.42	13.13	18.8	15.46	8.95	3.62
Altman's Z-Score	0.37	0.42	0.41	0.42	0.43	0.41	0.37	0.37	0.39	0.3	0.25	0.28	0.32	0.31	0.32

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	13.46	13.34	12.97	13.37	13.05	12.88	13.37	15.28	18.15	12.2	12.09	15.37	14.49	13.19	12.9
Days Sales Outstanding	27.11	27.36	28.14	27.3	27.96	28.35	27.31	23.89	20.11	29.91	30.18	23.75	25.2	27.68	28.3
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	67	77	74	75	86	80	98	94	100	98	102	116	121	131	145
- Cash & Cash Equivalents	33	37	57	29	32	39	44	45	38	23	12	10	9	6	6
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -
Enterprise Value	-15	-34	-25	-2	11	3	20	7	10	2	-38	-62	-43	111	133
Total Capital	76	77	77	78	80	81	82	85	92	95	99	94	106	115	128
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	2.23	- -	- -	- -	- -	- -	- -
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	0.2	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	0.73	0.19	1.12	0.35	0.46	0.11	- -	- -	- -	3.26	3.5
EV/EBITDA	- -	- -	- -	- -	1.46	0.38	33.36	11.31	14.39	2.82	- -	- -	- -	117.16	129.52
EV/EBIT	- -	- -	- -	- -	1.56	0.41	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	2	0.51	3.12	0.8	1.08	0.31	- -	- -	- -	8.82	7.91
EV/Free Cash Flow to Firm	- -	- -	- -	- -	1.5	0.4	2.54	0.72	0.88	0.22	- -	- -	- -	7.93	6.2
Diluted Market Cap	67	78	74	75	86	80	99	94	100	98	102	116	121	131	148
Diluted Enterprise Value	34	41	17	46	54	41	55	50	65	75	91	106	113	126	142
EV per Share	- -	- -	- -	- -	3.86	1.08	7.15	2.54	3.69	0.88	- -	- -	- -	40.81	50.04
TTM Sales	16	16	15	15	15	16	18	20	22	22	25	29	33	34	38
TTM EBITDA	1	7	7	7	8	8	1	1	1	1	1	1	1	1	1
TTM Operating Income	- -	7	6	7	7	8	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	7	5	6	6	6	6	6	9	9	8	12	13	14	13	17
TTM Free Cash Flow to Firm	7	6	6	6	7	8	8	10	12	11	13	14	15	14	22

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	9.46	13.27	11.6	12.61	11.51	10.24	12.48	9.63	8.67	8.7	8.08	8.29	7.99	9.37	6.89
EV/EBIT	- -	- -	- -	- -	1.56	0.41	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-15	-34	-25	-2	11	3	20	7	10	2	-38	-62	-43	111	133
Low Price	20	20.75	23	25	25.55	26.25	27.75	33.62	33.11	29.35	31.5	35.2	38	43.69	47.01
EV/Sales	- -	- -	- -	- -	0.73	0.19	1.12	0.35	0.46	0.11	- -	- -	- -	3.26	3.5
EV/EBITDA	- -	- -	- -	- -	1.46	0.38	33.36	11.31	14.39	2.82	- -	- -	- -	117.16	129.52
Price/Earnings	14.45	17.84	17.96	16.65	18.6	16.28	17.99	12.74	12.06	13.45	10.79	9.86	8.99	10.06	9.62
Price/Earnings Average	16.58	16.77	18.22	16.87	17.01	16.13	15.75	14.02	11.7	12.61	10.52	8.88	8.47	9.71	9.45
Price/Earnings High	18.84	18.52	19.32	17.27	18.91	16.73	19.95	15.54	12.7	13.77	12.25	9.86	9.61	10.48	10.59
Price/Earnings Low	12.99	14.24	16.53	16.29	16.11	15.4	14.26	12.74	11.07	11.2	9.19	8.25	7.77	9.16	8.3
Price/Book Value	0.88	1.01	0.95	0.95	1.07	0.98	1.2	1.11	1.11	1.03	1.03	1.23	1.15	1.14	1.13
Price/Book Value Average	1.01	0.95	0.97	0.96	0.98	0.97	1.05	1.22	1.08	0.97	1	1.11	1.08	1.1	1.11
Price/Book Value High	1.15	1.05	1.02	0.98	1.09	1.01	1.33	1.35	1.17	1.06	1.17	1.23	1.23	1.19	1.25
Price/Book Value Low	0.79	0.8	0.88	0.93	0.93	0.93	0.95	1.11	1.02	0.86	0.88	1.03	0.99	1.04	0.98
Price/Tangible Book Value	0.88	1.01	0.95	0.95	1.07	0.99	1.21	1.11	1.12	1.04	1.03	1.23	1.15	1.14	1.13
Price/Tangible Book Value Average	1.01	0.95	0.97	0.96	0.98	0.98	1.06	1.22	1.08	0.97	1.01	1.11	1.08	1.1	1.11
Price/Tangible Book Value High	1.15	1.05	1.03	0.99	1.09	1.01	1.34	1.35	1.17	1.06	1.17	1.23	1.23	1.19	1.25
Price/Tangible Book Value Low	0.79	0.81	0.88	0.93	0.93	0.93	0.96	1.11	1.02	0.86	0.88	1.03	0.99	1.04	0.98
Price/Sales	4.13	5.01	4.88	4.92	5.6	4.88	5.51	4.67	4.56	4.48	4.12	4.04	3.73	3.85	3.89
Price/Sales Average	4.74	4.71	4.95	4.98	5.12	4.83	4.82	5.14	4.42	4.2	4.02	3.64	3.51	3.71	3.82
Price/Sales High	5.39	5.2	5.25	5.1	5.7	5.01	6.11	5.7	4.8	4.58	4.68	4.04	3.98	4.01	4.28
Price/Sales Low	3.72	4	4.49	4.82	4.85	4.61	4.37	4.67	4.18	3.73	3.51	3.38	3.22	3.5	3.35
Price/Cash Flow	10	14.15	12.15	12.94	15.33	13.25	15.32	10.71	10.64	12.29	8.69	8.73	8.5	10.41	8.79
Price/Cash Flow Average	11.47	13.3	12.32	13.1	14.02	13.13	13.41	11.78	10.32	11.52	8.47	7.87	8.01	10.05	8.63
Price/Cash Flow High	13.03	14.69	13.07	13.42	15.59	13.62	16.99	13.06	11.2	12.58	9.86	8.73	9.08	10.85	9.68
Price/Cash Flow Low	8.99	11.29	11.18	12.66	13.28	12.54	12.15	10.71	9.76	10.23	7.4	7.31	7.34	9.48	7.58
Price/Free Cash Flow Average	10.85	12.47	11.77	12.77	10.53	10.15	10.92	10.59	8.41	8.15	7.87	7.47	7.52	9.04	6.76
Price/Free Cash Flow High	12.33	13.78	12.48	13.08	11.71	10.52	13.84	11.74	9.13	8.9	9.17	8.29	8.53	9.76	7.58
Price/Free Cash Flow Low	8.5	10.59	10.68	12.34	9.97	9.69	9.89	9.63	7.95	7.24	6.87	6.94	6.9	8.53	5.94
EV/Sales Average	2.71	2.3	1.19	3.03	3.04	2.43	2.34	2.9	2.79	3.14	3.55	3.28	3.24	3.53	3.59
EV/Sales High	3.36	2.79	1.49	3.15	3.61	2.6	3.62	3.46	3.17	3.52	4.21	3.68	3.71	3.82	4.04
EV/Sales Low	1.69	1.59	0.74	2.86	2.77	2.21	1.89	2.44	2.56	2.67	3.04	3.02	2.95	3.32	3.14
EV/EBITDA Average	84.06	4.91	2.64	6.2	6.09	4.88	69.79	93.54	86.65	78.7	91.34	99.82	111.58	126.89	132.87
EV/EBITDA High	104.09	5.96	3.3	6.44	7.24	5.24	107.91	111.42	98.35	88.44	108.34	111.96	127.8	137.45	149.71
EV/EBITDA Low	52.31	3.39	1.63	5.85	5.55	4.44	56.29	78.57	79.27	66.96	78.25	91.99	101.58	119.34	116.09
EV/EBIT Average	- -	5.27	2.84	6.6	6.49	5.2	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	6.39	3.55	6.86	7.71	5.58	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	3.64	1.75	6.24	5.91	4.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	22.25	26	25	25.55	29.5	27.75	35	33.62	36.09	35.25	37	42.03	44	48	54.5
High Price	29	27	26.89	26.5	30	28.51	38.82	41	38	36.09	42	42.03	47	50	60
Enterprise Value Average	44	36	18	46	47	40	42	59	62	68	88	94	105	120	137
Enterprise Value High	54	43	23	48	55	43	65	70	70	77	104	106	121	131	154
Enterprise Value Low	27	25	11	44	42	36	34	49	56	58	75	87	96	113	119

Shares Outstanding	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Diluted Weighted Avg Shares	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Basic Weighted Avg Shares	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Revenue per Share	5.38	5.19	5.12	5.19	5.27	5.69	6.36	7.19	7.92	7.87	8.97	10.41	11.81	12.48	14.02
EBITDA per Share	0.17	2.43	2.32	2.54	2.63	2.83	0.21	0.22	0.26	0.31	0.35	0.34	0.34	0.35	0.38
Operating Income per Share	- -	2.26	2.16	2.38	2.47	2.65	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.54	1.46	1.39	1.53	1.59	1.7	1.95	2.64	2.99	2.62	3.43	4.26	4.89	4.77	5.66
Basic EPS from Cont Ops	1.54	1.46	1.39	1.53	1.59	1.7	1.95	2.64	2.99	2.62	3.43	4.26	4.89	4.77	5.66
Diluted EPS, GAAP	1.54	1.46	1.39	1.53	1.59	1.7	1.95	2.64	2.99	2.62	3.43	4.26	4.89	4.77	5.66
Diluted EPS from Cont Ops	1.54	1.46	1.39	1.53	1.59	1.7	1.95	2.64	2.99	2.62	3.43	4.26	4.89	4.77	5.66
Dividend per Share	0.92	0.93	0.94	0.95	0.96	0.97	0.97	1.23	0.75	1.12	1.16	1.22	1.34	1.4	1.47
Cash Flow per Share	2.23	1.84	2.06	1.97	1.92	2.09	2.28	3.14	3.39	2.87	4.26	4.81	5.17	4.61	6.2
Free Cash Flow per Basic Share	2.1	1.72	1.96	1.92	1.29	1.48	1.76	2.79	2.62	1.68	3.93	4.56	4.84	4.09	4.49
Cash & Equivalents per Share	27.29	37.42	33.41	26.21	25.64	26.67	27.85	31.08	33.14	34.37	50.8	64.6	59.43	7.19	4.46
Book Value per Share	25.27	25.81	26.24	26.91	27.52	28.24	29.11	30.4	32.43	34.18	35.89	34.15	38.34	42.01	48.17
Tangible Book Value per Share	25.22	25.77	26.19	26.86	27.45	28.16	29.03	30.34	32.34	34.04	35.77	34.06	38.28	41.96	48.12

Calvin B. Taylor Bankshares, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)