Woodsboro Bank

Woodsboro Bank

WOBK
Woodsboro BankUS flagOther OTC
82.00
USD
- -
- -
32.46MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
25.28
26.91
30.64
34.92
38.46
43.06
- -
Basic EPS, GAAP
3.23
3.29
5.67
7.11
9.18
9.36
- -
Free Cash Flow per Basic Share
4.88
0.63
10.78
8.4
9.84
4.74
- -
Dividend per Share
0.15
0.16
0.16
0.16
0.24
0.3
- -
Book Value per Share
46.5
49.68
55.26
62.36
71.45
80.97
- -
Tangible Book Value per Share
58.5
64.02
66.51
40.76
53.23
60.64
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
10
11
12
14
15
17
19
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
1
1
1
1
1
Net Income, GAAP
1
1
2
3
4
4
4
Effective Tax Rate (%)
22.9
24.51
23.02
22.57
24.19
23.14
25.17
Profit Margin (%)
12.76
12.22
18.5
20.35
23.86
21.73
23.51
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
2
2
2
1
1
1
1
Total Equity
24
26
27
16
21
24
32
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
6.83
10.79
12.06
13.66
12.24
12.82

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
8.01%
32.66%
Free Cash Flow
- -
391.44%
403.91%
Net Income, GAAP
- -
28.89%
18.27%
Sales/Revenue/Turnover
- -
11.37%
9.33%
Total Cash Common Dividend
- -
21.75%
36.4%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
15
2024
- -
- -
- -
- -
17
2025
- -
- -
- -
- -
19

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
9.18
2024
- -
- -
- -
- -
9.36
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.24
2024
- -
- -
- -
- -
0.3
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Richard Ohnmacht
Full Time Employees
63
Sector
Financial Services
Industry
Banks - Regional
Address
5 North Main Street Woodsboro MD United States of America 21798-0036
IPO Date
Feb 4, 2021
Business
Woodsboro Bank delivers comprehensive financial solutions to individuals, families, and businesses across Frederick County and surrounding areas in Central Maryland. The institution offers a robust array of deposit products, including diverse checking and savings options, money market accounts, certificates of deposit, and various Individual Retirement Accounts designed for future planning. For lending needs, clients can access personal loans, auto loans, home equity lines of credit, and a full suite of mortgage solutions encompassing first and second mortgages, construction loans, investment property financing, and unimproved land or lot loans. Business clients benefit from specialized lending services, credit lines, and Small Business Administration (SBA) loans. Beyond core banking, Woodsboro Bank provides modern conveniences like online and mobile banking, debit cards, direct deposit, bill pay, and treasury management services for commercial entities. Established in 1899, Woodsboro Bank is headquartered in Woodsboro, Maryland, and has served its community for over 125 years, celebrating this significant milestone in 2024. The bank operates through multiple convenient locations throughout Frederick County, including a dedicated commercial lending office in downtown Frederick. Known for its deep community roots and personalized service, Woodsboro Bank remains a client-devoted and community-focused financial partner.