Markel Group Inc. Financial Ratios — MKV Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	4.33	6.96	5.32	4.5	7.55	5.59	4.4	-1.38	17.77	6.85	18.13	-1.89	14.55	17.65	12.6
Return on Assets (%)	1.27	2.1	1.54	1.31	2.32	1.79	1.35	-0.39	5.06	2.06	5.37	-0.44	3.81	4.7	3.22
Return on Capital (%)	4.53	6.36	5.08	4.28	6.68	5.14	- -	- -	14.16	6.05	14.09	- -	10.97	13.66	9.84
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	7.23	10.4	8.37	8.58	13.82	11.23	1.44	-0.11	24.01	10.38	24.23	-1.28	16.89	21.72	16.73
Profit Margin (%)	5.4	8.45	6.5	6.26	10.85	8.12	6.52	-1.84	18.81	8.47	18.76	-1.83	12.7	16.4	12.9
Net Income to Common Margin (%)	5.4	8.45	6.5	6.26	10.85	8.12	6.52	-1.84	18.81	8.27	18.48	-2.14	12.47	16.19	13.47
Effective Tax Rate (%)	21.93	17.24	21.53	26.5	20.61	26.9	- -	- -	21.28	16.86	21.85	- -	20.82	21.73	21.24
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.83
Sustainable Growth Rate (%)	4.33	6.96	5.32	4.5	7.55	5.59	4.4	-1.38	17.77	6.85	18.13	-1.89	14.55	17.65	11.99

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	1,294	1,493	2,256	2,254	2,239	2,575	3,099	3,010	3,534	3,484	4,361	4,104	3,780	4,330	4,304
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	250	- -	- -	- -
LT Debt	1,294	1,493	2,256	2,254	2,239	2,575	3,099	3,010	3,534	3,484	4,361	3,854	3,780	4,330	4,304
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	86	93	114	117	118	130	132	154	172	178	184	196	185	204	206
Common Equity/Total Assets	29.37	30.97	27.86	30.14	31.41	32.7	28.97	27.26	29.54	29.27	29.14	25.22	26.15	26.37	26.99
Long-Term Debt/Equity (%)	37.36	37.55	33.42	29.41	28.33	30.14	32.06	32.45	31.4	26.68	28.69	28.05	24.35	24.79	22.53
Long-Term Debt/Capital (%)	27.2	27.3	25.05	22.73	22.08	23.16	24.28	24.5	23.9	21.06	22.29	21.6	19.58	19.86	18.39
Long-Term Debt/Total Assets (%)	11.22	11.89	9.42	8.94	8.98	9.95	9.45	9.04	9.43	8.35	9	7.74	6.87	7	6.25
Total Debt/Equity (%)	37.36	37.55	33.42	29.41	28.33	30.14	32.06	32.45	31.4	26.68	28.69	29.87	24.35	24.79	22.53
Total Debt/Capital (%)	27.2	27.3	25.05	22.73	22.08	23.16	24.28	24.5	23.9	21.06	22.29	23	19.58	19.86	18.39
Total Debt/Total Assets (%)	11.22	11.89	9.42	8.94	8.98	9.95	9.45	9.04	9.43	8.35	9	8.24	6.87	7	6.25
Net Debt to Equity	14.98	15.82	4.11	3.83	-4.94	9.79	9.32	10.73	4.1	-6.57	2.52	-0.25	0.21	3.65	1.78
Net Debt/Capital (%)	13.02	13.66	3.95	3.69	-5.2	8.91	8.52	9.69	3.94	-7.03	2.46	-0.25	0.21	3.52	1.74
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	29.37	30.97	27.86	30.14	31.41	32.7	28.97	27.26	29.54	29.27	29.14	25.22	26.15	26.37	26.99
Long-Term Debt/Equity (%)	37.36	37.55	33.42	29.41	28.33	30.14	32.06	32.45	31.4	26.68	28.69	28.05	24.35	24.79	22.53
Long-Term Debt/Capital (%)	27.2	27.3	25.05	22.73	22.08	23.16	24.28	24.5	23.9	21.06	22.29	21.6	19.58	19.86	18.39
Long-Term Debt/Total Assets (%)	11.22	11.89	9.42	8.94	8.98	9.95	9.45	9.04	9.43	8.35	9	7.74	6.87	7	6.25
Total Debt/Equity (%)	37.36	37.55	33.42	29.41	28.33	30.14	32.06	32.45	31.4	26.68	28.69	29.87	24.35	24.79	22.53
Total Debt/Capital (%)	27.2	27.3	25.05	22.73	22.08	23.16	24.28	24.5	23.9	21.06	22.29	23	19.58	19.86	18.39
Total Debt/Total Assets (%)	11.22	11.89	9.42	8.94	8.98	9.95	9.45	9.04	9.43	8.35	9	8.24	6.87	7	6.25
CFO/Total Liabilities	3.86	4.57	4.33	4.09	3.82	3.08	3.71	3.72	4.86	6.06	6.83	7.51	7.05	5.84	5.54
CFO/CapEx	5.18	8.62	15.62	8.73	8.16	8.4	11.5	8.38	10.33	17.15	15.66	10.64	10.78	10.17	13.35
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	2.5	1.99	1.66	1.71	1.74	1.27	1.07	1.35	1.27	1.47	1.12	1.3	1.2	0.97
Days Sales Outstanding	- -	146.02	183.03	220.38	213.07	210.37	287.92	342.59	269.47	287.78	249.02	326.21	279.88	304.23	377.81
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	775	864	1,979	1,960	2,630	1,739	2,198	2,014	3,073	4,342	3,978	4,137	3,747	3,693	3,965
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	592	592	592	592	592	- -
+ Minority/Non Controlling Interest	75	87	77	68	69	80	164	194	185	261	484	586	542	553	504
+ Total Debt	1,294	1,493	2,256	2,254	2,239	2,575	3,099	3,010	3,534	3,484	4,361	4,104	3,780	4,330	4,304
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	4,756	5,468	9,006	9,917	10,143	11,116	12,767	12,284	14,790	16,544	19,563	17,841	19,306	21,799	23,406
Total Debt/Capital (%)	27.2	27.3	25.05	22.73	22.08	23.16	24.28	24.5	23.9	21.06	22.29	23	19.58	19.86	18.39
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	2,630	3,000	4,323	5,134	5,370	5,611	6,065	6,950	9,520	9,639	12,918	11,813	15,714	16,750	16,333
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	379	469	835	803	745	630	- -	- -	1,409	1,885	2,418	- -	2,933	2,754	2,923
TTM Free Cash Flow to Firm	319	424	787	721	665	566	- -	- -	1,286	1,784	2,272	- -	2,675	2,499	2,717

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	10	10	14	14	14	14	14	14	14	14	14	13	13	13	13
Diluted Weighted Avg Shares	10	10	13	14	14	14	14	14	14	14	14	14	13	13	12
Basic Weighted Avg Shares	10	10	13	14	14	14	14	14	14	14	14	14	13	13	12
Revenue per Share	271.46	307.37	344.8	367.11	384.17	400.4	434.32	499.16	686.79	697.94	938.29	869.89	1,177.31	1,286.79	1,332.3
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	14.66	25.96	22.41	22.97	41.69	32.52	28.31	-9.21	129.17	57.75	173.38	-18.58	146.85	208.27	179.42
Basic EPS from Cont Ops	15.33	26.46	22.64	23.15	42.15	32.86	28.7	-9.36	129.82	60.22	177.65	-7.61	157.42	218.75	175.57
Diluted EPS, GAAP	14.6	25.96	22.33	22.85	41.45	32.37	28.22	-9.21	128.99	57.7	172.98	-18.58	146.51	207.88	178.87
Diluted EPS from Cont Ops	15.27	26.46	22.55	23.03	41.9	32.71	28.61	-9.36	129.63	60.17	177.24	-7.61	157.06	218.34	175.03
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	1.33	2.61	2.65	2.7	2.77	1.47
Cash Flow per Share	32.13	40.22	59.46	51.26	46.58	38.15	61.48	64.13	91.92	125.81	165.17	199.52	208.8	199.28	225.24
Free Cash Flow per Basic Share	25.93	35.55	55.65	45.38	40.88	33.61	56.14	56.47	83.02	118.48	154.62	180.76	189.42	179.69	208.36
Cash & Equivalents per Share	712.42	707.89	970.52	1,001.16	979.06	1,000.82	1,028.52	945.8	1,032.32	1,237.58	1,347.26	1,390.41	1,575.63	1,744.49	876.23
Book Value per Share	352.1	403.84	477.17	543.98	561.23	606.3	683.58	653.86	802.58	885.72	1,036.2	935.65	1,095.95	1,296.59	1,477.23
Tangible Book Value per Share	261.92	294.88	367.58	418.5	420.8	472.67	458.23	368.42	509.19	567.41	689.84	608.87	775.1	963.35	1,130.51