Principal Financial Group Inc Financial Ratios — PG4 Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	6.46	8.27	9.08	11.18	12.49	13.48	20.02	12.76	10.72	8.95	9.69	36.53	5.97	14.28	10.32
Return on Assets (%)	0.44	0.52	0.49	0.54	0.56	0.59	0.96	0.62	0.54	0.49	0.53	1.6	0.21	0.51	0.36
Return on Capital (%)	5.32	6.69	7.04	8.68	9.43	9.6	- -	9.81	7.92	6.81	7.29	26.82	3.9	10.03	6.98
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	10.07	10.42	12.1	14.27	11.96	12.84	15.98	12.53	10.44	11.49	13.24	34.14	5.41	11.72	9.06
Profit Margin (%)	7.36	8.75	9.83	10.92	10.31	10.62	16.39	10.86	8.59	9.47	10.95	27.13	4.56	9.74	7.58
Net Income to Common Margin (%)	6.98	8.39	9.47	10.6	10.18	10.62	16.39	10.86	8.59	9.47	10.95	27.13	4.56	9.74	7.58
Effective Tax Rate (%)	22.72	14.02	16.72	21.31	12.41	14.44	- -	12.93	14.72	15.65	14.86	19.87	9.3	15.44	11.33
Dvd Payout Ratio (%)	31.53	28.51	31.13	32.03	35.11	33.04	23.09	38.35	40.56	42.05	39.08	13.28	87.24	40.52	51.59
Sustainable Growth Rate (%)	4.42	5.91	6.26	7.6	8.1	9.02	15.4	7.87	6.37	5.19	5.9	31.68	0.76	8.49	5

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	1,670	2,712	2,752	2,559	3,446	3,177	3,218	3,303	3,828	4,364	4,360	4,078	3,992	4,108	3,954
ST Debt	105	41	151	28	181	51	40	43	93	85	80	381	61	153	28
LT Debt	1,565	2,671	2,601	2,531	3,265	3,126	3,178	3,260	3,734	4,279	4,280	3,697	3,931	3,955	3,926
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.12	5.98	4.65	4.65	4.26	4.49	5.06	4.69	5.29	5.58	5.27	3.43	3.58	3.53	3.48
Long-Term Debt/Equity (%)	16.66	27.36	25.95	24.6	34.5	30.08	24.41	27.51	24.98	25.36	26.01	35.96	35.06	34.49	31.69
Long-Term Debt/Capital (%)	14.14	21.41	20.36	19.7	25.29	23.04	19.57	21.52	19.89	20.15	20.56	25.75	25.86	25.39	24.02
Long-Term Debt/Total Assets (%)	1.06	1.65	1.25	1.16	1.49	1.37	1.25	1.34	1.35	1.44	1.4	1.27	1.29	1.26	1.15
Total Debt/Equity (%)	17.78	27.78	27.45	24.87	36.42	30.57	24.71	27.88	25.6	25.86	26.49	39.67	35.61	35.82	31.91
Total Debt/Capital (%)	15.09	21.74	21.54	19.92	26.7	23.42	19.81	21.8	20.38	20.55	20.94	28.4	26.26	26.37	24.19
Total Debt/Total Assets (%)	1.13	1.68	1.32	1.17	1.58	1.39	1.27	1.36	1.39	1.47	1.43	1.4	1.31	1.31	1.16
Net Debt to Equity	-12.39	-15.01	3.79	6.76	9.32	4.4	5.74	2.74	8.77	8.97	12.32	-7.49	-6.38	-0.91	-3.85
Net Debt/Capital (%)	-14.14	-17.65	3.65	6.33	8.52	4.22	5.43	2.67	8.07	8.23	10.97	-8.1	-6.82	-0.91	-4
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.12	5.98	4.65	4.65	4.26	4.49	5.06	4.69	5.29	5.58	5.27	3.43	3.58	3.53	3.48
Long-Term Debt/Equity (%)	16.66	27.36	25.95	24.6	34.5	30.08	24.41	27.51	24.98	25.36	26.01	35.96	35.06	34.49	31.69
Long-Term Debt/Capital (%)	14.14	21.41	20.36	19.7	25.29	23.04	19.57	21.52	19.89	20.15	20.56	25.75	25.86	25.39	24.02
Long-Term Debt/Total Assets (%)	1.06	1.65	1.25	1.16	1.49	1.37	1.25	1.34	1.35	1.44	1.4	1.27	1.29	1.26	1.15
Total Debt/Equity (%)	17.78	27.78	27.45	24.87	36.42	30.57	24.71	27.88	25.6	25.86	26.49	39.67	35.61	35.82	31.91
Total Debt/Capital (%)	15.09	21.74	21.54	19.92	26.7	23.42	19.81	21.8	20.38	20.55	20.94	28.4	26.26	26.37	24.19
Total Debt/Total Assets (%)	1.13	1.68	1.32	1.17	1.58	1.39	1.27	1.36	1.39	1.47	1.43	1.4	1.31	1.31	1.16
CFO/Total Liabilities	1.97	2.03	1.12	1.49	2.09	1.77	1.74	2.23	2.1	1.33	1.13	1.13	1.29	1.52	1.38
CFO/CapEx	47.69	79.2	37.39	22.82	32.09	24.91	25.41	55.87	41.49	34.09	25.05	27.28	37.18	66.9	46.29
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	7.67	8.08	7.99	8.54	9.06	8.88	9.95	9.88	10.29	8.51	8.09	1.29	0.55	0.67	0.68
Days Sales Outstanding	47.56	45.17	45.68	42.74	40.3	41.1	36.67	36.95	35.48	42.89	45.11	283.26	667.54	541.72	539.09
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	2,834	4,177	2,372	1,864	2,565	2,720	2,471	2,978	2,516	2,850	2,332	4,848	4,708	4,212	4,431
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	376	80	340	106	152	164	174	457	333	314	389	303	295	383	507
+ Total Debt	1,670	2,712	2,752	2,559	3,446	3,177	3,218	3,303	3,828	4,364	4,360	4,078	3,992	4,108	3,954
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	11,064	12,476	12,776	12,849	12,909	13,568	16,241	15,150	18,778	21,237	20,818	14,358	15,203	15,577	16,345
Total Debt/Capital (%)	15.09	21.74	21.54	19.92	26.7	23.42	19.81	21.8	20.38	20.55	20.94	28.4	26.26	26.37	24.19
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	8,671	9,215	9,290	10,478	11,964	12,394	14,093	14,237	16,222	14,742	14,428	17,536	13,666	16,128	15,626
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2,713	3,081	2,221	3,103	4,377	3,858	- -	5,157	5,493	3,709	3,254	3,173	3,792	4,603	4,537
TTM Free Cash Flow to Firm	2,656	3,042	2,162	2,967	4,241	3,703	- -	5,064	5,361	3,601	3,125	3,057	3,690	4,534	4,439

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	301	294	295	294	291	288	289	280	277	273	262	244	236	226	217
Diluted Weighted Avg Shares	318	300	298	299	298	293	293	289	277	273	262	255	236	226	226
Basic Weighted Avg Shares	315	294	295	294	294	289	289	286	277	273	262	251	236	226	223
Revenue per Share	27.57	31.37	31.47	35.65	40.64	42.83	48.78	49.82	58.65	53.94	55.13	69.84	57.8	71.29	70.13
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.92	2.63	2.98	3.78	4.14	4.55	8	5.41	5.04	5.11	6.04	18.94	2.64	6.94	5.32
Basic EPS from Cont Ops	2.14	2.81	3.17	4	4.26	4.71	8.05	5.44	5.22	5.23	6.22	19.11	2.83	7.06	5.64
Diluted EPS, GAAP	1.91	2.58	2.95	3.72	4.09	4.5	7.88	5.35	5.04	5.11	6.04	18.63	2.64	6.94	5.25
Diluted EPS from Cont Ops	2.12	2.75	3.14	3.94	4.21	4.65	7.93	5.38	5.22	5.23	6.22	18.79	2.83	7.06	5.56
Dividend per Share	0.78	0.9	1.09	1.39	1.55	1.61	1.87	2.09	2.19	2.25	2.5	2.56	2.65	2.91	3.07
Cash Flow per Share	8.63	10.49	7.52	10.56	14.87	13.33	14.5	18.04	19.86	13.57	12.44	12.64	16.04	20.35	20.36
Free Cash Flow per Basic Share	8.45	10.35	7.32	10.09	14.4	12.8	13.93	17.72	19.38	13.17	11.94	12.17	15.61	20.04	19.92
Cash & Equivalents per Share	172.43	188.06	173.58	175.77	180.63	200.43	214.05	225.71	262.55	298.43	307.55	278.18	297.67	320.31	148.35
Book Value per Share	29.95	32.96	32.81	34.65	31.95	35.55	44.46	40.75	52.85	60.59	61.4	40.97	46.17	49.01	54.67
Tangible Book Value per Share	25.39	28	24.14	26.72	23.83	27.39	36.21	32.11	40.27	48.02	49.07	28.11	33.15	36.01	41.48