Globe Life Inc. Financial Ratios — TMJ Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	12.62	12.88	12.99	12.81	12.04	12.75	26.94	12.05	11.97	9.11	11.84	14.21	23.01	21.87	20.59
Return on Assets (%)	3.04	2.99	2.86	2.82	2.63	2.66	6.48	3.01	3.1	2.66	3.51	3.21	3.59	3.75	3.88
Return on Capital (%)	11.01	10.96	10.92	10.88	10.32	10.81	- -	10.49	10.36	8.17	10.29	11.59	16.69	16.02	15.33
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	21.43	21.34	21.62	21.67	20.34	19.63	19.99	20.02	20.57	18.92	24.89	21.09	21.92	22.96	23.96
Profit Margin (%)	14.72	14.75	15.12	15	14	13.97	35	16.26	16.8	15.44	20.13	17.11	17.82	18.53	19.37
Net Income to Common Margin (%)	14.72	14.75	15.12	15	14	13.97	35	16.26	16.8	15.44	20.13	17.11	17.82	18.53	19.37
Effective Tax Rate (%)	31.25	30.9	32.85	32.7	32.62	30.13	- -	18.78	18.3	18.39	19.1	18.85	18.72	19.29	19.13
Dvd Payout Ratio (%)	9.87	10.49	12.01	12.31	12.96	12.4	4.72	10.18	9.75	10.69	7.76	9.01	8.67	7.98	7.41
Sustainable Growth Rate (%)	11.38	11.53	11.43	11.24	10.48	11.17	25.67	10.82	10.8	8.14	10.92	12.93	21.02	20.12	19.06

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	1,140	1,309	1,220	1,231	1,234	1,398	1,460	1,665	1,648	1,923	2,026	2,077	2,116	2,740	2,625
ST Debt	225	319	229	238	490	264	328	308	299	255	480	449	486	415	305
LT Debt	915	990	991	992	744	1,133	1,132	1,357	1,349	1,668	1,546	1,628	1,630	2,324	2,321
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	78	81	80	76	77	83	85	90	84	87	83	90	102	127	141
Common Equity/Total Assets	23.27	23.23	20.76	23.17	20.43	21.3	26.54	23.45	28.08	30.2	29.03	15.2	15.99	18.25	19.39
Long-Term Debt/Equity (%)	23.71	22.69	26.24	21.12	18.34	24.81	18.17	25.06	18.49	19.02	17.89	41.22	36.32	43.81	38.84
Long-Term Debt/Capital (%)	18.3	17.45	19.83	16.74	14.06	19	14.72	19.17	15.09	15.6	14.5	27.01	24.68	28.89	26.99
Long-Term Debt/Total Assets (%)	5.52	5.27	5.45	4.89	3.75	5.29	4.82	5.88	5.19	5.74	5.2	6.26	5.81	7.99	7.53
Total Debt/Equity (%)	29.53	30	32.3	26.2	30.42	30.6	23.43	30.75	22.59	21.92	23.44	52.59	47.15	51.64	43.94
Total Debt/Capital (%)	22.8	23.08	24.42	20.76	23.33	23.43	18.99	23.52	18.43	17.98	18.99	34.46	32.04	34.05	30.53
Total Debt/Total Assets (%)	6.87	6.97	6.71	6.07	6.21	6.52	6.22	7.21	6.34	6.62	6.81	7.99	7.54	9.42	8.52
Net Debt to Equity	27.35	28.59	31.33	24.79	28.91	28.94	21.53	28.51	21.55	20.84	22.38	50.25	44.85	48.52	41.52
Net Debt/Capital (%)	21.48	22.23	23.85	19.87	22.43	22.44	17.72	22.19	17.73	17.25	18.29	33.44	30.97	32.67	29.34
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	23.27	23.23	20.76	23.17	20.43	21.3	26.54	23.45	28.08	30.2	29.03	15.2	15.99	18.25	19.39
Long-Term Debt/Equity (%)	23.71	22.69	26.24	21.12	18.34	24.81	18.17	25.06	18.49	19.02	17.89	41.22	36.32	43.81	38.84
Long-Term Debt/Capital (%)	18.3	17.45	19.83	16.74	14.06	19	14.72	19.17	15.09	15.6	14.5	27.01	24.68	28.89	26.99
Long-Term Debt/Total Assets (%)	5.52	5.27	5.45	4.89	3.75	5.29	4.82	5.88	5.19	5.74	5.2	6.26	5.81	7.99	7.53
Total Debt/Equity (%)	29.53	30	32.3	26.2	30.42	30.6	23.43	30.75	22.59	21.92	23.44	52.59	47.15	51.64	43.94
Total Debt/Capital (%)	22.8	23.08	24.42	20.76	23.33	23.43	18.99	23.52	18.43	17.98	18.99	34.46	32.04	34.05	30.53
Total Debt/Total Assets (%)	6.87	6.97	6.71	6.07	6.21	6.52	6.22	7.21	6.34	6.62	6.81	7.99	7.54	9.42	8.52
CFO/Total Liabilities	6.75	6.54	7.76	5.55	7.09	8.29	8.29	7.23	7.3	7.28	6.81	6.45	6.29	5.9	5.62
CFO/CapEx	159.57	202.02	100.22	44.65	30.31	55.59	70.45	28.33	32.32	35.36	37.59	50.92	29.92	19.74	9.8
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	13.96	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	26.15	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	84	62	37	66	61	76	119	121	76	95	92	93	103	165	145
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	1,140	1,309	1,220	1,231	1,234	1,398	1,460	1,665	1,648	1,923	2,026	2,077	2,116	2,740	2,625
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	4,999	5,671	4,996	5,928	5,289	5,965	7,692	7,080	8,942	10,694	10,669	6,027	6,602	8,045	8,600
Total Debt/Capital (%)	22.8	23.08	24.42	20.76	23.33	23.43	18.99	23.52	18.43	17.98	18.99	34.46	32.04	34.05	30.53
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	3,377	3,590	3,494	3,620	3,766	3,935	4,156	4,315	4,528	4,739	5,121	5,227	5,448	5,778	5,994
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	913	998	1,173	916	1,172	1,457	- -	1,351	1,433	1,547	1,505	1,496	1,566	1,505	1,511
TTM Free Cash Flow to Firm	908	994	1,162	897	1,135	1,432	- -	1,306	1,391	1,505	1,467	1,468	1,516	1,434	1,368

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	151	141	134	128	122	118	115	111	108	104	100	97	94	84	79
Diluted Weighted Avg Shares	165	147	140	133	127	122	119	115	111	107	103	99	96	90	83
Basic Weighted Avg Shares	162	145	138	131	125	120	116	113	109	106	102	98	95	89	81
Revenue per Share	20.79	24.77	25.39	27.7	30.11	32.76	35.73	38.29	41.48	44.68	50.19	53.35	57.29	64.7	73.66
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.06	3.65	3.84	4.15	4.21	4.58	12.5	6.22	6.97	6.9	10.1	9.13	10.21	11.99	14.27
Basic EPS from Cont Ops	3.06	3.65	3.68	4.04	4.13	4.49	12.54	6.22	6.97	6.9	10.1	9.13	10.21	11.99	14.27
Diluted EPS, GAAP	3.02	3.6	3.79	4.09	4.16	4.49	12.22	6.09	6.83	6.82	9.99	9.04	10.07	11.94	14.07
Diluted EPS from Cont Ops	3.02	3.6	3.63	3.98	4.07	4.41	12.26	6.09	6.83	6.82	9.99	9.04	10.07	11.94	14.07
Dividend per Share	0.3	0.38	0.44	0.5	0.53	0.56	0.59	0.63	0.68	0.74	0.78	0.82	0.88	0.96	1.06
Cash Flow per Share	5.29	6.51	8.13	6.61	8.95	11.65	12.29	11.34	12.5	13.92	14.09	14.52	15.59	15.7	17.16
Free Cash Flow per Basic Share	5.26	6.47	8.05	6.47	8.66	11.44	12.11	10.94	12.11	13.53	13.71	14.23	15.07	14.91	15.41
Cash & Equivalents per Share	79.5	96.9	96.78	113.93	113.38	130.42	150.23	148.9	176.58	206.33	215.6	172.73	192.5	207.26	228.2
Book Value per Share	25.58	30.86	28.13	36.72	33.14	38.69	54.38	48.92	67.72	84.5	86.8	40.83	47.84	63.18	75.54
Tangible Book Value per Share	22.95	27.73	24.84	33.27	29.53	34.95	50.53	44.93	63.62	80.25	81.96	35.85	42.7	57.34	69.34