Auburn Bancorp, Inc. Financial Ratios — ABBB Stock

Profitability (USD)

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2007	06/30/2008	06/30/2009	06/30/2010	06/30/2011	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	- -	3.4	0.92	1.8	1.05	3.63	3.81	5.13	2.04	0.53	0.01	1.63	4.7
Return on Assets (%)	- -	0.23	0.07	0.14	0.08	0.31	0.34	0.43	0.15	0.03	- -	0.1	0.31
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	0.81	0.21	0.43	0.27	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	17.05	17.68	10.04	10.1	6.25	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	10.11	12.25	5.17	6.32	3.14	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	32.55	-37.71	12.76	-12.42	134.44	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	10.11	12.25	5.17	6.32	3.14	11.29	11.06	13.77	5.46	1.48	0.11	4.57	12.19
Profit Margin (%)	7.14	8.12	2.21	4.22	2.09	8.19	8.52	10.63	4.2	1.07	0.03	3.53	9.52
Net Income to Common Margin (%)	7.14	8.12	2.21	4.22	2.09	8.19	8.52	10.63	4.2	1.07	0.03	3.53	9.52
Effective Tax Rate (%)	29.4	33.76	57.28	33.15	33.42	27.44	22.98	22.82	23.17	27.83	77.83	22.66	21.9
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	3.4	0.92	1.8	1.05	3.63	3.81	5.13	2.04	0.53	0.01	1.63	4.7

Credit (USD)

Credit Ratios API ChatGPT

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2007	06/30/2008	06/30/2009	06/30/2010	06/30/2011	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	13	15	20	18	18	10	13	9	10	18	21	19	20
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	13	15	20	18	18	10	13	9	10	18	21	19	20
Total Debt/EBITDA	45.03	46.73	92.71	71.58	91.89	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	31.04	33.73	61.3	47.79	73.12	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	75.91	67.43	180.08	114.48	183.06	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	52.33	48.67	119.08	76.44	145.68	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.97	6.81	7.93	7.51	7.86	9.19	8.82	8.08	6.97	5.98	6.07	6.36	6.9
Long-Term Debt/Equity (%)	296.57	339.78	341.3	304.64	288.14	128.69	170.8	115.61	146.53	295.3	338.22	290.59	273.8
Long-Term Debt/Capital (%)	74.78	77.26	77.34	75.29	74.24	56.27	63.07	53.62	59.44	74.7	77.18	74.4	73.25
Long-Term Debt/Total Assets (%)	20.67	23.15	27.07	22.87	22.63	11.83	15.06	9.34	10.21	17.67	20.52	18.49	18.89
Total Debt/Equity (%)	296.57	339.78	341.3	304.64	288.14	128.69	170.8	115.61	146.53	295.3	338.22	290.59	273.8
Total Debt/Capital (%)	74.78	77.26	77.34	75.29	74.24	56.27	63.07	53.62	59.44	74.7	77.18	74.4	73.25
Total Debt/Total Assets (%)	20.67	23.15	27.07	22.87	22.63	11.83	15.06	9.34	10.21	17.67	20.52	18.49	18.89
Net Debt to Equity	204.44	245.26	225.69	203.41	229.3	-39.09	-42.55	-140.56	-35.04	-65.65	-47.75	-63.62	-36.4
Net Debt/Capital (%)	67.15	71.04	69.3	67.04	69.63	-20.62	-18.64	-187.28	-16.57	-19.91	-12.23	-19.46	-10.79
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2007	06/30/2008	06/30/2009	06/30/2010	06/30/2011	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.97	6.81	7.93	7.51	7.86	9.19	8.82	8.08	6.97	5.98	6.07	6.36	6.9
Long-Term Debt/Equity (%)	296.57	339.78	341.3	304.64	288.14	128.69	170.8	115.61	146.53	295.3	338.22	290.59	273.8
Long-Term Debt/Capital (%)	74.78	77.26	77.34	75.29	74.24	56.27	63.07	53.62	59.44	74.7	77.18	74.4	73.25
Long-Term Debt/Total Assets (%)	20.67	23.15	27.07	22.87	22.63	11.83	15.06	9.34	10.21	17.67	20.52	18.49	18.89
Total Debt/Equity (%)	296.57	339.78	341.3	304.64	288.14	128.69	170.8	115.61	146.53	295.3	338.22	290.59	273.8
Total Debt/Capital (%)	74.78	77.26	77.34	75.29	74.24	56.27	63.07	53.62	59.44	74.7	77.18	74.4	73.25
Total Debt/Total Assets (%)	20.67	23.15	27.07	22.87	22.63	11.83	15.06	9.34	10.21	17.67	20.52	18.49	18.89
CFO/Total Liabilities	0.36	0.41	0.34	0.49	1.12	1.27	0.6	0.7	0.41	0.14	0.06	- -	- -
CFO/CapEx	11.56	5.68	3.34	8.86	18.88	- -	- -	- -	8.45	5.73	1.85	- -	- -
Altman's Z-Score	0.13	0.14	0.16	0.15	0.16	0.19	0.17	0.17	0.17	0.15	0.15	0.15	0.16

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2007	06/30/2008	06/30/2009	06/30/2010	06/30/2011	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	- -	6.72	7.84	9.19	10.96	21.23	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	54.31	46.56	39.71	33.3	17.19	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2007	06/30/2008	06/30/2009	06/30/2010	06/30/2011	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	- -	- -	5	4	4	6	5	6	6	5	4	5	5
- Cash & Cash Equivalents	4	4	7	6	4	3	3	11	2	4	3	4	3
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	13	15	20	18	18	10	13	9	10	18	21	19	20
Enterprise Value	9	11	18	16	18	13	15	4	13	19	22	19	22
Total Capital	17	20	26	24	24	17	21	17	17	25	27	26	27
Total Debt/Capital (%)	74.78	77.26	77.34	75.29	74.24	56.27	63.07	53.62	59.44	74.7	77.18	74.4	73.25
Total Debt / EV	1.45	1.39	1.1	1.15	1	0.75	0.91	2.2	0.76	0.97	0.94	0.98	0.9
EV/Sales	5.29	5.96	8.45	6.31	5.73	4.23	4.31	1.11	3.63	5.79	7.6	6.57	6.39
EV/EBITDA	31.04	33.73	84.11	62.45	91.61	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	52.33	48.67	163.38	99.89	182.51	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	42.67	43.42	79.06	44.21	21.85	13.6	30.02	6.64	35.36	136.4	378.25	- -	- -
EV/Free Cash Flow to Firm	39.27	36.91	60.84	39.73	20.75	13.6	30.02	6.64	31.61	116.12	245.49	- -	- -
Diluted Market Cap	- -	- -	4	4	4	6	5	6	6	5	4	4	5
Diluted Enterprise Value	9	11	18	16	18	13	15	4	13	19	22	19	22
EV per Share	17.67	22.02	36.32	31.95	34.93	25.18	29.12	8.48	26.12	37.47	44.39	38.49	42.84
TTM Sales	2	2	2	3	3	3	3	4	4	3	3	3	3
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	- -	1	1	- -	1	- -	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	- -	- -	- -	1	1	- -	1	- -	- -	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2007	06/30/2008	06/30/2009	06/30/2010	06/30/2011	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	- -	- -	14	9.32	4.19	6.48	9.47	9.79	13.31	28.35	47.07	- -	- -
EV/EBIT	52.33	48.67	163.38	99.89	182.51	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	9	11	18	16	18	13	15	4	13	19	22	19	22
Low Price	- -	- -	6	7.35	6.3	11	9	9	10.62	8.55	7.55	8.08	8.09
EV/Sales	5.29	5.96	8.45	6.31	5.73	4.23	4.31	1.11	3.63	5.79	7.6	6.57	6.39
EV/EBITDA	31.04	33.73	84.11	62.45	91.61	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	88	35.07	55.32	24.6	15.95	15.39	36.42	132.5	5,741.22	42.86	- -
Price/Earnings Average	- -	- -	81.58	40.07	55.21	24.25	20.98	13.59	40.97	166.42	5,853.18	41.19	- -
Price/Earnings High	- -	- -	107.21	46.06	62.78	27.67	26.04	20	44.66	181.01	6,402.37	66.43	- -
Price/Earnings Low	- -	- -	53.6	34.37	49.44	22.55	15.62	11.08	35.16	123.81	5,093.56	38.48	- -
Price/Book Value	- -	- -	0.84	0.62	0.58	0.82	0.59	0.78	0.81	0.74	0.69	0.69	0.65
Price/Book Value Average	- -	- -	0.78	0.71	0.58	0.8	0.78	0.69	0.91	0.93	0.7	0.67	0.66
Price/Book Value High	- -	- -	1.02	0.82	0.66	0.92	0.97	1.01	0.99	1.01	0.77	1.07	0.78
Price/Book Value Low	- -	- -	0.51	0.61	0.52	0.75	0.58	0.56	0.78	0.69	0.61	0.62	0.57
Price/Tangible Book Value	- -	- -	0.84	0.62	0.58	0.82	0.59	0.78	0.81	0.74	0.69	0.69	0.65
Price/Tangible Book Value Average	- -	- -	0.78	0.71	0.58	0.8	0.78	0.69	0.91	0.93	0.7	0.67	0.66
Price/Tangible Book Value High	- -	- -	1.02	0.82	0.66	0.92	0.97	1.01	0.99	1.01	0.77	1.07	0.78
Price/Tangible Book Value Low	- -	- -	0.51	0.61	0.52	0.75	0.58	0.56	0.78	0.69	0.61	0.62	0.57
Price/Sales	- -	- -	1.94	1.48	1.16	2.01	1.36	1.64	1.53	1.41	1.46	1.51	- -
Price/Sales Average	- -	- -	1.8	1.69	1.15	1.99	1.79	1.44	1.72	1.78	1.49	1.46	- -
Price/Sales High	- -	- -	2.37	1.94	1.31	2.27	2.22	2.13	1.88	1.93	1.63	2.35	- -
Price/Sales Low	- -	- -	1.18	1.45	1.03	1.85	1.33	1.18	1.48	1.32	1.29	1.36	- -
Price/Cash Flow	- -	- -	18.19	10.38	4.41	6.48	9.47	9.79	14.89	33.3	72.52	- -	- -
Price/Cash Flow Average	- -	- -	16.86	11.86	4.4	6.39	12.46	8.65	16.75	41.83	73.93	- -	- -
Price/Cash Flow High	- -	- -	22.16	13.63	5	7.29	15.46	12.73	18.26	45.5	80.87	- -	- -
Price/Cash Flow Low	- -	- -	11.08	10.17	3.94	5.94	9.28	7.05	14.38	31.12	64.34	- -	- -
Price/Free Cash Flow Average	- -	- -	12.98	10.66	4.18	6.39	12.46	8.65	14.98	35.61	47.98	- -	- -
Price/Free Cash Flow High	- -	- -	17.06	12.25	4.75	7.29	15.46	12.73	16.33	38.73	52.49	- -	- -
Price/Free Cash Flow Low	- -	- -	8.53	9.14	3.74	5.94	9.28	7.05	12.85	26.49	41.76	- -	- -
EV/Sales Average	5.29	5.96	8.28	6.52	5.72	4.2	4.73	0.92	3.82	6.15	7.63	6.51	6.41
EV/Sales High	5.29	5.96	8.95	6.77	5.88	4.48	5.17	1.6	3.98	6.31	7.77	7.42	6.65
EV/Sales Low	5.29	5.96	7.55	6.28	5.6	4.06	4.28	0.65	3.58	5.7	7.44	6.42	6.22
EV/EBITDA Average	31.04	33.73	82.45	64.54	91.57	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	31.04	33.73	89.09	67.04	94.1	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	31.04	33.73	75.2	62.16	89.65	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	52.33	48.67	160.15	103.23	182.44	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	52.33	48.67	173.05	107.23	187.48	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	52.33	48.67	146.07	99.42	178.6	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	9.85	7.5	7.05	12	9.19	12.5	11	9.15	8.51	9	9.25
High Price	- -	- -	12	9.85	8	13.5	15	16.25	13.49	12.5	9.49	13.95	11
Enterprise Value Average	9	11	18	17	18	13	16	4	14	20	22	19	22
Enterprise Value High	9	11	19	17	18	13	18	6	14	21	23	22	22
Enterprise Value Low	9	11	16	16	17	12	15	3	13	19	22	19	21

Shares Outstanding	1	1	1	1	1	1	1	1	1	1	1	1	1
Diluted Weighted Avg Shares	1	1	- -	1	1	1	1	1	1	1	1	- -	1
Basic Weighted Avg Shares	1	1	- -	1	1	1	1	1	1	1	1	- -	- -
Revenue per Share	3.34	3.69	5.07	5.07	6.1	5.96	6.76	7.65	7.19	6.47	5.84	5.94	- -
EBITDA per Share	0.57	0.65	0.51	0.51	0.38	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	0.34	0.45	0.26	0.32	0.19	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.24	0.3	0.11	0.21	0.13	0.49	0.58	0.81	0.3	0.07	- -	0.21	- -
Basic EPS from Cont Ops	0.24	0.3	0.11	0.21	0.13	0.49	0.58	0.81	0.3	0.07	- -	0.21	- -
Diluted EPS, GAAP	0.24	0.3	0.11	0.21	0.13	0.49	0.58	0.81	0.3	0.07	- -	0.21	0.64
Diluted EPS from Cont Ops	0.24	0.3	0.11	0.21	0.13	0.49	0.58	0.81	0.3	0.07	- -	0.21	0.64
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.41	0.51	0.54	0.72	1.6	1.85	0.97	1.28	0.74	0.27	0.12	- -	- -
Free Cash Flow per Basic Share	0.38	0.42	0.38	0.64	1.51	1.85	0.97	1.28	0.65	0.23	0.05	- -	- -
Cash & Equivalents per Share	7.96	8.48	13.56	12.17	7.15	5.75	6.61	22.64	4.75	8.1	5.9	8.26	5.15
Book Value per Share	8.64	8.98	11.73	12.02	12.16	14.71	15.54	16.11	13.56	12.33	12.35	12.99	14.15
Tangible Book Value per Share	8.64	8.98	11.73	12.02	12.16	14.71	15.54	16.11	13.56	12.33	12.35	12.99	14.15

Auburn Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)