Amcor Financial Corporation Financial Ratios — AFCL Stock

Profitability (USD)

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999	12/31/2000	12/31/2001	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009

Return on Common Equity (%)	16.47	18.19	14.04	16.98	15.06	14.79	13.31	12.64	11.71	11.44	10.51	10.36	5.92	-22.88	-85.91
Return on Assets (%)	1.04	1.11	0.82	1.01	0.94	1	1.02	1.02	0.96	0.96	0.87	0.89	0.54	-1.91	-5.06
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	7.17	7.89	6.08	10.8	9.6	5.82	6.02	6.38	7.77	5.23	4.62	3.7	3.75	4.25	4.79
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	22.34	29.76	23.56	29.71	29.11	31.77	28.74	28.59	25.84	29.73	29.59	27.05	16.04	-81.7	-123.07
Profit Margin (%)	17.01	21.52	17.98	21.83	21.15	23.02	21.45	21.62	18.86	21.01	19.71	19.65	12.19	-47.36	-139.16
Net Income to Common Margin (%)	17.01	21.52	17.98	21.83	21.15	23.02	21.45	21.62	18.86	21.01	19.71	19.65	12.19	-47.36	-139.16
Effective Tax Rate (%)	23.84	27.66	23.67	26.53	27.36	27.52	25.41	24.39	27.02	28.81	28.9	27.72	23.99	- -	- -
Dvd Payout Ratio (%)	38.26	31.35	42.16	38.89	39.65	39.83	38.68	36.44	37.8	36.84	35.16	38.43	59.59	-6.43	- -
Sustainable Growth Rate (%)	10.17	12.49	8.12	10.38	9.09	8.9	8.16	8.03	7.29	7.23	6.81	6.38	2.39	-24.36	-85.91

Credit (USD)

API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999	12/31/2000	12/31/2001	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009

Total Debt	400	681	807	829	985	726	744	781	742	754	659	479	766	815	278
ST Debt	292	549	648	498	699	461	476	596	557	589	489	137	397	436	48
LT Debt	108	132	159	330	285	266	268	186	185	165	170	342	369	380	229
Total Debt/EBITDA	41.22	58.18	83.15	42.28	54.1	66.75	62.71	60.88	41.4	66.28	62.58	53.83	88.11	92.93	36.06
Net Debt/EBITDA	30.76	49.11	72.08	34.23	43.93	55.84	51.13	49.4	35.28	55.96	48.33	37.02	71.43	77.01	-24.51
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.38	5.9	5.79	6.13	6.4	7.17	8.21	7.92	8.47	8.37	8.27	8.9	9.29	7.36	3.93
Long-Term Debt/Equity (%)	51.36	51.13	55.34	104.52	97.14	86.17	88.92	52.25	49.15	42.69	42.59	85.49	100.08	144.91	636.48
Long-Term Debt/Capital (%)	19.45	15	15.61	30.52	22.59	25.79	24.97	16.31	16.39	14.13	15.42	36.01	29.55	31.96	53.77
Long-Term Debt/Total Assets (%)	4.46	3.95	4.34	7.97	6.56	6.26	6.67	4.11	4.06	3.34	3.18	6.46	7.1	7.5	6.07
Total Debt/Equity (%)	190.47	264.45	280.56	262.13	335.27	235.48	246.62	219.68	197.47	195.09	165.38	119.68	207.82	311.24	771.08
Total Debt/Capital (%)	72.15	77.6	79.16	76.53	77.97	70.48	69.26	68.59	65.83	64.58	59.87	50.41	61.36	68.65	65.14
Total Debt/Total Assets (%)	16.53	20.43	21.99	19.98	22.65	17.12	18.5	17.28	16.32	15.27	12.33	9.05	14.75	16.12	7.35
Net Debt to Equity	142.16	223.23	243.2	212.27	272.25	196.97	201.09	178.24	168.26	164.71	127.72	82.3	168.47	257.93	-523.98
Net Debt/Capital (%)	65.92	74.52	76.7	72.53	74.18	66.63	64.75	63.92	62.15	60.62	53.54	41.14	56.28	64.47	471.01
EBITDA	10	12	10	20	18	11	12	13	18	11	11	9	9	9	8
EBITDA-CapEx	10	12	10	20	18	11	12	13	18	11	11	9	9	1	8
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999	12/31/2000	12/31/2001	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.38	5.9	5.79	6.13	6.4	7.17	8.21	7.92	8.47	8.37	8.27	8.9	9.29	7.36	3.93
Long-Term Debt/Equity (%)	51.36	51.13	55.34	104.52	97.14	86.17	88.92	52.25	49.15	42.69	42.59	85.49	100.08	144.91	636.48
Long-Term Debt/Capital (%)	19.45	15	15.61	30.52	22.59	25.79	24.97	16.31	16.39	14.13	15.42	36.01	29.55	31.96	53.77
Long-Term Debt/Total Assets (%)	4.46	3.95	4.34	7.97	6.56	6.26	6.67	4.11	4.06	3.34	3.18	6.46	7.1	7.5	6.07
Total Debt/Equity (%)	190.47	264.45	280.56	262.13	335.27	235.48	246.62	219.68	197.47	195.09	165.38	119.68	207.82	311.24	771.08
Total Debt/Capital (%)	72.15	77.6	79.16	76.53	77.97	70.48	69.26	68.59	65.83	64.58	59.87	50.41	61.36	68.65	65.14
Total Debt/Total Assets (%)	16.53	20.43	21.99	19.98	22.65	17.12	18.5	17.28	16.32	15.27	12.33	9.05	14.75	16.12	7.35
CFO/Total Liabilities	1.32	1.71	1.01	1.41	2.12	1.54	-0.19	2.08	2.26	1.87	1.69	1.32	1.28	1.17	0.65
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6.98	- -
Altman's Z-Score	0.14	0.13	0.12	0.13	0.13	0.14	0.16	0.15	0.17	0.16	0.16	0.17	0.17	0.14	0.1

Working Capital (USD)

API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999	12/31/2000	12/31/2001	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	23.78	11.65
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.35	31.33
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999	12/31/2000	12/31/2001	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	101	106	107	158	185	119	137	147	110	117	150	150	145	140	466
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	400	681	807	829	985	726	744	781	742	754	659	479	766	815	278
Enterprise Value	298	575	699	671	800	608	607	634	632	637	509	329	621	676	-189
Total Capital	554	877	1,019	1,083	1,263	1,031	1,074	1,139	1,127	1,168	1,101	950	1,248	1,188	426
Total Debt/Capital (%)	72.15	77.6	79.16	76.53	77.97	70.48	69.26	68.59	65.83	64.58	59.87	50.41	61.36	68.65	65.14
Total Debt / EV	1.34	1.18	1.15	1.23	1.23	1.2	1.23	1.23	1.17	1.18	1.29	1.45	1.23	1.21	-1.47
EV/Sales	2.21	3.88	4.38	3.7	4.22	3.25	3.08	3.15	2.74	2.93	2.23	1.37	2.68	3.27	- -
EV/EBITDA	30.76	49.11	72.08	34.23	43.93	55.84	51.13	49.4	35.28	55.96	48.33	37.02	71.43	77.01	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	10.22	10.9	20.5	12.38	9.32	10.03	- -	7.32	6.71	7.46	6.1	5.08	10.04	12.05	- -
EV/Free Cash Flow to Firm	10.22	10.9	20.5	12.38	9.32	10.03	- -	7.32	6.71	7.46	6.1	5.08	10.04	10.54	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	298	575	699	671	800	608	607	634	632	637	509	329	621	676	-189
EV per Share	11.29	26.98	26.07	23.53	28.25	22.56	23.8	25.67	25.38	25.52	20.51	13.46	26.37	29.86	- -
TTM Sales	135	148	160	181	190	187	197	201	231	218	228	241	232	206	161
TTM EBITDA	10	12	10	20	18	11	12	13	18	11	11	9	9	9	8
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	29	53	34	54	86	61	-7	87	94	85	83	65	62	56	24
TTM Free Cash Flow to Firm	29	53	34	54	86	61	-7	87	94	85	83	65	62	64	24

Multiples (USD)

API ChatGPT

	1995 Y	1996 Y	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y
As of date	12/31/1995	12/31/1996	12/31/1997	12/31/1998	12/31/1999	12/31/2000	12/31/2001	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	298	575	699	671	800	608	607	634	632	637	509	329	621	676	-189
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	2.21	3.88	4.38	3.7	4.22	3.25	3.08	3.15	2.74	2.93	2.23	1.37	2.68	3.27	- -
EV/EBITDA	30.76	49.11	72.08	34.23	43.93	55.84	51.13	49.4	35.28	55.96	48.33	37.02	71.43	77.01	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Average	2.21	3.88	4.38	3.7	4.22	3.25	3.08	3.15	2.74	2.93	2.23	1.37	2.68	3.27	- -
EV/Sales High	2.21	3.88	4.38	3.7	4.22	3.25	3.08	3.15	2.74	2.93	2.23	1.37	2.68	3.27	- -
EV/Sales Low	2.21	3.88	4.38	3.7	4.22	3.25	3.08	3.15	2.74	2.93	2.23	1.37	2.68	3.27	- -
EV/EBITDA Average	30.76	49.11	72.08	34.23	43.93	55.84	51.13	49.4	35.28	55.96	48.33	37.02	71.43	77.01	-24.51
EV/EBITDA High	30.76	49.11	72.08	34.23	43.93	55.84	51.13	49.4	35.28	55.96	48.33	37.02	71.43	77.01	-24.51
EV/EBITDA Low	30.76	49.11	72.08	34.23	43.93	55.84	51.13	49.4	35.28	55.96	48.33	37.02	71.43	77.01	-24.51
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value Average	298	575	699	671	800	608	607	634	632	637	509	329	621	676	-189
Enterprise Value High	298	575	699	671	800	608	607	634	632	637	509	329	621	676	-189
Enterprise Value Low	298	575	699	671	800	608	607	634	632	637	509	329	621	676	-189

Shares Outstanding	21	14	27	27	27	26	25	25	25	25	25	24	22	23	23
Diluted Weighted Avg Shares	27	22	27	29	29	27	26	25	25	25	25	25	24	23	- -
Basic Weighted Avg Shares	26	21	27	29	28	27	25	25	25	25	25	24	24	23	- -
Revenue per Share	5.11	6.96	5.95	6.36	6.7	6.95	7.73	8.14	9.27	8.72	9.19	9.83	9.84	9.12	- -
EBITDA per Share	0.37	0.55	0.36	0.69	0.64	0.4	0.47	0.52	0.72	0.46	0.42	0.36	0.37	0.39	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.87	1.5	1.07	1.39	1.42	1.6	1.66	1.76	1.75	1.83	1.81	1.93	1.2	-4.32	- -
Basic EPS from Cont Ops	0.87	1.5	1.07	1.39	1.42	1.6	1.66	1.76	1.75	1.84	1.93	1.92	1.2	-4.32	- -
Diluted EPS, GAAP	0.86	1.48	1.05	1.36	1.4	1.58	1.64	1.75	1.73	1.81	1.79	1.92	1.2	-4.32	- -
Diluted EPS from Cont Ops	0.86	1.48	1.05	1.36	1.4	1.58	1.64	1.75	1.73	1.82	1.91	1.91	1.2	-4.32	- -
Dividend per Share	0.33	0.47	0.45	0.54	0.56	0.64	0.64	0.64	0.66	0.68	0.68	0.74	0.71	0.28	- -
Cash Flow per Share	1.1	2.47	1.27	1.9	3.03	2.25	-0.28	3.51	3.79	3.42	3.36	2.65	2.63	2.48	- -
Free Cash Flow per Basic Share	1.1	2.47	1.27	1.9	3.03	2.25	-0.28	3.51	3.79	3.42	3.36	2.65	2.63	2.12	- -
Cash & Equivalents per Share	3.84	4.98	4	5.53	6.54	4.41	5.39	5.97	4.41	4.71	6.05	6.11	6.16	6.17	- -
Book Value per Share	5.84	9.23	7.92	8.91	9.83	11.3	12.95	14.49	15.46	16.58	17.8	19.25	20.49	16.46	- -
Tangible Book Value per Share	7.4	11.43	10.26	10.42	9.77	10.84	11.21	13.77	14.46	14.87	15.81	16.1	15.39	11.58	- -

Amcor Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)