- CEO
- Robert Craig Ritchie
- Full Time Employees
- 313
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Address
- 3000 Bayport Drive Tampa FL United States of America 33607
- IPO Date
- May 8, 2025
- Business
- American Integrity Insurance Group, Inc. operates as a residential property insurance company primarily serving homeowners throughout Florida and the Southeastern United States, including South Carolina and Georgia. The company offers a broad range of insurance products including homeowners insurance, new home construction insurance, binding arbitration services, vacant home insurance, condominium insurance, watercraft insurance, rental and seasonal dwelling coverage, manufactured home insurance, and golf cart insurance. Additionally, it provides a commercial residential property insurance program targeting condominium associations, townhome associations, and homeowners associations primarily in Florida, offering comprehensive coverage for buildings, shared spaces, and association-owned property with robust protection against natural disasters. Founded in 2006 and headquartered in Tampa, Florida, American Integrity has established itself as a key player in the property insurance market with a focus on delivering innovative and reliable coverage solutions.
In the past two years, American Integrity has undergone significant strategic growth and operational expansion. The company completed a successful initial public offering (IPO) in 2025, listing on the New York Stock Exchange under the ticker AII, which has supported its financial strength and growth initiatives. It has accelerated market leadership through the assumption of nearly 100,000 policies from Florida’s Citizens Property Insurance Corporation during 2024–2025, reinforcing its presence in the state's improving property insurance market. In November 2025 alone, American Integrity assumed over 7,000 additional policies from Citizens, adding approximately $25.8 million in annualized written premium. The company also launched its Commercial Residential Property Program in 2025, expanding into commercial lines coverage for Florida’s community associations, supported by strong underwriting tailored to the unique risks of these markets. American Integrity’s growth strategy includes re-entry into Florida’s Tri-County region and a focus on the middle-aged home market segment, enhancing its diversified product offerings and distribution channels across multiple states. The company maintains high financial stability ratings, including an “A” from Demotech and a BBB+ from KBRA, reflecting its disciplined underwriting and prudent risk management approach. The corporate structure was reorganized in May 2025 through a tax-free transaction to support future growth and operational efficiency.
American Integrity Insurance Group focuses on the property and casualty insurance industry, targeting individual homeowners, residential rental property owners, and community associations with risk protection solutions primarily geared towards natural disaster and catastrophe exposures in high-risk Southeastern U.S. markets. Its products and services serve a geographically focused market in Florida while expanding across adjacent Southeastern states. The company leverages a vertically integrated platform, proprietary data-driven risk segmentation models, and strong agency relationships to maintain consistent underwriting profitability and market growth, capitalizing on state legislative reforms that have improved the insurance landscape in Florida. Its client base predominantly consists of homeowners, residential property investors, and community associations in Florida and the Southeastern region.
This comprehensive approach positions American Integrity Insurance Group, Inc. as a leading provider of homeowners and residential property insurance in the Southeastern U.S., driven by strategic expansions, new product launches, and disciplined growth following its recent public listing and market acquisitions.