American Integrity Insurance Group, Inc.

AII

AIIAmerican Integrity Insurance Group, Inc. US flag

New York Stock Exchange

18.66

USD

-0.06

- -

365.56MMarket Cap

Income Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	201	204	276
+ Sales & Services Revenue	201	204	276
- Cost of Revenue	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -
Gross Profit	- -	- -	- -
+ Other Operating Income	- -	- -	- -
- Operating Expenses	- -	- -	- -
+ Selling, General & Admin	34	31	42
+ Research & Development	- -	- -	- -
+ Other Operating Expense	-34	-31	-42
Operating Income (Loss)	- -	- -	- -
- Non-Operating (Income) Loss	-45	-51	-115
+ Interest Expense, Net	- -	- -	- -
+ Interest Expense	- -	- -	- -
- Interest Income	- -	- -	- -
+ Other Non-Op (Income) Loss	-45	-51	-115
Pretax Income	45	51	115
- Income Tax Expense (Benefit)	7	11	15
- (Income) Loss from Affiliates	- -	- -	- -
Income (Loss) from Cont Ops	38	40	100
- Net Extraordinary Losses (Gains)	- -	- -	- -
+ Discontinued Operations	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -
Income (Loss) Incl. MI	38	40	100
- Minority Interest	- -	- -	- -
Net Income, GAAP	38	40	100
- Preferred Dividends	- -	- -	- -
- Other Adjustments	- -	- -	- -
Net Income Avail to Common, GAAP	38	40	100
EBIT	- -	- -	- -
EBITDA	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -
EBITA	-1	-3	-2
Gross Margin (%)	100	100	100
Operating Margin (%)	- -	- -	- -
Profit Margin (%)	18.82	19.45	36.03
Sales per Employee	- -	- -	- -
Dividend per Share	0.09	0.61	1.33
Depreciation Expense	1	3	2
Basic Weighted Avg Shares	20	20	17
Basic EPS, GAAP	1.93	2.03	5.78
Basic EPS from Cont Ops	1.93	2.03	5.78
Diluted Weighted Avg Shares	20	20	17
Diluted EPS, GAAP	1.93	2.03	5.78
Diluted EPS from Cont Ops	1.93	2.03	5.78

Balance Sheet (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -
+ Cash, Cash Equivalents & STI	257	387	374
+ Cash & Cash Equivalents	62	173	204
+ ST Investments	195	214	170
+ Accounts & Notes Receiv	363	514	314
+ Accounts Receivable, Net	362	514	314
+ Notes Receivable, Net	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -
+ Other Receivable, Net	1	- -	- -
+ Inventories	- -	- -	- -
+ Raw Materials	- -	- -	- -
+ Work In Process	- -	- -	- -
+ Finished Goods	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -
+ Other Inventory	- -	- -	- -
+ Other ST Assets	-620	-901	-688
+ Misc ST Assets	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -
+ LT Investments & Receivables	195	214	349
+ LT Investments	195	214	349
+ LT Receivables	- -	- -	- -
+ Other LT Assets	-195	-214	-349
+ Total Intangible Assets	- -	- -	- -
+ Goodwill	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -
+ Misc LT Assets	-195	-214	-349
Total Assets	862	1,198	1,225
+ Payables & Accruals	61	68	81
+ Accounts Payable	61	56	79
+ Accrued Taxes	- -	12	3
+ Interest & Dividends Payable	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -
+ ST Debt	- -	- -	- -
+ ST Borrowings	- -	- -	- -
+ ST Finance Leases	- -	- -	- -
+ Other ST Liabilities	-61	-69	-81
+ Deferred Revenue	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Misc ST Liabilities	-61	-69	-81
Total Current Liabilities	- -	- -	- -
+ LT Debt	6	4	1
+ LT Borrowings	1	1	1
+ LT Finance Leases	5	3	- -
+ Other LT Liabilities	-6	-4	-1
+ Accrued Liabilities	3	1	- -
+ Pension Liabilities	- -	- -	- -
+ Deferred Revenue	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Misc LT Liabilities	-9	-5	-1
Total Noncurrent Liabilities	- -	- -	- -
Total Liabilities	728	1,036	888
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Share Capital & APIC	10	10	106
+ Common Stock	10	- -	- -
+ Additional Paid in Capital	- -	10	106
- Treasury Stock	- -	- -	- -
+ Retained Earnings	125	152	229
+ Other Equity	-1	- -	2
Equity Before Minority Interest	134	162	337
+ Minority/Non Controlling Interest	- -	- -	- -
Total Equity	134	162	337
Total Liabilities & Equity	862	1,198	1,225
Shares Outstanding	20	20	20
Number of Employees	- -	- -	- -
Capital Leases - Total	5	3	- -
Net Debt	-60	-172	-203
Net Debt to Equity	-44.94	-105.78	-60.32
Tangible Common Equity Ratio	15.54	13.55	27.51
Current Ratio	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

+ Net Income	38	40	100
+ Depreciation & Amortization	- -	- -	- -
+ Non-Cash Items	-67	-1	- -
+ Stock-Based Compensation	- -	- -	11
+ Deferred Income Taxes	1	-2	-11
+ Asset Impairment Charge	- -	- -	- -
+ Other Non-Cash Adj	-68	1	-1
+ Chg in Non-Cash Work Cap	94	111	39
+ (Inc) Dec in Accts Receiv	-8	-15	7
+ (Inc) Dec in Inventories	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-67	-42	-7
+ Inc (Dec) in Accts Payable	1	-5	22
+ Inc (Dec) in Other	168	172	17
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Operating Activities	64	149	138
+ Change in Fixed & Intang	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -
+ Acq of Fixed & Intang	-1	-1	-5
+ Acq of Fixed Prod Assets	-1	-1	-5
+ Acq of Intangible Assets	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	93
+ Increase in Capital Stock	- -	- -	93
+ Decrease in Capital Stock	- -	- -	- -
+ Net Change in LT Investment	-1	-18	-130
+ Dec in LT Investment	49	85	135
+ Inc in LT Investment	-50	-103	-265
+ Net Cash From Acq & Div	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -
+ Cash for JVs	- -	- -	- -
+ Other Investing Activities	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Investing Activities	-2	-19	-135
+ Dividends Paid	-2	-12	-23
+ Net Cash From Debt	-1	- -	- -
+ Cash From Debt	- -	- -	- -
+ Repayments of Debt	-1	- -	- -
+ Other Financing Activities	- -	- -	-8
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Financing Activities	-2	-12	62
Effect of Foreign Exchange Rates	- -	- -	- -
Net Changes in Cash	60	117	65
EBITDA	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -
Free Cash Flow	64	148	133
Net Cash Paid for Acquisitions	- -	- -	- -
Free Cash Flow to Firm	64	148	133
Free Cash Flow to Equity	- -	147	133
Free Cash Flow per Basic Share	3.25	7.54	7.73
Price/Free Cash Flow	- -	- -	2.51
Cash Flow to Net Income	1.7	3.75	1.39
Capital Expenditures	-1	-1	-5