American Integrity Insurance Group, Inc.

AII

AIIAmerican Integrity Insurance Group, Inc. US flag

New York Stock Exchange

18.66

USD

-0.06

- -

365.56MMarket Cap

Profitability (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	27.65	52.21
Return on Assets (%)	- -	3.86	8.22
Return on Capital (%)	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -
Gross Margin (%)	100	100	100
EBITDA Margin (%)	- -	- -	- -
Operating Margin (%)	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -
Pretax Margin (%)	22.28	24.98	41.61
Profit Margin (%)	18.82	19.45	36.03
Net Income to Common Margin (%)	18.82	19.45	36.03
Effective Tax Rate (%)	15.55	22.13	13.42
Dvd Payout Ratio (%)	4.86	30.26	22.96
Sustainable Growth Rate (%)	- -	19.29	40.22

Credit (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Debt	6	4	1
ST Debt	- -	- -	- -
LT Debt	6	4	1
Total Debt/EBITDA	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -
Total Debt/EBIT	- -	- -	- -
Net Debt/EBIT	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -
Interest Expense	- -	- -	- -
Common Equity/Total Assets	15.66	12.72	18.71
Long-Term Debt/Equity (%)	4.23	2.24	0.32
Long-Term Debt/Capital (%)	4.02	2.33	0.47
Long-Term Debt/Total Assets (%)	0.66	0.3	0.09
Total Debt/Equity (%)	4.54	2.5	0.32
Total Debt/Capital (%)	4.31	2.59	0.47
Total Debt/Total Assets (%)	0.71	0.34	0.09
Net Debt to Equity	-44.94	-105.78	-60.32
Net Debt/Capital (%)	-75.79	1,027.26	-770.83
EBITDA	- -	- -	- -
EBITDA-CapEx	-1	-1	-5
Operating Income (Loss)	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -
Current Ratio	- -	- -	- -
Quick Ratio	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -
Common Equity/Total Assets	15.66	12.72	18.71
Long-Term Debt/Equity (%)	4.23	2.24	0.32
Long-Term Debt/Capital (%)	4.02	2.33	0.47
Long-Term Debt/Total Assets (%)	0.66	0.3	0.09
Total Debt/Equity (%)	4.54	2.5	0.32
Total Debt/Capital (%)	4.31	2.59	0.47
Total Debt/Total Assets (%)	0.71	0.34	0.09
CFO/Total Liabilities	8.85	14.38	15.56
CFO/CapEx	85.24	113.93	27.54
Altman's Z-Score	0.44	0.35	0.73

Working Capital (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	0.47	0.67
Days Sales Outstanding	- -	782.1	546.39
Inventory Turnover	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -
Inventory to Cash Days	- -	- -	- -
Inventories	- -	- -	- -
Raw Materials	- -	- -	- -
Work In Process	- -	- -	- -
Finished Goods	- -	- -	- -
Other Inventory	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	359
- Cash & Cash Equivalents	62	173	204
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -
+ Total Debt	6	4	1
Enterprise Value	-251	-383	-14
Total Capital	141	156	230
Total Debt/Capital (%)	4.31	2.59	0.47
Total Debt / EV	-0.02	-0.01	-0.08
EV/Sales	- -	- -	- -
EV/EBITDA	- -	- -	- -
EV/EBIT	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -
Diluted Market Cap	- -	- -	359
Diluted Enterprise Value	-56	-169	156
EV per Share	- -	- -	- -
TTM Sales	201	204	276
TTM EBITDA	- -	- -	- -
TTM Operating Income	- -	- -	- -
TTM Cash Flow to Firm	64	149	138
TTM Free Cash Flow to Firm	65	150	143

Multiples (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	2.51
EV/EBIT	- -	- -	- -
Enterprise Value	-251	-383	-14
Low Price	- -	- -	15.77
EV/Sales	- -	- -	- -
EV/EBITDA	- -	- -	- -
Price/Earnings	- -	- -	3.6
Price/Earnings Average	- -	- -	3.42
Price/Earnings High	- -	- -	4.56
Price/Earnings Low	- -	- -	2.73
Price/Book Value	- -	- -	1.57
Price/Book Value Average	- -	- -	1.49
Price/Book Value High	- -	- -	1.98
Price/Book Value Low	- -	- -	1.19
Price/Tangible Book Value	- -	- -	1.07
Price/Tangible Book Value Average	- -	- -	1.01
Price/Tangible Book Value High	- -	- -	1.35
Price/Tangible Book Value Low	- -	- -	0.81
Price/Sales	- -	- -	1.3
Price/Sales Average	- -	- -	1.23
Price/Sales High	- -	- -	1.64
Price/Sales Low	- -	- -	0.98
Price/Cash Flow	- -	- -	2.6
Price/Cash Flow Average	- -	- -	2.47
Price/Cash Flow High	- -	- -	3.29
Price/Cash Flow Low	- -	- -	1.97
Price/Free Cash Flow Average	- -	- -	2.38
Price/Free Cash Flow High	- -	- -	3.17
Price/Free Cash Flow Low	- -	- -	1.9
EV/Sales Average	- -	- -	0.5
EV/Sales High	- -	- -	0.91
EV/Sales Low	- -	- -	0.25
EV/EBITDA Average	- -	- -	- -
EV/EBITDA High	- -	- -	- -
EV/EBITDA Low	- -	- -	- -
EV/EBIT Average	- -	- -	- -
EV/EBIT High	- -	- -	- -
EV/EBIT Low	- -	- -	- -
Last Price	- -	- -	20.83
High Price	- -	- -	26.36
Enterprise Value Average	-56	-169	138
Enterprise Value High	-56	-169	251
Enterprise Value Low	-56	-169	69

Profitability (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	27.65	52.21
Return on Assets (%)	- -	3.86	8.22
Return on Capital (%)	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -
Gross Margin (%)	100	100	100
EBITDA Margin (%)	- -	- -	- -
Operating Margin (%)	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -
Pretax Margin (%)	22.28	24.98	41.61
Profit Margin (%)	18.82	19.45	36.03
Net Income to Common Margin (%)	18.82	19.45	36.03
Effective Tax Rate (%)	15.55	22.13	13.42
Dvd Payout Ratio (%)	4.86	30.26	22.96
Sustainable Growth Rate (%)	- -	19.29	40.22

Credit (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Debt	6	4	1
ST Debt	- -	- -	- -
LT Debt	6	4	1
Total Debt/EBITDA	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -
Total Debt/EBIT	- -	- -	- -
Net Debt/EBIT	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -
Interest Expense	- -	- -	- -
Common Equity/Total Assets	15.66	12.72	18.71
Long-Term Debt/Equity (%)	4.23	2.24	0.32
Long-Term Debt/Capital (%)	4.02	2.33	0.47
Long-Term Debt/Total Assets (%)	0.66	0.3	0.09
Total Debt/Equity (%)	4.54	2.5	0.32
Total Debt/Capital (%)	4.31	2.59	0.47
Total Debt/Total Assets (%)	0.71	0.34	0.09
Net Debt to Equity	-44.94	-105.78	-60.32
Net Debt/Capital (%)	-75.79	1,027.26	-770.83
EBITDA	- -	- -	- -
EBITDA-CapEx	-1	-1	-5
Operating Income (Loss)	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -
Current Ratio	- -	- -	- -
Quick Ratio	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -
Common Equity/Total Assets	15.66	12.72	18.71
Long-Term Debt/Equity (%)	4.23	2.24	0.32
Long-Term Debt/Capital (%)	4.02	2.33	0.47
Long-Term Debt/Total Assets (%)	0.66	0.3	0.09
Total Debt/Equity (%)	4.54	2.5	0.32
Total Debt/Capital (%)	4.31	2.59	0.47
Total Debt/Total Assets (%)	0.71	0.34	0.09
CFO/Total Liabilities	8.85	14.38	15.56
CFO/CapEx	85.24	113.93	27.54
Altman's Z-Score	0.44	0.35	0.73

Working Capital (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	0.47	0.67
Days Sales Outstanding	- -	782.1	546.39
Inventory Turnover	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -
Inventory to Cash Days	- -	- -	- -
Inventories	- -	- -	- -
Raw Materials	- -	- -	- -
Work In Process	- -	- -	- -
Finished Goods	- -	- -	- -
Other Inventory	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	359
- Cash & Cash Equivalents	62	173	204
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -
+ Total Debt	6	4	1
Enterprise Value	-251	-383	-14
Total Capital	141	156	230
Total Debt/Capital (%)	4.31	2.59	0.47
Total Debt / EV	-0.02	-0.01	-0.08
EV/Sales	- -	- -	- -
EV/EBITDA	- -	- -	- -
EV/EBIT	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -
Diluted Market Cap	- -	- -	359
Diluted Enterprise Value	-56	-169	156
EV per Share	- -	- -	- -
TTM Sales	201	204	276
TTM EBITDA	- -	- -	- -
TTM Operating Income	- -	- -	- -
TTM Cash Flow to Firm	64	149	138
TTM Free Cash Flow to Firm	65	150	143

Multiples (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	2.51
EV/EBIT	- -	- -	- -
Enterprise Value	-251	-383	-14
Low Price	- -	- -	15.77
EV/Sales	- -	- -	- -
EV/EBITDA	- -	- -	- -
Price/Earnings	- -	- -	3.6
Price/Earnings Average	- -	- -	3.42
Price/Earnings High	- -	- -	4.56
Price/Earnings Low	- -	- -	2.73
Price/Book Value	- -	- -	1.57
Price/Book Value Average	- -	- -	1.49
Price/Book Value High	- -	- -	1.98
Price/Book Value Low	- -	- -	1.19
Price/Tangible Book Value	- -	- -	1.07
Price/Tangible Book Value Average	- -	- -	1.01
Price/Tangible Book Value High	- -	- -	1.35
Price/Tangible Book Value Low	- -	- -	0.81
Price/Sales	- -	- -	1.3
Price/Sales Average	- -	- -	1.23
Price/Sales High	- -	- -	1.64
Price/Sales Low	- -	- -	0.98
Price/Cash Flow	- -	- -	2.6
Price/Cash Flow Average	- -	- -	2.47
Price/Cash Flow High	- -	- -	3.29
Price/Cash Flow Low	- -	- -	1.97
Price/Free Cash Flow Average	- -	- -	2.38
Price/Free Cash Flow High	- -	- -	3.17
Price/Free Cash Flow Low	- -	- -	1.9
EV/Sales Average	- -	- -	0.5
EV/Sales High	- -	- -	0.91
EV/Sales Low	- -	- -	0.25
EV/EBITDA Average	- -	- -	- -
EV/EBITDA High	- -	- -	- -
EV/EBITDA Low	- -	- -	- -
EV/EBIT Average	- -	- -	- -
EV/EBIT High	- -	- -	- -
EV/EBIT Low	- -	- -	- -
Last Price	- -	- -	20.83
High Price	- -	- -	26.36
Enterprise Value Average	-56	-169	138
Enterprise Value High	-56	-169	251
Enterprise Value Low	-56	-169	69

Shares Outstanding	20	20	20
Diluted Weighted Avg Shares	20	20	17
Basic Weighted Avg Shares	20	20	17
Revenue per Share	10.26	10.44	16.04
EBITDA per Share	- -	- -	- -
Operating Income per Share	- -	- -	- -
Basic EPS, GAAP	1.93	2.03	5.78
Basic EPS from Cont Ops	1.93	2.03	5.78
Diluted EPS, GAAP	1.93	2.03	5.78
Diluted EPS from Cont Ops	1.93	2.03	5.78
Dividend per Share	0.09	0.61	1.33
Cash Flow per Share	3.29	7.6	8.02
Free Cash Flow per Basic Share	3.25	7.54	7.73
Cash & Equivalents per Share	13.11	19.78	21.72
Book Value per Share	6.89	7.79	13.3
Tangible Book Value per Share	6.84	8.29	19.55

American Integrity Insurance Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)